Certusbank, N.A.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Certusbank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Certusbank, N.A. 2 West Washington Street 5Th Floor Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 |
| Total Number of Mortgage Applications | 549 |
| Total Mortgage Loan Application Amount | $102,219,000 |
| Average Mortgage Loan Application Amount | $128,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $2,440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 122 | $ 24,833,000 | $ 203,000 | $ 110,000 |
| Pickens County South Carolina | 49 | $ 8,565,000 | $ 174,000 | $ 81,000 |
| Bibb County Georgia | 44 | $ 7,144,000 | $ 162,000 | $ 89,000 |
| Anderson County South Carolina | 27 | $ 4,765,000 | $ 176,000 | $ 76,000 |
| Spartanburg County South Carolina | 24 | $ 4,030,000 | $ 167,000 | $ 100,000 |
| Carroll County Georgia | 19 | $ 2,127,000 | $ 111,000 | $ 77,000 |
| Jackson County Georgia | 18 | $ 2,715,000 | $ 150,000 | $ 88,000 |
| Oconee County South Carolina | 17 | $ 4,644,000 | $ 273,000 | $ 147,000 |
| Houston County Georgia | 16 | $ 2,209,000 | $ 138,000 | $ 116,000 |
| Heard County Georgia | 15 | $ 1,350,000 | $ 90,000 | $ 48,000 |
| Glynn County Georgia | 14 | $ 2,446,000 | $ 174,000 | $ 121,000 |
| Chatham County Georgia | 12 | $ 2,258,000 | $ 188,000 | $ 135,000 |
| Muscogee County Georgia | 10 | $ 1,271,000 | $ 127,000 | $ 118,000 |
| Crawford County Georgia | 8 | $ 360,000 | $ 45,000 | $ 36,000 |
| Fulton County Georgia | 8 | $ 1,848,000 | $ 231,000 | $ 171,000 |
| Jones County Georgia | 7 | $ 1,082,000 | $ 154,000 | $ 121,000 |
| Peach County Georgia | 7 | $ 758,000 | $ 108,000 | $ 66,000 |
| Haralson County Georgia | 6 | $ 506,000 | $ 84,000 | $ 50,000 |
| Banks County Georgia | 5 | $ 772,000 | $ 154,000 | $ 93,000 |
| Effingham County Georgia | 5 | $ 627,000 | $ 125,000 | $ 45,000 |
| Forsyth County Georgia | 5 | $ 985,000 | $ 197,000 | $ 123,000 |
| Bulloch County Georgia | 4 | $ 496,000 | $ 124,000 | $ 49,000 |
| Lowndes County Georgia | 4 | $ 639,000 | $ 159,000 | $ 110,000 |
| McIntosh County Georgia | 4 | $ 278,000 | $ 69,000 | $ 48,000 |
| Monroe County Georgia | 4 | $ 978,000 | $ 244,000 | $ 54,000 |
| Clarke County Georgia | 3 | $ 564,000 | $ 188,000 | $ 68,000 |
| Greene County Georgia | 3 | $ 1,517,000 | $ 505,000 | $ 159,000 |
| Habersham County Georgia | 3 | $ 395,000 | $ 131,000 | $ 78,000 |
| Henry County Georgia | 3 | $ 521,000 | $ 173,000 | $ 30,000 |
| Mecklenburg County North Carolina | 3 | $ 1,525,000 | $ 508,000 | $ 866,000 |
| Union County North Carolina | 3 | $ 1,445,000 | $ 481,000 | $ 109,000 |
| Bryan County Georgia | 2 | $ 382,000 | $ 191,000 | $ 62,000 |
| Gwinnett County Georgia | 2 | $ 361,000 | $ 180,000 | $ 22,000 |
| Harris County Georgia | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| Madison County Georgia | 2 | $ 103,000 | $ 51,000 | $ 62,000 |
| Oconee County Georgia | 2 | $ 646,000 | $ 323,000 | $ 137,000 |
| Whitfield County Georgia | 2 | $ 398,000 | $ 199,000 | $ 196,000 |
| Montgomery County Maryland | 2 | $ 1,043,000 | $ 521,000 | $ 667,000 |
| Beaufort County South Carolina | 2 | $ 579,000 | $ 289,000 | $ 485,000 |
| Charleston County South Carolina | 2 | $ 667,000 | $ 333,000 | $ 150,000 |
| Loudoun County Virginia | 2 | $ 753,000 | $ 376,000 | $ 153,000 |
| Houston County Alabama | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Lee County Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Los Angeles County California | 1 | $ 270,000 | $ 270,000 | $ 122,000 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Santa Clara County California | 1 | $ 209,000 | $ 209,000 | $ 165,000 |
| Litchfield County Connecticut | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Bay County Florida | 1 | $ 130,000 | $ 130,000 | $ 214,000 |
| Broward County Florida | 1 | $ 800,000 | $ 800,000 | $ 693,000 |
| Duval County Florida | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Barrow County Georgia | 1 | $ 352,000 | $ 352,000 | $ 532,000 |
| Brantley County Georgia | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| Brooks County Georgia | 1 | $ 234,000 | $ 234,000 | $ 63,000 |
| Camden County Georgia | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Catoosa County Georgia | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Cherokee County Georgia | 1 | $ 252,000 | $ 252,000 | $ 104,000 |
| Coffee County Georgia | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Cook County Georgia | 1 | $ 17,000 | $ 17,000 | $ 13,000 |
| DeKalb County Georgia | 1 | $ 281,000 | $ 281,000 | $ 114,000 |
| Gilmer County Georgia | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Hall County Georgia | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Hancock County Georgia | 1 | $ 139,000 | $ 139,000 | $ 118,000 |
