Chase Manhattan Bank USA, NA Mortgage Lending & HMDA Data, 2003
In 2003, Chase Manhattan Bank USA, NA of Newark, DE reported 170,120 mortgage applications totaling $12.0 billion. The average application was for $70,762, and applicants reported an average income of $51,131. 23% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Detroit, MI (5,315), Los Angeles-Long Beach, CA (3,338) and Dallas, TX (3,146) (applications in parentheses).
| Mortgage Company & Address | Chase Manhattan Bank USA, NA 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 170,120 |
| Total Mortgage Loan Application Amount | $12,038,140,000 |
| Average Mortgage Loan Application Amount | $70,762 |
| Highest Mortgage Loan Application Amount | $1,372,000 |
| Average Applicant Income | $51,131 |
| Highest Applicant Income | $8,105,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chase Manhattan Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Detroit, MI | 5,315 | $ 317,184,000 | $ 59,677 | $ 49,000 |
| Los Angeles-Long Beach, CA | 3,338 | $ 395,106,000 | $ 118,366 | $ 91,000 |
| Dallas, TX | 3,146 | $ 157,807,000 | $ 50,161 | $ 74,000 |
| Chicago, IL | 2,694 | $ 287,058,000 | $ 106,554 | $ 65,000 |
| Houston, TX | 2,677 | $ 122,688,000 | $ 45,830 | $ 76,000 |
| Atlanta, GA | 2,671 | $ 242,898,000 | $ 90,938 | $ 61,000 |
| Philadelphia, PA-NJ | 2,646 | $ 196,984,000 | $ 74,445 | $ 64,000 |
| Riverside-San Bernardino, CA | 2,507 | $ 260,646,000 | $ 103,967 | $ 62,000 |
| Minneapolis-St. Paul, MN-WI | 1,887 | $ 117,964,000 | $ 62,514 | $ 50,000 |
| Baltimore, MD | 1,779 | $ 158,059,000 | $ 88,847 | $ 64,000 |
| Orange County, CA | 1,779 | $ 169,038,000 | $ 95,018 | $ 78,000 |
| Austin-San Marcos, TX | 1,761 | $ 89,911,000 | $ 51,056 | $ 61,000 |
| Phoenix-Mesa, AZ | 1,734 | $ 126,702,000 | $ 73,069 | $ 59,000 |
| Miami, FL | 1,512 | $ 171,599,000 | $ 113,491 | $ 92,000 |
| San Jose, CA | 1,397 | $ 150,440,000 | $ 107,687 | $ 82,000 |
| Denver, CO | 1,389 | $ 103,283,000 | $ 74,357 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,366 | $ 111,748,000 | $ 81,806 | $ 53,000 |
| San Diego, CA | 1,337 | $ 150,725,000 | $ 112,733 | $ 72,000 |
| Fort Lauderdale, FL | 1,316 | $ 151,157,000 | $ 114,860 | $ 65,000 |
| Fort Worth-Arlington, TX | 1,313 | $ 59,018,000 | $ 44,948 | $ 66,000 |
| St. Louis, MO-IL | 1,256 | $ 78,372,000 | $ 62,398 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 1,233 | $ 106,292,000 | $ 86,206 | $ 86,000 |
