Central National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,024 |
| Total Mortgage Loan Application Amount | $259,578,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $1,572,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Nebraska | 135 | $ 18,388,000 | $ 136,000 | $ 81,000 |
| Lincoln County Nebraska | 126 | $ 16,781,000 | $ 133,000 | $ 73,000 |
| Geary County Kansas | 124 | $ 15,617,000 | $ 125,000 | $ 70,000 |
| Shawnee County Kansas | 109 | $ 14,158,000 | $ 129,000 | $ 74,000 |
| Douglas County Kansas | 93 | $ 16,342,000 | $ 175,000 | $ 76,000 |
| Douglas County Nebraska | 82 | $ 12,983,000 | $ 158,000 | $ 102,000 |
| Marion County Kansas | 71 | $ 5,846,000 | $ 82,000 | $ 61,000 |
| Riley County Kansas | 67 | $ 12,558,000 | $ 187,000 | $ 109,000 |
| Greene County Missouri | 63 | $ 8,582,000 | $ 136,000 | $ 56,000 |
| Harvey County Kansas | 55 | $ 6,418,000 | $ 116,000 | $ 68,000 |
| Sedgwick County Kansas | 51 | $ 8,002,000 | $ 156,000 | $ 116,000 |
| Buffalo County Nebraska | 42 | $ 5,795,000 | $ 137,000 | $ 76,000 |
| Red Willow County Nebraska | 41 | $ 4,173,000 | $ 101,000 | $ 74,000 |
| Coffey County Kansas | 40 | $ 4,738,000 | $ 118,000 | $ 83,000 |
| Dickinson County Kansas | 40 | $ 4,420,000 | $ 110,000 | $ 68,000 |
| Mitchell County Kansas | 36 | $ 2,910,000 | $ 80,000 | $ 71,000 |
| Sarpy County Nebraska | 35 | $ 5,307,000 | $ 151,000 | $ 101,000 |
| Johnson County Kansas | 31 | $ 4,108,000 | $ 132,000 | $ 76,000 |
| Platte County Nebraska | 31 | $ 3,768,000 | $ 121,000 | $ 69,000 |
| Williamson County Illinois | 29 | $ 3,729,000 | $ 128,000 | $ 84,000 |
| Boone County Missouri | 28 | $ 4,980,000 | $ 177,000 | $ 84,000 |
| Cloud County Kansas | 27 | $ 1,477,000 | $ 54,000 | $ 93,000 |
| Christian County Missouri | 27 | $ 3,210,000 | $ 118,000 | $ 64,000 |
| Saline County Kansas | 26 | $ 2,933,000 | $ 112,000 | $ 61,000 |
| Hall County Nebraska | 25 | $ 2,859,000 | $ 114,000 | $ 65,000 |
| Jasper County Missouri | 23 | $ 2,918,000 | $ 126,000 | $ 61,000 |
| Pierce County Nebraska | 23 | $ 2,865,000 | $ 124,000 | $ 68,000 |
| Pottawatomie County Kansas | 20 | $ 3,129,000 | $ 156,000 | $ 76,000 |
| Lancaster County Nebraska | 20 | $ 2,892,000 | $ 144,000 | $ 81,000 |
| Stanton County Nebraska | 18 | $ 2,156,000 | $ 119,000 | $ 66,000 |
| Laclede County Missouri | 17 | $ 1,889,000 | $ 111,000 | $ 62,000 |
| Polk County Missouri | 15 | $ 1,754,000 | $ 116,000 | $ 65,000 |
| Cape Girardeau County Missouri | 14 | $ 1,937,000 | $ 138,000 | $ 74,000 |
| Jackson County Missouri | 14 | $ 1,477,000 | $ 105,000 | $ 55,000 |
| Adams County Nebraska | 14 | $ 1,757,000 | $ 125,000 | $ 73,000 |
| Morris County Kansas | 12 | $ 631,000 | $ 52,000 | $ 54,000 |
| Osage County Kansas | 11 | $ 1,107,000 | $ 100,000 | $ 78,000 |
| Clay County Missouri | 11 | $ 1,333,000 | $ 121,000 | $ 61,000 |
| Jackson County Illinois | 10 | $ 1,342,000 | $ 134,000 | $ 74,000 |
| Nuckolls County Nebraska | 10 | $ 604,000 | $ 60,000 | $ 65,000 |
| Butler County Kansas | 9 | $ 752,000 | $ 83,000 | $ 45,000 |
| Dodge County Nebraska | 9 | $ 1,058,000 | $ 117,000 | $ 64,000 |
| Merrick County Nebraska | 9 | $ 1,005,000 | $ 111,000 | $ 101,000 |
| Anderson County Kansas | 8 | $ 835,000 | $ 104,000 | $ 70,000 |
| Perry County Missouri | 8 | $ 790,000 | $ 98,000 | $ 51,000 |
| Fillmore County Nebraska | 8 | $ 1,097,000 | $ 137,000 | $ 132,000 |
| Hitchcock County Nebraska | 8 | $ 550,000 | $ 68,000 | $ 55,000 |
| Holt County Nebraska | 8 | $ 987,000 | $ 123,000 | $ 79,000 |
| Osborne County Kansas | 7 | $ 464,000 | $ 66,000 | $ 56,000 |
| Taney County Missouri | 7 | $ 959,000 | $ 137,000 | $ 64,000 |
