Certified Funding, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Certified Funding, L.P. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certified Funding, L.P. 17304 Preston Rd Ste 620 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,051 |
| Total Mortgage Loan Application Amount | $225,132,000 |
| Average Mortgage Loan Application Amount | $47,333 |
| Highest Mortgage Loan Application Amount | $209,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Certified Funding, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certified Funding, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Certified Funding, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certified Funding, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certified Funding, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certified Funding, L.P.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 713 | $ 31,144,000 | $ 43,000 | $ 128,000 |
| Collin County Texas | 667 | $ 29,078,000 | $ 43,000 | $ 126,000 |
| Dallas County Texas | 623 | $ 27,906,000 | $ 44,000 | $ 132,000 |
| Tarrant County Texas | 556 | $ 23,323,000 | $ 41,000 | $ 119,000 |
| Denton County Texas | 550 | $ 24,571,000 | $ 44,000 | $ 125,000 |
| Travis County Texas | 362 | $ 18,243,000 | $ 50,000 | $ 127,000 |
| Fort Bend County Texas | 187 | $ 8,849,000 | $ 47,000 | $ 134,000 |
| Williamson County Texas | 167 | $ 6,635,000 | $ 39,000 | $ 113,000 |
| Montgomery County Texas | 157 | $ 7,840,000 | $ 49,000 | $ 148,000 |
| Bexar County Texas | 114 | $ 5,278,000 | $ 46,000 | $ 125,000 |
| Brazoria County Texas | 87 | $ 3,251,000 | $ 37,000 | $ 117,000 |
| Rockwall County Texas | 79 | $ 4,326,000 | $ 54,000 | $ 160,000 |
| Galveston County Texas | 67 | $ 2,937,000 | $ 43,000 | $ 133,000 |
| Hays County Texas | 40 | $ 1,549,000 | $ 38,000 | $ 111,000 |
| Parker County Texas | 36 | $ 1,935,000 | $ 53,000 | $ 153,000 |
| Ellis County Texas | 33 | $ 1,302,000 | $ 39,000 | $ 112,000 |
| Comal County Texas | 32 | $ 1,731,000 | $ 54,000 | $ 119,000 |
| El Paso County Texas | 23 | $ 1,214,000 | $ 52,000 | $ 137,000 |
| Johnson County Texas | 23 | $ 854,000 | $ 37,000 | $ 95,000 |
| Kaufman County Texas | 22 | $ 904,000 | $ 41,000 | $ 115,000 |
| Brazos County Texas | 20 | $ 892,000 | $ 44,000 | $ 102,000 |
| McLennan County Texas | 20 | $ 1,026,000 | $ 51,000 | $ 148,000 |
| Smith County Texas | 20 | $ 557,000 | $ 27,000 | $ 78,000 |
| Tulsa County Oklahoma | 18 | $ 802,000 | $ 44,000 | $ 107,000 |
| Kendall County Texas | 16 | $ 1,194,000 | $ 74,000 | $ 150,000 |
| Grayson County Texas | 14 | $ 677,000 | $ 48,000 | $ 118,000 |
| Cameron County Texas | 11 | $ 429,000 | $ 39,000 | $ 104,000 |
| Hood County Texas | 10 | $ 418,000 | $ 41,000 | $ 114,000 |
| Douglas County Colorado | 9 | $ 554,000 | $ 61,000 | $ 111,000 |
| Hidalgo County Texas | 9 | $ 248,000 | $ 27,000 | $ 83,000 |
| Wise County Texas | 9 | $ 283,000 | $ 31,000 | $ 99,000 |
| Henderson County Texas | 8 | $ 326,000 | $ 40,000 | $ 141,000 |
| Jefferson County Texas | 8 | $ 312,000 | $ 39,000 | $ 116,000 |
| Oklahoma County Oklahoma | 7 | $ 280,000 | $ 40,000 | $ 88,000 |
| Bell County Texas | 7 | $ 272,000 | $ 38,000 | $ 104,000 |
| Guadalupe County Texas | 7 | $ 232,000 | $ 33,000 | $ 76,000 |
| Midland County Texas | 7 | $ 310,000 | $ 44,000 | $ 122,000 |
| Nueces County Texas | 7 | $ 304,000 | $ 43,000 | $ 166,000 |
| Jefferson County Colorado | 6 | $ 336,000 | $ 56,000 | $ 154,000 |
| Canadian County Oklahoma | 6 | $ 183,000 | $ 30,000 | $ 85,000 |
| Fannin County Texas | 6 | $ 136,000 | $ 22,000 | $ 74,000 |
| Gregg County Texas | 6 | $ 221,000 | $ 36,000 | $ 106,000 |
| Van Zandt County Texas | 6 | $ 151,000 | $ 25,000 | $ 84,000 |
| Washington County Texas | 6 | $ 268,000 | $ 44,000 | $ 104,000 |
| Wilson County Texas | 6 | $ 250,000 | $ 41,000 | $ 115,000 |
