Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Centier Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Centier Bank
600 E 84Th Avenue
Whiting, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,271
Total Mortgage Loan Application Amount $651,166,000
Average Mortgage Loan Application Amount $131,666
Highest Mortgage Loan Application Amount $16,900,000
Average Applicant Income $77,333
Highest Applicant Income $1,565,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Centier Bank by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
GARY, IN 1,645 $ 229,105,000 $ 139,000 $ 77,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 440 $ 155,216,000 $ 352,000 $ 143,000
LAFAYETTE-WEST LAFAYETTE, IN 215 $ 40,289,000 $ 187,000 $ 64,000
MICHIGAN CITY-LA PORTE, IN 153 $ 17,839,000 $ 116,000 $ 65,000
WARREN-TROY-FARMINGTON HILLS, MI 132 $ 6,126,000 $ 46,000 $ 59,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 121 $ 5,820,000 $ 55,000 $ 59,500
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 117 $ 6,334,000 $ 54,000 $ 60,000
GRAND RAPIDS-WYOMING, MI 81 $ 3,523,000 $ 43,000 $ 56,000
SOUTH BEND-MISHAWAKA, IN-MI 71 $ 18,070,000 $ 184,000 $ 88,500
ELKHART-GOSHEN, IN 62 $ 8,149,000 $ 131,000 $ 72,000
BALTIMORE-COLUMBIA-TOWSON, MD 59 $ 3,597,000 $ 60,000 $ 64,000
LANCASTER, PA 44 $ 1,839,000 $ 41,000 $ 53,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 40 $ 1,921,000 $ 48,500 $ 59,500
PITTSBURGH, PA 40 $ 2,056,000 $ 51,000 $ 61,000
ALBANY-SCHENECTADY-TROY, NY 37 $ 1,789,000 $ 48,000 $ 56,000
FORT WAYNE, IN 37 $ 14,269,000 $ 385,000 $ 104,000
HARRISBURG-CARLISLE, PA 36 $ 1,760,000 $ 48,000 $ 53,000
READING, PA 33 $ 1,540,000 $ 46,000 $ 57,000
YORK-HANOVER, PA 30 $ 1,449,000 $ 48,000 $ 46,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 26 $ 3,713,000 $ 142,000 $ 96,000
DENVER-AURORA-LAKEWOOD, CO 25 $ 1,427,000 $ 57,000 $ 62,000
KANSAS CITY, MO-KS 24 $ 1,330,000 $ 55,000 $ 69,500
CAMDEN, NJ 22 $ 1,399,000 $ 63,000 $ 68,000
HAGERSTOWN-MARTINSBURG, MD-WV 22 $ 863,000 $ 37,500 $ 54,500
UTICA-ROME, NY 22 $ 1,477,000 $ 67,000 $ 54,000
ANN ARBOR, MI 21 $ 980,000 $ 46,000 $ 71,000
COEUR D'ALENE, ID 21 $ 1,138,000 $ 54,000 $ 52,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 21 $ 1,538,000 $ 73,500 $ 63,500
ROCHESTER, NY 21 $ 953,000 $ 45,000 $ 53,000
SYRACUSE, NY 21 $ 1,422,000 $ 67,000 $ 57,000
LEBANON, PA 20 $ 790,000 $ 39,000 $ 44,000
COLUMBUS, OH 19 $ 800,000 $ 42,000 $ 58,000
ST. LOUIS, MO-IL 19 $ 875,000 $ 45,000 $ 58,000
BOISE CITY, ID 18 $ 815,000 $ 45,000 $ 48,000
GREELEY, CO 18 $ 1,251,000 $ 69,000 $ 73,000
SALISBURY, MD-DE 18 $ 1,191,000 $ 82,500 $ 60,000
WICHITA, KS 17 $ 1,133,000 $ 66,000 $ 64,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 15 $ 825,000 $ 55,000 $ 55,000