| Ann Arbor, MI | 1,147 | $ 62,789,000 | $ 54,741 | $ 50,000 |
| Orlando, FL | 1,087 | $ 93,689,000 | $ 86,190 | $ 54,000 |
| San Antonio, TX | 1,072 | $ 48,351,000 | $ 45,103 | $ 57,000 |
| Boston, MA-NH | 1,070 | $ 151,061,000 | $ 141,178 | $ 81,000 |
| Oakland, CA | 1,032 | $ 121,501,000 | $ 117,733 | $ 86,000 |
| Sacramento, CA | 1,025 | $ 108,643,000 | $ 105,993 | $ 71,000 |
| Portland-Vancouver, OR-WA | 974 | $ 62,157,000 | $ 63,816 | $ 53,000 |
| Grand Rapids-Muskegon-Holland, MI | 947 | $ 48,292,000 | $ 50,994 | $ 41,000 |
| Cleveland-Lorain-Elyria, OH | 934 | $ 70,533,000 | $ 75,517 | $ 51,000 |
| Pittsburgh, PA | 928 | $ 53,737,000 | $ 57,906 | $ 45,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 908 | $ 69,140,000 | $ 76,145 | $ 49,000 |
| Las Vegas, NV-AZ | 868 | $ 74,320,000 | $ 85,622 | $ 57,000 |
| Newark, NJ | 864 | $ 139,589,000 | $ 161,561 | $ 79,000 |
| New Orleans, LA | 840 | $ 66,563,000 | $ 79,241 | $ 50,000 |
| West Palm Beach-Boca Raton, FL | 751 | $ 80,367,000 | $ 107,013 | $ 66,000 |
| Jacksonville, FL | 747 | $ 57,879,000 | $ 77,481 | $ 51,000 |
| Oklahoma City, OK | 692 | $ 39,269,000 | $ 56,747 | $ 46,000 |
| Monmouth-Ocean, NJ | 668 | $ 97,179,000 | $ 145,477 | $ 75,000 |
| Columbus, OH | 645 | $ 40,788,000 | $ 63,237 | $ 44,000 |
| Indianapolis, IN | 610 | $ 38,932,000 | $ 63,822 | $ 47,000 |
| Tulsa, OK | 607 | $ 32,573,000 | $ 53,662 | $ 42,000 |
| Salt Lake City-Ogden, UT | 587 | $ 37,410,000 | $ 63,730 | $ 47,000 |
| Little Rock-North Little Rock, AR | 584 | $ 32,076,000 | $ 54,924 | $ 40,000 |
| Lafayette, LA | 543 | $ 24,032,000 | $ 44,257 | $ 38,000 |
| Middlesex-Somerset-Hunterdon, NJ | 516 | $ 80,505,000 | $ 156,017 | $ 85,000 |
| Flint, MI | 503 | $ 28,515,000 | $ 56,689 | $ 45,000 |
| Tucson, AZ | 501 | $ 32,811,000 | $ 65,491 | $ 43,000 |
| Kansas City, MO-KS | 483 | $ 33,799,000 | $ 69,977 | $ 48,000 |
| Greenville-Spartanburg-Anderson, SC | 479 | $ 33,754,000 | $ 70,467 | $ 37,000 |
| Bergen-Passaic, NJ | 477 | $ 88,458,000 | $ 185,446 | $ 77,000 |
| Richmond-Petersburg, VA | 476 | $ 40,511,000 | $ 85,107 | $ 56,000 |
| Charleston-North Charleston, SC | 470 | $ 30,299,000 | $ 64,465 | $ 40,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 463 | $ 28,798,000 | $ 62,198 | $ 46,000 |
| Jackson, MS | 461 | $ 23,864,000 | $ 51,765 | $ 39,000 |
| Nashville, TN | 446 | $ 39,240,000 | $ 87,982 | $ 49,000 |
| San Francisco, CA | 440 | $ 60,663,000 | $ 137,870 | $ 127,000 |
