Central National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Central National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,019 |
| Total Mortgage Loan Application Amount | $397,456,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $3,237,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $2,961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Geary County Kansas | 181 | $ 22,374,000 | $ 123,000 | $ 53,000 |
| Boone County Missouri | 124 | $ 21,668,000 | $ 174,000 | $ 77,000 |
| Shawnee County Kansas | 122 | $ 14,790,000 | $ 121,000 | $ 69,000 |
| Douglas County Nebraska | 118 | $ 18,520,000 | $ 156,000 | $ 85,000 |
| Buffalo County Nebraska | 114 | $ 15,617,000 | $ 136,000 | $ 76,000 |
| Madison County Nebraska | 108 | $ 13,981,000 | $ 129,000 | $ 74,000 |
| Riley County Kansas | 94 | $ 17,527,000 | $ 186,000 | $ 101,000 |
| Sedgwick County Kansas | 85 | $ 11,026,000 | $ 129,000 | $ 83,000 |
| Hall County Nebraska | 85 | $ 9,991,000 | $ 117,000 | $ 74,000 |
| Greene County Missouri | 77 | $ 11,708,000 | $ 152,000 | $ 86,000 |
| Jackson County Missouri | 74 | $ 15,196,000 | $ 205,000 | $ 123,000 |
| Douglas County Kansas | 73 | $ 14,038,000 | $ 192,000 | $ 80,000 |
| Lincoln County Nebraska | 72 | $ 9,505,000 | $ 132,000 | $ 77,000 |
| Harvey County Kansas | 67 | $ 6,018,000 | $ 89,000 | $ 69,000 |
| Dickinson County Kansas | 63 | $ 6,683,000 | $ 106,000 | $ 58,000 |
| Johnson County Kansas | 58 | $ 10,300,000 | $ 177,000 | $ 81,000 |
| Marion County Kansas | 57 | $ 3,883,000 | $ 68,000 | $ 51,000 |
| Randolph County Missouri | 55 | $ 5,768,000 | $ 104,000 | $ 58,000 |
| Adams County Nebraska | 53 | $ 6,442,000 | $ 121,000 | $ 67,000 |
| Sarpy County Nebraska | 52 | $ 8,305,000 | $ 159,000 | $ 81,000 |
| Dodge County Nebraska | 47 | $ 5,391,000 | $ 114,000 | $ 66,000 |
| Mitchell County Kansas | 42 | $ 2,059,000 | $ 49,000 | $ 39,000 |
| Keith County Nebraska | 41 | $ 3,454,000 | $ 84,000 | $ 62,000 |
| Lancaster County Nebraska | 41 | $ 5,702,000 | $ 139,000 | $ 82,000 |
| Pottawattamie County Iowa | 40 | $ 5,549,000 | $ 138,000 | $ 72,000 |
| Clay County Missouri | 40 | $ 6,072,000 | $ 151,000 | $ 67,000 |
| Cape Girardeau County Missouri | 39 | $ 4,680,000 | $ 120,000 | $ 65,000 |
| Saline County Kansas | 38 | $ 4,580,000 | $ 120,000 | $ 81,000 |
| Pottawatomie County Kansas | 35 | $ 4,746,000 | $ 135,000 | $ 57,000 |
| Coffey County Kansas | 29 | $ 4,427,000 | $ 152,000 | $ 68,000 |
| Platte County Nebraska | 29 | $ 3,492,000 | $ 120,000 | $ 71,000 |
| York County Nebraska | 27 | $ 2,634,000 | $ 97,000 | $ 54,000 |
| Christian County Missouri | 26 | $ 3,834,000 | $ 147,000 | $ 64,000 |
| Butler County Kansas | 22 | $ 2,772,000 | $ 126,000 | $ 76,000 |
| Pettis County Missouri | 22 | $ 3,024,000 | $ 137,000 | $ 72,000 |
| Cass County Nebraska | 21 | $ 3,177,000 | $ 151,000 | $ 84,000 |
| Red Willow County Nebraska | 21 | $ 1,873,000 | $ 89,000 | $ 58,000 |
| Benton County Missouri | 20 | $ 2,866,000 | $ 143,000 | $ 80,000 |
| Monroe County Illinois | 19 | $ 3,033,000 | $ 159,000 | $ 60,000 |
| Cloud County Kansas | 19 | $ 677,000 | $ 35,000 | $ 33,000 |
| Fillmore County Nebraska | 19 | $ 1,823,000 | $ 95,000 | $ 65,000 |
