Centris
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Centris 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centris 11825 Q Street Omaha, NE 68137 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,399 |
| Total Mortgage Loan Application Amount | $208,018,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $691,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,353,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Centris. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centris's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Centris's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centris serves its applicants.
Each category highlights the total number of mortgage applications processed by Centris, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centris's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 1,116 | $ 99,955,000 | $ 89,000 | $ 78,000 |
| Sarpy County Nebraska | 395 | $ 38,859,000 | $ 98,000 | $ 82,000 |
| Pottawattamie County Iowa | 221 | $ 13,004,000 | $ 58,000 | $ 64,000 |
| Lincoln County Nebraska | 182 | $ 11,400,000 | $ 62,000 | $ 73,000 |
| Lancaster County Nebraska | 76 | $ 9,652,000 | $ 127,000 | $ 93,000 |
| Washington County Nebraska | 50 | $ 6,583,000 | $ 131,000 | $ 95,000 |
| Hall County Nebraska | 49 | $ 3,185,000 | $ 65,000 | $ 75,000 |
| Cass County Nebraska | 36 | $ 2,614,000 | $ 72,000 | $ 65,000 |
| Dodge County Nebraska | 21 | $ 912,000 | $ 43,000 | $ 82,000 |
| Box Butte County Nebraska | 19 | $ 2,216,000 | $ 116,000 | $ 73,000 |
| Buffalo County Nebraska | 19 | $ 4,137,000 | $ 217,000 | $ 103,000 |
| Saunders County Nebraska | 19 | $ 877,000 | $ 46,000 | $ 74,000 |
| Harrison County Iowa | 17 | $ 757,000 | $ 44,000 | $ 63,000 |
| Merrick County Nebraska | 16 | $ 1,520,000 | $ 95,000 | $ 55,000 |
| Mills County Iowa | 14 | $ 1,516,000 | $ 108,000 | $ 99,000 |
| Madison County Nebraska | 12 | $ 969,000 | $ 80,000 | $ 153,000 |
| Scotts Bluff County Nebraska | 11 | $ 922,000 | $ 83,000 | $ 59,000 |
| Platte County Nebraska | 9 | $ 1,338,000 | $ 148,000 | $ 73,000 |
| Burt County Nebraska | 8 | $ 180,000 | $ 22,000 | $ 87,000 |
| Fremont County Iowa | 7 | $ 552,000 | $ 78,000 | $ 122,000 |
| Howard County Nebraska | 6 | $ 447,000 | $ 74,000 | $ 57,000 |
| Dawson County Nebraska | 5 | $ 287,000 | $ 57,000 | $ 41,000 |
| Hamilton County Nebraska | 5 | $ 141,000 | $ 28,000 | $ 35,000 |
| Kimball County Nebraska | 5 | $ 403,000 | $ 80,000 | $ 62,000 |
| Phelps County Nebraska | 5 | $ 546,000 | $ 109,000 | $ 58,000 |
| York County Nebraska | 5 | $ 407,000 | $ 81,000 | $ 65,000 |
| Cass County Iowa | 4 | $ 127,000 | $ 31,000 | $ 51,000 |
| Monona County Iowa | 4 | $ 28,000 | $ 7,000 | $ 23,000 |
| Page County Iowa | 4 | $ 133,000 | $ 33,000 | $ 55,000 |
| Nance County Nebraska | 4 | $ 249,000 | $ 62,000 | $ 46,000 |
| Shelby County Iowa | 3 | $ 319,000 | $ 106,000 | $ 77,000 |
| Gage County Nebraska | 3 | $ 100,000 | $ 33,000 | $ 53,000 |
| Johnson County Nebraska | 3 | $ 241,000 | $ 80,000 | $ 55,000 |
| Otoe County Nebraska | 3 | $ 356,000 | $ 118,000 | $ 89,000 |
| Richardson County Nebraska | 3 | $ 509,000 | $ 169,000 | $ 89,000 |
| Buena Vista County Iowa | 2 | $ 184,000 | $ 92,000 | $ 33,000 |
| Nodaway County Missouri | 2 | $ 20,000 | $ 10,000 | $ 67,000 |
| Cheyenne County Nebraska | 2 | $ 291,000 | $ 145,000 | $ 42,000 |
| Fillmore County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 90,000 |
| Kearney County Nebraska | 2 | $ 291,000 | $ 145,000 | $ 53,000 |
| Nemaha County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| McHenry County North Dakota | 2 | $ 22,000 | $ 11,000 | $ 119,000 |
| Yankton County South Dakota | 2 | $ 16,000 | $ 8,000 | $ 25,000 |
| Maricopa County Arizona | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Clay County Iowa | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Crawford County Iowa | 1 | $ 94,000 | $ 94,000 | $ 105,000 |
