Certified Funding, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Certified Funding, L.P. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certified Funding, L.P. 17304 Preston Rd Ste 620 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,351 |
| Total Mortgage Loan Application Amount | $151,128,000 |
| Average Mortgage Loan Application Amount | $47,100 |
| Highest Mortgage Loan Application Amount | $300,000 |
| Average Applicant Income | $124,400 |
| Highest Applicant Income | $4,341,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Certified Funding, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certified Funding, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Certified Funding, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certified Funding, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certified Funding, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certified Funding, L.P.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 656 | $ 23,575,000 | $ 35,000 | $ 114,000 |
| Tarrant County Texas | 588 | $ 18,611,000 | $ 31,000 | $ 99,000 |
| Dallas County Texas | 551 | $ 19,895,000 | $ 36,000 | $ 124,000 |
| Harris County Texas | 549 | $ 18,677,000 | $ 34,000 | $ 104,000 |
| Denton County Texas | 461 | $ 17,498,000 | $ 37,000 | $ 109,000 |
| Travis County Texas | 219 | $ 8,644,000 | $ 39,000 | $ 115,000 |
| Bexar County Texas | 132 | $ 4,046,000 | $ 30,000 | $ 88,000 |
| Fort Bend County Texas | 131 | $ 4,428,000 | $ 33,000 | $ 102,000 |
| Williamson County Texas | 110 | $ 3,359,000 | $ 30,000 | $ 94,000 |
| Rockwall County Texas | 91 | $ 3,004,000 | $ 33,000 | $ 106,000 |
| Ellis County Texas | 85 | $ 2,637,000 | $ 31,000 | $ 86,000 |
| Montgomery County Texas | 65 | $ 2,472,000 | $ 38,000 | $ 186,000 |
| Galveston County Texas | 52 | $ 1,762,000 | $ 33,000 | $ 96,000 |
| Brazoria County Texas | 51 | $ 1,941,000 | $ 38,000 | $ 111,000 |
| Johnson County Texas | 30 | $ 895,000 | $ 29,000 | $ 94,000 |
| Kaufman County Texas | 29 | $ 884,000 | $ 30,000 | $ 97,000 |
| Bell County Texas | 26 | $ 784,000 | $ 30,000 | $ 85,000 |
| Parker County Texas | 26 | $ 1,037,000 | $ 39,000 | $ 96,000 |
| Hays County Texas | 21 | $ 638,000 | $ 30,000 | $ 113,000 |
| El Paso County Texas | 17 | $ 851,000 | $ 50,000 | $ 144,000 |
| Smith County Texas | 16 | $ 466,000 | $ 29,000 | $ 97,000 |
| Comal County Texas | 15 | $ 625,000 | $ 41,000 | $ 113,000 |
| Kendall County Texas | 13 | $ 769,000 | $ 59,000 | $ 151,000 |
| Guadalupe County Texas | 12 | $ 264,000 | $ 22,000 | $ 82,000 |
| Hunt County Texas | 12 | $ 337,000 | $ 28,000 | $ 136,000 |
| Grayson County Texas | 11 | $ 370,000 | $ 33,000 | $ 159,000 |
| Brazos County Texas | 10 | $ 228,000 | $ 22,000 | $ 84,000 |
| Hood County Texas | 9 | $ 394,000 | $ 43,000 | $ 184,000 |
| Wise County Texas | 9 | $ 408,000 | $ 45,000 | $ 122,000 |
| Cameron County Texas | 8 | $ 272,000 | $ 34,000 | $ 126,000 |
| Nueces County Texas | 8 | $ 249,000 | $ 31,000 | $ 116,000 |
| Chambers County Texas | 7 | $ 215,000 | $ 30,000 | $ 82,000 |
| Henderson County Texas | 7 | $ 388,000 | $ 55,000 | $ 644,000 |