| Williamson County Illinois | 18 | $ 1,543,000 | $ 85,000 | $ 39,000 |
| Polk County Missouri | 18 | $ 2,239,000 | $ 124,000 | $ 72,000 |
| Morris County Kansas | 17 | $ 1,485,000 | $ 87,000 | $ 41,000 |
| Johnson County Missouri | 17 | $ 2,530,000 | $ 148,000 | $ 70,000 |
| Otoe County Nebraska | 17 | $ 1,480,000 | $ 87,000 | $ 45,000 |
| Pierce County Nebraska | 17 | $ 2,203,000 | $ 129,000 | $ 70,000 |
| Wyandotte County Kansas | 16 | $ 1,915,000 | $ 119,000 | $ 77,000 |
| Henry County Missouri | 15 | $ 1,840,000 | $ 122,000 | $ 57,000 |
| Nuckolls County Nebraska | 15 | $ 470,000 | $ 31,000 | $ 41,000 |
| Perry County Missouri | 14 | $ 1,720,000 | $ 122,000 | $ 51,000 |
| Stanton County Nebraska | 14 | $ 1,690,000 | $ 120,000 | $ 64,000 |
| Stone County Missouri | 13 | $ 1,950,000 | $ 150,000 | $ 175,000 |
| Lafayette County Missouri | 12 | $ 1,423,000 | $ 118,000 | $ 66,000 |
| Howard County Nebraska | 12 | $ 912,000 | $ 76,000 | $ 46,000 |
| Smith County Kansas | 11 | $ 507,000 | $ 46,000 | $ 41,000 |
| Platte County Missouri | 11 | $ 1,768,000 | $ 160,000 | $ 67,000 |
| Nance County Nebraska | 11 | $ 799,000 | $ 72,000 | $ 46,000 |
| Monroe County Missouri | 10 | $ 1,055,000 | $ 105,000 | $ 53,000 |
| St. Clair County Illinois | 9 | $ 1,515,000 | $ 168,000 | $ 75,000 |
| Jefferson County Kansas | 9 | $ 1,206,000 | $ 134,000 | $ 79,000 |
| Dawson County Nebraska | 9 | $ 745,000 | $ 82,000 | $ 46,000 |
| Hamilton County Nebraska | 9 | $ 1,905,000 | $ 211,000 | $ 116,000 |
| Saunders County Nebraska | 9 | $ 1,427,000 | $ 158,000 | $ 119,000 |
| Harrison County Iowa | 8 | $ 989,000 | $ 123,000 | $ 54,000 |
| Clay County Kansas | 8 | $ 779,000 | $ 97,000 | $ 53,000 |
| Franklin County Kansas | 8 | $ 1,046,000 | $ 130,000 | $ 65,000 |
| Douglas County Missouri | 8 | $ 924,000 | $ 115,000 | $ 54,000 |
| Butler County Nebraska | 8 | $ 930,000 | $ 116,000 | $ 78,000 |
| Wright County Missouri | 7 | $ 782,000 | $ 111,000 | $ 83,000 |
| Boone County Nebraska | 7 | $ 581,000 | $ 83,000 | $ 50,000 |
| Osage County Kansas | 6 | $ 627,000 | $ 104,000 | $ 71,000 |
| Reno County Kansas | 6 | $ 376,000 | $ 62,000 | $ 28,000 |
| Clinton County Missouri | 6 | $ 970,000 | $ 161,000 | $ 81,000 |
| Scott County Missouri | 6 | $ 735,000 | $ 122,000 | $ 61,000 |
| Taney County Missouri | 6 | $ 1,251,000 | $ 208,000 | $ 130,000 |
| Antelope County Nebraska | 6 | $ 420,000 | $ 70,000 | $ 58,000 |
| Clay County Nebraska | 6 | $ 615,000 | $ 102,000 | $ 81,000 |
| Colfax County Nebraska | 6 | $ 591,000 | $ 98,000 | $ 60,000 |
| Polk County Nebraska | 6 | $ 714,000 | $ 119,000 | $ 56,000 |
| Wayne County Nebraska | 6 | $ 548,000 | $ 91,000 | $ 48,000 |
| Shelby County Iowa | 5 | $ 416,000 | $ 83,000 | $ 43,000 |
| Wabaunsee County Kansas | 5 | $ 787,000 | $ 157,000 | $ 193,000 |
| Macon County Missouri | 5 | $ 704,000 | $ 140,000 | $ 60,000 |
| Holt County Nebraska | 5 | $ 645,000 | $ 129,000 | $ 135,000 |
| Kearney County Nebraska | 5 | $ 755,000 | $ 151,000 | $ 57,000 |
| Nemaha County Nebraska | 5 | $ 494,000 | $ 98,000 | $ 42,000 |
| Perkins County Nebraska | 5 | $ 354,000 | $ 70,000 | $ 59,000 |