| Baton Rouge, LA | 433 | $ 28,845,000 | $ 66,616 | $ 45,000 |
| Cincinnati, OH-KY-IN | 430 | $ 26,126,000 | $ 60,758 | $ 53,000 |
| Colorado Springs, CO | 430 | $ 24,290,000 | $ 56,488 | $ 49,000 |
| Raleigh-Durham-Chapel Hill, NC | 430 | $ 24,883,000 | $ 57,867 | $ 45,000 |
| Harrisburg-Lebanon-Carlisle, PA | 423 | $ 22,160,000 | $ 52,387 | $ 46,000 |
| Greensboro--Winston-Salem--High Point, NC | 421 | $ 22,576,000 | $ 53,624 | $ 38,000 |
| Toledo, OH | 416 | $ 21,976,000 | $ 52,826 | $ 41,000 |
| Fresno, CA | 415 | $ 36,045,000 | $ 86,855 | $ 60,000 |
| Providence-Fall River-Warwick, RI-MA | 408 | $ 46,632,000 | $ 114,294 | $ 75,000 |
| Washington, DC-MD-VA-WV | 405 | $ 47,990,000 | $ 118,493 | $ 74,000 |
| Akron, OH | 398 | $ 28,134,000 | $ 70,688 | $ 59,000 |
| Tacoma, WA | 379 | $ 30,004,000 | $ 79,166 | $ 57,000 |
| Shreveport-Bossier City, LA | 376 | $ 19,522,000 | $ 51,920 | $ 49,000 |
| Lansing-East Lansing, MI | 375 | $ 18,731,000 | $ 49,949 | $ 46,000 |
| Albuquerque, NM | 364 | $ 29,364,000 | $ 80,670 | $ 44,000 |
| Wilmington-Newark, DE-MD | 360 | $ 29,681,000 | $ 82,447 | $ 57,000 |
| Hartford, CT | 359 | $ 43,793,000 | $ 121,986 | $ 66,000 |
| Fort Collins-Loveland, CO | 358 | $ 20,280,000 | $ 56,648 | $ 49,000 |
| Allentown-Bethlehem-Easton, PA | 357 | $ 26,948,000 | $ 75,484 | $ 54,000 |
| Knoxville, TN | 340 | $ 23,927,000 | $ 70,373 | $ 42,000 |
| Memphis, TN-AR-MS | 336 | $ 27,164,000 | $ 80,845 | $ 59,000 |
| Dayton-Springfield, OH | 318 | $ 19,135,000 | $ 60,172 | $ 48,000 |
| Lake Charles, LA | 313 | $ 14,953,000 | $ 47,773 | $ 39,000 |
| Kalamazoo-Battle Creek, MI | 312 | $ 15,975,000 | $ 51,201 | $ 42,000 |
| Vallejo-Fairfield-Napa, CA | 309 | $ 37,264,000 | $ 120,595 | $ 77,000 |
| Bakersfield, CA | 306 | $ 25,237,000 | $ 82,473 | $ 50,000 |
| Wichita, KS | 306 | $ 16,248,000 | $ 53,098 | $ 45,000 |
| Rochester, NY | 304 | $ 11,597,000 | $ 38,148 | $ 37,000 |
| Biloxi-Gulfport-Pascagoula, MS | 301 | $ 18,622,000 | $ 61,867 | $ 44,000 |
| Stockton-Lodi, CA | 300 | $ 33,942,000 | $ 113,140 | $ 74,000 |
| Columbia, SC | 293 | $ 20,531,000 | $ 70,071 | $ 46,000 |
| Birmingham, AL | 291 | $ 12,894,000 | $ 44,309 | $ 32,000 |
| Charleston, WV | 290 | $ 14,844,000 | $ 51,186 | $ 41,000 |
| Daytona Beach, FL | 286 | $ 26,104,000 | $ 91,272 | $ 75,000 |
| Atlantic-Cape May, NJ | 283 | $ 31,270,000 | $ 110,494 | $ 69,000 |
