Stride Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Stride Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stride Bank, National Association 324 W Broadway Ave Enid, OK 73701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2003 |
| Total Number of Mortgage Applications | 1,865 |
| Total Mortgage Loan Application Amount | $452,785,000 |
| Average Mortgage Loan Application Amount | $196,250 |
| Highest Mortgage Loan Application Amount | $4,105,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Stride Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stride Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Stride Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stride Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Stride Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stride Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 553 | $ 132,775,000 | $ 240,000 | $ 99,000 |
| Canadian County Oklahoma | 309 | $ 83,665,000 | $ 270,000 | $ 103,000 |
| Cleveland County Oklahoma | 211 | $ 53,015,000 | $ 251,000 | $ 102,000 |
| Payne County Oklahoma | 95 | $ 21,065,000 | $ 221,000 | $ 121,000 |
| Tulsa County Oklahoma | 52 | $ 10,700,000 | $ 205,000 | $ 88,000 |
| Garfield County Oklahoma | 50 | $ 8,020,000 | $ 160,000 | $ 89,000 |
| Pittsburg County Oklahoma | 48 | $ 8,110,000 | $ 168,000 | $ 70,000 |
| Pottawatomie County Oklahoma | 48 | $ 9,420,000 | $ 196,000 | $ 79,000 |
| Grady County Oklahoma | 39 | $ 8,955,000 | $ 229,000 | $ 122,000 |
| Washington County Oklahoma | 39 | $ 6,635,000 | $ 170,000 | $ 92,000 |
| Logan County Oklahoma | 32 | $ 10,150,000 | $ 317,000 | $ 111,000 |
| Creek County Oklahoma | 24 | $ 4,260,000 | $ 177,000 | $ 74,000 |
| McClain County Oklahoma | 24 | $ 5,800,000 | $ 241,000 | $ 105,000 |
| Travis County Texas | 22 | $ 10,190,000 | $ 463,000 | $ 155,000 |
| Lincoln County Oklahoma | 21 | $ 4,175,000 | $ 198,000 | $ 81,000 |
| Bryan County Oklahoma | 16 | $ 4,120,000 | $ 257,000 | $ 118,000 |
| Okmulgee County Oklahoma | 11 | $ 1,795,000 | $ 163,000 | $ 114,000 |
| King County Washington | 10 | $ 5,360,000 | $ 536,000 | $ 112,000 |
| Noble County Oklahoma | 9 | $ 825,000 | $ 91,000 | $ 49,000 |
| Woodward County Oklahoma | 9 | $ 1,595,000 | $ 177,000 | $ 80,000 |
| Williamson County Texas | 9 | $ 4,705,000 | $ 522,000 | $ 334,000 |
| Kingfisher County Oklahoma | 8 | $ 1,420,000 | $ 177,000 | $ 86,000 |
| McIntosh County Oklahoma | 8 | $ 1,780,000 | $ 222,000 | $ 142,000 |
| Comanche County Oklahoma | 7 | $ 865,000 | $ 123,000 | $ 64,000 |
| Garvin County Oklahoma | 7 | $ 865,000 | $ 123,000 | $ 96,000 |
| Bastrop County Texas | 7 | $ 2,305,000 | $ 329,000 | $ 127,000 |
| Haskell County Oklahoma | 6 | $ 890,000 | $ 148,000 | $ 72,000 |
| Kay County Oklahoma | 6 | $ 520,000 | $ 86,000 | $ 65,000 |
| Pierce County Washington | 6 | $ 2,600,000 | $ 433,000 | $ 108,000 |
| Pawnee County Oklahoma | 5 | $ 795,000 | $ 159,000 | $ 80,000 |
| Pushmataha County Oklahoma | 5 | $ 915,000 | $ 183,000 | $ 48,000 |
| Wagoner County Oklahoma | 5 | $ 1,165,000 | $ 233,000 | $ 65,000 |
| Clark County Nevada | 4 | $ 1,220,000 | $ 305,000 | $ 78,000 |
| Latimer County Oklahoma | 4 | $ 500,000 | $ 125,000 | $ 55,000 |
| Nowata County Oklahoma | 4 | $ 1,040,000 | $ 260,000 | $ 79,000 |
| Okfuskee County Oklahoma | 4 | $ 570,000 | $ 142,000 | $ 79,000 |
| Osage County Oklahoma | 4 | $ 440,000 | $ 110,000 | $ 52,000 |
| Pontotoc County Oklahoma | 4 | $ 810,000 | $ 202,000 | $ 167,000 |
| Bell County Texas | 4 | $ 1,570,000 | $ 392,000 | $ 124,000 |
| Harris County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 116,000 |
| Hays County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 122,000 |
| Karnes County Texas | 4 | $ 530,000 | $ 132,000 | $ 75,000 |
| Kaufman County Texas | 4 | $ 1,420,000 | $ 355,000 | $ 121,000 |
| Benton County Arkansas | 3 | $ 1,015,000 | $ 338,000 | $ 129,000 |
| Delaware County Oklahoma | 3 | $ 975,000 | $ 325,000 | $ 204,000 |
| Rogers County Oklahoma | 3 | $ 1,095,000 | $ 365,000 | $ 153,000 |
| Seminole County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 99,000 |
| Dallas County Texas | 3 | $ 615,000 | $ 205,000 | $ 143,000 |
| Hunt County Texas | 3 | $ 665,000 | $ 221,000 | $ 99,000 |
| Tarrant County Texas | 3 | $ 905,000 | $ 301,000 | $ 82,000 |
| Lonoke County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Larimer County Colorado | 2 | $ 630,000 | $ 315,000 | $ 210,000 |
| Lee County Florida | 2 | $ 460,000 | $ 230,000 | $ 130,000 |
| Cowley County Kansas | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Cherokee County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 118,000 |
| Choctaw County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Major County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Woods County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Multnomah County Oregon | 2 | $ 730,000 | $ 365,000 | $ 109,000 |
| Bexar County Texas | 2 | $ 300,000 | $ 150,000 | $ 34,000 |
| Collin County Texas | 2 | $ 740,000 | $ 370,000 | $ 155,000 |
| Montgomery County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 164,000 |
| Snohomish County Washington | 2 | $ 870,000 | $ 435,000 | $ 91,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 279,000 |
| Limestone County Alabama | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Morgan County Alabama | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Juneau County Alaska | 1 | $ 355,000 | $ 355,000 | $ 223,000 |
| Carroll County Arkansas | 1 | $ 495,000 | $ 495,000 | $ 117,000 |
| Saline County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| San Bernardino County California | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| San Diego County California | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Denver County Colorado | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 425,000 | $ 425,000 | $ 82,000 |
| Kent County Delaware | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Sussex County Delaware | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 1 | $ 435,000 | $ 435,000 | $ 175,000 |
| Broward County Florida | 1 | $ 615,000 | $ 615,000 | $ 167,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cobb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Gwinnett County Georgia | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Henry County Georgia | 1 | $ 425,000 | $ 425,000 | $ 421,000 |