| Cooke County Texas | 6 | $ 163,000 | $ 27,000 | $ 78,000 |
| Jefferson County Texas | 6 | $ 126,000 | $ 21,000 | $ 67,000 |
| Hidalgo County Texas | 5 | $ 174,000 | $ 34,000 | $ 77,000 |
| McLennan County Texas | 5 | $ 136,000 | $ 27,000 | $ 67,000 |
| Midland County Texas | 5 | $ 134,000 | $ 26,000 | $ 166,000 |
| Bastrop County Texas | 4 | $ 69,000 | $ 17,000 | $ 93,000 |
| Gregg County Texas | 4 | $ 85,000 | $ 21,000 | $ 92,000 |
| Lubbock County Texas | 4 | $ 95,000 | $ 23,000 | $ 75,000 |
| Palo Pinto County Texas | 4 | $ 90,000 | $ 22,000 | $ 82,000 |
| Randall County Texas | 4 | $ 80,000 | $ 20,000 | $ 90,000 |
| Van Zandt County Texas | 4 | $ 122,000 | $ 30,000 | $ 71,000 |
| Wood County Texas | 4 | $ 103,000 | $ 25,000 | $ 100,000 |
| Atascosa County Texas | 3 | $ 56,000 | $ 18,000 | $ 60,000 |
| Bosque County Texas | 3 | $ 62,000 | $ 20,000 | $ 111,000 |
| Hardin County Texas | 3 | $ 60,000 | $ 20,000 | $ 85,000 |
| Liberty County Texas | 3 | $ 63,000 | $ 21,000 | $ 72,000 |
| Medina County Texas | 3 | $ 80,000 | $ 26,000 | $ 87,000 |
| Waller County Texas | 3 | $ 64,000 | $ 21,000 | $ 79,000 |
| Summit County Colorado | 2 | $ 172,000 | $ 86,000 | $ 161,000 |
| Austin County Texas | 2 | $ 69,000 | $ 34,000 | $ 107,000 |
| Cherokee County Texas | 2 | $ 26,000 | $ 13,000 | $ 35,000 |
| Hamilton County Texas | 2 | $ 43,000 | $ 21,000 | $ 92,000 |
| Hill County Texas | 2 | $ 39,000 | $ 19,000 | $ 64,000 |
| Polk County Texas | 2 | $ 79,000 | $ 39,000 | $ 137,000 |
| Victoria County Texas | 2 | $ 33,000 | $ 16,000 | $ 36,000 |
| Webb County Texas | 2 | $ 68,000 | $ 34,000 | $ 171,000 |
| Wilbarger County Texas | 2 | $ 66,000 | $ 33,000 | $ 132,000 |
| Adams County Colorado | 1 | $ 32,000 | $ 32,000 | $ 133,000 |
| Boulder County Colorado | 1 | $ 38,000 | $ 38,000 | $ 82,000 |
| Lake County Colorado | 1 | $ 43,000 | $ 43,000 | $ 56,000 |
| Larimer County Colorado | 1 | $ 58,000 | $ 58,000 | $ 73,000 |
| Duval County Florida | 1 | $ 27,000 | $ 27,000 | $ 121,000 |
| Canadian County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 85,000 |
| Oklahoma County Oklahoma | 1 | $ 11,000 | $ 11,000 | $ 222,000 |
| Pittsburg County Oklahoma | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Aransas County Texas | 1 | $ 20,000 | $ 20,000 | $ 250,000 |
| Bandera County Texas | 1 | $ 22,000 | $ 22,000 | $ 78,000 |
| Bowie County Texas | 1 | $ 21,000 | $ 21,000 | $ 77,000 |
| Caldwell County Texas | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
| Calhoun County Texas | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Crockett County Texas | 1 | $ 26,000 | $ 26,000 | $ 96,000 |
| Ector County Texas | 1 | $ 33,000 | $ 33,000 | $ 80,000 |
| Erath County Texas | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Fannin County Texas | 1 | $ 50,000 | $ 50,000 | $ 350,000 |
| Freestone County Texas | 1 | $ 31,000 | $ 31,000 | $ 58,000 |
| Gonzales County Texas | 1 | $ 68,000 | $ 68,000 | $ 263,000 |
| Hockley County Texas | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Jasper County Texas | 1 | $ 29,000 | $ 29,000 | $ 80,000 |
| Kerr County Texas | 1 | $ 12,000 | $ 12,000 | $ 39,000 |
