Certified Funding, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Certified Funding, L.P. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certified Funding, L.P. 17304 Preston Rd Ste 620 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,566 |
| Total Mortgage Loan Application Amount | $207,481,000 |
| Average Mortgage Loan Application Amount | $54,666 |
| Highest Mortgage Loan Application Amount | $239,000 |
| Average Applicant Income | $167,333 |
| Highest Applicant Income | $2,917,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Certified Funding, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certified Funding, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Certified Funding, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certified Funding, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certified Funding, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certified Funding, L.P.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 519 | $ 29,961,000 | $ 57,000 | $ 168,000 |
| Collin County Texas | 485 | $ 29,895,000 | $ 61,000 | $ 161,000 |
| Denton County Texas | 443 | $ 26,612,000 | $ 60,000 | $ 166,000 |
| Tarrant County Texas | 377 | $ 20,725,000 | $ 54,000 | $ 154,000 |
| Dallas County Texas | 366 | $ 21,758,000 | $ 59,000 | $ 169,000 |
| Fort Bend County Texas | 270 | $ 16,465,000 | $ 60,000 | $ 166,000 |
| Travis County Texas | 234 | $ 15,284,000 | $ 65,000 | $ 155,000 |
| Montgomery County Texas | 160 | $ 9,559,000 | $ 59,000 | $ 168,000 |
| Bexar County Texas | 135 | $ 7,809,000 | $ 57,000 | $ 166,000 |
| Williamson County Texas | 95 | $ 4,979,000 | $ 52,000 | $ 134,000 |
| Rockwall County Texas | 49 | $ 3,147,000 | $ 64,000 | $ 147,000 |
| Galveston County Texas | 44 | $ 2,138,000 | $ 48,000 | $ 144,000 |
| Parker County Texas | 37 | $ 1,917,000 | $ 51,000 | $ 141,000 |
| Hays County Texas | 35 | $ 1,966,000 | $ 56,000 | $ 130,000 |
| Comal County Texas | 27 | $ 1,908,000 | $ 70,000 | $ 144,000 |
| Kaufman County Texas | 26 | $ 1,046,000 | $ 40,000 | $ 115,000 |
| Johnson County Texas | 23 | $ 765,000 | $ 33,000 | $ 102,000 |
| Brazoria County Texas | 21 | $ 873,000 | $ 41,000 | $ 125,000 |
| Ellis County Texas | 21 | $ 1,082,000 | $ 51,000 | $ 144,000 |
| Brazos County Texas | 19 | $ 957,000 | $ 50,000 | $ 155,000 |
| Kendall County Texas | 14 | $ 1,074,000 | $ 76,000 | $ 190,000 |
| Smith County Texas | 12 | $ 367,000 | $ 30,000 | $ 109,000 |
| Guadalupe County Texas | 11 | $ 414,000 | $ 37,000 | $ 100,000 |
| McLennan County Texas | 7 | $ 284,000 | $ 40,000 | $ 166,000 |
| El Paso County Texas | 6 | $ 311,000 | $ 51,000 | $ 174,000 |
| Grayson County Texas | 6 | $ 222,000 | $ 37,000 | $ 149,000 |
| Hood County Texas | 6 | $ 322,000 | $ 53,000 | $ 138,000 |
| Medina County Texas | 6 | $ 400,000 | $ 66,000 | $ 148,000 |
| Midland County Texas | 6 | $ 415,000 | $ 69,000 | $ 184,000 |
| Chambers County Texas | 5 | $ 184,000 | $ 36,000 | $ 144,000 |
| Bastrop County Texas | 4 | $ 97,000 | $ 24,000 | $ 96,000 |
| Grimes County Texas | 4 | $ 225,000 | $ 56,000 | $ 170,000 |
| Lubbock County Texas | 4 | $ 144,000 | $ 36,000 | $ 125,000 |
| Nueces County Texas | 4 | $ 187,000 | $ 46,000 | $ 120,000 |
| Waller County Texas | 4 | $ 183,000 | $ 45,000 | $ 329,000 |
| Washington County Texas | 4 | $ 99,000 | $ 24,000 | $ 59,000 |
| Wise County Texas | 4 | $ 134,000 | $ 33,000 | $ 126,000 |
| Austin County Texas | 3 | $ 261,000 | $ 87,000 | $ 136,000 |
| Bell County Texas | 3 | $ 146,000 | $ 48,000 | $ 171,000 |
| Burnet County Texas | 3 | $ 186,000 | $ 62,000 | $ 97,000 |
| Cameron County Texas | 3 | $ 120,000 | $ 40,000 | $ 252,000 |
| Cherokee County Texas | 3 | $ 98,000 | $ 32,000 | $ 98,000 |
| Hamilton County Texas | 3 | $ 55,000 | $ 18,000 | $ 87,000 |
| Harrison County Texas | 3 | $ 227,000 | $ 75,000 | $ 164,000 |
