Central National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Central National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,929 |
| Total Mortgage Loan Application Amount | $392,690,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $4,860,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $1,325,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Geary County Kansas | 170 | $ 21,674,000 | $ 127,000 | $ 75,000 |
| Shawnee County Kansas | 141 | $ 18,297,000 | $ 129,000 | $ 71,000 |
| Greene County Missouri | 132 | $ 18,037,000 | $ 136,000 | $ 78,000 |
| Sedgwick County Kansas | 129 | $ 20,155,000 | $ 156,000 | $ 88,000 |
| Buffalo County Nebraska | 106 | $ 14,927,000 | $ 140,000 | $ 69,000 |
| Hall County Nebraska | 106 | $ 13,103,000 | $ 123,000 | $ 76,000 |
| Madison County Nebraska | 105 | $ 14,003,000 | $ 133,000 | $ 87,000 |
| Boone County Missouri | 98 | $ 23,992,000 | $ 244,000 | $ 99,000 |
| Douglas County Nebraska | 84 | $ 13,421,000 | $ 159,000 | $ 94,000 |
| Riley County Kansas | 75 | $ 20,504,000 | $ 273,000 | $ 82,000 |
| Jackson County Missouri | 75 | $ 11,206,000 | $ 149,000 | $ 78,000 |
| Lincoln County Nebraska | 68 | $ 8,153,000 | $ 119,000 | $ 69,000 |
| Johnson County Kansas | 65 | $ 12,491,000 | $ 192,000 | $ 97,000 |
| Harvey County Kansas | 59 | $ 5,958,000 | $ 100,000 | $ 58,000 |
| Clay County Missouri | 56 | $ 9,023,000 | $ 161,000 | $ 94,000 |
| Dickinson County Kansas | 54 | $ 5,191,000 | $ 96,000 | $ 68,000 |
| Randolph County Missouri | 52 | $ 5,898,000 | $ 113,000 | $ 61,000 |
| Lancaster County Nebraska | 49 | $ 6,206,000 | $ 126,000 | $ 78,000 |
| Christian County Missouri | 48 | $ 7,065,000 | $ 147,000 | $ 75,000 |
| Adams County Nebraska | 47 | $ 5,508,000 | $ 117,000 | $ 70,000 |
| Douglas County Kansas | 46 | $ 7,655,000 | $ 166,000 | $ 105,000 |
| Marion County Kansas | 42 | $ 3,042,000 | $ 72,000 | $ 48,000 |
| Cape Girardeau County Missouri | 41 | $ 5,833,000 | $ 142,000 | $ 102,000 |
| Saline County Kansas | 36 | $ 4,824,000 | $ 134,000 | $ 60,000 |
| Coffey County Kansas | 34 | $ 2,611,000 | $ 76,000 | $ 56,000 |
| Keith County Nebraska | 32 | $ 3,188,000 | $ 99,000 | $ 77,000 |
| Sarpy County Nebraska | 29 | $ 4,024,000 | $ 138,000 | $ 68,000 |
| Mitchell County Kansas | 28 | $ 1,850,000 | $ 66,000 | $ 49,000 |
| Pottawatomie County Kansas | 28 | $ 4,354,000 | $ 155,000 | $ 77,000 |
| Perry County Missouri | 28 | $ 3,406,000 | $ 121,000 | $ 61,000 |
| Polk County Missouri | 27 | $ 3,235,000 | $ 119,000 | $ 70,000 |
| Cloud County Kansas | 23 | $ 1,301,000 | $ 56,000 | $ 43,000 |
| Benton County Missouri | 23 | $ 3,152,000 | $ 137,000 | $ 73,000 |
| Dodge County Nebraska | 22 | $ 2,381,000 | $ 108,000 | $ 55,000 |
| Red Willow County Nebraska | 21 | $ 2,171,000 | $ 103,000 | $ 75,000 |
| Butler County Kansas | 20 | $ 2,659,000 | $ 132,000 | $ 87,000 |
| Wyandotte County Kansas | 20 | $ 2,042,000 | $ 102,000 | $ 70,000 |
| Pierce County Nebraska | 20 | $ 1,668,000 | $ 83,000 | $ 65,000 |
| Webster County Missouri | 19 | $ 2,497,000 | $ 131,000 | $ 60,000 |
| Nuckolls County Nebraska | 19 | $ 652,000 | $ 34,000 | $ 41,000 |
| Otoe County Nebraska | 19 | $ 1,878,000 | $ 98,000 | $ 62,000 |
| Morris County Kansas | 16 | $ 1,404,000 | $ 87,000 | $ 55,000 |
| Pettis County Missouri | 16 | $ 1,905,000 | $ 119,000 | $ 58,000 |
| York County Nebraska | 16 | $ 1,490,000 | $ 93,000 | $ 62,000 |
| Pottawattamie County Iowa | 15 | $ 1,786,000 | $ 119,000 | $ 67,000 |
| Newton County Missouri | 15 | $ 1,037,000 | $ 69,000 | $ 37,000 |
| Monroe County Illinois | 14 | $ 2,271,000 | $ 162,000 | $ 77,000 |
| Franklin County Kansas | 14 | $ 1,900,000 | $ 135,000 | $ 48,000 |
| Johnson County Missouri | 13 | $ 1,690,000 | $ 130,000 | $ 67,000 |
| Platte County Missouri | 13 | $ 2,723,000 | $ 209,000 | $ 93,000 |
| Cass County Nebraska | 13 | $ 1,735,000 | $ 133,000 | $ 60,000 |
| Platte County Nebraska | 12 | $ 1,430,000 | $ 119,000 | $ 56,000 |
| Stanton County Nebraska | 12 | $ 1,111,000 | $ 92,000 | $ 55,000 |