| Bastrop County Texas | 5 | $ 162,000 | $ 32,000 | $ 116,000 |
| Chambers County Texas | 5 | $ 191,000 | $ 38,000 | $ 144,000 |
| Hunt County Texas | 5 | $ 136,000 | $ 27,000 | $ 110,000 |
| Rogers County Oklahoma | 4 | $ 159,000 | $ 39,000 | $ 110,000 |
| Blanco County Texas | 4 | $ 182,000 | $ 45,000 | $ 105,000 |
| Burnet County Texas | 4 | $ 237,000 | $ 59,000 | $ 108,000 |
| Cooke County Texas | 4 | $ 188,000 | $ 47,000 | $ 94,000 |
| Lee County Texas | 4 | $ 219,000 | $ 54,000 | $ 143,000 |
| Lubbock County Texas | 4 | $ 116,000 | $ 29,000 | $ 97,000 |
| Adams County Colorado | 3 | $ 240,000 | $ 80,000 | $ 175,000 |
| Arapahoe County Colorado | 3 | $ 118,000 | $ 39,000 | $ 74,000 |
| Weld County Colorado | 3 | $ 70,000 | $ 23,000 | $ 67,000 |
| Cleveland County Oklahoma | 3 | $ 90,000 | $ 30,000 | $ 106,000 |
| Kerr County Texas | 3 | $ 95,000 | $ 31,000 | $ 54,000 |
| Matagorda County Texas | 3 | $ 90,000 | $ 30,000 | $ 179,000 |
| Maverick County Texas | 3 | $ 69,000 | $ 23,000 | $ 68,000 |
| Nacogdoches County Texas | 3 | $ 118,000 | $ 39,000 | $ 125,000 |
| Somervell County Texas | 3 | $ 110,000 | $ 36,000 | $ 109,000 |
| Taylor County Texas | 3 | $ 55,000 | $ 18,000 | $ 78,000 |
| Waller County Texas | 3 | $ 105,000 | $ 35,000 | $ 129,000 |
| Denver County Colorado | 2 | $ 168,000 | $ 84,000 | $ 117,000 |
| Payne County Oklahoma | 2 | $ 91,000 | $ 45,000 | $ 124,000 |
| Angelina County Texas | 2 | $ 49,000 | $ 24,000 | $ 53,000 |
| Aransas County Texas | 2 | $ 65,000 | $ 32,000 | $ 109,000 |
| Austin County Texas | 2 | $ 54,000 | $ 27,000 | $ 110,000 |
| Bosque County Texas | 2 | $ 56,000 | $ 28,000 | $ 101,000 |
| Grimes County Texas | 2 | $ 46,000 | $ 23,000 | $ 52,000 |
| Hardin County Texas | 2 | $ 107,000 | $ 53,000 | $ 145,000 |
| Lavaca County Texas | 2 | $ 244,000 | $ 122,000 | $ 222,000 |
| Rains County Texas | 2 | $ 67,000 | $ 33,000 | $ 144,000 |
| Tom Green County Texas | 2 | $ 38,000 | $ 19,000 | $ 68,000 |
| Victoria County Texas | 2 | $ 79,000 | $ 39,000 | $ 64,000 |
| Webb County Texas | 2 | $ 161,000 | $ 80,000 | $ 181,000 |
| Boulder County Colorado | 1 | $ 92,000 | $ 92,000 | $ 178,000 |
| Broomfield County Colorado | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Elbert County Colorado | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Grand County Colorado | 1 | $ 64,000 | $ 64,000 | $ 118,000 |
| Pueblo County Colorado | 1 | $ 11,000 | $ 11,000 | $ 78,000 |
| Summit County Colorado | 1 | $ 59,000 | $ 59,000 | $ 116,000 |
| Cherokee County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 63,000 |
| Creek County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| McClain County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Osage County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 1,495,000 |
| Woodward County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 304,000 |
| Anderson County Texas | 1 | $ 19,000 | $ 19,000 | $ 43,000 |
| Bandera County Texas | 1 | $ 11,000 | $ 11,000 | $ 49,000 |
| Brown County Texas | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Callahan County Texas | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Cherokee County Texas | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Childress County Texas | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Colorado County Texas | 1 | $ 30,000 | $ 30,000 | $ 145,000 |
| Comanche County Texas | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Culberson County Texas | 1 | $ 19,000 | $ 19,000 | $ 82,000 |
| Fayette County Texas | 1 | $ 31,000 | $ 31,000 | $ 58,000 |
| Gillespie County Texas | 1 | $ 21,000 | $ 21,000 | $ 43,000 |
| Gray County Texas | 1 | $ 19,000 | $ 19,000 | $ 93,000 |
