Central National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Central National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,817 |
| Total Mortgage Loan Application Amount | $517,455,000 |
| Average Mortgage Loan Application Amount | $112,666 |
| Highest Mortgage Loan Application Amount | $5,182,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,911,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Nebraska | 246 | $ 34,582,000 | $ 140,000 | $ 89,000 |
| Geary County Kansas | 225 | $ 39,710,000 | $ 176,000 | $ 66,000 |
| Shawnee County Kansas | 202 | $ 31,163,000 | $ 154,000 | $ 81,000 |
| Riley County Kansas | 164 | $ 28,235,000 | $ 172,000 | $ 90,000 |
| Greene County Missouri | 155 | $ 21,590,000 | $ 139,000 | $ 72,000 |
| Douglas County Nebraska | 134 | $ 19,264,000 | $ 143,000 | $ 88,000 |
| Buffalo County Nebraska | 129 | $ 16,626,000 | $ 128,000 | $ 60,000 |
| Lincoln County Nebraska | 123 | $ 15,308,000 | $ 124,000 | $ 68,000 |
| Sedgwick County Kansas | 118 | $ 15,175,000 | $ 128,000 | $ 68,000 |
| Lancaster County Nebraska | 115 | $ 16,409,000 | $ 142,000 | $ 69,000 |
| Boone County Missouri | 92 | $ 13,588,000 | $ 147,000 | $ 68,000 |
| Douglas County Kansas | 88 | $ 14,054,000 | $ 159,000 | $ 101,000 |
| Johnson County Kansas | 88 | $ 14,741,000 | $ 167,000 | $ 87,000 |
| Harvey County Kansas | 73 | $ 7,235,000 | $ 99,000 | $ 60,000 |
| Hall County Nebraska | 66 | $ 7,733,000 | $ 117,000 | $ 70,000 |
| Dodge County Nebraska | 61 | $ 6,139,000 | $ 100,000 | $ 49,000 |
| Christian County Missouri | 59 | $ 8,162,000 | $ 138,000 | $ 64,000 |
| Marion County Kansas | 57 | $ 4,606,000 | $ 80,000 | $ 62,000 |
| Randolph County Missouri | 56 | $ 6,016,000 | $ 107,000 | $ 60,000 |
| Red Willow County Nebraska | 56 | $ 5,248,000 | $ 93,000 | $ 66,000 |
| Sarpy County Nebraska | 56 | $ 9,120,000 | $ 162,000 | $ 88,000 |
| Pottawatomie County Kansas | 55 | $ 8,527,000 | $ 155,000 | $ 71,000 |
| Keith County Nebraska | 51 | $ 4,721,000 | $ 92,000 | $ 70,000 |
| Dickinson County Kansas | 50 | $ 5,586,000 | $ 111,000 | $ 67,000 |
| Coffey County Kansas | 49 | $ 5,592,000 | $ 114,000 | $ 75,000 |
| Seward County Nebraska | 48 | $ 6,662,000 | $ 138,000 | $ 86,000 |
| Mitchell County Kansas | 46 | $ 3,186,000 | $ 69,000 | $ 65,000 |
| Pierce County Nebraska | 44 | $ 5,756,000 | $ 130,000 | $ 76,000 |
| Jasper County Missouri | 42 | $ 6,371,000 | $ 151,000 | $ 73,000 |
| York County Nebraska | 41 | $ 4,736,000 | $ 115,000 | $ 86,000 |
| Saline County Kansas | 40 | $ 4,172,000 | $ 104,000 | $ 76,000 |
| Polk County Missouri | 40 | $ 5,576,000 | $ 139,000 | $ 89,000 |
| Jackson County Missouri | 38 | $ 8,543,000 | $ 224,000 | $ 78,000 |
| Platte County Nebraska | 34 | $ 4,491,000 | $ 132,000 | $ 84,000 |
| Adams County Nebraska | 32 | $ 4,496,000 | $ 140,000 | $ 86,000 |
| Stanton County Nebraska | 31 | $ 3,608,000 | $ 116,000 | $ 74,000 |
| Clay County Missouri | 29 | $ 4,596,000 | $ 158,000 | $ 81,000 |
| St. Louis County Missouri | 26 | $ 4,657,000 | $ 179,000 | $ 68,000 |
| Cass County Nebraska | 26 | $ 2,973,000 | $ 114,000 | $ 64,000 |
| Cape Girardeau County Missouri | 23 | $ 3,489,000 | $ 151,000 | $ 87,000 |
| Morris County Kansas | 22 | $ 2,269,000 | $ 103,000 | $ 69,000 |