| Clay County Kansas | 11 | $ 1,031,000 | $ 93,000 | $ 55,000 |
| Stone County Missouri | 11 | $ 1,729,000 | $ 157,000 | $ 168,000 |
| Jewell County Kansas | 10 | $ 489,000 | $ 48,000 | $ 59,000 |
| Miami County Kansas | 10 | $ 1,425,000 | $ 142,000 | $ 79,000 |
| McPherson County Kansas | 9 | $ 913,000 | $ 101,000 | $ 57,000 |
| Bollinger County Missouri | 9 | $ 1,078,000 | $ 119,000 | $ 55,000 |
| Chariton County Missouri | 9 | $ 713,000 | $ 79,000 | $ 38,000 |
| Jasper County Missouri | 9 | $ 1,010,000 | $ 112,000 | $ 62,000 |
| St. Louis County Missouri | 9 | $ 1,337,000 | $ 148,000 | $ 72,000 |
| Butler County Nebraska | 9 | $ 1,281,000 | $ 142,000 | $ 80,000 |
| St. Clair County Illinois | 8 | $ 1,183,000 | $ 147,000 | $ 71,000 |
| Reno County Kansas | 8 | $ 766,000 | $ 95,000 | $ 98,000 |
| Clay County Nebraska | 8 | $ 785,000 | $ 98,000 | $ 71,000 |
| Fillmore County Nebraska | 8 | $ 604,000 | $ 75,000 | $ 50,000 |
| Thayer County Nebraska | 8 | $ 605,000 | $ 75,000 | $ 54,000 |
| Wayne County Nebraska | 8 | $ 1,009,000 | $ 126,000 | $ 66,000 |
| Leavenworth County Kansas | 7 | $ 1,649,000 | $ 235,000 | $ 96,000 |
| Ozark County Missouri | 7 | $ 797,000 | $ 113,000 | $ 68,000 |
| Ray County Missouri | 7 | $ 959,000 | $ 137,000 | $ 77,000 |
| Hamilton County Nebraska | 7 | $ 1,031,000 | $ 147,000 | $ 113,000 |
| Williamson County Illinois | 6 | $ 577,000 | $ 96,000 | $ 67,000 |
| Smith County Kansas | 6 | $ 425,000 | $ 70,000 | $ 43,000 |
| Wabaunsee County Kansas | 6 | $ 705,000 | $ 117,000 | $ 64,000 |
| Dawson County Nebraska | 6 | $ 775,000 | $ 129,000 | $ 68,000 |
| Knox County Nebraska | 6 | $ 1,107,000 | $ 184,000 | $ 162,000 |
| Nemaha County Nebraska | 6 | $ 639,000 | $ 106,000 | $ 47,000 |
| Perkins County Nebraska | 6 | $ 545,000 | $ 90,000 | $ 57,000 |
| Phelps County Nebraska | 6 | $ 708,000 | $ 118,000 | $ 87,000 |
| Buchanan County Missouri | 5 | $ 712,000 | $ 142,000 | $ 76,000 |
| Cass County Missouri | 5 | $ 871,000 | $ 174,000 | $ 92,000 |
| Douglas County Missouri | 5 | $ 434,000 | $ 86,000 | $ 84,000 |
| Henry County Missouri | 5 | $ 627,000 | $ 125,000 | $ 43,000 |
| Hickory County Missouri | 5 | $ 352,000 | $ 70,000 | $ 53,000 |
| Lafayette County Missouri | 5 | $ 884,000 | $ 176,000 | $ 74,000 |
| Taney County Missouri | 5 | $ 610,000 | $ 122,000 | $ 104,000 |
| Wright County Missouri | 5 | $ 586,000 | $ 117,000 | $ 57,000 |
| Chase County Nebraska | 5 | $ 359,000 | $ 71,000 | $ 79,000 |
| Garden County Nebraska | 5 | $ 344,000 | $ 68,000 | $ 38,000 |
| Howard County Nebraska | 5 | $ 448,000 | $ 89,000 | $ 63,000 |
| Thurston County Nebraska | 5 | $ 862,000 | $ 172,000 | $ 142,000 |
| Harrison County Iowa | 4 | $ 535,000 | $ 133,000 | $ 47,000 |
| Jefferson County Kansas | 4 | $ 439,000 | $ 109,000 | $ 65,000 |
| Barry County Missouri | 4 | $ 477,000 | $ 119,000 | $ 137,000 |
| Clinton County Missouri | 4 | $ 576,000 | $ 144,000 | $ 73,000 |
| Texas County Missouri | 4 | $ 484,000 | $ 121,000 | $ 67,000 |
| Boone County Nebraska | 4 | $ 487,000 | $ 121,000 | $ 49,000 |
| Saunders County Nebraska | 4 | $ 487,000 | $ 121,000 | $ 90,000 |
| Chase County Kansas | 3 | $ 153,000 | $ 51,000 | $ 47,000 |
| Cowley County Kansas | 3 | $ 172,000 | $ 57,000 | $ 41,000 |
| Jackson County Kansas | 3 | $ 463,000 | $ 154,000 | $ 40,000 |
| Lyon County Kansas | 3 | $ 283,000 | $ 94,000 | $ 54,000 |
| Osage County Kansas | 3 | $ 440,000 | $ 146,000 | $ 72,000 |
| Republic County Kansas | 3 | $ 160,000 | $ 53,000 | $ 40,000 |
| Sumner County Kansas | 3 | $ 540,000 | $ 180,000 | $ 89,000 |
| Camden County Missouri | 3 | $ 579,000 | $ 193,000 | $ 258,000 |
| Lawrence County Missouri | 3 | $ 341,000 | $ 113,000 | $ 63,000 |
| Macon County Missouri | 3 | $ 457,000 | $ 152,000 | $ 54,000 |
| Morgan County Missouri | 3 | $ 457,000 | $ 152,000 | $ 76,000 |
| Saline County Missouri | 3 | $ 201,000 | $ 67,000 | $ 32,000 |
| Scott County Missouri | 3 | $ 357,000 | $ 119,000 | $ 51,000 |
| Antelope County Nebraska | 3 | $ 174,000 | $ 58,000 | $ 40,000 |