| Gary, IN | 278 | $ 18,742,000 | $ 67,417 | $ 48,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 278 | $ 16,373,000 | $ 58,895 | $ 36,000 |
| York, PA | 278 | $ 13,389,000 | $ 48,161 | $ 44,000 |
| Reno, NV | 269 | $ 20,628,000 | $ 76,684 | $ 53,000 |
| Beaumont-Port Arthur, TX | 266 | $ 9,862,000 | $ 37,075 | $ 46,000 |
| Pensacola, FL | 265 | $ 18,698,000 | $ 70,558 | $ 42,000 |
| Brazoria, TX | 263 | $ 10,027,000 | $ 38,125 | $ 55,000 |
| Milwaukee-Waukesha, WI | 263 | $ 23,410,000 | $ 89,011 | $ 53,000 |
| Melbourne-Titusville-Palm Bay, FL | 262 | $ 22,706,000 | $ 86,664 | $ 50,000 |
| Greeley, CO | 258 | $ 15,677,000 | $ 60,763 | $ 42,000 |
| Fort Myers-Cape Coral, FL | 257 | $ 26,851,000 | $ 104,478 | $ 63,000 |
| Ventura, CA | 257 | $ 32,197,000 | $ 125,280 | $ 83,000 |
| Louisville, KY-IN | 256 | $ 17,118,000 | $ 66,867 | $ 44,000 |
| Santa Rosa, CA | 254 | $ 21,846,000 | $ 86,007 | $ 75,000 |
| Monroe, LA | 251 | $ 12,205,000 | $ 48,625 | $ 45,000 |
| Lancaster, PA | 241 | $ 13,806,000 | $ 57,286 | $ 40,000 |
| New Haven-Meriden, CT | 235 | $ 30,824,000 | $ 131,165 | $ 59,000 |
| Reading, PA | 234 | $ 13,408,000 | $ 57,299 | $ 49,000 |
| Houma, LA | 233 | $ 12,258,000 | $ 52,609 | $ 43,000 |
| Modesto, CA | 233 | $ 25,516,000 | $ 109,510 | $ 68,000 |
| Saginaw-Bay City-Midland, MI | 232 | $ 12,269,000 | $ 52,883 | $ 42,000 |
| Sarasota-Bradenton, FL | 231 | $ 22,964,000 | $ 99,411 | $ 62,000 |
| Bridgeport, CT | 224 | $ 32,156,000 | $ 143,553 | $ 60,000 |
| Lakeland-Winter Haven, FL | 223 | $ 15,994,000 | $ 71,721 | $ 49,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 218 | $ 14,229,000 | $ 65,270 | $ 46,000 |
| Ocala, FL | 215 | $ 15,488,000 | $ 72,037 | $ 40,000 |
| Macon, GA | 212 | $ 17,436,000 | $ 82,245 | $ 44,000 |
| Fort Wayne, IN | 211 | $ 10,616,000 | $ 50,312 | $ 43,000 |
| Springfield, MO | 211 | $ 11,161,000 | $ 52,895 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 205 | $ 9,753,000 | $ 47,575 | $ 36,000 |
| Eugene-Springfield, OR | 203 | $ 11,782,000 | $ 58,039 | $ 51,000 |
| Fort Pierce-Port St. Lucie, FL | 201 | $ 20,626,000 | $ 102,616 | $ 56,000 |
| Salem, OR | 200 | $ 12,432,000 | $ 62,160 | $ 60,000 |
| Jersey City, NJ | 197 | $ 33,128,000 | $ 168,162 | $ 69,000 |
| Augusta-Aiken, GA-SC | 196 | $ 17,866,000 | $ 91,153 | $ 43,000 |
| Odessa-Midland, TX | 195 | $ 7,256,000 | $ 37,210 | $ 41,000 |
| Fayetteville-Springdale-Rogers, AR | 194 | $ 12,697,000 | $ 65,448 | $ 43,000 |
| Savannah, GA | 191 | $ 16,095,000 | $ 84,267 | $ 40,000 |