| Cloud County Kansas | 19 | $ 916,000 | $ 48,000 | $ 57,000 |
| Newton County Missouri | 19 | $ 2,616,000 | $ 137,000 | $ 69,000 |
| Pottawattamie County Iowa | 18 | $ 2,843,000 | $ 157,000 | $ 88,000 |
| Butler County Kansas | 18 | $ 2,216,000 | $ 123,000 | $ 63,000 |
| Webster County Missouri | 18 | $ 2,112,000 | $ 117,000 | $ 59,000 |
| Franklin County Kansas | 17 | $ 2,440,000 | $ 143,000 | $ 75,000 |
| Monroe County Illinois | 16 | $ 2,827,000 | $ 176,000 | $ 73,000 |
| Otoe County Nebraska | 16 | $ 1,909,000 | $ 119,000 | $ 58,000 |
| Williamson County Illinois | 13 | $ 1,979,000 | $ 152,000 | $ 69,000 |
| Jewell County Kansas | 13 | $ 742,000 | $ 57,000 | $ 55,000 |
| Dawson County Nebraska | 13 | $ 1,040,000 | $ 80,000 | $ 40,000 |
| Wayne County Nebraska | 13 | $ 1,392,000 | $ 107,000 | $ 64,000 |
| Jefferson County Kansas | 12 | $ 1,287,000 | $ 107,000 | $ 78,000 |
| Wabaunsee County Kansas | 12 | $ 1,450,000 | $ 120,000 | $ 71,000 |
| Fillmore County Nebraska | 12 | $ 956,000 | $ 79,000 | $ 52,000 |
| Platte County Missouri | 11 | $ 2,602,000 | $ 236,000 | $ 133,000 |
| Nuckolls County Nebraska | 11 | $ 540,000 | $ 49,000 | $ 48,000 |
| Clay County Kansas | 10 | $ 1,625,000 | $ 162,000 | $ 66,000 |
| Miami County Kansas | 10 | $ 1,888,000 | $ 188,000 | $ 100,000 |
| Cole County Missouri | 10 | $ 954,000 | $ 95,000 | $ 37,000 |
| Nemaha County Nebraska | 10 | $ 1,031,000 | $ 103,000 | $ 48,000 |
| Perkins County Nebraska | 10 | $ 704,000 | $ 70,000 | $ 62,000 |
| Perry County Missouri | 9 | $ 1,043,000 | $ 115,000 | $ 80,000 |
| Pettis County Missouri | 9 | $ 1,439,000 | $ 159,000 | $ 105,000 |
| Butler County Nebraska | 9 | $ 1,332,000 | $ 148,000 | $ 100,000 |
| Knox County Nebraska | 9 | $ 1,415,000 | $ 157,000 | $ 71,000 |
| Saunders County Nebraska | 9 | $ 1,163,000 | $ 129,000 | $ 99,000 |
| Jackson County Kansas | 8 | $ 1,167,000 | $ 145,000 | $ 69,000 |
| McPherson County Kansas | 8 | $ 578,000 | $ 72,000 | $ 77,000 |
| Washington County Nebraska | 8 | $ 1,100,000 | $ 137,000 | $ 75,000 |
| Leavenworth County Kansas | 7 | $ 1,191,000 | $ 170,000 | $ 59,000 |
| Wyandotte County Kansas | 7 | $ 840,000 | $ 120,000 | $ 101,000 |
| Chariton County Missouri | 7 | $ 570,000 | $ 81,000 | $ 57,000 |
| Jefferson County Missouri | 7 | $ 1,117,000 | $ 159,000 | $ 71,000 |
| Kearney County Nebraska | 7 | $ 778,000 | $ 111,000 | $ 88,000 |
| Osage County Kansas | 6 | $ 738,000 | $ 123,000 | $ 73,000 |
| Reno County Kansas | 6 | $ 680,000 | $ 113,000 | $ 60,000 |
| Johnson County Missouri | 6 | $ 1,064,000 | $ 177,000 | $ 92,000 |
| St. Charles County Missouri | 6 | $ 933,000 | $ 155,000 | $ 52,000 |
| Wright County Missouri | 6 | $ 801,000 | $ 133,000 | $ 73,000 |
| Chase County Nebraska | 6 | $ 549,000 | $ 91,000 | $ 67,000 |
| St. Clair County Illinois | 5 | $ 769,000 | $ 153,000 | $ 25,000 |
| Lyon County Kansas | 5 | $ 414,000 | $ 82,000 | $ 41,000 |
| Ottawa County Kansas | 5 | $ 486,000 | $ 97,000 | $ 83,000 |
| Benton County Missouri | 5 | $ 709,000 | $ 141,000 | $ 102,000 |
| Henry County Missouri | 5 | $ 808,000 | $ 161,000 | $ 100,000 |
| Clay County Nebraska | 5 | $ 295,000 | $ 59,000 | $ 52,000 |
| Colfax County Nebraska | 5 | $ 271,000 | $ 54,000 | $ 41,000 |
| Deuel County Nebraska | 5 | $ 270,000 | $ 54,000 | $ 61,000 |
