Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Cgb Agri Financial Services 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cgb Agri Financial Services 2209 River Road Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 143 |
| Total Mortgage Loan Application Amount | $38,010,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $1,119,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Luis Obispo County California | 4 | $ 4,515,000 | $ 1,128,000 | $ 499,000 |
| Clackamas County Oregon | 4 | $ 1,191,000 | $ 297,000 | $ 94,000 |
| Thurston County Washington | 3 | $ 680,000 | $ 226,000 | $ 66,000 |
| Butte County California | 2 | $ 723,000 | $ 361,000 | $ 155,000 |
| Los Angeles County California | 2 | $ 655,000 | $ 327,000 | $ 170,000 |
| Madera County California | 2 | $ 1,230,000 | $ 615,000 | $ 443,000 |
| Placer County California | 2 | $ 526,000 | $ 263,000 | $ 105,000 |
| Ventura County California | 2 | $ 3,750,000 | $ 1,875,000 | $ 544,000 |
| Levy County Florida | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Marion County Florida | 2 | $ 189,000 | $ 94,000 | $ 32,000 |
| Grady County Georgia | 2 | $ 334,000 | $ 167,000 | $ 60,000 |
| Peach County Georgia | 2 | $ 241,000 | $ 120,000 | $ 84,000 |
| McCurtain County Oklahoma | 2 | $ 532,000 | $ 266,000 | $ 87,000 |
| Allendale County South Carolina | 2 | $ 95,000 | $ 47,000 | $ 83,000 |
| Grays Harbor County Washington | 2 | $ 1,272,000 | $ 636,000 | $ 32,000 |
| Cochise County Arizona | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Lafayette County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Pope County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| St. Francis County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Fresno County California | 1 | $ 306,000 | $ 306,000 | $ 93,000 |
| Glenn County California | 1 | $ 430,000 | $ 430,000 | $ 114,000 |
| Solano County California | 1 | $ 534,000 | $ 534,000 | $ 289,000 |
| Yolo County California | 1 | $ 333,000 | $ 333,000 | $ 203,000 |
| Fremont County Colorado | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Larimer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Alachua County Florida | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Baker County Florida | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Holmes County Florida | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Osceola County Florida | 1 | $ 340,000 | $ 340,000 | $ 142,000 |
| Taylor County Florida | 1 | $ 221,000 | $ 221,000 | $ 180,000 |
| Cherokee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Crawford County Georgia | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Decatur County Georgia | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Gilmer County Georgia | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Jones County Georgia | 1 | $ 198,000 | $ 198,000 | $ 103,000 |
| Monroe County Georgia | 1 | $ 650,000 | $ 650,000 | $ 183,000 |
| Murray County Georgia | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Quitman County Georgia | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Talbot County Georgia | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Bingham County Idaho | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Gooding County Idaho | 1 | $ 241,000 | $ 241,000 | $ 126,000 |
| Franklin County Illinois | 1 | $ 112,000 | $ 112,000 | $ 92,000 |
| Union County Illinois | 1 | $ 187,000 | $ 187,000 | $ 78,000 |
| White County Illinois | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Delaware County Indiana | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| LaGrange County Indiana | 1 | $ 143,000 | $ 143,000 | $ 22,000 |
| Union County Iowa | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Wayne County Iowa | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Butler County Kansas | 1 | $ 318,000 | $ 318,000 | $ 216,000 |
| Norton County Kansas | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Anderson County Kentucky | 1 | $ 201,000 | $ 201,000 | $ 142,000 |
| Barren County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Garrard County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Jefferson County Kentucky | 1 | $ 423,000 | $ 423,000 | $ 197,000 |
| Oldham County Kentucky | 1 | $ 950,000 | $ 950,000 | $ 99,000 |
| Owen County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Pulaski County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 56,000 |
| Trimble County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 212,000 |
| Jefferson Davis County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Vermilion County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| Van Buren County Michigan | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Kanabec County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Mille Lacs County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 103,000 |
| Simpson County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Butler County Missouri | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Ralls County Missouri | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Yellowstone County Montana | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Cass County Nebraska | 1 | $ 253,000 | $ 253,000 | $ 81,000 |