| Worcester, MA-CT | 189 | $ 23,819,000 | $ 126,026 | $ 60,000 |
| Mobile, AL | 180 | $ 8,918,000 | $ 49,544 | $ 31,000 |
| El Paso, TX | 179 | $ 8,692,000 | $ 48,558 | $ 76,000 |
| Youngstown-Warren, OH | 179 | $ 11,290,000 | $ 63,072 | $ 40,000 |
| Galveston-Texas City, TX | 178 | $ 8,358,000 | $ 46,955 | $ 70,000 |
| Chattanooga, TN-GA | 177 | $ 13,812,000 | $ 78,033 | $ 45,000 |
| Trenton, NJ | 174 | $ 18,668,000 | $ 107,287 | $ 71,000 |
| Hattiesburg, MS | 171 | $ 7,183,000 | $ 42,005 | $ 35,000 |
| Myrtle Beach, SC | 171 | $ 10,787,000 | $ 63,081 | $ 48,000 |
| Medford-Ashland, OR | 170 | $ 11,690,000 | $ 68,764 | $ 43,000 |
| Boulder-Longmont, CO | 167 | $ 12,326,000 | $ 73,808 | $ 69,000 |
| Montgomery, AL | 163 | $ 7,749,000 | $ 47,539 | $ 35,000 |
| Albany-Schenectady-Troy, NY | 151 | $ 5,990,000 | $ 39,668 | $ 37,000 |
| Evansville-Henderson, IN-KY | 151 | $ 7,812,000 | $ 51,735 | $ 40,000 |
| Huntsville, AL | 149 | $ 7,545,000 | $ 50,637 | $ 31,000 |
| Tyler, TX | 149 | $ 6,237,000 | $ 41,859 | $ 34,000 |
| Omaha, NE-IA | 145 | $ 9,014,000 | $ 62,165 | $ 43,000 |
| Visalia-Tulare-Porterville, CA | 145 | $ 11,944,000 | $ 82,372 | $ 63,000 |
| Jackson, MI | 144 | $ 9,179,000 | $ 63,743 | $ 44,000 |
| Boise City, ID | 142 | $ 11,227,000 | $ 79,063 | $ 54,000 |
| Naples, FL | 141 | $ 16,856,000 | $ 119,546 | $ 73,000 |
| Wilmington, NC | 140 | $ 7,568,000 | $ 54,057 | $ 45,000 |
| Provo-Orem, UT | 139 | $ 8,534,000 | $ 61,395 | $ 42,000 |
| Johnstown, PA | 138 | $ 6,478,000 | $ 46,942 | $ 35,000 |
| Panama City, FL | 138 | $ 9,375,000 | $ 67,934 | $ 43,000 |
| Dover, DE | 137 | $ 8,258,000 | $ 60,277 | $ 50,000 |
| Salinas, CA | 136 | $ 16,945,000 | $ 124,595 | $ 83,000 |
| Des Moines, IA | 135 | $ 5,898,000 | $ 43,688 | $ 45,000 |
| Decatur, AL | 134 | $ 6,963,000 | $ 51,962 | $ 34,000 |
| Brockton, MA | 133 | $ 19,725,000 | $ 148,308 | $ 70,000 |
| Corpus Christi, TX | 132 | $ 5,510,000 | $ 41,742 | $ 43,000 |
| Joplin, MO | 132 | $ 7,713,000 | $ 58,431 | $ 40,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 131 | $ 15,614,000 | $ 119,190 | $ 88,000 |
| Canton-Massillon, OH | 128 | $ 8,539,000 | $ 66,710 | $ 48,000 |
| Merced, CA | 128 | $ 12,340,000 | $ 96,406 | $ 60,000 |
| Springfield, MA | 128 | $ 12,746,000 | $ 99,578 | $ 59,000 |
| Longview-Marshall, TX | 125 | $ 5,652,000 | $ 45,216 | $ 38,000 |
| Erie, PA | 124 | $ 5,719,000 | $ 46,120 | $ 42,000 |