| Gosper County Nebraska | 5 | $ 572,000 | $ 114,000 | $ 75,000 |
| Hamilton County Nebraska | 5 | $ 568,000 | $ 113,000 | $ 57,000 |
| Thayer County Nebraska | 5 | $ 488,000 | $ 97,000 | $ 65,000 |
| Chase County Kansas | 4 | $ 383,000 | $ 95,000 | $ 45,000 |
| Smith County Kansas | 4 | $ 295,000 | $ 73,000 | $ 79,000 |
| Sumner County Kansas | 4 | $ 680,000 | $ 170,000 | $ 32,000 |
| Buchanan County Missouri | 4 | $ 714,000 | $ 178,000 | $ 124,000 |
| Callaway County Missouri | 4 | $ 648,000 | $ 162,000 | $ 70,000 |
| Lawrence County Missouri | 4 | $ 614,000 | $ 153,000 | $ 58,000 |
| Stone County Missouri | 4 | $ 571,000 | $ 142,000 | $ 229,000 |
| Antelope County Nebraska | 4 | $ 381,000 | $ 95,000 | $ 40,000 |
| Garden County Nebraska | 4 | $ 217,000 | $ 54,000 | $ 47,000 |
| Holt County Nebraska | 4 | $ 493,000 | $ 123,000 | $ 60,000 |
| Howard County Nebraska | 4 | $ 394,000 | $ 98,000 | $ 59,000 |
| Merrick County Nebraska | 4 | $ 389,000 | $ 97,000 | $ 60,000 |
| Saline County Nebraska | 4 | $ 376,000 | $ 94,000 | $ 31,000 |
| Anderson County Kansas | 3 | $ 702,000 | $ 234,000 | $ 285,000 |
| Republic County Kansas | 3 | $ 146,000 | $ 48,000 | $ 29,000 |
| Woodson County Kansas | 3 | $ 262,000 | $ 87,000 | $ 53,000 |
| Cass County Missouri | 3 | $ 484,000 | $ 161,000 | $ 84,000 |
| Dallas County Missouri | 3 | $ 206,000 | $ 68,000 | $ 31,000 |
| Douglas County Missouri | 3 | $ 416,000 | $ 138,000 | $ 38,000 |
| Saline County Missouri | 3 | $ 533,000 | $ 177,000 | $ 83,000 |
| Scott County Missouri | 3 | $ 303,000 | $ 101,000 | $ 54,000 |
| St. Louis City County Missouri | 3 | $ 432,000 | $ 144,000 | $ 74,000 |
| Texas County Missouri | 3 | $ 385,000 | $ 128,000 | $ 74,000 |
| Boone County Nebraska | 3 | $ 213,000 | $ 71,000 | $ 54,000 |
| Furnas County Nebraska | 3 | $ 256,000 | $ 85,000 | $ 71,000 |
| Nance County Nebraska | 3 | $ 334,000 | $ 111,000 | $ 66,000 |
| Franklin County Illinois | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Saline County Illinois | 2 | $ 119,000 | $ 59,000 | $ 44,000 |
| Fremont County Iowa | 2 | $ 275,000 | $ 137,000 | $ 62,000 |
| Cowley County Kansas | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Osborne County Kansas | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Pratt County Kansas | 2 | $ 237,000 | $ 118,000 | $ 92,000 |
| Thomas County Kansas | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Bollinger County Missouri | 2 | $ 132,000 | $ 66,000 | $ 25,000 |
| Camden County Missouri | 2 | $ 452,000 | $ 226,000 | $ 375,000 |
| Hickory County Missouri | 2 | $ 132,000 | $ 66,000 | $ 25,000 |
| Howard County Missouri | 2 | $ 163,000 | $ 81,000 | $ 27,000 |
| Lafayette County Missouri | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Lincoln County Missouri | 2 | $ 339,000 | $ 169,000 | $ 53,000 |
| Macon County Missouri | 2 | $ 163,000 | $ 81,000 | $ 35,000 |
| Monroe County Missouri | 2 | $ 151,000 | $ 75,000 | $ 29,000 |
| Burt County Nebraska | 2 | $ 239,000 | $ 119,000 | $ 107,000 |
| Cedar County Nebraska | 2 | $ 238,000 | $ 119,000 | $ 92,000 |
| Cuming County Nebraska | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Frontier County Nebraska | 2 | $ 122,000 | $ 61,000 | $ 53,000 |