| Paulding County Georgia | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Cassia County Idaho | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Jerome County Idaho | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Johnson County Indiana | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Lee County Iowa | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Sumner County Kansas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Lancaster County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 412,000 |
| Colfax County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 352,000 |
| Taos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 302,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Henderson County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| Onslow County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Franklin County Ohio | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Blaine County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Carter County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Custer County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Grant County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Jackson County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Le Flore County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Marshall County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 168,000 |
| Mayes County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| McCurtain County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Murray County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Stephens County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Texas County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Washita County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Pike County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Richland County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
| Putnam County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 109,000 |
| Aransas County Texas | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| Burleson County Texas | 1 | $ 645,000 | $ 645,000 | $ 830,000 |
| Caldwell County Texas | 1 | $ 515,000 | $ 515,000 | $ 110,000 |
| Denton County Texas | 1 | $ 475,000 | $ 475,000 | $ 103,000 |
| Fort Bend County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Gaines County Texas | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Grayson County Texas | 1 | $ 535,000 | $ 535,000 | $ 113,000 |
| Guadalupe County Texas | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Kendall County Texas | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| Lee County Texas | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Orange County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Potter County Texas | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Red River County Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Rockwall County Texas | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Titus County Texas | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Van Zandt County Texas | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Victoria County Texas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Davis County Utah | 1 | $ 555,000 | $ 555,000 | $ 115,000 |
| Clallam County Washington | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Monongalia County West Virginia | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Stride Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,720 | $419,170,000 | $243,000 | $1,095,000 | $102,000 | $1,500,000 |
| Cash-out Refinancing | 81 | $16,365,000 | $202,000 | $605,000 | $101,000 | $500,000 |
| Refinancing | 61 | $17,065,000 | $279,000 | $4,105,000 | $113,000 | $769,000 |
| Home Improvement | 3 | $185,000 | $61,000 | $75,000 | $212,000 | $516,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,078 | $252,360,000 | $234,000 | $725,000 | $103,000 | $1,200,000 |
| Hispanic | 239 | $59,285,000 | $248,000 | $645,000 | $85,000 | $389,000 |
| Not Provided | 201 | $51,875,000 | $258,000 | $1,095,000 | $121,000 | $1,500,000 |
| American Indian or Alaskan Native | 116 | $25,180,000 | $217,000 | $645,000 | $97,000 | $997,000 |
| Black or African American | 93 | $25,105,000 | $269,000 | $565,000 | $98,000 | $421,000 |
| Asian | 68 | $22,020,000 | $323,000 | $645,000 | $117,000 | $411,000 |
| Not applicable | 62 | $14,320,000 | $230,000 | $4,105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,365,000 | $337,000 | $495,000 | $148,000 | $260,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,150 | $276,420,000 | $240,000 | $4,105,000 | $115,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 474 | $103,720,000 | $218,000 | $585,000 | $76,000 | $229,000 |
| VA-guaranteed (Veterans Administration) | 206 | $67,580,000 | $328,000 | $645,000 | $105,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $5,065,000 | $144,000 | $295,000 | $56,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,502 | $358,810,000 | $238,000 | $4,105,000 | $101,000 | $997,000 |
| Application Withdrawn By Applicant | 305 | $80,015,000 | $262,000 | $1,095,000 | $116,000 | $1,500,000 |
| Application Denied By Financial Institution | 55 | $13,575,000 | $246,000 | $675,000 | $80,000 | $254,000 |
| Application Approved But Not Accepted | 3 | $385,000 | $128,000 | $175,000 | $145,000 | $182,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,810 | $439,210,000 | $242,000 | $4,105,000 | $103,000 | $1,500,000 |
| Debt-To-Income Ratio | 21 | $5,535,000 | $263,000 | $645,000 | $76,000 | $254,000 |
| Collateral | 19 | $4,385,000 | $230,000 | $475,000 | $93,000 | $168,000 |
| Credit History | 8 | $2,640,000 | $330,000 | $675,000 | $84,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $385,000 | $128,000 | $185,000 | $73,000 | $106,000 |
| Employment History | 2 | $360,000 | $180,000 | $205,000 | $34,000 | $38,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $56,000 | $56,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stride Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stride Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.