Central National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Central National Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,318 |
| Total Mortgage Loan Application Amount | $191,891,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $1,412,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Central National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Central National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Central National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central National Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Nebraska | 107 | $ 17,874,000 | $ 167,000 | $ 83,000 |
| Shawnee County Kansas | 86 | $ 12,790,000 | $ 148,000 | $ 75,000 |
| Lincoln County Nebraska | 86 | $ 12,400,000 | $ 144,000 | $ 70,000 |
| Riley County Kansas | 77 | $ 12,779,000 | $ 165,000 | $ 83,000 |
| Geary County Kansas | 64 | $ 8,584,000 | $ 134,000 | $ 68,000 |
| Douglas County Nebraska | 64 | $ 11,891,000 | $ 185,000 | $ 104,000 |
| Johnson County Kansas | 58 | $ 10,775,000 | $ 185,000 | $ 88,000 |
| Sedgwick County Kansas | 37 | $ 6,118,000 | $ 165,000 | $ 116,000 |
| Marion County Kansas | 36 | $ 3,226,000 | $ 89,000 | $ 59,000 |
| Douglas County Kansas | 35 | $ 8,465,000 | $ 241,000 | $ 89,000 |
| Boone County Missouri | 32 | $ 4,686,000 | $ 146,000 | $ 88,000 |
| Red Willow County Nebraska | 30 | $ 4,123,000 | $ 137,000 | $ 88,000 |
| Saline County Kansas | 28 | $ 2,420,000 | $ 86,000 | $ 58,000 |
| Harvey County Kansas | 27 | $ 2,836,000 | $ 105,000 | $ 70,000 |
| Pottawatomie County Kansas | 27 | $ 5,706,000 | $ 211,000 | $ 88,000 |
| Sarpy County Nebraska | 25 | $ 5,241,000 | $ 209,000 | $ 107,000 |
| Dickinson County Kansas | 24 | $ 2,380,000 | $ 99,000 | $ 57,000 |
| Mitchell County Kansas | 24 | $ 1,991,000 | $ 82,000 | $ 57,000 |
| Coffey County Kansas | 22 | $ 2,507,000 | $ 113,000 | $ 71,000 |
| Cloud County Kansas | 21 | $ 1,477,000 | $ 70,000 | $ 48,000 |
| Hall County Nebraska | 18 | $ 2,233,000 | $ 124,000 | $ 64,000 |
| Wayne County Nebraska | 16 | $ 2,034,000 | $ 127,000 | $ 79,000 |
| Lancaster County Nebraska | 15 | $ 2,614,000 | $ 174,000 | $ 79,000 |
| Platte County Nebraska | 15 | $ 2,048,000 | $ 136,000 | $ 65,000 |
| Jackson County Missouri | 14 | $ 2,086,000 | $ 149,000 | $ 125,000 |
| Greene County Missouri | 13 | $ 1,416,000 | $ 108,000 | $ 38,000 |
| Jewell County Kansas | 12 | $ 665,000 | $ 55,000 | $ 44,000 |
| Clay County Missouri | 12 | $ 1,866,000 | $ 155,000 | $ 72,000 |
| Buffalo County Nebraska | 12 | $ 1,891,000 | $ 157,000 | $ 136,000 |
| Pierce County Nebraska | 12 | $ 1,739,000 | $ 144,000 | $ 64,000 |
| Fillmore County Nebraska | 11 | $ 1,058,000 | $ 96,000 | $ 63,000 |
| Stanton County Nebraska | 11 | $ 1,717,000 | $ 156,000 | $ 90,000 |
| Barton County Kansas | 7 | $ 1,011,000 | $ 144,000 | $ 58,000 |
| Butler County Kansas | 7 | $ 1,429,000 | $ 204,000 | $ 93,000 |
| Morris County Kansas | 7 | $ 659,000 | $ 94,000 | $ 32,000 |
| Jasper County Missouri | 7 | $ 1,003,000 | $ 143,000 | $ 60,000 |
| Nuckolls County Nebraska | 7 | $ 497,000 | $ 71,000 | $ 43,000 |
| Keith County Nebraska | 6 | $ 493,000 | $ 82,000 | $ 92,000 |
| Pottawattamie County Iowa | 5 | $ 546,000 | $ 109,000 | $ 56,000 |
| Clay County Kansas | 5 | $ 482,000 | $ 96,000 | $ 41,000 |
| Leavenworth County Kansas | 5 | $ 615,000 | $ 123,000 | $ 70,000 |
| Osage County Kansas | 5 | $ 465,000 | $ 93,000 | $ 72,000 |
| Wabaunsee County Kansas | 5 | $ 597,000 | $ 119,000 | $ 84,000 |
| Cass County Nebraska | 5 | $ 714,000 | $ 142,000 | $ 63,000 |
| Otoe County Nebraska | 5 | $ 574,000 | $ 114,000 | $ 76,000 |
| Franklin County Kansas | 4 | $ 327,000 | $ 81,000 | $ 69,000 |
| McPherson County Kansas | 4 | $ 541,000 | $ 135,000 | $ 66,000 |
| Miami County Kansas | 4 | $ 868,000 | $ 217,000 | $ 90,000 |
| Camden County Missouri | 4 | $ 786,000 | $ 196,000 | $ 152,000 |
| Cole County Missouri | 4 | $ 641,000 | $ 160,000 | $ 71,000 |
| Laclede County Missouri | 4 | $ 224,000 | $ 56,000 | $ 36,000 |
| Randolph County Missouri | 4 | $ 351,000 | $ 87,000 | $ 51,000 |
| Washington County Nebraska | 4 | $ 438,000 | $ 109,000 | $ 51,000 |
| York County Nebraska | 4 | $ 358,000 | $ 89,000 | $ 59,000 |
| Jackson County Kansas | 3 | $ 382,000 | $ 127,000 | $ 44,000 |
| Wyandotte County Kansas | 3 | $ 301,000 | $ 100,000 | $ 104,000 |
| Cape Girardeau County Missouri | 3 | $ 440,000 | $ 146,000 | $ 17,000 |
