Century Bank Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Century Bank Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Century Bank Fsb 1680 Fruitville Road Sarasota, FL 34236 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,257 |
| Total Mortgage Loan Application Amount | $445,931,000 |
| Average Mortgage Loan Application Amount | $777,333 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $295,333 |
| Highest Applicant Income | $6,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Century Bank Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Century Bank Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Century Bank Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Century Bank Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Century Bank Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Century Bank Fsb's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 189 | $ 58,784,000 | $ 311,000 | $ 150,000 |
| Manatee County Florida | 130 | $ 45,552,000 | $ 350,000 | $ 214,000 |
| Lee County Florida | 129 | $ 31,476,000 | $ 244,000 | $ 158,000 |
| Broward County Florida | 95 | $ 47,893,000 | $ 504,000 | $ 232,000 |
| Hillsborough County Florida | 83 | $ 25,224,000 | $ 303,000 | $ 143,000 |
| Miami-Dade County Florida | 71 | $ 31,223,000 | $ 439,000 | $ 304,000 |
| Pinellas County Florida | 54 | $ 20,392,000 | $ 377,000 | $ 197,000 |
| Charlotte County Florida | 42 | $ 7,418,000 | $ 176,000 | $ 120,000 |
| St. Lucie County Florida | 37 | $ 9,701,000 | $ 262,000 | $ 99,000 |
| Palm Beach County Florida | 35 | $ 47,714,000 | $ 1,363,000 | $ 655,000 |
| Duval County Florida | 28 | $ 7,311,000 | $ 261,000 | $ 122,000 |
| Polk County Florida | 26 | $ 3,513,000 | $ 135,000 | $ 71,000 |
| Brevard County Florida | 25 | $ 6,846,000 | $ 273,000 | $ 106,000 |
| Orange County Florida | 25 | $ 5,089,000 | $ 203,000 | $ 90,000 |
| Collier County Florida | 23 | $ 18,293,000 | $ 795,000 | $ 725,000 |
| Pasco County Florida | 21 | $ 5,292,000 | $ 252,000 | $ 99,000 |
| Hernando County Florida | 18 | $ 2,899,000 | $ 161,000 | $ 58,000 |
| Osceola County Florida | 18 | $ 8,123,000 | $ 451,000 | $ 203,000 |
| Marion County Florida | 17 | $ 3,268,000 | $ 192,000 | $ 97,000 |
| Highlands County Florida | 12 | $ 2,178,000 | $ 181,000 | $ 127,000 |
| Flagler County Florida | 11 | $ 3,321,000 | $ 301,000 | $ 282,000 |
| Volusia County Florida | 11 | $ 2,665,000 | $ 242,000 | $ 75,000 |
| St. Johns County Florida | 10 | $ 3,510,000 | $ 351,000 | $ 186,000 |
| Citrus County Florida | 7 | $ 834,000 | $ 119,000 | $ 177,000 |
| Indian River County Florida | 7 | $ 1,146,000 | $ 163,000 | $ 112,000 |
| Seminole County Florida | 7 | $ 3,195,000 | $ 456,000 | $ 106,000 |
| Leon County Florida | 6 | $ 1,235,000 | $ 205,000 | $ 22,000 |
| Okeechobee County Florida | 6 | $ 927,000 | $ 154,000 | $ 78,000 |
| Cuyahoga County Ohio | 5 | $ 958,000 | $ 191,000 | $ 0 |
| Bay County Florida | 4 | $ 628,000 | $ 157,000 | $ 73,000 |
| Lake County Florida | 4 | $ 1,123,000 | $ 280,000 | $ 60,000 |
| Levy County Florida | 4 | $ 1,269,000 | $ 317,000 | $ 110,000 |
| Summit County Ohio | 4 | $ 338,000 | $ 84,000 | $ 0 |
| DeSoto County Florida | 3 | $ 666,000 | $ 222,000 | $ 197,000 |
| Monroe County Florida | 3 | $ 4,900,000 | $ 1,633,000 | $ 661,000 |
| Kent County Michigan | 3 | $ 318,000 | $ 106,000 | $ 0 |
| Clay County Florida | 2 | $ 337,000 | $ 168,000 | $ 83,000 |
| Hendry County Florida | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Martin County Florida | 2 | $ 979,000 | $ 489,000 | $ 194,000 |
| Okaloosa County Florida | 2 | $ 336,000 | $ 168,000 | $ 149,000 |
| Putnam County Florida | 2 | $ 324,000 | $ 162,000 | $ 129,000 |
| Sumter County Florida | 2 | $ 402,000 | $ 201,000 | $ 78,000 |
| Suwannee County Florida | 2 | $ 243,000 | $ 121,000 | $ 84,000 |
| Kenton County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Franklin County Ohio | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Portage County Ohio | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Los Angeles County California | 1 | $ 3,900,000 | $ 3,900,000 | $ 1,680,000 |
| Alachua County Florida | 1 | $ 589,000 | $ 589,000 | $ 190,000 |
