Cfbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Cfbank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cfbank 2923 Smith Road Fairlawn, OH 44333 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 779 |
| Total Mortgage Loan Application Amount | $150,695,000 |
| Average Mortgage Loan Application Amount | $216,000 |
| Highest Mortgage Loan Application Amount | $2,105,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $2,173,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Cfbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cfbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Cfbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cfbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cfbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cfbank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 249 | $ 43,738,000 | $ 175,000 | $ 118,000 |
| Columbiana County Ohio | 75 | $ 9,192,000 | $ 122,000 | $ 65,000 |
| Stark County Ohio | 60 | $ 6,998,000 | $ 116,000 | $ 57,000 |
| Franklin County Ohio | 42 | $ 7,878,000 | $ 187,000 | $ 104,000 |
| Medina County Ohio | 42 | $ 9,584,000 | $ 228,000 | $ 125,000 |
| Cuyahoga County Ohio | 31 | $ 5,964,000 | $ 192,000 | $ 108,000 |
| Tuscarawas County Ohio | 30 | $ 3,539,000 | $ 117,000 | $ 39,000 |
| Portage County Ohio | 17 | $ 2,631,000 | $ 154,000 | $ 89,000 |
| Delaware County Ohio | 10 | $ 2,582,000 | $ 258,000 | $ 67,000 |
| Geauga County Ohio | 8 | $ 1,941,000 | $ 242,000 | $ 152,000 |
| Lorain County Ohio | 8 | $ 1,514,000 | $ 189,000 | $ 89,000 |
| Wayne County Ohio | 8 | $ 1,029,000 | $ 128,000 | $ 60,000 |
| Jefferson County Ohio | 7 | $ 1,055,000 | $ 150,000 | $ 88,000 |
| Mahoning County Ohio | 7 | $ 1,013,000 | $ 144,000 | $ 132,000 |
| Cook County Illinois | 6 | $ 1,507,000 | $ 251,000 | $ 95,000 |
| Ottawa County Ohio | 6 | $ 2,209,000 | $ 368,000 | $ 203,000 |
| Monroe County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 187,000 |
| Morris County New Jersey | 5 | $ 2,732,000 | $ 546,000 | $ 221,000 |
| Fairfield County Ohio | 5 | $ 1,063,000 | $ 212,000 | $ 87,000 |
| Lake County Ohio | 5 | $ 859,000 | $ 171,000 | $ 68,000 |
| Richland County Ohio | 5 | $ 622,000 | $ 124,000 | $ 24,000 |
| Lee County Florida | 4 | $ 818,000 | $ 204,000 | $ 228,000 |
| Fulton County Georgia | 4 | $ 1,249,000 | $ 312,000 | $ 125,000 |
| Plymouth County Massachusetts | 4 | $ 1,924,000 | $ 481,000 | $ 279,000 |
| Bergen County New Jersey | 4 | $ 1,230,000 | $ 307,000 | $ 170,000 |
| Carroll County Ohio | 4 | $ 732,000 | $ 183,000 | $ 73,000 |
| Licking County Ohio | 4 | $ 1,063,000 | $ 265,000 | $ 141,000 |
| Palm Beach County Florida | 3 | $ 546,000 | $ 182,000 | $ 216,000 |
| Camden County New Jersey | 3 | $ 500,000 | $ 166,000 | $ 76,000 |
| Beaufort County South Carolina | 3 | $ 1,328,000 | $ 442,000 | $ 187,000 |
| Broward County Florida | 2 | $ 291,000 | $ 145,000 | $ 151,000 |
| Collier County Florida | 2 | $ 270,000 | $ 135,000 | $ 216,000 |
| Indian River County Florida | 2 | $ 718,000 | $ 359,000 | $ 147,000 |
| Anne Arundel County Maryland | 2 | $ 345,000 | $ 172,000 | $ 117,000 |
| Frederick County Maryland | 2 | $ 418,000 | $ 209,000 | $ 69,000 |
| Middlesex County Massachusetts | 2 | $ 618,000 | $ 309,000 | $ 139,000 |
| Mercer County New Jersey | 2 | $ 659,000 | $ 329,000 | $ 114,000 |
| Monmouth County New Jersey | 2 | $ 672,000 | $ 336,000 | $ 153,000 |
| Ocean County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 95,000 |
| Sussex County New Jersey | 2 | $ 418,000 | $ 209,000 | $ 91,000 |
| Jefferson County New York | 2 | $ 423,000 | $ 211,000 | $ 103,000 |
| Nassau County New York | 2 | $ 406,000 | $ 203,000 | $ 87,000 |
| New York County New York | 2 | $ 917,000 | $ 458,000 | $ 252,000 |
