Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Cgb Agri Financial Services 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cgb Agri Financial Services 2209 River Road Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 186 |
| Total Mortgage Loan Application Amount | $37,254,000 |
| Average Mortgage Loan Application Amount | $176,000 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $474,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Florida | 3 | $ 266,000 | $ 88,000 | $ 56,000 |
| Worcester County Massachusetts | 2 | $ 904,000 | $ 452,000 | $ 101,000 |
| Wright County Missouri | 2 | $ 457,000 | $ 228,000 | $ 82,000 |
| Hunterdon County New Jersey | 2 | $ 888,000 | $ 444,000 | $ 72,000 |
| Torrance County New Mexico | 2 | $ 633,000 | $ 316,000 | $ 139,000 |
| McHenry County North Dakota | 2 | $ 179,000 | $ 89,000 | $ 73,000 |
| Choctaw County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 72,000 |
| Grady County Oklahoma | 2 | $ 604,000 | $ 302,000 | $ 45,000 |
| Washington County Pennsylvania | 2 | $ 1,240,000 | $ 620,000 | $ 320,000 |
| El Paso County Texas | 2 | $ 188,000 | $ 94,000 | $ 60,000 |
| Medina County Texas | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Cullman County Alabama | 1 | $ 178,000 | $ 178,000 | $ 44,000 |
| Geneva County Alabama | 1 | $ 485,000 | $ 485,000 | $ 95,000 |
| Marshall County Alabama | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Matanuska-Susitna County Alaska | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Pinal County Arizona | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Ashley County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Bradley County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Clark County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Cleburne County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Faulkner County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Miller County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Polk County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Yell County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Kern County California | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Kings County California | 1 | $ 576,000 | $ 576,000 | $ 4,000 |
| Lassen County California | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Madera County California | 1 | $ 371,000 | $ 371,000 | $ 108,000 |
| Merced County California | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Napa County California | 1 | $ 600,000 | $ 600,000 | $ 175,000 |
| San Luis Obispo County California | 1 | $ 765,000 | $ 765,000 | $ 350,000 |
| Sierra County California | 1 | $ 630,000 | $ 630,000 | $ 137,000 |
| Solano County California | 1 | $ 520,000 | $ 520,000 | $ 77,000 |
| Sonoma County California | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Delta County Colorado | 1 | $ 250,000 | $ 250,000 | $ 40,000 |
| Rio Blanco County Colorado | 1 | $ 575,000 | $ 575,000 | $ 162,000 |
| Brevard County Florida | 1 | $ 395,000 | $ 395,000 | $ 79,000 |
| Columbia County Florida | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Hernando County Florida | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Holmes County Florida | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
| Jackson County Florida | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Lake County Florida | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Pasco County Florida | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Putnam County Florida | 1 | $ 163,000 | $ 163,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Washington County Florida | 1 | $ 200,000 | $ 200,000 | $ 168,000 |
| Calhoun County Georgia | 1 | $ 84,000 | $ 84,000 | $ 88,000 |
| Early County Georgia | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Jones County Georgia | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Walker County Georgia | 1 | $ 140,000 | $ 140,000 | $ 177,000 |
| Boise County Idaho | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Jefferson County Idaho | 1 | $ 223,000 | $ 223,000 | $ 92,000 |
| Minidoka County Idaho | 1 | $ 239,000 | $ 239,000 | $ 57,000 |
| Clay County Illinois | 1 | $ 42,000 | $ 42,000 | $ 140,000 |
| McDonough County Illinois | 1 | $ 62,000 | $ 62,000 | $ 0 |
| McHenry County Illinois | 1 | $ 272,000 | $ 272,000 | $ 64,000 |
| Pike County Illinois | 1 | $ 211,000 | $ 211,000 | $ 150,000 |
| Clay County Indiana | 1 | $ 380,000 | $ 380,000 | $ 305,000 |
| Harrison County Indiana | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Jennings County Indiana | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Noble County Indiana | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Warrick County Indiana | 1 | $ 58,000 | $ 58,000 | $ 150,000 |
| Madison County Iowa | 1 | $ 281,000 | $ 281,000 | $ 161,000 |
| Mills County Iowa | 1 | $ 360,000 | $ 360,000 | $ 75,000 |
| Miami County Kansas | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Wabaunsee County Kansas | 1 | $ 289,000 | $ 289,000 | $ 67,000 |
| Wilson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Bullitt County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Greenup County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Metcalfe County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Muhlenberg County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Pike County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Washington County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Morehouse County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Tangipahoa County Louisiana | 1 | $ 368,000 | $ 368,000 | $ 133,000 |
| Penobscot County Maine | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Frederick County Maryland | 1 | $ 200,000 | $ 200,000 | $ 24,000 |
| Iron County Michigan | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Beltrami County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 16,000 |
| Morrison County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 126,000 |
| Wilkinson County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Bates County Missouri | 1 | $ 220,000 | $ 220,000 | $ 41,000 |
| Dallas County Missouri | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Holt County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 347,000 | $ 347,000 | $ 111,000 |