| Spokane, WA | 124 | $ 8,400,000 | $ 67,741 | $ 37,000 |
| Florence, AL | 123 | $ 3,989,000 | $ 32,430 | $ 27,000 |
| Nassau-Suffolk, NY | 122 | $ 9,827,000 | $ 80,549 | $ 66,000 |
| Tallahassee, FL | 121 | $ 9,749,000 | $ 80,570 | $ 45,000 |
| Columbus, GA-AL | 119 | $ 10,516,000 | $ 88,369 | $ 42,000 |
| Florence, SC | 119 | $ 6,523,000 | $ 54,815 | $ 41,000 |
| Alexandria, LA | 118 | $ 5,904,000 | $ 50,033 | $ 40,000 |
| Benton Harbor, MI | 118 | $ 6,785,000 | $ 57,500 | $ 37,000 |
| Santa Fe, NM | 117 | $ 10,069,000 | $ 86,059 | $ 60,000 |
| Chico-Paradise, CA | 116 | $ 10,467,000 | $ 90,232 | $ 43,000 |
| New London-Norwich, CT-RI | 114 | $ 14,777,000 | $ 129,622 | $ 56,000 |
| Sumter, SC | 114 | $ 5,107,000 | $ 44,798 | $ 37,000 |
| Las Cruces, NM | 112 | $ 6,099,000 | $ 54,455 | $ 39,000 |
| Roanoke, VA | 112 | $ 8,237,000 | $ 73,544 | $ 41,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 112 | $ 11,841,000 | $ 105,723 | $ 76,000 |
| Tuscaloosa, AL | 112 | $ 5,104,000 | $ 45,571 | $ 35,000 |
| Hickory-Morganton-Lenoir, NC | 111 | $ 6,631,000 | $ 59,738 | $ 34,000 |
| Lowell, MA-NH | 111 | $ 13,220,000 | $ 119,099 | $ 56,000 |
| Fayetteville, NC | 110 | $ 6,499,000 | $ 59,081 | $ 37,000 |
| Gainesville, FL | 108 | $ 7,364,000 | $ 68,185 | $ 46,000 |
| Killeen-Temple, TX | 107 | $ 4,587,000 | $ 42,869 | $ 39,000 |
| Santa Cruz-Watsonville, CA | 107 | $ 12,272,000 | $ 114,691 | $ 76,000 |
| Hamilton-Middletown, OH | 105 | $ 6,030,000 | $ 57,428 | $ 63,000 |
| Sioux Falls, SD | 105 | $ 5,408,000 | $ 51,504 | $ 45,000 |
| Asheville, NC | 104 | $ 5,238,000 | $ 50,365 | $ 41,000 |
| Cedar Rapids, IA | 104 | $ 4,608,000 | $ 44,307 | $ 34,000 |
| Elkhart-Goshen, IN | 103 | $ 5,930,000 | $ 57,572 | $ 40,000 |
| Fort Smith, AR-OK | 103 | $ 6,148,000 | $ 59,689 | $ 46,000 |
| Lynchburg, VA | 103 | $ 6,025,000 | $ 58,495 | $ 41,000 |
| Syracuse, NY | 103 | $ 3,821,000 | $ 37,097 | $ 35,000 |
| Rockford, IL | 102 | $ 8,223,000 | $ 80,617 | $ 52,000 |
| Fort Walton Beach, FL | 101 | $ 7,977,000 | $ 78,980 | $ 60,000 |
| Iowa City, IA | 101 | $ 4,539,000 | $ 44,940 | $ 39,000 |
| Lexington, KY | 101 | $ 7,566,000 | $ 74,910 | $ 55,000 |
| Lubbock, TX | 101 | $ 4,621,000 | $ 45,752 | $ 39,000 |
| Billings, MT | 100 | $ 4,444,000 | $ 44,440 | $ 39,000 |
| Goldsboro, NC | 100 | $ 4,374,000 | $ 43,740 | $ 37,000 |
| Olympia, WA | 100 | $ 6,141,000 | $ 61,410 | $ 39,000 |
| Hagerstown, MD | 98 | $ 6,800,000 | $ 69,387 | $ 48,000 |
