Cibm Bank Mortgage Lending & HMDA Data, 2020

In 2020, Cibm Bank of Brookfield, WI reported 2,851 mortgage applications totaling $665.9 million, up 77% from 2019. The average application was for $233,575, and applicants reported an average income of $120,896. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (1,022), Elgin, IL (404) and Indianapolis-Carmel-Anderson, IN (271) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,851
Total Mortgage Loan Application Amount $665,925,000
Average Mortgage Loan Application Amount $233,575
Highest Mortgage Loan Application Amount $7,905,000
Average Applicant Income $120,896
Highest Applicant Income $1,254,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
DuPage, Illinois 413 $ 110,965,000 $ 268,680 $ 145,000
Cook, Illinois 386 $ 102,280,000 $ 264,974 $ 119,000
Kane, Illinois 329 $ 79,885,000 $ 242,811 $ 121,000
Sheboygan, Wisconsin 214 $ 31,010,000 $ 144,906 $ 71,000
Lake, Illinois 129 $ 28,735,000 $ 222,751 $ 119,000
McHenry, Illinois 128 $ 27,160,000 $ 212,187 $ 93,000
Marion, Indiana 116 $ 21,150,000 $ 182,327 $ 104,000
Will, Illinois 94 $ 21,140,000 $ 224,893 $ 127,000
Milwaukee, Wisconsin 90 $ 25,710,000 $ 285,666 $ 152,000
Hamilton, Indiana 83 $ 25,765,000 $ 310,421 $ 196,000
Waukesha, Wisconsin 71 $ 21,655,000 $ 305,000 $ 167,000
Washington, Wisconsin 58 $ 13,910,000 $ 239,827 $ 123,000
Lake, Indiana 55 $ 11,185,000 $ 203,363 $ 89,000
Eaton, Michigan 50 $ 9,620,000 $ 192,400 $ 87,000
Ingham, Michigan 50 $ 7,450,000 $ 149,000 $ 70,000
Macon, Illinois 46 $ 4,800,000 $ 104,347 $ 59,000
Kendall, Illinois 42 $ 9,410,000 $ 224,047 $ 124,000
Hendricks, Indiana 34 $ 6,710,000 $ 197,352 $ 92,000
DeKalb, Illinois 33 $ 4,935,000 $ 149,545 $ 115,000
Ozaukee, Wisconsin 31 $ 10,095,000 $ 325,645 $ 212,000
McLean, Illinois 21 $ 10,245,000 $ 487,857 $ 68,000
Porter, Indiana 21 $ 4,525,000 $ 215,476 $ 88,000
Manitowoc, Wisconsin 20 $ 2,810,000 $ 140,500 $ 73,000
Champaign, Illinois 18 $ 2,450,000 $ 136,111 $ 82,000
Vermilion, Illinois 13 $ 1,005,000 $ 77,307 $ 85,000
Racine, Wisconsin 11 $ 2,825,000 $ 256,818 $ 134,000
Kankakee, Illinois 10 $ 1,380,000 $ 138,000 $ 102,000
Hancock, Indiana 10 $ 2,960,000 $ 296,000 $ 146,000
Boone, Indiana 9 $ 2,515,000 $ 279,444 $ 160,000
Clinton, Michigan 9 $ 1,835,000 $ 203,888 $ 105,000
Kenosha, Wisconsin 9 $ 2,135,000 $ 237,222 $ 137,000
Vilas, Wisconsin 8 $ 2,540,000 $ 317,500 $ 290,000
Walworth, Wisconsin 8 $ 2,230,000 $ 278,750 $ 254,000
Johnson, Indiana 7 $ 1,615,000 $ 230,714 $ 84,000
LaSalle, Illinois 6 $ 1,020,000 $ 170,000 $ 88,000
Peoria, Illinois 6 $ 990,000 $ 165,000 $ 103,000
Monroe, Indiana 6 $ 5,140,000 $ 856,666 $ 56,000