| Humboldt County Nevada | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Lincoln County Nevada | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Lyon County Nevada | 1 | $ 520,000 | $ 520,000 | $ 186,000 |
| Burlington County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Camden County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 57,000 |
| Socorro County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Cattaraugus County New York | 1 | $ 233,000 | $ 233,000 | $ 56,000 |
| Franklin County New York | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Queens County New York | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Ulster County New York | 1 | $ 520,000 | $ 520,000 | $ 254,000 |
| Burke County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Franklin County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Macon County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Rutherford County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Surry County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| McLean County North Dakota | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| Greene County Ohio | 1 | $ 66,000 | $ 66,000 | $ 121,000 |
| Knox County Ohio | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Mercer County Ohio | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| Preble County Ohio | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Wyandot County Ohio | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Haskell County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Hughes County Oklahoma | 1 | $ 370,000 | $ 370,000 | $ 74,000 |
| Kay County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Marshall County Oklahoma | 1 | $ 314,000 | $ 314,000 | $ 112,000 |
| Stephens County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
| Woodward County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 144,000 |
| Josephine County Oregon | 1 | $ 510,000 | $ 510,000 | $ 55,000 |
| Yamhill County Oregon | 1 | $ 300,000 | $ 300,000 | $ 57,000 |
| Lancaster County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 7,000 |
| Chesterfield County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 120,000 |
| Georgetown County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Kershaw County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Pickens County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
| Hutchinson County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Armstrong County Texas | 1 | $ 69,000 | $ 69,000 | $ 22,000 |
| Brazoria County Texas | 1 | $ 247,000 | $ 247,000 | $ 108,000 |
| Brown County Texas | 1 | $ 123,000 | $ 123,000 | $ 180,000 |
| Caldwell County Texas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Collin County Texas | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Colorado County Texas | 1 | $ 580,000 | $ 580,000 | $ 240,000 |
| Dawson County Texas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Falls County Texas | 1 | $ 293,000 | $ 293,000 | $ 82,000 |
| Freestone County Texas | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Harris County Texas | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Jim Wells County Texas | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Kaufman County Texas | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| McLennan County Texas | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Milam County Texas | 1 | $ 94,000 | $ 94,000 | $ 76,000 |
| Montgomery County Texas | 1 | $ 464,000 | $ 464,000 | $ 474,000 |
| Nacogdoches County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Polk County Texas | 1 | $ 367,000 | $ 367,000 | $ 194,000 |
| Sherman County Texas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Travis County Texas | 1 | $ 1,400,000 | $ 1,400,000 | $ 249,000 |
| Upshur County Texas | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Wood County Texas | 1 | $ 349,000 | $ 349,000 | $ 120,000 |
| Botetourt County Virginia | 1 | $ 382,000 | $ 382,000 | $ 107,000 |
| Charlotte County Virginia | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Cumberland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Grayson County Virginia | 1 | $ 238,000 | $ 238,000 | $ 119,000 |
| Grant County Washington | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Spokane County Washington | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Braxton County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Doddridge County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Converse County Wyoming | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Fremont County Wyoming | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Washakie County Wyoming | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 112 | $24,154,000 | $215,000 | $1,400,000 | $80,000 | $452,000 |
| Home Purchase | 65 | $11,922,000 | $183,000 | $765,000 | $82,000 | $474,000 |
| Home Improvement | 9 | $1,178,000 | $130,000 | $404,000 | $71,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 125 | $26,801,000 | $214,000 | $1,400,000 | $83,000 | $474,000 |
| Not Provided | 47 | $7,282,000 | $154,000 | $580,000 | $79,000 | $305,000 |
| Hispanic | 12 | $3,051,000 | $254,000 | $576,000 | $59,000 | $108,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $34,000 | $34,000 |
| Black or African American | 1 | $25,000 | $25,000 | $25,000 | $24,000 | $24,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 186 | $37,254,000 | $200,000 | $1,400,000 | $80,000 | $474,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 111 | $22,441,000 | $202,000 | $1,400,000 | $71,000 | $452,000 |
| Application Withdrawn By Applicant | 73 | $14,622,000 | $200,000 | $765,000 | $94,000 | $474,000 |
| Loan Originated | 2 | $191,000 | $95,000 | $125,000 | $68,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $6,486,000 | $223,000 | $510,000 | $59,000 | $120,000 |
| Other | 29 | $6,392,000 | $220,000 | $1,400,000 | $77,000 | $254,000 |
| Credit History | 27 | $3,995,000 | $147,000 | $575,000 | $70,000 | $240,000 |
| Collateral | 13 | $2,156,000 | $165,000 | $382,000 | $71,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,812,000 | $234,000 | $690,000 | $81,000 | $452,000 |
| Unverifiable Information | 1 | $600,000 | $600,000 | $600,000 | $175,000 | $175,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cgb Agri Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.