| Hemphill County Texas | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Hill County Texas | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Howard County Texas | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Jim Wells County Texas | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Lampasas County Texas | 1 | $ 33,000 | $ 33,000 | $ 143,000 |
| Liberty County Texas | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Live Oak County Texas | 1 | $ 36,000 | $ 36,000 | $ 132,000 |
| Llano County Texas | 1 | $ 55,000 | $ 55,000 | $ 306,000 |
| Madison County Texas | 1 | $ 37,000 | $ 37,000 | $ 111,000 |
| Medina County Texas | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Palo Pinto County Texas | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Potter County Texas | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Randall County Texas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| San Patricio County Texas | 1 | $ 52,000 | $ 52,000 | $ 114,000 |
| Wharton County Texas | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Wichita County Texas | 1 | $ 67,000 | $ 67,000 | $ 101,000 |
| Willacy County Texas | 1 | $ 36,000 | $ 36,000 | $ 139,000 |
| Wood County Texas | 1 | $ 10,000 | $ 10,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Certified Funding, L.P. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,968 | $174,942,000 | $44,000 | $209,000 | $125,000 | $1,604,000 |
| Refinancing | 728 | $29,415,000 | $40,000 | $200,000 | $127,000 | $1,124,000 |
| Home Improvement | 355 | $20,775,000 | $58,000 | $150,000 | $132,000 | $595,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,721 | $165,844,000 | $44,000 | $200,000 | $127,000 | $1,604,000 |
| Not Provided | 561 | $27,183,000 | $48,000 | $177,000 | $137,000 | $912,000 |
| Hispanic | 310 | $12,339,000 | $39,000 | $150,000 | $105,000 | $466,000 |
| Asian | 274 | $11,416,000 | $41,000 | $209,000 | $114,000 | $426,000 |
| Black or African American | 159 | $7,358,000 | $46,000 | $150,000 | $124,000 | $452,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $573,000 | $40,000 | $103,000 | $122,000 | $315,000 |
| American Indian or Alaskan Native | 12 | $419,000 | $34,000 | $65,000 | $112,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,049 | $225,048,000 | $44,000 | $209,000 | $126,000 | $1,604,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $84,000 | $42,000 | $69,000 | $170,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,554 | $105,281,000 | $41,000 | $150,000 | $124,000 | $806,000 |
| Preapproval Denied by Financial Institution | 985 | $48,778,000 | $49,000 | $209,000 | $124,000 | $1,604,000 |
| Application Denied By Financial Institution | 531 | $27,042,000 | $50,000 | $200,000 | $127,000 | $1,495,000 |
| Preapproval Approved but not Accepted | 527 | $22,122,000 | $41,000 | $150,000 | $128,000 | $804,000 |
| Application Withdrawn By Applicant | 286 | $14,662,000 | $51,000 | $150,000 | $138,000 | $800,000 |
| Application Approved But Not Accepted | 151 | $6,531,000 | $43,000 | $150,000 | $128,000 | $912,000 |
| File Closed For Incompleteness | 17 | $716,000 | $42,000 | $102,000 | $122,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $3,945,000 | $51,000 | $150,000 | $98,000 | $239,000 |
| Credit History | 60 | $3,007,000 | $50,000 | $150,000 | $143,000 | $472,000 |
| Other | 37 | $1,820,000 | $49,000 | $150,000 | $143,000 | $350,000 |
| Collateral | 13 | $549,000 | $42,000 | $100,000 | $118,000 | $240,000 |
| Employment History | 8 | $284,000 | $35,000 | $77,000 | $83,000 | $166,000 |
| Unverifiable Information | 2 | $96,000 | $48,000 | $50,000 | $88,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $84,000 | $84,000 | $84,000 | $226,000 | $226,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certified Funding, L.P.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certified Funding, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.