Central National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Central National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,206 |
| Total Mortgage Loan Application Amount | $408,819,000 |
| Average Mortgage Loan Application Amount | $102,666 |
| Highest Mortgage Loan Application Amount | $3,950,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $1,115,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 176 | $ 23,376,000 | $ 132,000 | $ 76,000 |
| Geary County Kansas | 169 | $ 25,811,000 | $ 152,000 | $ 64,000 |
| Madison County Nebraska | 157 | $ 18,950,000 | $ 120,000 | $ 74,000 |
| Douglas County Nebraska | 153 | $ 22,596,000 | $ 147,000 | $ 94,000 |
| Lincoln County Nebraska | 148 | $ 17,599,000 | $ 118,000 | $ 64,000 |
| Buffalo County Nebraska | 144 | $ 20,064,000 | $ 139,000 | $ 69,000 |
| Riley County Kansas | 120 | $ 18,292,000 | $ 152,000 | $ 75,000 |
| Greene County Missouri | 102 | $ 12,201,000 | $ 119,000 | $ 58,000 |
| Harvey County Kansas | 90 | $ 10,314,000 | $ 114,000 | $ 72,000 |
| Lancaster County Nebraska | 88 | $ 12,098,000 | $ 137,000 | $ 70,000 |
| Sedgwick County Kansas | 77 | $ 9,385,000 | $ 121,000 | $ 64,000 |
| Douglas County Kansas | 74 | $ 14,330,000 | $ 193,000 | $ 103,000 |
| Boone County Missouri | 72 | $ 11,605,000 | $ 161,000 | $ 82,000 |
| Hall County Nebraska | 69 | $ 8,394,000 | $ 121,000 | $ 64,000 |
| Marion County Kansas | 62 | $ 5,868,000 | $ 94,000 | $ 75,000 |
| Sarpy County Nebraska | 60 | $ 9,335,000 | $ 155,000 | $ 86,000 |
| Dickinson County Kansas | 57 | $ 5,019,000 | $ 88,000 | $ 69,000 |
| Johnson County Kansas | 57 | $ 8,458,000 | $ 148,000 | $ 76,000 |
| Mitchell County Kansas | 56 | $ 4,165,000 | $ 74,000 | $ 55,000 |
| Cape Girardeau County Missouri | 44 | $ 6,214,000 | $ 141,000 | $ 66,000 |
| Red Willow County Nebraska | 44 | $ 4,491,000 | $ 102,000 | $ 74,000 |
| Pottawatomie County Kansas | 40 | $ 6,012,000 | $ 150,000 | $ 74,000 |
| Randolph County Missouri | 39 | $ 4,020,000 | $ 103,000 | $ 46,000 |
| Coffey County Kansas | 37 | $ 5,848,000 | $ 158,000 | $ 78,000 |
| Adams County Nebraska | 37 | $ 4,779,000 | $ 129,000 | $ 76,000 |
| Christian County Missouri | 34 | $ 4,359,000 | $ 128,000 | $ 52,000 |
| Jasper County Missouri | 32 | $ 3,519,000 | $ 109,000 | $ 50,000 |
| Pierce County Nebraska | 31 | $ 3,831,000 | $ 123,000 | $ 75,000 |
| Platte County Nebraska | 30 | $ 3,297,000 | $ 109,000 | $ 70,000 |
| Keith County Nebraska | 28 | $ 2,739,000 | $ 97,000 | $ 69,000 |
| York County Nebraska | 28 | $ 3,087,000 | $ 110,000 | $ 66,000 |
| Saline County Kansas | 27 | $ 2,655,000 | $ 98,000 | $ 54,000 |
| Cloud County Kansas | 26 | $ 1,584,000 | $ 60,000 | $ 40,000 |
| Morris County Kansas | 26 | $ 2,592,000 | $ 99,000 | $ 63,000 |
| Perry County Missouri | 24 | $ 3,115,000 | $ 129,000 | $ 76,000 |
| Hamilton County Nebraska | 24 | $ 2,400,000 | $ 100,000 | $ 73,000 |
| Jackson County Missouri | 23 | $ 3,070,000 | $ 133,000 | $ 58,000 |
| Clay County Missouri | 22 | $ 3,850,000 | $ 175,000 | $ 85,000 |
| Otoe County Nebraska | 22 | $ 2,728,000 | $ 124,000 | $ 62,000 |
| Cass County Nebraska | 20 | $ 2,573,000 | $ 128,000 | $ 58,000 |
| Williamson County Illinois | 18 | $ 2,638,000 | $ 146,000 | $ 44,000 |
| Seward County Nebraska | 18 | $ 2,158,000 | $ 119,000 | $ 80,000 |
| Wayne County Nebraska | 18 | $ 1,556,000 | $ 86,000 | $ 61,000 |
| Jewell County Kansas | 16 | $ 368,000 | $ 23,000 | $ 33,000 |
| Leavenworth County Kansas | 16 | $ 2,013,000 | $ 125,000 | $ 55,000 |
| Dodge County Nebraska | 16 | $ 1,973,000 | $ 123,000 | $ 70,000 |
| Butler County Kansas | 15 | $ 1,677,000 | $ 111,000 | $ 84,000 |
| Monroe County Illinois | 14 | $ 2,581,000 | $ 184,000 | $ 37,000 |
| McPherson County Kansas | 13 | $ 1,819,000 | $ 139,000 | $ 60,000 |
| Dawson County Nebraska | 13 | $ 1,366,000 | $ 105,000 | $ 55,000 |
| Platte County Missouri | 12 | $ 2,147,000 | $ 178,000 | $ 76,000 |
| Holt County Nebraska | 12 | $ 1,344,000 | $ 112,000 | $ 78,000 |
| Butler County Nebraska | 11 | $ 1,192,000 | $ 108,000 | $ 62,000 |
| Nemaha County Nebraska | 11 | $ 1,774,000 | $ 161,000 | $ 83,000 |