| Cedar County Nebraska | 3 | $ 296,000 | $ 98,000 | $ 48,000 |
| Colfax County Nebraska | 3 | $ 266,000 | $ 88,000 | $ 42,000 |
| Holt County Nebraska | 3 | $ 347,000 | $ 115,000 | $ 67,000 |
| Kearney County Nebraska | 3 | $ 266,000 | $ 88,000 | $ 40,000 |
| Merrick County Nebraska | 3 | $ 190,000 | $ 63,000 | $ 67,000 |
| Polk County Nebraska | 3 | $ 294,000 | $ 98,000 | $ 55,000 |
| Seward County Nebraska | 3 | $ 259,000 | $ 86,000 | $ 77,000 |
| Sherman County Nebraska | 3 | $ 378,000 | $ 126,000 | $ 74,000 |
| Benton County Arkansas | 2 | $ 364,000 | $ 182,000 | $ 348,000 |
| Fremont County Iowa | 2 | $ 138,000 | $ 69,000 | $ 43,000 |
| Mills County Iowa | 2 | $ 378,000 | $ 189,000 | $ 85,000 |
| Crawford County Kansas | 2 | $ 252,000 | $ 126,000 | $ 72,000 |
| Harper County Kansas | 2 | $ 91,000 | $ 45,000 | $ 38,000 |
| Osborne County Kansas | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Ottawa County Kansas | 2 | $ 243,000 | $ 121,000 | $ 43,000 |
| Barton County Missouri | 2 | $ 139,000 | $ 69,000 | $ 56,000 |
| Cooper County Missouri | 2 | $ 144,000 | $ 72,000 | $ 31,000 |
| Franklin County Missouri | 2 | $ 288,000 | $ 144,000 | $ 47,000 |
| Howard County Missouri | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Marion County Missouri | 2 | $ 295,000 | $ 147,000 | $ 82,000 |
| Monroe County Missouri | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Ste. Genevieve County Missouri | 2 | $ 257,000 | $ 128,000 | $ 45,000 |
| Cuming County Nebraska | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Deuel County Nebraska | 2 | $ 164,000 | $ 82,000 | $ 64,000 |
| Furnas County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 53,000 |
| Hitchcock County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| Nance County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Saline County Nebraska | 2 | $ 194,000 | $ 97,000 | $ 49,000 |
| Washington County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| Weston County Wyoming | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Pope County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 193,000 |
| Boulder County Colorado | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Douglas County Colorado | 1 | $ 350,000 | $ 350,000 | $ 131,000 |
| Logan County Colorado | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Madison County Illinois | 1 | $ 162,000 | $ 162,000 | $ 152,000 |
| Cass County Iowa | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Osceola County Iowa | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Atchison County Kansas | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Barton County Kansas | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| Gove County Kansas | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Hodgeman County Kansas | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Kingman County Kansas | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Lincoln County Kansas | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Marshall County Kansas | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
| Montgomery County Kansas | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Pawnee County Kansas | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Rice County Kansas | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Callaway County Missouri | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Cole County Missouri | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Crawford County Missouri | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Harrison County Missouri | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Holt County Missouri | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Jefferson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Laclede County Missouri | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Linn County Missouri | 1 | $ 203,000 | $ 203,000 | $ 145,000 |
| McDonald County Missouri | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Miller County Missouri | 1 | $ 200,000 | $ 200,000 | $ 192,000 |