| Webster County Missouri | 7 | $ 1,018,000 | $ 145,000 | $ 61,000 |
| Dawson County Nebraska | 7 | $ 738,000 | $ 105,000 | $ 75,000 |
| Keith County Nebraska | 7 | $ 843,000 | $ 120,000 | $ 101,000 |
| Wayne County Nebraska | 7 | $ 602,000 | $ 86,000 | $ 35,000 |
| Monroe County Illinois | 6 | $ 852,000 | $ 142,000 | $ 35,000 |
| Franklin County Kansas | 6 | $ 829,000 | $ 138,000 | $ 78,000 |
| Jefferson County Kansas | 6 | $ 1,020,000 | $ 170,000 | $ 95,000 |
| Lawrence County Missouri | 6 | $ 445,000 | $ 74,000 | $ 46,000 |
| Scott County Missouri | 6 | $ 496,000 | $ 82,000 | $ 51,000 |
| Saunders County Nebraska | 6 | $ 942,000 | $ 157,000 | $ 81,000 |
| Randolph County Missouri | 5 | $ 506,000 | $ 101,000 | $ 69,000 |
| Colfax County Nebraska | 5 | $ 715,000 | $ 143,000 | $ 82,000 |
| Cuming County Nebraska | 5 | $ 743,000 | $ 148,000 | $ 63,000 |
| York County Nebraska | 5 | $ 599,000 | $ 119,000 | $ 65,000 |
| Clay County Kansas | 4 | $ 639,000 | $ 159,000 | $ 76,000 |
| McPherson County Kansas | 4 | $ 376,000 | $ 94,000 | $ 104,000 |
| Miami County Kansas | 4 | $ 799,000 | $ 199,000 | $ 101,000 |
| Wabaunsee County Kansas | 4 | $ 407,000 | $ 101,000 | $ 70,000 |
| Wyandotte County Kansas | 4 | $ 455,000 | $ 113,000 | $ 91,000 |
| Pettis County Missouri | 4 | $ 537,000 | $ 134,000 | $ 51,000 |
| Wright County Missouri | 4 | $ 466,000 | $ 116,000 | $ 131,000 |
| Cass County Nebraska | 4 | $ 605,000 | $ 151,000 | $ 80,000 |
| Polk County Nebraska | 4 | $ 661,000 | $ 165,000 | $ 91,000 |
| Franklin County Illinois | 3 | $ 542,000 | $ 180,000 | $ 84,000 |
| Perry County Illinois | 3 | $ 259,000 | $ 86,000 | $ 67,000 |
| St. Clair County Illinois | 3 | $ 274,000 | $ 91,000 | $ 40,000 |
| Harrison County Iowa | 3 | $ 220,000 | $ 73,000 | $ 55,000 |
| Pottawattamie County Iowa | 3 | $ 317,000 | $ 105,000 | $ 72,000 |
| Jewell County Kansas | 3 | $ 122,000 | $ 40,000 | $ 53,000 |
| Leavenworth County Kansas | 3 | $ 335,000 | $ 111,000 | $ 45,000 |
| Reno County Kansas | 3 | $ 419,000 | $ 139,000 | $ 88,000 |
| Camden County Missouri | 3 | $ 438,000 | $ 146,000 | $ 97,000 |
| Douglas County Missouri | 3 | $ 422,000 | $ 140,000 | $ 56,000 |
| Platte County Missouri | 3 | $ 654,000 | $ 218,000 | $ 128,000 |
| Antelope County Nebraska | 3 | $ 293,000 | $ 97,000 | $ 61,000 |
| Chase County Nebraska | 3 | $ 320,000 | $ 106,000 | $ 78,000 |
| Clay County Nebraska | 3 | $ 291,000 | $ 97,000 | $ 58,000 |
| Frontier County Nebraska | 3 | $ 387,000 | $ 129,000 | $ 91,000 |
| Hamilton County Nebraska | 3 | $ 293,000 | $ 97,000 | $ 57,000 |
| Logan County Nebraska | 3 | $ 249,000 | $ 83,000 | $ 62,000 |
| Johnson County Illinois | 2 | $ 327,000 | $ 163,000 | $ 48,000 |
| Atchison County Kansas | 2 | $ 575,000 | $ 287,000 | $ 52,000 |
| Edwards County Kansas | 2 | $ 132,000 | $ 66,000 | $ 43,000 |
| Jackson County Kansas | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| Lyon County Kansas | 2 | $ 64,000 | $ 32,000 | $ 21,000 |
| Ottawa County Kansas | 2 | $ 174,000 | $ 87,000 | $ 80,000 |
| Smith County Kansas | 2 | $ 61,000 | $ 30,000 | $ 25,000 |
| Callaway County Missouri | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Cass County Missouri | 2 | $ 292,000 | $ 146,000 | $ 17,000 |
| Cedar County Missouri | 2 | $ 169,000 | $ 84,000 | $ 50,000 |
| Dade County Missouri | 2 | $ 98,000 | $ 49,000 | $ 30,000 |
| Henry County Missouri | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Hickory County Missouri | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Newton County Missouri | 2 | $ 633,000 | $ 316,000 | $ 181,000 |
| Ozark County Missouri | 2 | $ 92,000 | $ 46,000 | $ 26,000 |