HUNTINGTON-ASHLAND, WV-KY-OH 15 $ 1,055,000 $ 67,666 $ 50,666
NILES-BENTON HARBOR, MI 15 $ 820,000 $ 54,000 $ 72,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 15 $ 1,166,000 $ 74,000 $ 71,500
CHAMBERSBURG-WAYNESBORO, PA 14 $ 575,000 $ 41,000 $ 65,000
CINCINNATI, OH-KY-IN 14 $ 2,611,000 $ 676,000 $ 42,333
MONROE, MI 14 $ 570,000 $ 40,000 $ 50,000
VINELAND-BRIDGETON, NJ 14 $ 869,000 $ 62,000 $ 70,000
CANTON-MASSILLON, OH 13 $ 767,000 $ 59,000 $ 57,000
MORGANTOWN, WV 13 $ 617,000 $ 47,000 $ 65,000
ATLANTIC CITY-HAMMONTON, NJ 12 $ 770,000 $ 64,000 $ 63,000
BINGHAMTON, NY 12 $ 717,000 $ 59,000 $ 56,000
DETROIT-DEARBORN-LIVONIA, MI 11 $ 547,000 $ 49,000 $ 51,000
FORT COLLINS, CO 11 $ 614,000 $ 55,000 $ 53,000
GETTYSBURG, PA 11 $ 441,000 $ 40,000 $ 56,000
OMAHA-COUNCIL BLUFFS, NE-IA 11 $ 482,000 $ 43,000 $ 51,000
ERIE, PA 10 $ 446,000 $ 44,000 $ 39,000
LANSING-EAST LANSING, MI 10 $ 354,000 $ 35,000 $ 45,000
SIOUX FALLS, SD 10 $ 518,000 $ 51,000 $ 59,000
STAUNTON-WAYNESBORO, VA 10 $ 605,000 $ 60,000 $ 41,000
TOLEDO, OH 10 $ 410,000 $ 41,000 $ 53,000
GRAND JUNCTION, CO 9 $ 487,000 $ 54,000 $ 61,000
DES MOINES-WEST DES MOINES, IA 8 $ 634,000 $ 79,000 $ 53,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 8 $ 724,000 $ 90,000 $ 58,000
JACKSON, MI 8 $ 567,000 $ 70,000 $ 64,000
WATERTOWN-FORT DRUM, NY 8 $ 446,000 $ 55,000 $ 86,000
CHARLESTON, WV 7 $ 564,000 $ 80,000 $ 51,000
DOVER, DE 7 $ 358,000 $ 51,000 $ 54,000
KANKAKEE, IL 7 $ 612,000 $ 87,000 $ 83,000
MUNCIE, IN 7 $ 2,118,000 $ 302,000 $ 183,000
SPRINGFIELD, MO 7 $ 425,000 $ 60,000 $ 43,000
WILMINGTON, DE-MD-NJ 7 $ 282,000 $ 51,000 $ 58,333
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 7 $ 426,000 $ 61,000 $ 49,500
BOULDER, CO 6 $ 401,000 $ 66,000 $ 70,000
CHEYENNE, WY 6 $ 399,000 $ 66,000 $ 60,000
CLEVELAND-ELYRIA, OH 6 $ 253,000 $ 42,000 $ 62,000
EAU CLAIRE, WI 6 $ 213,000 $ 35,000 $ 38,000
KALAMAZOO-PORTAGE, MI 6 $ 614,000 $ 102,000 $ 33,000
KINGSTON, NY 6 $ 538,000 $ 89,000 $ 82,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 6 $ 341,000 $ 79,500 $ 75,500
OCEAN CITY, NJ 6 $ 242,000 $ 40,000 $ 69,000
ST. JOSEPH, MO-KS 6 $ 310,000 $ 51,500 $ 81,500
AMES, IA 5 $ 261,000 $ 52,000 $ 60,000
BLOOMINGTON, IN 5 $ 2,673,000 $ 534,000 $ 94,000
DULUTH, MN-WI 5 $ 303,000 $ 60,000 $ 63,000
EVANSVILLE, IN-KY 5 $ 158,000 $ 31,500 $ 37,000
JOPLIN, MO 5 $ 225,000 $ 45,000 $ 36,000
RAPID CITY, SD 5 $ 329,000 $ 65,000 $ 75,000
ROCKFORD, IL 5 $ 181,000 $ 36,000 $ 72,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 5 $ 168,000 $ 33,000 $ 48,000
BURLINGTON-SOUTH BURLINGTON, VT 4 $ 153,000 $ 38,000 $ 53,000
CEDAR RAPIDS, IA 4 $ 154,000 $ 38,000 $ 39,000
COLUMBIA, MO 4 $ 191,000 $ 47,000 $ 43,000
FLINT, MI 4 $ 112,000 $ 28,000 $ 25,000
JOHNSTOWN, PA 4 $ 107,000 $ 26,000 $ 46,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 4 $ 148,000 $ 37,000 $ 63,000