| Phelps County Nebraska | 5 | $ 848,000 | $ 169,000 | $ 126,000 |
| Thayer County Nebraska | 5 | $ 273,000 | $ 54,000 | $ 50,000 |
| Washington County Nebraska | 5 | $ 1,109,000 | $ 221,000 | $ 77,000 |
| Jackson County Illinois | 4 | $ 237,000 | $ 59,000 | $ 29,000 |
| Fremont County Iowa | 4 | $ 311,000 | $ 77,000 | $ 38,000 |
| McPherson County Kansas | 4 | $ 369,000 | $ 92,000 | $ 58,000 |
| Miami County Kansas | 4 | $ 825,000 | $ 206,000 | $ 76,000 |
| Buchanan County Missouri | 4 | $ 756,000 | $ 189,000 | $ 116,000 |
| Cass County Missouri | 4 | $ 3,930,000 | $ 982,000 | $ 172,000 |
| Webster County Missouri | 4 | $ 501,000 | $ 125,000 | $ 46,000 |
| Knox County Nebraska | 4 | $ 421,000 | $ 105,000 | $ 65,000 |
| Franklin County Illinois | 3 | $ 133,000 | $ 44,000 | $ 28,000 |
| Randolph County Illinois | 3 | $ 279,000 | $ 93,000 | $ 45,000 |
| Mills County Iowa | 3 | $ 574,000 | $ 191,000 | $ 72,000 |
| Lyon County Kansas | 3 | $ 163,000 | $ 54,000 | $ 51,000 |
| Republic County Kansas | 3 | $ 367,000 | $ 122,000 | $ 48,000 |
| Chariton County Missouri | 3 | $ 272,000 | $ 90,000 | $ 42,000 |
| Hickory County Missouri | 3 | $ 501,000 | $ 167,000 | $ 100,000 |
| Jasper County Missouri | 3 | $ 311,000 | $ 103,000 | $ 44,000 |
| Ozark County Missouri | 3 | $ 251,000 | $ 83,000 | $ 46,000 |
| Chase County Nebraska | 3 | $ 240,000 | $ 80,000 | $ 64,000 |
| Custer County Nebraska | 3 | $ 319,000 | $ 106,000 | $ 41,000 |
| Deuel County Nebraska | 3 | $ 161,000 | $ 53,000 | $ 49,000 |
| Hitchcock County Nebraska | 3 | $ 146,000 | $ 48,000 | $ 64,000 |
| Kimball County Nebraska | 3 | $ 188,000 | $ 62,000 | $ 52,000 |
| Seward County Nebraska | 3 | $ 327,000 | $ 109,000 | $ 66,000 |
| Webster County Nebraska | 3 | $ 309,000 | $ 103,000 | $ 59,000 |
| Anderson County Kansas | 2 | $ 99,000 | $ 49,000 | $ 25,000 |
| Chase County Kansas | 2 | $ 74,000 | $ 37,000 | $ 33,000 |
| Crawford County Kansas | 2 | $ 156,000 | $ 78,000 | $ 64,000 |
| Ellis County Kansas | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Jackson County Kansas | 2 | $ 376,000 | $ 188,000 | $ 64,000 |
| Jewell County Kansas | 2 | $ 98,000 | $ 49,000 | $ 48,000 |
| Leavenworth County Kansas | 2 | $ 389,000 | $ 194,000 | $ 64,000 |
| Montgomery County Kansas | 2 | $ 165,000 | $ 82,000 | $ 73,000 |
| Ottawa County Kansas | 2 | $ 272,000 | $ 136,000 | $ 62,000 |
| Andrew County Missouri | 2 | $ 176,000 | $ 88,000 | $ 44,000 |
| Atchison County Missouri | 2 | $ 92,000 | $ 46,000 | $ 32,000 |
| Audrain County Missouri | 2 | $ 287,000 | $ 143,000 | $ 66,000 |
| Barry County Missouri | 2 | $ 275,000 | $ 137,000 | $ 219,000 |
| Bollinger County Missouri | 2 | $ 169,000 | $ 84,000 | $ 55,000 |
| Howard County Missouri | 2 | $ 252,000 | $ 126,000 | $ 73,000 |
| Lawrence County Missouri | 2 | $ 298,000 | $ 149,000 | $ 42,000 |
| Ralls County Missouri | 2 | $ 341,000 | $ 170,000 | $ 65,000 |
| Saline County Missouri | 2 | $ 156,000 | $ 78,000 | $ 43,000 |
| St. Charles County Missouri | 2 | $ 321,000 | $ 160,000 | $ 69,000 |
| Texas County Missouri | 2 | $ 279,000 | $ 139,000 | $ 66,000 |
| Cuming County Nebraska | 2 | $ 207,000 | $ 103,000 | $ 30,000 |
| Garden County Nebraska | 2 | $ 176,000 | $ 88,000 | $ 74,000 |