| Knox County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Nemaha County Nebraska | 2 | $ 394,000 | $ 197,000 | $ 114,000 |
| Pawnee County Nebraska | 2 | $ 236,000 | $ 118,000 | $ 60,000 |
| Seward County Nebraska | 2 | $ 191,000 | $ 95,000 | $ 62,000 |
| Valley County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 105,000 |
| Washington County Nebraska | 2 | $ 252,000 | $ 126,000 | $ 79,000 |
| Webster County Nebraska | 2 | $ 85,000 | $ 42,000 | $ 70,000 |
| Boone County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 177,000 |
| Pulaski County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Kit Carson County Colorado | 1 | $ 156,000 | $ 156,000 | $ 633,000 |
| Lake County Colorado | 1 | $ 247,000 | $ 247,000 | $ 196,000 |
| Boone County Illinois | 1 | $ 214,000 | $ 214,000 | $ 107,000 |
| Gallatin County Illinois | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Saline County Illinois | 1 | $ 98,000 | $ 98,000 | $ 131,000 |
| Fremont County Iowa | 1 | $ 136,000 | $ 136,000 | $ 160,000 |
| Montgomery County Iowa | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| Shelby County Iowa | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
| Barber County Kansas | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Decatur County Kansas | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| Ellis County Kansas | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Ford County Kansas | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Lincoln County Kansas | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Neosho County Kansas | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Pratt County Kansas | 1 | $ 94,000 | $ 94,000 | $ 95,000 |
| Republic County Kansas | 1 | $ 68,000 | $ 68,000 | $ 87,000 |
| Washington County Kansas | 1 | $ 33,000 | $ 33,000 | $ 45,000 |
| Wilson County Kansas | 1 | $ 52,000 | $ 52,000 | $ 100,000 |
| Woodson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Audrain County Missouri | 1 | $ 132,000 | $ 132,000 | $ 31,000 |
| Benton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Clinton County Missouri | 1 | $ 164,000 | $ 164,000 | $ 21,000 |
| Cole County Missouri | 1 | $ 120,000 | $ 120,000 | $ 97,000 |
| Cooper County Missouri | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Dallas County Missouri | 1 | $ 148,000 | $ 148,000 | $ 154,000 |
| Howell County Missouri | 1 | $ 109,000 | $ 109,000 | $ 107,000 |
| Jefferson County Missouri | 1 | $ 243,000 | $ 243,000 | $ 49,000 |
| Lafayette County Missouri | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Lincoln County Missouri | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| Monroe County Missouri | 1 | $ 196,000 | $ 196,000 | $ 92,000 |
| Morgan County Missouri | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| Ray County Missouri | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| St. Clair County Missouri | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Ste. Genevieve County Missouri | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Stone County Missouri | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
| Vernon County Missouri | 1 | $ 117,000 | $ 117,000 | $ 79,000 |
| Boyd County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Burt County Nebraska | 1 | $ 167,000 | $ 167,000 | $ 144,000 |
| Butler County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Cedar County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Custer County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Deuel County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 93,000 |
