Cibm Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Cibm Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibm Bank 2913 Kirby Ave Champaign, IL 61821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,851 |
| Total Mortgage Loan Application Amount | $665,925,000 |
| Average Mortgage Loan Application Amount | $200,800 |
| Highest Mortgage Loan Application Amount | $7,905,000 |
| Average Applicant Income | $125,800 |
| Highest Applicant Income | $1,254,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cibm Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibm Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cibm Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibm Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibm Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibm Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DuPage County Illinois | 413 | $ 110,965,000 | $ 268,000 | $ 145,000 |
| Cook County Illinois | 386 | $ 102,280,000 | $ 264,000 | $ 119,000 |
| Kane County Illinois | 329 | $ 79,885,000 | $ 242,000 | $ 121,000 |
| Sheboygan County Wisconsin | 214 | $ 31,010,000 | $ 144,000 | $ 71,000 |
| Lake County Illinois | 129 | $ 28,735,000 | $ 222,000 | $ 119,000 |
| McHenry County Illinois | 128 | $ 27,160,000 | $ 212,000 | $ 93,000 |
| Marion County Indiana | 116 | $ 21,150,000 | $ 182,000 | $ 104,000 |
| Will County Illinois | 94 | $ 21,140,000 | $ 224,000 | $ 127,000 |
| Milwaukee County Wisconsin | 90 | $ 25,710,000 | $ 285,000 | $ 152,000 |
| Hamilton County Indiana | 83 | $ 25,765,000 | $ 310,000 | $ 196,000 |
| Waukesha County Wisconsin | 71 | $ 21,655,000 | $ 305,000 | $ 167,000 |
| Washington County Wisconsin | 58 | $ 13,910,000 | $ 239,000 | $ 123,000 |
| Lake County Indiana | 55 | $ 11,185,000 | $ 203,000 | $ 89,000 |
| Eaton County Michigan | 50 | $ 9,620,000 | $ 192,000 | $ 87,000 |
| Ingham County Michigan | 50 | $ 7,450,000 | $ 149,000 | $ 70,000 |
| Macon County Illinois | 46 | $ 4,800,000 | $ 104,000 | $ 59,000 |
| Kendall County Illinois | 42 | $ 9,410,000 | $ 224,000 | $ 124,000 |
| Hendricks County Indiana | 34 | $ 6,710,000 | $ 197,000 | $ 92,000 |
| DeKalb County Illinois | 33 | $ 4,935,000 | $ 149,000 | $ 115,000 |
| Ozaukee County Wisconsin | 31 | $ 10,095,000 | $ 325,000 | $ 212,000 |
| McLean County Illinois | 21 | $ 10,245,000 | $ 487,000 | $ 68,000 |
| Porter County Indiana | 21 | $ 4,525,000 | $ 215,000 | $ 88,000 |
| Manitowoc County Wisconsin | 20 | $ 2,810,000 | $ 140,000 | $ 73,000 |
| Champaign County Illinois | 18 | $ 2,450,000 | $ 136,000 | $ 82,000 |
| Vermilion County Illinois | 13 | $ 1,005,000 | $ 77,000 | $ 85,000 |
| Racine County Wisconsin | 11 | $ 2,825,000 | $ 256,000 | $ 134,000 |
| Kankakee County Illinois | 10 | $ 1,380,000 | $ 138,000 | $ 102,000 |
| Hancock County Indiana | 10 | $ 2,960,000 | $ 296,000 | $ 146,000 |
| Boone County Indiana | 9 | $ 2,515,000 | $ 279,000 | $ 160,000 |
| Clinton County Michigan | 9 | $ 1,835,000 | $ 203,000 | $ 105,000 |
| Kenosha County Wisconsin | 9 | $ 2,135,000 | $ 237,000 | $ 137,000 |
| Vilas County Wisconsin | 8 | $ 2,540,000 | $ 317,000 | $ 290,000 |
| Walworth County Wisconsin | 8 | $ 2,230,000 | $ 278,000 | $ 254,000 |
| Johnson County Indiana | 7 | $ 1,615,000 | $ 230,000 | $ 84,000 |
| LaSalle County Illinois | 6 | $ 1,020,000 | $ 170,000 | $ 88,000 |
| Peoria County Illinois | 6 | $ 990,000 | $ 165,000 | $ 103,000 |
| Monroe County Indiana | 6 | $ 5,140,000 | $ 856,000 | $ 56,000 |
| Dane County Wisconsin | 6 | $ 1,960,000 | $ 326,000 | $ 159,000 |
| Dodge County Wisconsin | 6 | $ 1,450,000 | $ 241,000 | $ 80,000 |
| De Witt County Illinois | 5 | $ 755,000 | $ 151,000 | $ 62,000 |
| Madison County Indiana | 5 | $ 635,000 | $ 127,000 | $ 94,000 |
| Jackson County Michigan | 5 | $ 645,000 | $ 129,000 | $ 120,000 |
| Calumet County Wisconsin | 5 | $ 565,000 | $ 113,000 | $ 59,000 |
| Winnebago County Illinois | 4 | $ 570,000 | $ 142,000 | $ 76,000 |
| LaPorte County Indiana | 4 | $ 660,000 | $ 165,000 | $ 53,000 |
| Morgan County Indiana | 4 | $ 920,000 | $ 230,000 | $ 144,000 |
| Calhoun County Michigan | 4 | $ 870,000 | $ 217,000 | $ 96,000 |
| Kent County Michigan | 4 | $ 1,020,000 | $ 255,000 | $ 82,000 |
| Outagamie County Wisconsin | 4 | $ 1,410,000 | $ 352,000 | $ 102,000 |
| Winnebago County Wisconsin | 4 | $ 910,000 | $ 227,000 | $ 127,000 |
| Maricopa County Arizona | 3 | $ 855,000 | $ 285,000 | $ 257,000 |
| Boone County Illinois | 3 | $ 785,000 | $ 261,000 | $ 197,000 |