| Colfax County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Phelps County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Pershing County Nevada | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Washoe County Nevada | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Burlington County New Jersey | 1 | $ 428,000 | $ 428,000 | $ 154,000 |
| Cibola County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Guadalupe County New Mexico | 1 | $ 390,000 | $ 390,000 | $ 86,000 |
| Gaston County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 21,000 |
| McDowell County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Onslow County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 261,000 |
| Rockingham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Clermont County Ohio | 1 | $ 228,000 | $ 228,000 | $ 98,000 |
| Hamilton County Ohio | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Lorain County Ohio | 1 | $ 109,000 | $ 109,000 | $ 73,000 |
| Medina County Ohio | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Sandusky County Ohio | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Okmulgee County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Tillman County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Woods County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Deschutes County Oregon | 1 | $ 368,000 | $ 368,000 | $ 26,000 |
| Douglas County Oregon | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Klamath County Oregon | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Linn County Oregon | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| Malheur County Oregon | 1 | $ 179,000 | $ 179,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 1,385,000 | $ 1,385,000 | $ 210,000 |
| Cherokee County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Spartanburg County South Carolina | 1 | $ 865,000 | $ 865,000 | $ 190,000 |
| Cheatham County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Morgan County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 12,000 |
| Roane County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Austin County Texas | 1 | $ 219,000 | $ 219,000 | $ 90,000 |
| Bandera County Texas | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Fannin County Texas | 1 | $ 212,000 | $ 212,000 | $ 84,000 |
| Fort Bend County Texas | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Grimes County Texas | 1 | $ 38,000 | $ 38,000 | $ 78,000 |
| Jasper County Texas | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Madison County Texas | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Marion County Texas | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Milam County Texas | 1 | $ 200,000 | $ 200,000 | $ 218,000 |
| Montague County Texas | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Parker County Texas | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Rains County Texas | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Walker County Texas | 1 | $ 92,000 | $ 92,000 | $ 169,000 |
| Williamson County Texas | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Weber County Utah | 1 | $ 253,000 | $ 253,000 | $ 144,000 |
| Botetourt County Virginia | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Franklin County Virginia | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Henry County Virginia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Prince George County Virginia | 1 | $ 230,000 | $ 230,000 | $ 260,000 |
| King County Washington | 1 | $ 122,000 | $ 122,000 | $ 66,000 |
| Sawyer County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Big Horn County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Sublette County Wyoming | 1 | $ 817,000 | $ 817,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 93 | $29,249,000 | $314,000 | $3,000,000 | $108,000 | $1,119,000 |
| Home Purchase | 47 | $8,346,000 | $177,000 | $750,000 | $111,000 | $860,000 |
| Home Improvement | 3 | $415,000 | $138,000 | $185,000 | $93,000 | $100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 110 | $29,836,000 | $271,000 | $3,000,000 | $111,000 | $1,119,000 |
| Not Provided | 26 | $7,309,000 | $281,000 | $950,000 | $113,000 | $460,000 |
| Asian | 2 | $334,000 | $167,000 | $167,000 | $60,000 | $60,000 |
| Black or African American | 2 | $122,000 | $61,000 | $76,000 | $71,000 | $100,000 |
| Hispanic | 2 | $174,000 | $87,000 | $100,000 | $35,000 | $40,000 |
| American Indian or Alaskan Native | 1 | $235,000 | $235,000 | $235,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143 | $38,010,000 | $265,000 | $3,000,000 | $109,000 | $1,119,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 88 | $24,641,000 | $280,000 | $3,000,000 | $94,000 | $860,000 |
| Application Withdrawn By Applicant | 54 | $12,835,000 | $237,000 | $1,545,000 | $129,000 | $1,119,000 |
| Application Approved But Not Accepted | 1 | $534,000 | $534,000 | $534,000 | $289,000 | $289,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14 | $9,817,000 | $701,000 | $3,000,000 | $128,000 | $460,000 |
| Collateral | 6 | $805,000 | $134,000 | $268,000 | $64,000 | $110,000 |
| Other | 4 | $1,848,000 | $462,000 | $817,000 | $249,000 | $860,000 |
| Credit History | 3 | $1,447,000 | $482,000 | $650,000 | $228,000 | $427,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $74,000 | $74,000 | $74,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cgb Agri Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.