| Dixon County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Dundy County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Furnas County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Gage County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Garfield County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Hayes County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 73,000 |
| Howard County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Kearney County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 64,000 |
| Nance County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Otoe County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Perkins County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Phelps County Nebraska | 1 | $ 327,000 | $ 327,000 | $ 158,000 |
| Scotts Bluff County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Thayer County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Jackson County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Codington County South Dakota | 1 | $ 172,000 | $ 172,000 | $ 33,000 |
| Yankton County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,166 | $153,194,000 | $131,000 | $1,572,000 | $79,000 | $633,000 |
| Home Purchase | 780 | $103,933,000 | $133,000 | $720,000 | $73,000 | $730,000 |
| Home Improvement | 78 | $2,451,000 | $31,000 | $220,000 | $55,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,868 | $237,283,000 | $127,000 | $1,572,000 | $76,000 | $730,000 |
| Hispanic | 44 | $4,494,000 | $102,000 | $254,000 | $53,000 | $120,000 |
| Not Provided | 37 | $3,151,000 | $85,000 | $252,000 | $78,000 | $224,000 |
| Black or African American | 28 | $4,136,000 | $147,000 | $342,000 | $79,000 | $239,000 |
| Not applicable | 22 | $7,680,000 | $349,000 | $1,485,000 | $128,000 | $624,000 |
| Asian | 17 | $2,020,000 | $118,000 | $315,000 | $78,000 | $257,000 |
| American Indian or Alaskan Native | 4 | $233,000 | $58,000 | $113,000 | $34,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $581,000 | $145,000 | $284,000 | $65,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,485 | $185,802,000 | $125,000 | $1,572,000 | $81,000 | $730,000 |
| FHA-insured (Federal Housing Administration) | 299 | $36,854,000 | $123,000 | $276,000 | $59,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 240 | $36,922,000 | $153,000 | $399,000 | $66,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,116 | $146,656,000 | $131,000 | $1,572,000 | $80,000 | $632,000 |
| Loan Purchased By The Institution | 736 | $95,736,000 | $130,000 | $417,000 | $72,000 | $730,000 |
| Application Denied By Financial Institution | 150 | $14,942,000 | $99,000 | $315,000 | $64,000 | $337,000 |
| Application Withdrawn By Applicant | 18 | $2,019,000 | $112,000 | $260,000 | $81,000 | $322,000 |
| Application Approved But Not Accepted | 4 | $225,000 | $56,000 | $154,000 | $38,000 | $59,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64 | $4,882,000 | $76,000 | $275,000 | $52,000 | $200,000 |
| Debt-To-Income Ratio | 38 | $3,952,000 | $104,000 | $265,000 | $51,000 | $297,000 |
| Collateral | 28 | $3,627,000 | $129,000 | $315,000 | $82,000 | $337,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $752,000 | $125,000 | $193,000 | $172,000 | $224,000 |
| Employment History | 4 | $316,000 | $79,000 | $161,000 | $46,000 | $65,000 |
| Credit Application Incomplete | 3 | $458,000 | $152,000 | $259,000 | $87,000 | $180,000 |
| Mortgage Insurance Denied | 3 | $536,000 | $178,000 | $243,000 | $97,000 | $131,000 |
| Other | 3 | $247,000 | $82,000 | $177,000 | $70,000 | $141,000 |
| Unverifiable Information | 1 | $172,000 | $172,000 | $172,000 | $70,000 | $70,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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