| Gosper County Nebraska | 2 | $ 276,000 | $ 138,000 | $ 61,000 |
| Merrick County Nebraska | 2 | $ 237,000 | $ 118,000 | $ 63,000 |
| Saline County Nebraska | 2 | $ 285,000 | $ 142,000 | $ 78,000 |
| Craighead County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Eagle County Colorado | 1 | $ 523,000 | $ 523,000 | $ 140,000 |
| Gunnison County Colorado | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Larimer County Colorado | 1 | $ 259,000 | $ 259,000 | $ 169,000 |
| Pueblo County Colorado | 1 | $ 163,000 | $ 163,000 | $ 285,000 |
| Sedgwick County Colorado | 1 | $ 41,000 | $ 41,000 | $ 49,000 |
| Summit County Colorado | 1 | $ 130,000 | $ 130,000 | $ 658,000 |
| Johnson County Illinois | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Adair County Iowa | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Clay County Iowa | 1 | $ 152,000 | $ 152,000 | $ 74,000 |
| Linn County Iowa | 1 | $ 154,000 | $ 154,000 | $ 98,000 |
| Page County Iowa | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Polk County Iowa | 1 | $ 300,000 | $ 300,000 | $ 165,000 |
| Story County Iowa | 1 | $ 167,000 | $ 167,000 | $ 68,000 |
| Barber County Kansas | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Cowley County Kansas | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Ellsworth County Kansas | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Marshall County Kansas | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Osborne County Kansas | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
| Russell County Kansas | 1 | $ 21,000 | $ 21,000 | $ 9,000 |
| Wilson County Kansas | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Cedar County Missouri | 1 | $ 122,000 | $ 122,000 | $ 106,000 |
| Cole County Missouri | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Cooper County Missouri | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| DeKalb County Missouri | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Howell County Missouri | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Jefferson County Missouri | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Laclede County Missouri | 1 | $ 111,000 | $ 111,000 | $ 63,000 |
| Lewis County Missouri | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Lincoln County Missouri | 1 | $ 118,000 | $ 118,000 | $ 22,000 |
| Linn County Missouri | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Livingston County Missouri | 1 | $ 300,000 | $ 300,000 | $ 242,000 |
| Miller County Missouri | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Morgan County Missouri | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Newton County Missouri | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Ray County Missouri | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| St. Francois County Missouri | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| St. Louis County Missouri | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Stoddard County Missouri | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Burt County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 183,000 |