MUSKEGON, MI 4 $ 240,000 $ 60,000 $ 61,000
PARKERSBURG-VIENNA, WV 4 $ 293,000 $ 73,000 $ 96,000
WATERLOO-CEDAR FALLS, IA 4 $ 66,000 $ 16,000 $ 40,000
AKRON, OH 3 $ 143,000 $ 47,000 $ 32,000
BECKLEY, WV 3 $ 213,000 $ 71,000 $ 62,000
BILLINGS, MT 3 $ 206,000 $ 68,000 $ 46,000
BLOOMSBURG-BERWICK, PA 3 $ 184,000 $ 61,000 $ 44,000
BOWLING GREEN, KY 3 $ 113,000 $ 37,000 $ 38,000
CAPE CORAL-FORT MYERS, FL 3 $ 1,368,000 $ 456,000 $ 325,000
CAPE GIRARDEAU, MO-IL 3 $ 149,000 $ 45,000 $ 72,500
CHAMPAIGN-URBANA, IL 3 $ 150,000 $ 50,000 $ 43,000
COLORADO SPRINGS, CO 3 $ 140,000 $ 46,000 $ 40,000
DAYTON, OH 3 $ 115,000 $ 38,000 $ 71,000
ELGIN, IL 3 $ 133,000 $ 44,000 $ 44,000
ELMIRA, NY 3 $ 213,000 $ 71,000 $ 51,000
GLENS FALLS, NY 3 $ 148,000 $ 49,000 $ 53,000
ITHACA, NY 3 $ 133,000 $ 44,000 $ 35,000
JEFFERSON CITY, MO 3 $ 184,000 $ 61,000 $ 39,000
MANHATTAN, KS 3 $ 172,000 $ 57,000 $ 44,000
SPRINGFIELD, OH 3 $ 76,000 $ 25,000 $ 31,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 169,000 $ 84,000 $ 40,000
GREEN BAY, WI 2 $ 126,000 $ 63,000 $ 33,000
IOWA CITY, IA 2 $ 99,000 $ 49,000 $ 36,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 98,000 $ 49,000 $ 42,000
LINCOLN, NE 2 $ 86,000 $ 43,000 $ 50,000
MADISON, WI 2 $ 104,000 $ 52,000 $ 30,000
MANKATO-NORTH MANKATO, MN 2 $ 168,000 $ 84,000 $ 65,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 646,000 $ 323,000 $ 265,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 2 $ 222,000 $ 111,000 $ 110,000
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 315,000 $ 157,000 $ 23,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 2 $ 112,000 $ 56,000 $ 36,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 2 $ 183,000 $ 91,000 $ 39,000
ST. CLOUD, MN 2 $ 188,000 $ 94,000 $ 60,000
STATE COLLEGE, PA 2 $ 80,000 $ 40,000 $ 67,000
TOPEKA, KS 2 $ 109,000 $ 54,000 $ 63,000
APPLETON, WI 1 $ 18,000 $ 18,000 $ 45,000
BATTLE CREEK, MI 1 $ 43,000 $ 43,000 $ 49,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 91,000 $ 91,000 $ 48,000
BLOOMINGTON, IL 1 $ 25,000 $ 25,000 $ 38,000
CARBONDALE-MARION, IL 1 $ 58,000 $ 58,000 $ 90,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 20,000 $ 20,000 $ 190,000
CHARLOTTESVILLE, VA 1 $ 64,000 $ 64,000 $ 107,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 52,000 $ 52,000 $ 36,000
EAST STROUDSBURG, PA 1 $ 50,000 $ 50,000 $ 73,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 648,000 $ 648,000 $ 349,000
IDAHO FALLS, ID 1 $ 63,000 $ 63,000 $ 77,000
LAWRENCE, KS 1 $ 26,000 $ 26,000 $ 33,000
LIMA, OH 1 $ 25,000 $ 25,000 $ 39,000
NEWARK, NJ-PA 1 $ 121,000 $ 121,000 $ 64,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 80,000 $ 80,000 $ 83,000
OWENSBORO, KY 1 $ 83,000 $ 83,000 $ 48,000