| Perry County Missouri | 3 | $ 350,000 | $ 116,000 | $ 46,000 |
| Adams County Nebraska | 3 | $ 570,000 | $ 190,000 | $ 91,000 |
| Antelope County Nebraska | 3 | $ 273,000 | $ 91,000 | $ 54,000 |
| Cedar County Nebraska | 3 | $ 527,000 | $ 175,000 | $ 72,000 |
| Dodge County Nebraska | 3 | $ 312,000 | $ 104,000 | $ 79,000 |
| Hamilton County Nebraska | 3 | $ 629,000 | $ 209,000 | $ 284,000 |
| Kit Carson County Colorado | 2 | $ 235,000 | $ 117,000 | $ 56,000 |
| Anderson County Kansas | 2 | $ 344,000 | $ 172,000 | $ 50,000 |
| Decatur County Kansas | 2 | $ 111,000 | $ 55,000 | $ 43,000 |
| Ellis County Kansas | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| Lyon County Kansas | 2 | $ 207,000 | $ 103,000 | $ 80,000 |
| Ness County Kansas | 2 | $ 1,782,000 | $ 891,000 | $ 57,000 |
| Pratt County Kansas | 2 | $ 291,000 | $ 145,000 | $ 88,000 |
| Smith County Kansas | 2 | $ 244,000 | $ 122,000 | $ 68,000 |
| Bollinger County Missouri | 2 | $ 164,000 | $ 82,000 | $ 57,000 |
| Callaway County Missouri | 2 | $ 453,000 | $ 226,000 | $ 81,000 |
| Christian County Missouri | 2 | $ 191,000 | $ 95,000 | $ 24,000 |
| Cooper County Missouri | 2 | $ 265,000 | $ 132,000 | $ 82,000 |
| Johnson County Missouri | 2 | $ 235,000 | $ 117,000 | $ 18,000 |
| Platte County Missouri | 2 | $ 357,000 | $ 178,000 | $ 74,000 |
| St. Louis County Missouri | 2 | $ 301,000 | $ 150,000 | $ 112,000 |
| Taney County Missouri | 2 | $ 323,000 | $ 161,000 | $ 20,000 |
| Boone County Nebraska | 2 | $ 224,000 | $ 112,000 | $ 79,000 |
| Clay County Nebraska | 2 | $ 139,000 | $ 69,000 | $ 95,000 |
| Colfax County Nebraska | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Dawson County Nebraska | 2 | $ 94,000 | $ 47,000 | $ 41,000 |
| Hitchcock County Nebraska | 2 | $ 137,000 | $ 68,000 | $ 62,000 |
| Knox County Nebraska | 2 | $ 241,000 | $ 120,000 | $ 61,000 |
| Perkins County Nebraska | 2 | $ 172,000 | $ 86,000 | $ 77,000 |
| Thayer County Nebraska | 2 | $ 104,000 | $ 52,000 | $ 67,000 |
| Douglas County Colorado | 1 | $ 473,000 | $ 473,000 | $ 219,000 |
| Rio Grande County Colorado | 1 | $ 362,000 | $ 362,000 | $ 129,000 |
| Sedgwick County Colorado | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Alexander County Illinois | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Jackson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fremont County Iowa | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Mills County Iowa | 1 | $ 154,000 | $ 154,000 | $ 102,000 |
| Shelby County Iowa | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Allen County Kansas | 1 | $ 14,000 | $ 14,000 | $ 62,000 |
| Brown County Kansas | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Cherokee County Kansas | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
| Crawford County Kansas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Finney County Kansas | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Greenwood County Kansas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Jefferson County Kansas | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Marshall County Kansas | 1 | $ 220,000 | $ 220,000 | $ 145,000 |
| Montgomery County Kansas | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Osborne County Kansas | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Ottawa County Kansas | 1 | $ 20,000 | $ 20,000 | $ 103,000 |
| Pawnee County Kansas | 1 | $ 10,000 | $ 10,000 | $ 11,000 |
| Phillips County Kansas | 1 | $ 131,000 | $ 131,000 | $ 18,000 |
| Russell County Kansas | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Sumner County Kansas | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Thomas County Kansas | 1 | $ 72,000 | $ 72,000 | $ 108,000 |
| Woodson County Kansas | 1 | $ 97,000 | $ 97,000 | $ 106,000 |
| Chariton County Missouri | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Douglas County Missouri | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Henry County Missouri | 1 | $ 138,000 | $ 138,000 | $ 97,000 |
| Hickory County Missouri | 1 | $ 184,000 | $ 184,000 | $ 159,000 |
| Jefferson County Missouri | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Lawrence County Missouri | 1 | $ 154,000 | $ 154,000 | $ 172,000 |
| Macon County Missouri | 1 | $ 308,000 | $ 308,000 | $ 134,000 |