| Logan County Illinois | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| Rush County Indiana | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Berrien County Michigan | 3 | $ 875,000 | $ 291,000 | $ 250,000 |
| Cass County Michigan | 3 | $ 585,000 | $ 195,000 | $ 204,000 |
| Gratiot County Michigan | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Ionia County Michigan | 3 | $ 895,000 | $ 298,000 | $ 188,000 |
| Shiawassee County Michigan | 3 | $ 505,000 | $ 168,000 | $ 106,000 |
| Wayne County Michigan | 3 | $ 845,000 | $ 281,000 | $ 111,000 |
| Door County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 248,000 |
| Fond du Lac County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 91,000 |
| Oneida County Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 123,000 |
| Orange County California | 2 | $ 730,000 | $ 365,000 | $ 155,000 |
| Palm Beach County Florida | 2 | $ 670,000 | $ 335,000 | $ 99,000 |
| Carroll County Illinois | 2 | $ 860,000 | $ 430,000 | $ 281,000 |
| Effingham County Illinois | 2 | $ 500,000 | $ 250,000 | $ 144,000 |
| Iroquois County Illinois | 2 | $ 310,000 | $ 155,000 | $ 209,000 |
| Moultrie County Illinois | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Piatt County Illinois | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Shelby County Illinois | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Tazewell County Illinois | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Bartholomew County Indiana | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Elkhart County Indiana | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
| Floyd County Indiana | 2 | $ 690,000 | $ 345,000 | $ 210,000 |
| Putnam County Indiana | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Tippecanoe County Indiana | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| White County Indiana | 2 | $ 520,000 | $ 260,000 | $ 131,000 |
| Marquette County Michigan | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| Oakland County Michigan | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Ottawa County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 404,000 |
| Adams County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 332,000 |
| Brown County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 134,000 |
| Green Lake County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 203,000 |
| Marathon County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 163,000 |
| Marinette County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Waupaca County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Mariposa County California | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
| San Bernardino County California | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 221,000 |
| Edgar County Illinois | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Fayette County Illinois | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Grundy County Illinois | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Jefferson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Madison County Illinois | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Ogle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Warren County Illinois | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Woodford County Illinois | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Brown County Indiana | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Clinton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Delaware County Indiana | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Grant County Indiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Jennings County Indiana | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Kosciusko County Indiana | 1 | $ 135,000 | $ 135,000 | $ 206,000 |
| Marshall County Indiana | 1 | $ 825,000 | $ 825,000 | $ 350,000 |
| Newton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Spencer County Indiana | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Starke County Indiana | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Tipton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Vermillion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Wayne County Indiana | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Daviess County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Suffolk County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Clare County Michigan | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Genesee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Gogebic County Michigan | 1 | $ 315,000 | $ 315,000 | $ 901,000 |