| Kinney County Texas | 1 | $ 17,000 | $ 17,000 | $ 100,000 |
| Lamar County Texas | 1 | $ 51,000 | $ 51,000 | $ 79,000 |
| Llano County Texas | 1 | $ 24,000 | $ 24,000 | $ 213,000 |
| Matagorda County Texas | 1 | $ 36,000 | $ 36,000 | $ 119,000 |
| Maverick County Texas | 1 | $ 18,000 | $ 18,000 | $ 74,000 |
| McCulloch County Texas | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Nacogdoches County Texas | 1 | $ 42,000 | $ 42,000 | $ 64,000 |
| Robertson County Texas | 1 | $ 23,000 | $ 23,000 | $ 86,000 |
| Shelby County Texas | 1 | $ 32,000 | $ 32,000 | $ 97,000 |
| Taylor County Texas | 1 | $ 22,000 | $ 22,000 | $ 148,000 |
| Titus County Texas | 1 | $ 13,000 | $ 13,000 | $ 67,000 |
| Trinity County Texas | 1 | $ 11,000 | $ 11,000 | $ 48,000 |
| Walker County Texas | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Wharton County Texas | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Certified Funding, L.P. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,449 | $116,710,000 | $30,600 | $216,000 | $103,000 | $4,341,000 |
| Refinancing | 674 | $21,388,000 | $65,250 | $300,000 | $148,500 | $600,000 |
| Home Improvement | 228 | $13,030,000 | $57,000 | $150,000 | $135,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,927 | $102,860,000 | $35,600 | $225,000 | $115,400 | $4,341,000 |
| Not Provided | 569 | $20,608,000 | $35,666 | $300,000 | $102,666 | $743,000 |
| Hispanic | 383 | $12,175,000 | $25,000 | $191,000 | $85,500 | $960,000 |
| Asian | 237 | $7,489,000 | $30,333 | $170,000 | $96,333 | $528,000 |
| Black or African American | 209 | $7,116,000 | $37,000 | $200,000 | $84,500 | $774,000 |
| American Indian or Alaskan Native | 15 | $539,000 | $35,500 | $124,000 | $136,500 | $561,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $341,000 | $31,000 | $123,000 | $106,000 | $312,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,351 | $151,128,000 | $34,600 | $300,000 | $109,800 | $4,341,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,199 | $71,905,000 | $26,500 | $300,000 | $94,000 | $4,341,000 |
| Preapproval Denied by Financial Institution | 1,050 | $37,463,000 | $28,750 | $216,000 | $109,750 | $1,057,000 |
| Preapproval Approved but not Accepted | 606 | $21,698,000 | $33,750 | $200,000 | $98,250 | $1,200,000 |
| Application Denied By Financial Institution | 295 | $11,426,000 | $74,333 | $225,000 | $109,333 | $600,000 |
| Application Withdrawn By Applicant | 128 | $5,507,000 | $49,000 | $150,000 | $164,000 | $561,000 |
| Application Approved But Not Accepted | 73 | $3,129,000 | $42,000 | $178,000 | $105,000 | $600,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $166,000 | $23,000 | $53,000 | $78,000 | $119,000 |
| Credit History | 3 | $92,000 | $30,000 | $37,000 | $61,000 | $66,000 |
| Unverifiable Information | 2 | $54,000 | $27,000 | $42,000 | $137,000 | $173,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certified Funding, L.P.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certified Funding, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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