| Harlan County Nebraska | 2 | $ 219,000 | $ 109,000 | $ 61,000 |
| Hayes County Nebraska | 2 | $ 99,000 | $ 49,000 | $ 74,000 |
| Logan County Nebraska | 2 | $ 171,000 | $ 85,000 | $ 64,000 |
| Phelps County Nebraska | 2 | $ 152,000 | $ 76,000 | $ 69,000 |
| Thurston County Nebraska | 2 | $ 376,000 | $ 188,000 | $ 197,000 |
| Valley County Nebraska | 2 | $ 172,000 | $ 86,000 | $ 46,000 |
| Webster County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Sweetwater County Wyoming | 2 | $ 573,000 | $ 286,000 | $ 132,000 |
| Weston County Wyoming | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| El Paso County Colorado | 1 | $ 164,000 | $ 164,000 | $ 458,000 |
| Prowers County Colorado | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Summit County Colorado | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| DuPage County Illinois | 1 | $ 161,000 | $ 161,000 | $ 252,000 |
| Jackson County Illinois | 1 | $ 183,000 | $ 183,000 | $ 99,000 |
| Johnson County Illinois | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Madison County Illinois | 1 | $ 164,000 | $ 164,000 | $ 139,000 |
| Dubuque County Iowa | 1 | $ 284,000 | $ 284,000 | $ 95,000 |
| Polk County Iowa | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Story County Iowa | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Crawford County Kansas | 1 | $ 231,000 | $ 231,000 | $ 111,000 |
| Ellsworth County Kansas | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Ford County Kansas | 1 | $ 153,000 | $ 153,000 | $ 99,000 |
| Kingman County Kansas | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Marshall County Kansas | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Montgomery County Kansas | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Neosho County Kansas | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Rawlins County Kansas | 1 | $ 34,000 | $ 34,000 | $ 39,000 |
| Trego County Kansas | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Audrain County Missouri | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Barry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Dade County Missouri | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Howell County Missouri | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Laclede County Missouri | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Livingston County Missouri | 1 | $ 286,000 | $ 286,000 | $ 93,000 |
| Marion County Missouri | 1 | $ 52,000 | $ 52,000 | $ 79,000 |
| McDonald County Missouri | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Miller County Missouri | 1 | $ 226,000 | $ 226,000 | $ 105,000 |
| Moniteau County Missouri | 1 | $ 101,000 | $ 101,000 | $ 112,000 |
| Morgan County Missouri | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Ozark County Missouri | 1 | $ 34,000 | $ 34,000 | $ 14,000 |
| Ray County Missouri | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Ste. Genevieve County Missouri | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Custer County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 102,000 |
| Dakota County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Franklin County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Hitchcock County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 111,000 |