Dane, Wisconsin 6 $ 1,960,000 $ 326,666 $ 159,000
Dodge, Wisconsin 6 $ 1,450,000 $ 241,666 $ 80,000
De Witt, Illinois 5 $ 755,000 $ 151,000 $ 62,000
Madison, Indiana 5 $ 635,000 $ 127,000 $ 94,000
Jackson, Michigan 5 $ 645,000 $ 129,000 $ 120,000
Calumet, Wisconsin 5 $ 565,000 $ 113,000 $ 59,000
Winnebago, Illinois 4 $ 570,000 $ 142,500 $ 76,000
LaPorte, Indiana 4 $ 660,000 $ 165,000 $ 53,000
Morgan, Indiana 4 $ 920,000 $ 230,000 $ 144,000
Calhoun, Michigan 4 $ 870,000 $ 217,500 $ 96,000
Kent, Michigan 4 $ 1,020,000 $ 255,000 $ 82,000
Outagamie, Wisconsin 4 $ 1,410,000 $ 352,500 $ 102,000
Winnebago, Wisconsin 4 $ 910,000 $ 227,500 $ 127,000
Maricopa, Arizona 3 $ 855,000 $ 285,000 $ 257,000
Boone, Illinois 3 $ 785,000 $ 261,666 $ 197,000
Logan, Illinois 3 $ 345,000 $ 115,000 $ 102,000
Rush, Indiana 3 $ 375,000 $ 125,000 $ 39,000
Berrien, Michigan 3 $ 875,000 $ 291,666 $ 250,000
Cass, Michigan 3 $ 585,000 $ 195,000 $ 204,000
Gratiot, Michigan 3 $ 495,000 $ 165,000 $ 92,000
Ionia, Michigan 3 $ 895,000 $ 298,333 $ 188,000
Shiawassee, Michigan 3 $ 505,000 $ 168,333 $ 106,000
Wayne, Michigan 3 $ 845,000 $ 281,666 $ 111,000
Door, Wisconsin 3 $ 625,000 $ 208,333 $ 248,000
Fond du Lac, Wisconsin 3 $ 525,000 $ 175,000 $ 91,000
Oneida, Wisconsin 3 $ 765,000 $ 255,000 $ 123,000
Orange, California 2 $ 730,000 $ 365,000 $ 155,000
Palm Beach, Florida 2 $ 670,000 $ 335,000 $ 99,000
Carroll, Illinois 2 $ 860,000 $ 430,000 $ 281,000
Effingham, Illinois 2 $ 500,000 $ 250,000 $ 144,000
Iroquois, Illinois 2 $ 310,000 $ 155,000 $ 209,000
Moultrie, Illinois 2 $ 180,000 $ 90,000 $ 53,000
Piatt, Illinois 2 $ 310,000 $ 155,000 $ 44,000
Shelby, Illinois 2 $ 180,000 $ 90,000 $ 102,000
Tazewell, Illinois 2 $ 340,000 $ 170,000 $ 84,000
Bartholomew, Indiana 2 $ 360,000 $ 180,000 $ 109,000
Elkhart, Indiana 2 $ 520,000 $ 260,000 $ 135,000
Floyd, Indiana 2 $ 690,000 $ 345,000 $ 210,000
Putnam, Indiana 2 $ 310,000 $ 155,000 $ 93,000
Tippecanoe, Indiana 2 $ 410,000 $ 205,000 $ 74,000
White, Indiana 2 $ 520,000 $ 260,000 $ 131,000
Marquette, Michigan 2 $ 180,000 $ 90,000 $ 82,000
Oakland, Michigan 2 $ 530,000 $ 265,000 $ 113,000
Ottawa, Michigan 2 $ 1,040,000 $ 520,000 $ 404,000
Adams, Wisconsin 2 $ 290,000 $ 145,000 $ 332,000
Brown, Wisconsin 2 $ 590,000 $ 295,000 $ 134,000
Green Lake, Wisconsin 2 $ 580,000 $ 290,000 $ 203,000
Marathon, Wisconsin 2 $ 630,000 $ 315,000 $ 163,000
Marinette, Wisconsin 2 $ 370,000 $ 185,000 $ 101,000
Waupaca, Wisconsin 2 $ 220,000 $ 110,000 $ 121,000
Mariposa, California 1 $ 225,000 $ 225,000 $ 218,000
San Bernardino, California 1 $ 155,000 $ 155,000 $ 96,000
Jefferson, Colorado 1 $ 475,000 $ 475,000 $ 221,000