| Cheyenne County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Dakota County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 14,000 |
| Garfield County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Greeley County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 82,000 |
| Jefferson County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Pawnee County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Delaware County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 132,000 |
| Oklahoma County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 137,000 |
| Clay County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 160,000 |
| Salt Lake County Utah | 1 | $ 314,000 | $ 314,000 | $ 256,000 |
| Sheridan County Wyoming | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
| Weston County Wyoming | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Central National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,930 | $261,809,000 | $135,000 | $3,237,000 | $71,000 | $2,961,000 |
| Refinancing | 979 | $128,644,000 | $131,000 | $2,814,000 | $75,000 | $2,076,000 |
| Home Improvement | 110 | $7,003,000 | $63,000 | $470,000 | $59,000 | $283,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,744 | $359,143,000 | $130,000 | $3,237,000 | $71,000 | $2,076,000 |
| Hispanic | 70 | $7,445,000 | $106,000 | $261,000 | $53,000 | $158,000 |
| Black or African American | 63 | $8,934,000 | $141,000 | $392,000 | $65,000 | $201,000 |
| Not Provided | 58 | $7,248,000 | $124,000 | $1,076,000 | $70,000 | $500,000 |
| Not applicable | 41 | $8,932,000 | $217,000 | $1,199,000 | $158,000 | $2,961,000 |
| Asian | 29 | $3,962,000 | $136,000 | $290,000 | $82,000 | $554,000 |
| American Indian or Alaskan Native | 12 | $1,441,000 | $120,000 | $201,000 | $57,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $351,000 | $175,000 | $205,000 | $60,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,710 | $361,194,000 | $133,000 | $3,237,000 | $74,000 | $2,961,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $11,245,000 | $83,000 | $200,000 | $39,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 131 | $19,839,000 | $151,000 | $367,000 | $57,000 | $124,000 |
| FHA-insured (Federal Housing Administration) | 43 | $5,178,000 | $120,000 | $206,000 | $64,000 | $197,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,811 | $239,741,000 | $132,000 | $650,000 | $73,000 | $961,000 |
| Loan Originated | 1,035 | $136,681,000 | $132,000 | $3,237,000 | $71,000 | $2,961,000 |
| Application Denied By Financial Institution | 122 | $12,213,000 | $100,000 | $3,200,000 | $54,000 | $1,262,000 |
| Application Approved But Not Accepted | 34 | $4,630,000 | $136,000 | $911,000 | $82,000 | $357,000 |
| Application Withdrawn By Applicant | 17 | $4,191,000 | $246,000 | $1,445,000 | $81,000 | $223,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $5,394,000 | $69,000 | $308,000 | $54,000 | $1,262,000 |
| Debt-To-Income Ratio | 26 | $2,453,000 | $94,000 | $345,000 | $41,000 | $108,000 |
| Collateral | 16 | $4,333,000 | $270,000 | $3,200,000 | $80,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $33,000 | $16,000 | $23,000 | $28,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.