| Keya Paha County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Kimball County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Polk County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Scotts Bluff County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Goshen County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 92,000 |
| Laramie County Wyoming | 1 | $ 357,000 | $ 357,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Central National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,981 | $290,498,000 | $146,000 | $5,133,000 | $86,000 | $1,911,000 |
| Home Purchase | 1,732 | $220,175,000 | $127,000 | $5,182,000 | $63,000 | $593,000 |
| Home Improvement | 104 | $6,782,000 | $65,000 | $2,766,000 | $60,000 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,481 | $458,967,000 | $131,000 | $640,000 | $74,000 | $852,000 |
| Hispanic | 111 | $12,851,000 | $115,000 | $322,000 | $53,000 | $140,000 |
| Not Provided | 95 | $11,596,000 | $122,000 | $2,766,000 | $107,000 | $1,911,000 |
| Black or African American | 52 | $7,187,000 | $138,000 | $389,000 | $66,000 | $282,000 |
| Asian | 35 | $5,609,000 | $160,000 | $417,000 | $70,000 | $236,000 |
| Not applicable | 32 | $19,499,000 | $609,000 | $5,182,000 | $108,000 | $531,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $994,000 | $165,000 | $211,000 | $80,000 | $150,000 |
| American Indian or Alaskan Native | 5 | $752,000 | $150,000 | $212,000 | $112,000 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,409 | $341,860,000 | $141,000 | $5,182,000 | $86,000 | $1,911,000 |
| FHA-insured (Federal Housing Administration) | 809 | $99,587,000 | $123,000 | $311,000 | $55,000 | $458,000 |
| VA-guaranteed (Veterans Administration) | 341 | $53,589,000 | $157,000 | $328,000 | $65,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 258 | $22,419,000 | $86,000 | $203,000 | $43,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,931 | $264,802,000 | $137,000 | $5,182,000 | $73,000 | $1,911,000 |
| Loan Purchased By The Institution | 1,604 | $215,544,000 | $134,000 | $417,000 | $78,000 | $852,000 |
| Application Denied By Financial Institution | 218 | $29,898,000 | $137,000 | $5,133,000 | $59,000 | $600,000 |
| Application Withdrawn By Applicant | 33 | $3,505,000 | $106,000 | $262,000 | $75,000 | $708,000 |
| Application Approved But Not Accepted | 31 | $3,706,000 | $119,000 | $243,000 | $53,000 | $149,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 108 | $9,175,000 | $84,000 | $272,000 | $51,000 | $216,000 |
| Collateral | 48 | $13,228,000 | $275,000 | $5,133,000 | $72,000 | $600,000 |
| Debt-To-Income Ratio | 39 | $4,065,000 | $104,000 | $258,000 | $59,000 | $161,000 |
| Employment History | 6 | $665,000 | $110,000 | $153,000 | $41,000 | $85,000 |
| Credit Application Incomplete | 6 | $921,000 | $153,000 | $229,000 | $55,000 | $96,000 |
| Other | 5 | $1,037,000 | $207,000 | $640,000 | $112,000 | $277,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $529,000 | $132,000 | $192,000 | $86,000 | $178,000 |
| Mortgage Insurance Denied | 1 | $147,000 | $147,000 | $147,000 | $109,000 | $109,000 |
| Unverifiable Information | 1 | $131,000 | $131,000 | $131,000 | $55,000 | $55,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.