PUEBLO, CO 1 $ 57,000 $ 57,000 $ 56,000
RACINE, WI 1 $ 63,000 $ 63,000 $ 142,000
RICHMOND, VA 1 $ 37,000 $ 37,000 $ 33,000
ROCHESTER, MN 1 $ 60,000 $ 60,000 $ 84,000
SAGINAW, MI 1 $ 25,000 $ 25,000 $ 41,000
SIOUX CITY, IA-NE-SD 1 $ 31,000 $ 31,000 $ 25,000
TRENTON, NJ 1 $ 52,000 $ 52,000 $ 42,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 73,000 $ 73,000 $ 25,000
WHEELING, WV-OH 1 $ 68,000 $ 68,000 $ 263,000
WINCHESTER, VA-WV 1 $ 41,000 $ 41,000 $ 61,000

Mortgage Loan Application Detail Totals for Centier Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,044 $519,916,000 $128,000 $12,456,000 $73,000 $1,251,000
Home Improvement 785 $29,405,000 $37,000 $1,000,000 $74,000 $702,000
Refinancing 442 $101,845,000 $230,000 $16,900,000 $85,000 $1,565,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,367 $472,223,000 $108,000 $2,784,000 $76,000 $1,565,000
Hispanic 347 $29,711,000 $85,000 $429,000 $61,000 $528,000
Black or African American 230 $17,336,000 $75,000 $532,000 $68,000 $605,000
Not Provided 130 $13,116,000 $100,000 $1,344,000 $100,000 $607,000
Not applicable 115 $105,586,000 $918,000 $16,900,000 $0 $0
Asian 65 $12,216,000 $187,000 $1,789,000 $116,000 $1,118,000
American Indian or Alaskan Native 14 $776,000 $55,000 $122,000 $52,000 $107,000
Native Hawaiian or Other Pacific Islander 3 $202,000 $67,000 $129,000 $49,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,893 $598,502,000 $122,000 $16,900,000 $76,000 $1,565,000
FHA-insured (Federal Housing Administration) 321 $44,206,000 $137,000 $369,000 $54,000 $189,000
VA-guaranteed (Veterans Administration) 35 $5,696,000 $162,000 $362,000 $61,000 $168,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,762,000 $125,000 $232,000 $39,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,068 $465,786,000 $151,000 $16,900,000 $82,000 $1,565,000
Application Approved But Not Accepted 1,432 $99,601,000 $69,000 $7,000,000 $61,000 $344,000
Application Denied By Financial Institution 514 $38,943,000 $75,000 $10,000,000 $52,000 $263,000
Application Withdrawn By Applicant 216 $40,549,000 $187,000 $2,310,000 $107,000 $1,251,000
File Closed For Incompleteness 41 $6,287,000 $153,000 $510,000 $86,000 $382,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $3,547,000 $114,000 $320,000 $52,000 $118,000
Collateral 25 $3,212,000 $128,000 $362,000 $67,000 $217,000
Debt-To-Income Ratio 24 $4,323,000 $180,000 $930,000 $59,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 4 $594,000 $148,000 $293,000 $61,000 $96,000
Employment History 3 $444,000 $148,000 $311,000 $5,000 $17,000
Other 1 $110,000 $110,000 $110,000 $57,000 $57,000
Unverifiable Information 1 $144,000 $144,000 $144,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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