| Clay County Kansas | 10 | $ 1,082,000 | $ 108,000 | $ 47,000 |
| Osage County Kansas | 10 | $ 847,000 | $ 84,000 | $ 58,000 |
| Newton County Missouri | 10 | $ 975,000 | $ 97,000 | $ 52,000 |
| Kearney County Nebraska | 10 | $ 914,000 | $ 91,000 | $ 73,000 |
| Nuckolls County Nebraska | 10 | $ 745,000 | $ 74,000 | $ 69,000 |
| Pettis County Missouri | 9 | $ 1,051,000 | $ 116,000 | $ 49,000 |
| Stanton County Nebraska | 9 | $ 785,000 | $ 87,000 | $ 65,000 |
| Pottawattamie County Iowa | 8 | $ 1,047,000 | $ 130,000 | $ 101,000 |
| Franklin County Kansas | 8 | $ 1,107,000 | $ 138,000 | $ 80,000 |
| Jefferson County Kansas | 8 | $ 979,000 | $ 122,000 | $ 98,000 |
| Chariton County Missouri | 8 | $ 879,000 | $ 109,000 | $ 48,000 |
| Cole County Missouri | 8 | $ 896,000 | $ 112,000 | $ 42,000 |
| Webster County Missouri | 8 | $ 648,000 | $ 81,000 | $ 57,000 |
| Saunders County Nebraska | 8 | $ 1,314,000 | $ 164,000 | $ 112,000 |
| Smith County Kansas | 7 | $ 386,000 | $ 55,000 | $ 54,000 |
| Wabaunsee County Kansas | 7 | $ 1,148,000 | $ 164,000 | $ 90,000 |
| Wyandotte County Kansas | 7 | $ 964,000 | $ 137,000 | $ 74,000 |
| Laclede County Missouri | 7 | $ 1,101,000 | $ 157,000 | $ 229,000 |
| Chase County Nebraska | 7 | $ 708,000 | $ 101,000 | $ 83,000 |
| Knox County Nebraska | 7 | $ 842,000 | $ 120,000 | $ 83,000 |
| Saline County Nebraska | 7 | $ 841,000 | $ 120,000 | $ 73,000 |
| Webster County Nebraska | 7 | $ 491,000 | $ 70,000 | $ 60,000 |
| St. Clair County Illinois | 6 | $ 865,000 | $ 144,000 | $ 15,000 |
| Miami County Kansas | 6 | $ 1,251,000 | $ 208,000 | $ 94,000 |
| Monroe County Missouri | 6 | $ 727,000 | $ 121,000 | $ 51,000 |
| Polk County Missouri | 6 | $ 664,000 | $ 110,000 | $ 58,000 |
| Perkins County Nebraska | 6 | $ 686,000 | $ 114,000 | $ 80,000 |
| Jackson County Illinois | 5 | $ 746,000 | $ 149,000 | $ 58,000 |
| Cherokee County Kansas | 5 | $ 705,000 | $ 141,000 | $ 59,000 |
| Reno County Kansas | 5 | $ 491,000 | $ 98,000 | $ 53,000 |
| Republic County Kansas | 5 | $ 861,000 | $ 172,000 | $ 95,000 |
| Benton County Missouri | 5 | $ 749,000 | $ 149,000 | $ 72,000 |
| Stone County Missouri | 5 | $ 661,000 | $ 132,000 | $ 54,000 |
| Fillmore County Nebraska | 5 | $ 284,000 | $ 56,000 | $ 51,000 |
| Howard County Nebraska | 5 | $ 458,000 | $ 91,000 | $ 61,000 |
| Washington County Nebraska | 5 | $ 783,000 | $ 156,000 | $ 91,000 |
| Osborne County Kansas | 4 | $ 334,000 | $ 83,000 | $ 47,000 |
| Ottawa County Kansas | 4 | $ 227,000 | $ 56,000 | $ 33,000 |
| Bollinger County Missouri | 4 | $ 404,000 | $ 101,000 | $ 62,000 |
| Clinton County Missouri | 4 | $ 514,000 | $ 128,000 | $ 52,000 |
| Johnson County Missouri | 4 | $ 608,000 | $ 152,000 | $ 79,000 |
| Macon County Missouri | 4 | $ 536,000 | $ 134,000 | $ 55,000 |
| Cedar County Nebraska | 4 | $ 398,000 | $ 99,000 | $ 77,000 |
| Clay County Nebraska | 4 | $ 382,000 | $ 95,000 | $ 54,000 |
| Hitchcock County Nebraska | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| Merrick County Nebraska | 4 | $ 385,000 | $ 96,000 | $ 65,000 |
| Scotts Bluff County Nebraska | 4 | $ 447,000 | $ 111,000 | $ 131,000 |
| Russell County Kansas | 3 | $ 118,000 | $ 39,000 | $ 48,000 |
| Sumner County Kansas | 3 | $ 211,000 | $ 70,000 | $ 39,000 |
| Buchanan County Missouri | 3 | $ 430,000 | $ 143,000 | $ 54,000 |
| Cass County Missouri | 3 | $ 304,000 | $ 101,000 | $ 63,000 |
| Cedar County Missouri | 3 | $ 306,000 | $ 102,000 | $ 37,000 |
| Lawrence County Missouri | 3 | $ 494,000 | $ 164,000 | $ 47,000 |
| Ray County Missouri | 3 | $ 450,000 | $ 150,000 | $ 62,000 |
| St. Louis County Missouri | 3 | $ 880,000 | $ 293,000 | $ 140,000 |
| Taney County Missouri | 3 | $ 346,000 | $ 115,000 | $ 42,000 |
| Phelps County Nebraska | 3 | $ 328,000 | $ 109,000 | $ 88,000 |
| Polk County Nebraska | 3 | $ 305,000 | $ 101,000 | $ 87,000 |
| Thayer County Nebraska | 3 | $ 218,000 | $ 72,000 | $ 45,000 |
| Thurston County Nebraska | 3 | $ 438,000 | $ 146,000 | $ 102,000 |
| Logan County Colorado | 2 | $ 380,000 | $ 190,000 | $ 82,000 |