| Richmond County New York | 2 | $ 554,000 | $ 277,000 | $ 115,000 |
| Suffolk County New York | 2 | $ 766,000 | $ 383,000 | $ 78,000 |
| Orange County North Carolina | 2 | $ 415,000 | $ 207,000 | $ 95,000 |
| Clermont County Ohio | 2 | $ 525,000 | $ 262,000 | $ 84,000 |
| Crawford County Ohio | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Greene County Ohio | 2 | $ 2,280,000 | $ 1,140,000 | $ 63,000 |
| Hamilton County Ohio | 2 | $ 638,000 | $ 319,000 | $ 175,000 |
| Harrison County Ohio | 2 | $ 388,000 | $ 194,000 | $ 82,000 |
| Trumbull County Ohio | 2 | $ 273,000 | $ 136,000 | $ 57,000 |
| Brooke County West Virginia | 2 | $ 337,000 | $ 168,000 | $ 64,000 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 186,000 |
| Los Angeles County California | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| San Diego County California | 1 | $ 290,000 | $ 290,000 | $ 365,000 |
| Douglas County Colorado | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Manatee County Florida | 1 | $ 197,000 | $ 197,000 | $ 83,000 |
| Okaloosa County Florida | 1 | $ 273,000 | $ 273,000 | $ 281,000 |
| Seminole County Florida | 1 | $ 170,000 | $ 170,000 | $ 5,000 |
| Volusia County Florida | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Gwinnett County Georgia | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| Habersham County Georgia | 1 | $ 219,000 | $ 219,000 | $ 61,000 |
| Oconee County Georgia | 1 | $ 330,000 | $ 330,000 | $ 176,000 |
| Walton County Georgia | 1 | $ 258,000 | $ 258,000 | $ 175,000 |
| Ada County Idaho | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| DuPage County Illinois | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
| Kane County Illinois | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Hamilton County Indiana | 1 | $ 193,000 | $ 193,000 | $ 55,000 |
| Marion County Indiana | 1 | $ 234,000 | $ 234,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
| Baltimore County Maryland | 1 | $ 412,000 | $ 412,000 | $ 132,000 |
| Carroll County Maryland | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Cecil County Maryland | 1 | $ 270,000 | $ 270,000 | $ 63,000 |
| Charles County Maryland | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Harford County Maryland | 1 | $ 240,000 | $ 240,000 | $ 264,000 |
| Howard County Maryland | 1 | $ 376,000 | $ 376,000 | $ 158,000 |
| Essex County Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 123,000 |
| Suffolk County Massachusetts | 1 | $ 249,000 | $ 249,000 | $ 114,000 |
| Kent County Michigan | 1 | $ 148,000 | $ 148,000 | $ 103,000 |
| Wayne County Michigan | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Clay County Missouri | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| St. Louis County Missouri | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Flathead County Montana | 1 | $ 296,000 | $ 296,000 | $ 867,000 |
| Cumberland County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 134,000 |
| Essex County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 122,000 |
| Hudson County New Jersey | 1 | $ 507,000 | $ 507,000 | $ 340,000 |
| Hunterdon County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 137,000 |
| Middlesex County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Somerset County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Union County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 320,000 |
| Warren County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Kings County New York | 1 | $ 370,000 | $ 370,000 | $ 180,000 |
| Chatham County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 103,000 |
| Franklin County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 172,000 |
| Moore County North Carolina | 1 | $ 660,000 | $ 660,000 | $ 240,000 |
