Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Cgb Agri Financial Services 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cgb Agri Financial Services 2209 River Road Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 161 |
| Total Mortgage Loan Application Amount | $44,887,000 |
| Average Mortgage Loan Application Amount | $204,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulare County California | 3 | $ 926,000 | $ 308,000 | $ 98,000 |
| Matanuska-Susitna County Alaska | 2 | $ 910,000 | $ 455,000 | $ 228,000 |
| Siskiyou County California | 2 | $ 363,000 | $ 181,000 | $ 71,000 |
| Stanislaus County California | 2 | $ 505,000 | $ 252,000 | $ 83,000 |
| Columbia County Florida | 2 | $ 276,000 | $ 138,000 | $ 39,000 |
| DeSoto County Florida | 2 | $ 418,000 | $ 209,000 | $ 39,000 |
| Jefferson County Florida | 2 | $ 348,000 | $ 174,000 | $ 56,000 |
| Suwannee County Florida | 2 | $ 135,000 | $ 67,000 | $ 46,000 |
| Kingman County Kansas | 2 | $ 495,000 | $ 247,000 | $ 90,000 |
| Hart County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Columbia County New York | 2 | $ 940,000 | $ 470,000 | $ 125,000 |
| Oklahoma County Oklahoma | 2 | $ 326,000 | $ 163,000 | $ 99,000 |
| Rogers County Oklahoma | 2 | $ 1,383,000 | $ 691,000 | $ 297,000 |
| Gillespie County Texas | 2 | $ 255,000 | $ 127,000 | $ 33,000 |
| Lampasas County Texas | 2 | $ 273,000 | $ 136,000 | $ 94,000 |
| Montgomery County Texas | 2 | $ 251,000 | $ 125,000 | $ 80,000 |
| Marshall County Alabama | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
| Sebastian County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Fresno County California | 1 | $ 340,000 | $ 340,000 | $ 33,000 |
| Kern County California | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Mendocino County California | 1 | $ 430,000 | $ 430,000 | $ 95,000 |
| Modoc County California | 1 | $ 414,000 | $ 414,000 | $ 25,000 |
| Placer County California | 1 | $ 400,000 | $ 400,000 | $ 263,000 |
| Shasta County California | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Conejos County Colorado | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Dolores County Colorado | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Huerfano County Colorado | 1 | $ 2,100,000 | $ 2,100,000 | $ 531,000 |
| Kit Carson County Colorado | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| La Plata County Colorado | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Las Animas County Colorado | 1 | $ 71,000 | $ 71,000 | $ 13,000 |
| Montezuma County Colorado | 1 | $ 228,000 | $ 228,000 | $ 76,000 |
| Weld County Colorado | 1 | $ 272,000 | $ 272,000 | $ 117,000 |
| Middlesex County Connecticut | 1 | $ 945,000 | $ 945,000 | $ 469,000 |
| Bay County Florida | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Highlands County Florida | 1 | $ 825,000 | $ 825,000 | $ 960,000 |
| Hillsborough County Florida | 1 | $ 566,000 | $ 566,000 | $ 900,000 |
| Indian River County Florida | 1 | $ 500,000 | $ 500,000 | $ 360,000 |
| Lake County Florida | 1 | $ 230,000 | $ 230,000 | $ 61,000 |
| Polk County Florida | 1 | $ 340,000 | $ 340,000 | $ 227,000 |
| Carroll County Georgia | 1 | $ 506,000 | $ 506,000 | $ 19,000 |
| Cherokee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Effingham County Georgia | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Forsyth County Georgia | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Bonneville County Idaho | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Kendall County Illinois | 1 | $ 840,000 | $ 840,000 | $ 318,000 |
| Moultrie County Illinois | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Washington County Illinois | 1 | $ 320,000 | $ 320,000 | $ 303,000 |
| Winnebago County Illinois | 1 | $ 58,000 | $ 58,000 | $ 76,000 |
| Dearborn County Indiana | 1 | $ 240,000 | $ 240,000 | $ 130,000 |
| Floyd County Indiana | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Fulton County Indiana | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
| Morgan County Indiana | 1 | $ 213,000 | $ 213,000 | $ 110,000 |
| Ohio County Indiana | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Scott County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Steuben County Indiana | 1 | $ 264,000 | $ 264,000 | $ 84,000 |
| Sullivan County Indiana | 1 | $ 450,000 | $ 450,000 | $ 58,000 |
| Washington County Indiana | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Lee County Iowa | 1 | $ 513,000 | $ 513,000 | $ 121,000 |
| Anderson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Boyle County Kentucky | 1 | $ 408,000 | $ 408,000 | $ 108,000 |
| Campbell County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Greenup County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Madison County Kentucky | 1 | $ 293,000 | $ 293,000 | $ 216,000 |
| Menifee County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 89,000 |
| Powell County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Taylor County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
| Terrebonne County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 109,000 |
| Frederick County Maryland | 1 | $ 637,000 | $ 637,000 | $ 124,000 |
| Washington County Maryland | 1 | $ 509,000 | $ 509,000 | $ 153,000 |
| Douglas County Minnesota | 1 | $ 370,000 | $ 370,000 | $ 125,000 |
| Goodhue County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 163,000 |
| Murray County Minnesota | 1 | $ 550,000 | $ 550,000 | $ 190,000 |
| Calhoun County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Noxubee County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Boone County Missouri | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Carroll County Missouri | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Johnson County Missouri | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Lawrence County Missouri | 1 | $ 265,000 | $ 265,000 | $ 26,000 |
| Mercer County Missouri | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Shannon County Missouri | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Lewis and Clark County Montana | 1 | $ 104,000 | $ 104,000 | $ 122,000 |