| Rapid City, SD | 98 | $ 4,636,000 | $ 47,306 | $ 40,000 |
| St. Cloud, MN | 98 | $ 5,143,000 | $ 52,479 | $ 39,000 |
| Buffalo-Niagara Falls, NY | 97 | $ 4,508,000 | $ 46,474 | $ 38,000 |
| Jacksonville, NC | 97 | $ 5,444,000 | $ 56,123 | $ 36,000 |
| Manchester, NH | 97 | $ 12,125,000 | $ 125,000 | $ 60,000 |
| Redding, CA | 97 | $ 9,618,000 | $ 99,154 | $ 47,000 |
| Waterbury, CT | 97 | $ 10,435,000 | $ 107,577 | $ 56,000 |
| Springfield, IL | 96 | $ 5,466,000 | $ 56,937 | $ 42,000 |
| Anniston, AL | 95 | $ 4,279,000 | $ 45,042 | $ 36,000 |
| Richland-Kennewick-Pasco, WA | 95 | $ 7,162,000 | $ 75,389 | $ 49,000 |
| Greenville, NC | 94 | $ 4,911,000 | $ 52,244 | $ 37,000 |
| Rocky Mount, NC | 94 | $ 4,858,000 | $ 51,680 | $ 38,000 |
| Altoona, PA | 91 | $ 4,540,000 | $ 49,890 | $ 41,000 |
| Charlottesville, VA | 91 | $ 7,169,000 | $ 78,780 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 91 | $ 3,873,000 | $ 42,560 | $ 61,000 |
| Portsmouth-Rochester, NH-ME | 90 | $ 9,568,000 | $ 106,311 | $ 98,000 |
| State College, PA | 90 | $ 4,042,000 | $ 44,911 | $ 45,000 |
| Bryan-College Station, TX | 89 | $ 2,845,000 | $ 31,966 | $ 45,000 |
| Stamford-Norwalk, CT | 89 | $ 20,256,000 | $ 227,595 | $ 135,000 |
| Lawrence, MA-NH | 88 | $ 12,328,000 | $ 140,090 | $ 75,000 |
| Pine Bluff, AR | 87 | $ 4,229,000 | $ 48,609 | $ 38,000 |
| Bremerton, WA | 86 | $ 6,897,000 | $ 80,197 | $ 52,000 |
| Flagstaff, AZ-UT | 85 | $ 5,980,000 | $ 70,352 | $ 58,000 |
| Auburn-Opelika, AL | 84 | $ 3,587,000 | $ 42,702 | $ 31,000 |
| Waco, TX | 83 | $ 3,394,000 | $ 40,891 | $ 51,000 |
| Appleton-Oshkosh-Neenah, WI | 82 | $ 4,289,000 | $ 52,304 | $ 40,000 |
| Portland, ME | 80 | $ 9,636,000 | $ 120,450 | $ 47,000 |
| South Bend, IN | 80 | $ 4,834,000 | $ 60,425 | $ 38,000 |
| Yuba City, CA | 79 | $ 6,923,000 | $ 87,632 | $ 45,000 |
| Amarillo, TX | 78 | $ 3,172,000 | $ 40,666 | $ 44,000 |
| Yolo, CA | 78 | $ 7,933,000 | $ 101,705 | $ 62,000 |
| Dothan, AL | 77 | $ 3,991,000 | $ 51,831 | $ 33,000 |
| Mansfield, OH | 77 | $ 4,968,000 | $ 64,519 | $ 49,000 |
| Missoula, MT | 77 | $ 4,006,000 | $ 52,025 | $ 33,000 |
| Peoria-Pekin, IL | 77 | $ 4,953,000 | $ 64,324 | $ 41,000 |
| Sherman-Denison, TX | 76 | $ 3,200,000 | $ 42,105 | $ 77,000 |
| Nashua, NH | 73 | $ 8,918,000 | $ 122,164 | $ 64,000 |
| Barnstable-Yarmouth, MA | 71 | $ 12,213,000 | $ 172,014 | $ 74,000 |
| Yakima, WA | 71 | $ 5,164,000 | $ 72,732 | $ 45,000 |