| McDonald County Missouri | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Morgan County Missouri | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Newton County Missouri | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Pulaski County Missouri | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Scott County Missouri | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| St. Clair County Missouri | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| St. Francois County Missouri | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Ste. Genevieve County Missouri | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Washington County Missouri | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Burt County Nebraska | 1 | $ 187,000 | $ 187,000 | $ 165,000 |
| Chase County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Cheyenne County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 82,000 |
| Custer County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Dixon County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 74,000 |
| Garden County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Gosper County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Howard County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Logan County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| Merrick County Nebraska | 1 | $ 159,000 | $ 159,000 | $ 54,000 |
| Saline County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Saunders County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 161,000 |
| Scotts Bluff County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Seward County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Valley County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Webster County Nebraska | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Minnehaha County South Dakota | 1 | $ 218,000 | $ 218,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Central National Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 816 | $130,678,000 | $160,000 | $1,412,000 | $79,000 | $903,000 |
| Refinancing | 446 | $59,153,000 | $132,000 | $1,060,000 | $77,000 | $703,000 |
| Home Improvement | 56 | $2,060,000 | $36,000 | $280,000 | $56,000 | $224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $164,059,000 | $143,000 | $473,000 | $78,000 | $732,000 |
| Hispanic | 52 | $6,552,000 | $126,000 | $345,000 | $61,000 | $163,000 |
| Not Provided | 50 | $7,117,000 | $142,000 | $1,060,000 | $65,000 | $153,000 |
| Not applicable | 26 | $6,626,000 | $254,000 | $1,412,000 | $104,000 | $903,000 |
| Asian | 19 | $4,438,000 | $233,000 | $1,184,000 | $90,000 | $280,000 |
| Black or African American | 15 | $2,062,000 | $137,000 | $234,000 | $71,000 | $168,000 |
| American Indian or Alaskan Native | 8 | $565,000 | $70,000 | $144,000 | $60,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $472,000 | $118,000 | $143,000 | $69,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 966 | $139,020,000 | $143,000 | $1,412,000 | $84,000 | $903,000 |
| FHA-insured (Federal Housing Administration) | 198 | $26,863,000 | $135,000 | $314,000 | $56,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 154 | $26,008,000 | $168,000 | $473,000 | $66,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 700 | $107,238,000 | $153,000 | $1,412,000 | $83,000 | $903,000 |
| Loan Purchased By The Institution | 401 | $59,363,000 | $148,000 | $424,000 | $73,000 | $410,000 |
| Application Denied By Financial Institution | 148 | $16,132,000 | $109,000 | $700,000 | $60,000 | $240,000 |
| Application Withdrawn By Applicant | 55 | $7,422,000 | $134,000 | $366,000 | $71,000 | $172,000 |
| Application Approved But Not Accepted | 8 | $875,000 | $109,000 | $424,000 | $129,000 | $646,000 |
| File Closed For Incompleteness | 6 | $861,000 | $143,000 | $245,000 | $82,000 | $145,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 65 | $7,066,000 | $108,000 | $700,000 | $61,000 | $219,000 |
| Debt-To-Income Ratio | 47 | $5,277,000 | $112,000 | $424,000 | $45,000 | $153,000 |
| Collateral | 19 | $2,164,000 | $113,000 | $305,000 | $78,000 | $240,000 |
| Credit Application Incomplete | 8 | $841,000 | $105,000 | $188,000 | $93,000 | $172,000 |
| Other | 4 | $300,000 | $75,000 | $128,000 | $68,000 | $143,000 |
| Employment History | 4 | $364,000 | $91,000 | $152,000 | $67,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $120,000 | $120,000 | $120,000 | $128,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.