| Jefferson County Texas | 3 | $ 126,000 | $ 42,000 | $ 172,000 |
| Liberty County Texas | 3 | $ 104,000 | $ 34,000 | $ 68,000 |
| Navarro County Texas | 3 | $ 155,000 | $ 51,000 | $ 52,000 |
| Webb County Texas | 3 | $ 247,000 | $ 82,000 | $ 244,000 |
| Cooke County Texas | 2 | $ 85,000 | $ 42,000 | $ 138,000 |
| Hardin County Texas | 2 | $ 71,000 | $ 35,000 | $ 135,000 |
| Hidalgo County Texas | 2 | $ 68,000 | $ 34,000 | $ 184,000 |
| Hunt County Texas | 2 | $ 141,000 | $ 70,000 | $ 116,000 |
| Llano County Texas | 2 | $ 54,000 | $ 27,000 | $ 70,000 |
| Walker County Texas | 2 | $ 39,000 | $ 19,000 | $ 106,000 |
| Wilson County Texas | 2 | $ 110,000 | $ 55,000 | $ 163,000 |
| Andrews County Texas | 1 | $ 49,000 | $ 49,000 | $ 169,000 |
| Bee County Texas | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Bowie County Texas | 1 | $ 67,000 | $ 67,000 | $ 165,000 |
| Cass County Texas | 1 | $ 88,000 | $ 88,000 | $ 126,000 |
| Colorado County Texas | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Comanche County Texas | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| Ector County Texas | 1 | $ 72,000 | $ 72,000 | $ 266,000 |
| Erath County Texas | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Fannin County Texas | 1 | $ 12,000 | $ 12,000 | $ 110,000 |
| Gonzales County Texas | 1 | $ 50,000 | $ 50,000 | $ 103,000 |
| Gregg County Texas | 1 | $ 86,000 | $ 86,000 | $ 171,000 |
| Henderson County Texas | 1 | $ 52,000 | $ 52,000 | $ 240,000 |
| Leon County Texas | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Palo Pinto County Texas | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Polk County Texas | 1 | $ 11,000 | $ 11,000 | $ 115,000 |
| Potter County Texas | 1 | $ 39,000 | $ 39,000 | $ 355,000 |
| Rains County Texas | 1 | $ 28,000 | $ 28,000 | $ 126,000 |
| Randall County Texas | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
| San Jacinto County Texas | 1 | $ 40,000 | $ 40,000 | $ 318,000 |
| Titus County Texas | 1 | $ 14,000 | $ 14,000 | $ 107,000 |
| Tom Green County Texas | 1 | $ 28,000 | $ 28,000 | $ 148,000 |
| Van Zandt County Texas | 1 | $ 150,000 | $ 150,000 | $ 488,000 |
| Wharton County Texas | 1 | $ 52,000 | $ 52,000 | $ 290,000 |
Mortgage Loan Application Detail Totals for Certified Funding, L.P. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,068 | $180,702,000 | $58,000 | $239,000 | $158,000 | $1,522,000 |
| Home Improvement | 262 | $14,528,000 | $55,000 | $100,000 | $162,000 | $2,917,000 |
| Refinancing | 236 | $12,251,000 | $51,000 | $200,000 | $182,000 | $754,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,517 | $145,210,000 | $57,000 | $217,000 | $161,000 | $1,800,000 |
| Asian | 305 | $18,200,000 | $59,000 | $150,000 | $155,000 | $489,000 |
| Hispanic | 302 | $16,636,000 | $55,000 | $239,000 | $149,000 | $754,000 |
| Not Provided | 280 | $16,930,000 | $60,000 | $200,000 | $168,000 | $2,917,000 |
| Black or African American | 149 | $9,670,000 | $64,000 | $150,000 | $158,000 | $513,000 |
| American Indian or Alaskan Native | 9 | $565,000 | $62,000 | $127,000 | $164,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $270,000 | $67,000 | $89,000 | $147,000 | $201,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,566 | $207,481,000 | $58,000 | $239,000 | $160,000 | $2,917,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,023 | $114,064,000 | $56,000 | $217,000 | $160,000 | $1,522,000 |
| Application Denied By Financial Institution | 1,540 | $93,238,000 | $60,000 | $239,000 | $159,000 | $2,917,000 |
| Application Withdrawn By Applicant | 3 | $179,000 | $59,000 | $100,000 | $133,000 | $195,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certified Funding, L.P.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certified Funding, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.