| Ida County Iowa | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Montgomery County Iowa | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Atchison County Missouri | 1 | $ 14,000 | $ 14,000 | $ 41,000 |
| Camden County Missouri | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Toole County Montana | 1 | $ 4,000 | $ 4,000 | $ 69,000 |
| Adams County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Antelope County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Clay County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Colfax County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Cuming County Nebraska | 1 | $ 337,000 | $ 337,000 | $ 140,000 |
| Gosper County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Harlan County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Keith County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| McPherson County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Pawnee County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Seward County Nebraska | 1 | $ 204,000 | $ 204,000 | $ 90,000 |
| Sherman County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Thomas County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 62,000 |
| Valley County Nebraska | 1 | $ 249,000 | $ 249,000 | $ 74,000 |
| Wayne County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 19,000 |
| Delaware County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 13,000 |
Mortgage Loan Application Detail Totals for Centris in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,013 | $14,604,000 | $14,000 | $132,000 | $72,000 | $560,000 |
| Home Purchase | 753 | $107,607,000 | $142,000 | $537,000 | $81,000 | $1,353,000 |
| Refinancing | 633 | $85,807,000 | $135,000 | $691,000 | $81,000 | $413,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,890 | $181,456,000 | $96,000 | $691,000 | $81,000 | $1,353,000 |
| Not Provided | 227 | $6,479,000 | $28,000 | $320,000 | $72,000 | $390,000 |
| Hispanic | 117 | $7,677,000 | $65,000 | $314,000 | $58,000 | $259,000 |
| Black or African American | 106 | $6,162,000 | $58,000 | $367,000 | $57,000 | $215,000 |
| Asian | 34 | $3,824,000 | $112,000 | $306,000 | $83,000 | $206,000 |
| Not applicable | 18 | $1,920,000 | $106,000 | $290,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $500,000 | $71,000 | $168,000 | $46,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,270 | $190,089,000 | $83,000 | $691,000 | $77,000 | $1,145,000 |
| FHA-insured (Federal Housing Administration) | 82 | $10,419,000 | $127,000 | $276,000 | $81,000 | $1,353,000 |
| VA-guaranteed (Veterans Administration) | 45 | $7,348,000 | $163,000 | $355,000 | $70,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $162,000 | $81,000 | $97,000 | $45,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,574 | $150,812,000 | $95,000 | $537,000 | $80,000 | $433,000 |
| Application Withdrawn By Applicant | 425 | $36,627,000 | $86,000 | $691,000 | $78,000 | $1,353,000 |
| Application Denied By Financial Institution | 360 | $17,198,000 | $47,000 | $342,000 | $64,000 | $1,145,000 |
| Loan Purchased By The Institution | 24 | $3,134,000 | $130,000 | $276,000 | $69,000 | $123,000 |
| Application Approved But Not Accepted | 16 | $247,000 | $15,000 | $61,000 | $104,000 | $266,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 207 | $8,891,000 | $42,000 | $342,000 | $71,000 | $1,145,000 |
| Debt-To-Income Ratio | 102 | $4,943,000 | $48,000 | $320,000 | $51,000 | $145,000 |
| Other | 27 | $1,343,000 | $49,000 | $235,000 | $59,000 | $150,000 |
| Collateral | 14 | $794,000 | $56,000 | $309,000 | $76,000 | $182,000 |
| Employment History | 4 | $389,000 | $97,000 | $212,000 | $42,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $348,000 | $116,000 | $216,000 | $66,000 | $100,000 |
| Unverifiable Information | 3 | $490,000 | $163,000 | $210,000 | $69,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centris's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centris's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.