Edgar, Illinois 1 $ 65,000 $ 65,000 $ 57,000
Fayette, Illinois 1 $ 125,000 $ 125,000 $ 110,000
Grundy, Illinois 1 $ 185,000 $ 185,000 $ 124,000
Jefferson, Illinois 1 $ 105,000 $ 105,000 $ 58,000
Madison, Illinois 1 $ 275,000 $ 275,000 $ 111,000
Ogle, Illinois 1 $ 105,000 $ 105,000 $ 42,000
St. Clair, Illinois 1 $ 115,000 $ 115,000 $ 108,000
Warren, Illinois 1 $ 135,000 $ 135,000 $ 69,000
Woodford, Illinois 1 $ 165,000 $ 165,000 $ 40,000
Brown, Indiana 1 $ 285,000 $ 285,000 $ 157,000
Clinton, Indiana 1 $ 205,000 $ 205,000 $ 0
Delaware, Indiana 1 $ 125,000 $ 125,000 $ 92,000
Grant, Indiana 1 $ 55,000 $ 55,000 $ 44,000
Jennings, Indiana 1 $ 235,000 $ 235,000 $ 132,000
Kosciusko, Indiana 1 $ 135,000 $ 135,000 $ 206,000
Marshall, Indiana 1 $ 825,000 $ 825,000 $ 350,000
Newton, Indiana 1 $ 185,000 $ 185,000 $ 62,000
Spencer, Indiana 1 $ 195,000 $ 195,000 $ 81,000
Starke, Indiana 1 $ 255,000 $ 255,000 $ 77,000
Tipton, Indiana 1 $ 145,000 $ 145,000 $ 41,000
Vermillion, Indiana 1 $ 65,000 $ 65,000 $ 44,000
Wayne, Indiana 1 $ 135,000 $ 135,000 $ 117,000
Daviess, Kentucky 1 $ 145,000 $ 145,000 $ 30,000
Suffolk, Massachusetts 1 $ 155,000 $ 155,000 $ 105,000
Clare, Michigan 1 $ 55,000 $ 55,000 $ 91,000
Genesee, Michigan 1 $ 265,000 $ 265,000 $ 0
Gladwin, Michigan 1 $ 275,000 $ 275,000 $ 73,000
Gogebic, Michigan 1 $ 315,000 $ 315,000 $ 901,000
Iosco, Michigan 1 $ 215,000 $ 215,000 $ 255,000
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 60,000
Lake, Michigan 1 $ 65,000 $ 65,000 $ 78,000
Leelanau, Michigan 1 $ 195,000 $ 195,000 $ 115,000
Lenawee, Michigan 1 $ 245,000 $ 245,000 $ 55,000
Livingston, Michigan 1 $ 225,000 $ 225,000 $ 53,000
Macomb, Michigan 1 $ 135,000 $ 135,000 $ 86,000
Osceola, Michigan 1 $ 145,000 $ 145,000 $ 72,000
Roscommon, Michigan 1 $ 135,000 $ 135,000 $ 133,000
Saginaw, Michigan 1 $ 95,000 $ 95,000 $ 40,000
Tuscola, Michigan 1 $ 55,000 $ 55,000 $ 101,000
Van Buren, Michigan 1 $ 205,000 $ 205,000 $ 379,000
Washtenaw, Michigan 1 $ 295,000 $ 295,000 $ 140,000
Camden, Missouri 1 $ 335,000 $ 335,000 $ 1,047,000
Montgomery, Ohio 1 $ 165,000 $ 165,000 $ 320,000
Warren, Ohio 1 $ 95,000 $ 95,000 $ 240,000
York, South Carolina 1 $ 145,000 $ 145,000 $ 59,000
Davidson, Tennessee 1 $ 225,000 $ 225,000 $ 86,000
Marshall, Tennessee 1 $ 365,000 $ 365,000 $ 51,000
Sevier, Tennessee 1 $ 265,000 $ 265,000 $ 99,000
Guadalupe, Texas 1 $ 165,000 $ 165,000 $ 87,000
Spotsylvania, Virginia 1 $ 315,000 $ 315,000 $ 169,000
Columbia, Wisconsin 1 $ 295,000 $ 295,000 $ 203,000
Douglas, Wisconsin 1 $ 185,000 $ 185,000 $ 133,000
Jefferson, Wisconsin 1 $ 205,000 $ 205,000 $ 137,000