| Johnson County Illinois | 2 | $ 286,000 | $ 143,000 | $ 25,000 |
| Fremont County Iowa | 2 | $ 153,000 | $ 76,000 | $ 68,000 |
| Harrison County Iowa | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Mills County Iowa | 2 | $ 399,000 | $ 199,000 | $ 110,000 |
| Chase County Kansas | 2 | $ 147,000 | $ 73,000 | $ 108,000 |
| Kearny County Kansas | 2 | $ 12,000 | $ 6,000 | $ 48,000 |
| Lyon County Kansas | 2 | $ 222,000 | $ 111,000 | $ 44,000 |
| Phillips County Kansas | 2 | $ 47,000 | $ 23,000 | $ 86,000 |
| Dade County Missouri | 2 | $ 118,000 | $ 59,000 | $ 30,000 |
| Antelope County Nebraska | 2 | $ 217,000 | $ 108,000 | $ 69,000 |
| Boone County Nebraska | 2 | $ 212,000 | $ 106,000 | $ 106,000 |
| Cheyenne County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 112,000 |
| Colfax County Nebraska | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| Furnas County Nebraska | 2 | $ 228,000 | $ 114,000 | $ 80,000 |
| Garfield County Nebraska | 2 | $ 263,000 | $ 131,000 | $ 63,000 |
| Nance County Nebraska | 2 | $ 135,000 | $ 67,000 | $ 35,000 |
| Boulder County Colorado | 1 | $ 371,000 | $ 371,000 | $ 49,000 |
| Sedgwick County Colorado | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Alexander County Illinois | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Franklin County Illinois | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Perry County Illinois | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Saline County Illinois | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Montgomery County Iowa | 1 | $ 209,000 | $ 209,000 | $ 73,000 |
| Page County Iowa | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Shelby County Iowa | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Story County Iowa | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Union County Iowa | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Atchison County Kansas | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Comanche County Kansas | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Cowley County Kansas | 1 | $ 34,000 | $ 34,000 | $ 25,000 |
| Decatur County Kansas | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Ellsworth County Kansas | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Ford County Kansas | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Jackson County Kansas | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Lincoln County Kansas | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Marshall County Kansas | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Montgomery County Kansas | 1 | $ 203,000 | $ 203,000 | $ 119,000 |
| Pratt County Kansas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Scott County Kansas | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Woodson County Kansas | 1 | $ 23,000 | $ 23,000 | $ 135,000 |
| Andrew County Missouri | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Atchison County Missouri | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Barton County Missouri | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Bates County Missouri | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Callaway County Missouri | 1 | $ 191,000 | $ 191,000 | $ 59,000 |
| Camden County Missouri | 1 | $ 141,000 | $ 141,000 | $ 112,000 |
| Dallas County Missouri | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Dunklin County Missouri | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Henry County Missouri | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Howard County Missouri | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
| Lincoln County Missouri | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Linn County Missouri | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| McDonald County Missouri | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| New Madrid County Missouri | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Pulaski County Missouri | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Ralls County Missouri | 1 | $ 169,000 | $ 169,000 | $ 76,000 |