| Columbia County Florida | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Jackson County Florida | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Santa Rosa County Florida | 1 | $ 67,000 | $ 67,000 | $ 156,000 |
| Walton County Florida | 1 | $ 795,000 | $ 795,000 | $ 192,000 |
| Dawson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Cook County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Allegan County Michigan | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Lapeer County Michigan | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Oakland County Michigan | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Wayne County Michigan | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Clark County Nevada | 1 | $ 623,000 | $ 623,000 | $ 398,000 |
| Erie County New York | 1 | $ 70,000 | $ 70,000 | $ 130,000 |
| Niagara County New York | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Dare County North Carolina | 1 | $ 502,000 | $ 502,000 | $ 248,000 |
| Haywood County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Henderson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Macon County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Clermont County Ohio | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Lake County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lucas County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Stark County Ohio | 1 | $ 112,000 | $ 112,000 | $ 0 |
| York County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Jefferson County Tennessee | 1 | $ 632,000 | $ 632,000 | $ 463,000 |
| Fairfax County Virginia | 1 | $ 10,000,000 | $ 10,000,000 | $ 2,863,000 |
Mortgage Loan Application Detail Totals for Century Bank Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 740 | $216,529,000 | $292,000 | $6,265,000 | $176,000 | $4,120,000 |
| Refinancing | 510 | $218,106,000 | $427,000 | $12,500,000 | $199,000 | $6,348,000 |
| Home Improvement | 7 | $11,296,000 | $1,613,000 | $9,000,000 | $511,000 | $2,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 828 | $333,412,000 | $402,000 | $12,500,000 | $217,000 | $6,348,000 |
| Hispanic | 195 | $51,941,000 | $266,000 | $3,200,000 | $144,000 | $2,407,000 |
| Black or African American | 119 | $29,757,000 | $250,000 | $1,610,000 | $107,000 | $696,000 |
| Not Provided | 81 | $22,072,000 | $272,000 | $3,900,000 | $131,000 | $3,324,000 |
| Asian | 25 | $7,193,000 | $287,000 | $1,986,000 | $112,000 | $780,000 |
| American Indian or Alaskan Native | 5 | $791,000 | $158,000 | $300,000 | $98,000 | $172,000 |
| Not applicable | 3 | $457,000 | $152,000 | $318,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $308,000 | $308,000 | $308,000 | $740,000 | $740,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,257 | $445,931,000 | $354,000 | $12,500,000 | $187,000 | $6,348,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 632 | $232,526,000 | $367,000 | $12,500,000 | $195,000 | $6,348,000 |
| Application Denied By Financial Institution | 372 | $118,912,000 | $319,000 | $10,000,000 | $165,000 | $2,863,000 |
| Application Approved But Not Accepted | 174 | $67,637,000 | $388,000 | $2,800,000 | $232,000 | $5,712,000 |
| Application Withdrawn By Applicant | 48 | $21,933,000 | $456,000 | $6,265,000 | $214,000 | $4,120,000 |
| Loan Purchased By The Institution | 31 | $4,923,000 | $158,000 | $600,000 | $2,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 91 | $26,355,000 | $289,000 | $1,350,000 | $113,000 | $516,000 |
| Other | 87 | $19,929,000 | $229,000 | $2,925,000 | $139,000 | $814,000 |
| Credit History | 87 | $33,840,000 | $388,000 | $10,000,000 | $173,000 | $2,863,000 |
| Collateral | 48 | $17,866,000 | $372,000 | $3,900,000 | $230,000 | $1,680,000 |
| Employment History | 26 | $9,568,000 | $368,000 | $3,200,000 | $141,000 | $816,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $7,644,000 | $477,000 | $1,920,000 | $391,000 | $2,407,000 |
| Unverifiable Information | 12 | $2,408,000 | $200,000 | $335,000 | $183,000 | $600,000 |
| Credit Application Incomplete | 5 | $1,302,000 | $260,000 | $489,000 | $152,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Century Bank Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Century Bank Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.