Menominee, Wisconsin 1 $ 345,000 $ 345,000 $ 186,000
Monroe, Wisconsin 1 $ 125,000 $ 125,000 $ 256,000
Rock, Wisconsin 1 $ 255,000 $ 255,000 $ 115,000
Shawano, Wisconsin 1 $ 145,000 $ 145,000 $ 113,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,460 $366,090,000 $250,000 $7,905,000 $134,000 $1,254,000
Home Purchase 1,037 $218,915,000 $211,000 $3,985,000 $97,000 $1,254,000
Cash-out Refinancing 332 $77,480,000 $233,000 $1,365,000 $138,000 $1,235,000
Other Purpose 17 $2,675,000 $157,000 $505,000 $111,000 $478,000
Home Improvement 5 $765,000 $153,000 $255,000 $149,000 $323,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,365 $543,435,000 $229,000 $1,365,000 $124,000 $1,254,000
Hispanic 201 $39,495,000 $196,000 $475,000 $103,000 $1,052,000
Black or African American 101 $18,035,000 $178,000 $465,000 $88,000 $284,000
Asian 99 $21,395,000 $216,000 $515,000 $121,000 $425,000
Not Provided 60 $13,010,000 $216,000 $985,000 $119,000 $836,000
Not applicable 17 $28,775,000 $1,692,000 $7,905,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $1,655,000 $236,000 $325,000 $124,000 $169,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $144,000 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,551 $607,465,000 $238,000 $7,905,000 $126,000 $1,254,000
FHA-insured (Federal Housing Administration) 208 $36,390,000 $174,000 $385,000 $64,000 $167,000
VA-guaranteed (Veterans Administration) 84 $20,910,000 $248,000 $545,000 $87,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,160,000 $145,000 $245,000 $66,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,479 $582,265,000 $234,000 $7,905,000 $121,000 $1,254,000
Application Withdrawn By Applicant 293 $68,265,000 $232,000 $655,000 $124,000 $1,254,000
Application Denied By Financial Institution 55 $10,365,000 $188,000 $455,000 $83,000 $305,000
Application Approved But Not Accepted 24 $5,030,000 $209,000 $355,000 $95,000 $221,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,796 $655,560,000 $234,000 $7,905,000 $122,000 $1,254,000
Debt-To-Income Ratio 18 $3,690,000 $205,000 $455,000 $69,000 $120,000
Credit History 12 $2,290,000 $190,000 $265,000 $83,000 $135,000
Collateral 11 $1,935,000 $175,000 $305,000 $87,000 $175,000
Employment History 7 $1,085,000 $155,000 $395,000 $65,000 $138,000
Unverifiable Information 3 $665,000 $221,000 $285,000 $214,000 $305,000
Insufficient Cash (Downpayment, Closing Cost) 2 $300,000 $150,000 $175,000 $63,000 $96,000
Credit Application Incomplete 1 $225,000 $225,000 $225,000 $218,000 $218,000
Other 1 $175,000 $175,000 $175,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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