| Wake County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Ashland County Ohio | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Auglaize County Ohio | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Holmes County Ohio | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Lucas County Ohio | 1 | $ 248,000 | $ 248,000 | $ 180,000 |
| Union County Ohio | 1 | $ 256,000 | $ 256,000 | $ 130,000 |
| Bucks County Pennsylvania | 1 | $ 512,000 | $ 512,000 | $ 108,000 |
| Fayette County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Anderson County South Carolina | 1 | $ 409,000 | $ 409,000 | $ 107,000 |
| Charleston County South Carolina | 1 | $ 804,000 | $ 804,000 | $ 2,173,000 |
| Greenville County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| Fort Bend County Texas | 1 | $ 296,000 | $ 296,000 | $ 174,000 |
| Parker County Texas | 1 | $ 247,000 | $ 247,000 | $ 126,000 |
| Alexandria County Virginia | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Henrico County Virginia | 1 | $ 162,000 | $ 162,000 | $ 216,000 |
| Prince William County Virginia | 1 | $ 840,000 | $ 840,000 | $ 241,000 |
| Stafford County Virginia | 1 | $ 720,000 | $ 720,000 | $ 156,000 |
| King County Washington | 1 | $ 353,000 | $ 353,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Cfbank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 529 | $110,424,000 | $208,000 | $1,000,000 | $117,000 | $2,173,000 |
| Home Purchase | 243 | $38,290,000 | $157,000 | $2,105,000 | $90,000 | $690,000 |
| Home Improvement | 7 | $1,981,000 | $283,000 | $1,057,000 | $174,000 | $653,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 726 | $135,675,000 | $186,000 | $1,076,000 | $109,000 | $2,173,000 |
| Black or African American | 17 | $3,615,000 | $212,000 | $720,000 | $87,000 | $228,000 |
| Asian | 12 | $4,426,000 | $368,000 | $1,520,000 | $192,000 | $535,000 |
| Not applicable | 12 | $4,196,000 | $349,000 | $2,105,000 | $0 | $0 |
| Hispanic | 6 | $1,427,000 | $237,000 | $384,000 | $164,000 | $514,000 |
| Not Provided | 5 | $1,140,000 | $228,000 | $370,000 | $121,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $216,000 | $216,000 | $216,000 | $71,000 | $71,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $121,740,000 | $215,000 | $2,105,000 | $128,000 | $2,173,000 |
| FHA-insured (Federal Housing Administration) | 204 | $27,265,000 | $133,000 | $492,000 | $59,000 | $447,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,578,000 | $175,000 | $334,000 | $48,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $112,000 | $56,000 | $74,000 | $21,000 | $28,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 438 | $76,194,000 | $173,000 | $2,105,000 | $102,000 | $1,430,000 |
| Application Withdrawn By Applicant | 268 | $61,205,000 | $228,000 | $1,520,000 | $128,000 | $2,173,000 |
| Application Denied By Financial Institution | 71 | $13,102,000 | $184,000 | $1,000,000 | $80,000 | $388,000 |
| File Closed For Incompleteness | 2 | $194,000 | $97,000 | $103,000 | $77,000 | $93,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 32 | $4,833,000 | $151,000 | $408,000 | $93,000 | $388,000 |
| Credit History | 26 | $4,678,000 | $179,000 | $846,000 | $62,000 | $386,000 |
| Debt-To-Income Ratio | 7 | $1,911,000 | $273,000 | $745,000 | $87,000 | $250,000 |
| Employment History | 2 | $384,000 | $192,000 | $275,000 | $73,000 | $101,000 |
| Other | 2 | $189,000 | $94,000 | $120,000 | $47,000 | $51,000 |
| Unverifiable Information | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $223,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $107,000 | $107,000 | $107,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cfbank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cfbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.