| Johnson County Georgia | 1 | $ 168,000 | $ 168,000 | $ 95,000 |
| Laurens County Georgia | 1 | $ 233,000 | $ 233,000 | $ 100,000 |
| Lincoln County Georgia | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Newton County Georgia | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Pickens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Rabun County Georgia | 1 | $ 667,000 | $ 667,000 | $ 304,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Spalding County Georgia | 1 | $ 272,000 | $ 272,000 | $ 39,000 |
| Tattnall County Georgia | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Union County Georgia | 1 | $ 139,000 | $ 139,000 | $ 111,000 |
| Upson County Georgia | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Washington County Georgia | 1 | $ 168,000 | $ 168,000 | $ 136,000 |
| Washington County Maryland | 1 | $ 224,000 | $ 224,000 | $ 138,000 |
| Cumberland County North Carolina | 1 | $ 730,000 | $ 730,000 | $ 504,000 |
| Forsyth County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Lincoln County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| New Hanover County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Rowan County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 370,000 | $ 370,000 | $ 359,000 |
| Stanly County North Carolina | 1 | $ 412,000 | $ 412,000 | $ 100,000 |
| Wake County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Wayne County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Chester County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Westmoreland County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Colleton County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 147,000 |
| Dorchester County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 225,000 |
| Florence County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Greenwood County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 98,000 |
| Horry County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| Laurens County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Lexington County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Newberry County South Carolina | 1 | $ 650,000 | $ 650,000 | $ 315,000 |
| Richmond City County Virginia | 1 | $ 312,000 | $ 312,000 | $ 100,000 |
| Roanoke County Virginia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Virginia Beach County Virginia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Certusbank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 352 | $69,433,000 | $197,000 | $1,750,000 | $109,000 | $1,264,000 |
| Home Purchase | 185 | $32,645,000 | $176,000 | $900,000 | $110,000 | $2,440,000 |
| Home Improvement | 12 | $141,000 | $11,000 | $39,000 | $41,000 | $91,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $84,521,000 | $192,000 | $1,750,000 | $114,000 | $2,440,000 |
| Not Provided | 63 | $10,451,000 | $165,000 | $626,000 | $93,000 | $809,000 |
| Black or African American | 31 | $4,440,000 | $143,000 | $700,000 | $60,000 | $205,000 |
| Hispanic | 9 | $1,591,000 | $176,000 | $800,000 | $63,000 | $180,000 |
| Asian | 5 | $916,000 | $183,000 | $417,000 | $156,000 | $525,000 |
| Not applicable | 2 | $300,000 | $150,000 | $250,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 470 | $89,703,000 | $190,000 | $1,750,000 | $116,000 | $2,440,000 |
| FHA-insured (Federal Housing Administration) | 74 | $11,612,000 | $156,000 | $626,000 | $61,000 | $809,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $406,000 | $135,000 | $155,000 | $48,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 2 | $498,000 | $249,000 | $369,000 | $110,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 335 | $64,329,000 | $192,000 | $1,750,000 | $113,000 | $2,440,000 |
| Application Denied By Financial Institution | 132 | $21,342,000 | $161,000 | $800,000 | $93,000 | $740,000 |
| Application Withdrawn By Applicant | 70 | $14,613,000 | $208,000 | $800,000 | $115,000 | $809,000 |
| File Closed For Incompleteness | 11 | $1,812,000 | $164,000 | $270,000 | $99,000 | $257,000 |
| Application Approved But Not Accepted | 1 | $123,000 | $123,000 | $123,000 | $56,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 56 | $9,881,000 | $176,000 | $650,000 | $111,000 | $740,000 |
| Debt-To-Income Ratio | 36 | $6,360,000 | $176,000 | $800,000 | $86,000 | $693,000 |
| Credit History | 25 | $2,452,000 | $98,000 | $259,000 | $66,000 | $324,000 |
| Other | 6 | $644,000 | $107,000 | $180,000 | $73,000 | $134,000 |
| Unverifiable Information | 4 | $1,054,000 | $263,000 | $320,000 | $142,000 | $260,000 |
| Employment History | 3 | $472,000 | $157,000 | $225,000 | $48,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $479,000 | $239,000 | $417,000 | $137,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.