| New Madrid County Missouri | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Nodaway County Missouri | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Pulaski County Missouri | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Reynolds County Missouri | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| St. Charles County Missouri | 1 | $ 196,000 | $ 196,000 | $ 116,000 |
| St. Clair County Missouri | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Stoddard County Missouri | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Burt County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 91,000 |
| Dixon County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 105,000 |
| Dundy County Nebraska | 1 | $ 238,000 | $ 238,000 | $ 233,000 |
| Franklin County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 12,000 |
| Garfield County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Kimball County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Logan County Nebraska | 1 | $ 99,000 | $ 99,000 | $ 86,000 |
| Pawnee County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Sheridan County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Valley County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Butler County Ohio | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Brown County South Dakota | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Central National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,716 | $215,709,000 | $125,000 | $4,860,000 | $69,000 | $848,000 |
| Refinancing | 1,125 | $170,948,000 | $151,000 | $3,698,000 | $85,000 | $1,325,000 |
| Home Improvement | 88 | $6,033,000 | $68,000 | $406,000 | $63,000 | $286,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,666 | $337,477,000 | $126,000 | $417,000 | $73,000 | $1,228,000 |
| Hispanic | 74 | $7,783,000 | $105,000 | $320,000 | $55,000 | $112,000 |
| Not Provided | 63 | $12,253,000 | $194,000 | $2,775,000 | $87,000 | $976,000 |
| Not applicable | 55 | $23,779,000 | $432,000 | $4,860,000 | $172,000 | $1,325,000 |
| Black or African American | 35 | $5,220,000 | $149,000 | $385,000 | $72,000 | $182,000 |
| Asian | 30 | $5,325,000 | $177,000 | $395,000 | $102,000 | $606,000 |
| American Indian or Alaskan Native | 4 | $557,000 | $139,000 | $196,000 | $72,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $296,000 | $148,000 | $162,000 | $85,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,178 | $301,051,000 | $138,000 | $4,860,000 | $81,000 | $1,325,000 |
| FHA-insured (Federal Housing Administration) | 423 | $51,188,000 | $121,000 | $271,000 | $60,000 | $566,000 |
| VA-guaranteed (Veterans Administration) | 183 | $28,161,000 | $153,000 | $368,000 | $64,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $12,290,000 | $84,000 | $219,000 | $42,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,804 | $234,624,000 | $130,000 | $417,000 | $75,000 | $1,228,000 |
| Loan Originated | 938 | $136,016,000 | $145,000 | $3,698,000 | $80,000 | $1,325,000 |
| Application Denied By Financial Institution | 158 | $18,437,000 | $116,000 | $4,860,000 | $48,000 | $246,000 |
| Application Approved But Not Accepted | 21 | $2,661,000 | $126,000 | $375,000 | $79,000 | $137,000 |
| Application Withdrawn By Applicant | 8 | $952,000 | $119,000 | $185,000 | $54,000 | $87,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 95 | $6,481,000 | $68,000 | $296,000 | $41,000 | $152,000 |
| Debt-To-Income Ratio | 32 | $3,278,000 | $102,000 | $368,000 | $49,000 | $173,000 |
| Collateral | 20 | $7,088,000 | $354,000 | $4,860,000 | $71,000 | $246,000 |
| Credit Application Incomplete | 4 | $516,000 | $129,000 | $231,000 | $57,000 | $96,000 |
| Unverifiable Information | 3 | $442,000 | $147,000 | $250,000 | $104,000 | $189,000 |
| Employment History | 2 | $235,000 | $117,000 | $144,000 | $43,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $397,000 | $198,000 | $203,000 | $65,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.