| Pondera County Montana | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Ravalli County Montana | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Yellowstone County Montana | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Holt County Nebraska | 1 | $ 340,000 | $ 340,000 | $ 133,000 |
| Nemaha County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Sheridan County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 2,000 |
| Burlington County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Chaves County New Mexico | 1 | $ 248,000 | $ 248,000 | $ 85,000 |
| Hidalgo County New Mexico | 1 | $ 540,000 | $ 540,000 | $ 72,000 |
| Sandoval County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Broome County New York | 1 | $ 161,000 | $ 161,000 | $ 150,000 |
| Chenango County New York | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Franklin County New York | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Orange County New York | 1 | $ 238,000 | $ 238,000 | $ 331,000 |
| Bladen County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Harnett County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Johnston County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| Randolph County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Huron County Ohio | 1 | $ 235,000 | $ 235,000 | $ 23,000 |
| Madison County Ohio | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Cleveland County Oklahoma | 1 | $ 254,000 | $ 254,000 | $ 91,000 |
| Grady County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 122,000 |
| Lincoln County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Logan County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Love County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Nowata County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Ottawa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Deschutes County Oregon | 1 | $ 350,000 | $ 350,000 | $ 87,000 |
| Jackson County Oregon | 1 | $ 3,000,000 | $ 3,000,000 | $ 789,000 |
| Lake County Oregon | 1 | $ 350,000 | $ 350,000 | $ 159,000 |
| Lane County Oregon | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Linn County Oregon | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Pickens County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Spartanburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 21,000 |
| Douglas County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Chambers County Texas | 1 | $ 293,000 | $ 293,000 | $ 135,000 |
| Cherokee County Texas | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Comanche County Texas | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Hidalgo County Texas | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Hunt County Texas | 1 | $ 276,000 | $ 276,000 | $ 116,000 |
| Kaufman County Texas | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Leon County Texas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Limestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Milam County Texas | 1 | $ 88,000 | $ 88,000 | $ 79,000 |
| Nacogdoches County Texas | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Walker County Texas | 1 | $ 1,660,000 | $ 1,660,000 | $ 25,000 |
| Wood County Texas | 1 | $ 543,000 | $ 543,000 | $ 127,000 |
| Young County Texas | 1 | $ 226,000 | $ 226,000 | $ 79,000 |
| Uintah County Utah | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Weber County Utah | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| King George County Virginia | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Pittsylvania County Virginia | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Tazewell County Virginia | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Franklin County Washington | 1 | $ 211,000 | $ 211,000 | $ 239,000 |
| Mason County Washington | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Pend Oreille County Washington | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Jackson County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 192,000 |
| Columbia County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 143,000 |
| Dodge County Wisconsin | 1 | $ 650,000 | $ 650,000 | $ 180,000 |
| Albany County Wyoming | 1 | $ 87,000 | $ 87,000 | $ 92,000 |
| Converse County Wyoming | 1 | $ 450,000 | $ 450,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 102 | $29,376,000 | $288,000 | $3,000,000 | $98,000 | $789,000 |
| Home Purchase | 58 | $15,453,000 | $266,000 | $2,100,000 | $131,000 | $960,000 |
| Home Improvement | 1 | $58,000 | $58,000 | $58,000 | $76,000 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119 | $35,060,000 | $294,000 | $3,000,000 | $115,000 | $960,000 |
| Not Provided | 29 | $5,421,000 | $186,000 | $575,000 | $76,000 | $303,000 |
| Hispanic | 9 | $2,268,000 | $252,000 | $566,000 | $158,000 | $900,000 |
| American Indian or Alaskan Native | 2 | $404,000 | $202,000 | $260,000 | $140,000 | $147,000 |
| Asian | 1 | $1,660,000 | $1,660,000 | $1,660,000 | $25,000 | $25,000 |
| Black or African American | 1 | $74,000 | $74,000 | $74,000 | $47,000 | $47,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 161 | $44,887,000 | $278,000 | $3,000,000 | $110,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 88 | $23,047,000 | $261,000 | $1,660,000 | $95,000 | $900,000 |
| Application Withdrawn By Applicant | 61 | $19,318,000 | $316,000 | $3,000,000 | $130,000 | $960,000 |
| File Closed For Incompleteness | 6 | $1,052,000 | $175,000 | $263,000 | $81,000 | $143,000 |
| Application Approved But Not Accepted | 6 | $1,470,000 | $245,000 | $660,000 | $151,000 | $395,000 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $9,473,000 | $278,000 | $1,660,000 | $57,000 | $318,000 |
| Credit History | 26 | $6,865,000 | $264,000 | $1,195,000 | $105,000 | $480,000 |
| Collateral | 15 | $3,348,000 | $223,000 | $566,000 | $158,000 | $900,000 |
| Other | 10 | $2,450,000 | $245,000 | $408,000 | $121,000 | $331,000 |
| Unverifiable Information | 2 | $646,000 | $323,000 | $575,000 | $24,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cgb Agri Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.