| Saline County Missouri | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Scott County Missouri | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Shelby County Missouri | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Stoddard County Missouri | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Wayne County Missouri | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Custer County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Dakota County Nebraska | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Deuel County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Franklin County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Gage County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Gosper County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Harlan County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Jefferson County Nebraska | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Kimball County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| Pawnee County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Richardson County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Sherman County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Valley County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Ottawa County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Codington County South Dakota | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Yankton County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Central National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,705 | $232,792,000 | $136,000 | $3,950,000 | $78,000 | $1,115,000 |
| Home Purchase | 1,395 | $170,694,000 | $122,000 | $400,000 | $62,000 | $548,000 |
| Home Improvement | 106 | $5,333,000 | $50,000 | $905,000 | $58,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,944 | $369,530,000 | $125,000 | $700,000 | $70,000 | $1,115,000 |
| Not Provided | 91 | $7,167,000 | $78,000 | $536,000 | $65,000 | $450,000 |
| Hispanic | 58 | $7,098,000 | $122,000 | $307,000 | $57,000 | $190,000 |
| Black or African American | 39 | $4,983,000 | $127,000 | $260,000 | $54,000 | $220,000 |
| Asian | 36 | $5,785,000 | $160,000 | $346,000 | $80,000 | $371,000 |
| Not applicable | 28 | $13,004,000 | $464,000 | $3,950,000 | $95,000 | $570,000 |
| American Indian or Alaskan Native | 6 | $539,000 | $89,000 | $215,000 | $68,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $713,000 | $178,000 | $202,000 | $84,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,991 | $254,482,000 | $127,000 | $3,950,000 | $78,000 | $1,115,000 |
| FHA-insured (Federal Housing Administration) | 805 | $97,795,000 | $121,000 | $271,000 | $56,000 | $548,000 |
| VA-guaranteed (Veterans Administration) | 272 | $43,829,000 | $161,000 | $393,000 | $65,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 138 | $12,713,000 | $92,000 | $224,000 | $43,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,859 | $246,487,000 | $132,000 | $3,950,000 | $73,000 | $571,000 |
| Loan Purchased By The Institution | 1,056 | $133,249,000 | $126,000 | $403,000 | $69,000 | $1,115,000 |
| Application Denied By Financial Institution | 237 | $23,858,000 | $100,000 | $405,000 | $58,000 | $450,000 |
| Application Approved But Not Accepted | 28 | $2,361,000 | $84,000 | $222,000 | $59,000 | $124,000 |
| Application Withdrawn By Applicant | 26 | $2,864,000 | $110,000 | $200,000 | $61,000 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 97 | $8,672,000 | $89,000 | $352,000 | $54,000 | $450,000 |
| Debt-To-Income Ratio | 55 | $5,136,000 | $93,000 | $371,000 | $52,000 | $240,000 |
| Collateral | 47 | $5,963,000 | $126,000 | $367,000 | $73,000 | $212,000 |
| Employment History | 16 | $1,109,000 | $69,000 | $184,000 | $28,000 | $81,000 |
| Credit Application Incomplete | 8 | $1,072,000 | $134,000 | $405,000 | $84,000 | $181,000 |
| Other | 6 | $1,015,000 | $169,000 | $232,000 | $117,000 | $217,000 |
| Unverifiable Information | 6 | $660,000 | $110,000 | $169,000 | $46,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $109,000 | $109,000 | $109,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $86,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.