| Iosco County Michigan | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Lake County Michigan | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Leelanau County Michigan | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Lenawee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Livingston County Michigan | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Macomb County Michigan | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Osceola County Michigan | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Roscommon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Tuscola County Michigan | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Van Buren County Michigan | 1 | $ 205,000 | $ 205,000 | $ 379,000 |
| Washtenaw County Michigan | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Camden County Missouri | 1 | $ 335,000 | $ 335,000 | $ 1,047,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 320,000 |
| Warren County Ohio | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Marshall County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 51,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Spotsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Columbia County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 203,000 |
| Douglas County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Jefferson County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Menominee County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 186,000 |
| Monroe County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 256,000 |
| Rock County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Shawano County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,460 | $366,090,000 | $250,000 | $7,905,000 | $134,000 | $1,254,000 |
| Home Purchase | 1,037 | $218,915,000 | $211,000 | $3,985,000 | $97,000 | $1,254,000 |
| Cash-out Refinancing | 332 | $77,480,000 | $233,000 | $1,365,000 | $138,000 | $1,235,000 |
| Other Purpose | 17 | $2,675,000 | $157,000 | $505,000 | $111,000 | $478,000 |
| Home Improvement | 5 | $765,000 | $153,000 | $255,000 | $149,000 | $323,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,365 | $543,435,000 | $229,000 | $1,365,000 | $124,000 | $1,254,000 |
| Hispanic | 201 | $39,495,000 | $196,000 | $475,000 | $103,000 | $1,052,000 |
| Black or African American | 101 | $18,035,000 | $178,000 | $465,000 | $88,000 | $284,000 |
| Asian | 99 | $21,395,000 | $216,000 | $515,000 | $121,000 | $425,000 |
| Not Provided | 60 | $13,010,000 | $216,000 | $985,000 | $119,000 | $836,000 |
| Not applicable | 17 | $28,775,000 | $1,692,000 | $7,905,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,655,000 | $236,000 | $325,000 | $124,000 | $169,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $144,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,551 | $607,465,000 | $238,000 | $7,905,000 | $126,000 | $1,254,000 |
| FHA-insured (Federal Housing Administration) | 208 | $36,390,000 | $174,000 | $385,000 | $64,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 84 | $20,910,000 | $248,000 | $545,000 | $87,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,160,000 | $145,000 | $245,000 | $66,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,479 | $582,265,000 | $234,000 | $7,905,000 | $121,000 | $1,254,000 |
| Application Withdrawn By Applicant | 293 | $68,265,000 | $232,000 | $655,000 | $124,000 | $1,254,000 |
| Application Denied By Financial Institution | 55 | $10,365,000 | $188,000 | $455,000 | $83,000 | $305,000 |
| Application Approved But Not Accepted | 24 | $5,030,000 | $209,000 | $355,000 | $95,000 | $221,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,796 | $655,560,000 | $234,000 | $7,905,000 | $122,000 | $1,254,000 |
| Debt-To-Income Ratio | 18 | $3,690,000 | $205,000 | $455,000 | $69,000 | $120,000 |
| Credit History | 12 | $2,290,000 | $190,000 | $265,000 | $83,000 | $135,000 |
| Collateral | 11 | $1,935,000 | $175,000 | $305,000 | $87,000 | $175,000 |
| Employment History | 7 | $1,085,000 | $155,000 | $395,000 | $65,000 | $138,000 |
| Unverifiable Information | 3 | $665,000 | $221,000 | $285,000 | $214,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $175,000 | $63,000 | $96,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $218,000 | $218,000 |
| Other | 1 | $175,000 | $175,000 | $175,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.