| Athens, GA | 70 | $ 5,442,000 | $ 77,742 | $ 62,000 |
| Columbia, MO | 68 | $ 3,251,000 | $ 47,808 | $ 38,000 |
| Vineland-Millville-Bridgeton, NJ | 68 | $ 6,156,000 | $ 90,529 | $ 47,000 |
| Jonesboro, AR | 67 | $ 3,685,000 | $ 55,000 | $ 52,000 |
| Sharon, PA | 67 | $ 3,880,000 | $ 57,910 | $ 65,000 |
| Utica-Rome, NY | 67 | $ 2,486,000 | $ 37,104 | $ 36,000 |
| New York, NY | 66 | $ 5,314,000 | $ 80,515 | $ 86,000 |
| Pueblo, CO | 66 | $ 4,478,000 | $ 67,848 | $ 37,000 |
| Albany, GA | 65 | $ 4,106,000 | $ 63,169 | $ 45,000 |
| Lima, OH | 63 | $ 2,961,000 | $ 47,000 | $ 46,000 |
| Clarksville-Hopkinsville, TN-KY | 62 | $ 4,334,000 | $ 69,903 | $ 40,000 |
| Texarkana, TX-AR | 62 | $ 2,629,000 | $ 42,403 | $ 37,000 |
| Danbury, CT | 61 | $ 10,297,000 | $ 168,803 | $ 76,000 |
| Cheyenne, WY | 60 | $ 3,235,000 | $ 53,916 | $ 43,000 |
| Madison, WI | 60 | $ 4,021,000 | $ 67,016 | $ 53,000 |
| Rochester, MN | 60 | $ 3,315,000 | $ 55,250 | $ 39,000 |
| Yuma, AZ | 60 | $ 4,512,000 | $ 75,200 | $ 54,000 |
| Gadsden, AL | 59 | $ 2,608,000 | $ 44,203 | $ 44,000 |
| Grand Junction, CO | 59 | $ 4,065,000 | $ 68,898 | $ 47,000 |
| Punta Gorda, FL | 58 | $ 5,502,000 | $ 94,862 | $ 54,000 |
| Kenosha, WI | 57 | $ 5,503,000 | $ 96,543 | $ 45,000 |
| Duluth-Superior, MN-WI | 56 | $ 2,963,000 | $ 52,910 | $ 49,000 |
| Bloomington-Normal, IL | 54 | $ 3,468,000 | $ 64,222 | $ 47,000 |
| Lincoln, NE | 54 | $ 3,164,000 | $ 58,592 | $ 42,000 |
| St. Joseph, MO | 53 | $ 3,199,000 | $ 60,358 | $ 41,000 |
| Fitchburg-Leominster, MA | 52 | $ 6,420,000 | $ 123,461 | $ 65,000 |
| Casper, WY | 50 | $ 3,292,000 | $ 65,840 | $ 45,000 |
| Dutchess County, NY | 49 | $ 2,486,000 | $ 50,734 | $ 50,000 |
| Topeka, KS | 48 | $ 3,265,000 | $ 68,020 | $ 43,000 |
| Decatur, IL | 46 | $ 2,090,000 | $ 45,434 | $ 48,000 |
| Muncie, IN | 46 | $ 2,735,000 | $ 59,456 | $ 47,000 |
| New Bedford, MA | 45 | $ 6,663,000 | $ 148,066 | $ 55,000 |
| Newburgh, NY-PA | 45 | $ 2,135,000 | $ 47,444 | $ 59,000 |
| Racine, WI | 45 | $ 3,686,000 | $ 81,911 | $ 40,000 |
| Steubenville-Weirton, OH-WV | 45 | $ 2,357,000 | $ 52,377 | $ 42,000 |
| Wheeling, WV-OH | 45 | $ 3,055,000 | $ 67,888 | $ 54,000 |
| Champaign-Urbana, IL | 44 | $ 2,468,000 | $ 56,090 | $ 50,000 |
| Lawton, OK | 44 | $ 2,223,000 | $ 50,522 | $ 43,000 |
| Lewiston-Auburn, ME | 44 | $ 2,761,000 | $ 62,750 | $ 43,000 |
| Victoria, TX | 44 | $ 1,534,000 | $ 34,863 | $ 40,000 |
| Green Bay, WI | 43 | $ 2,950,000 | $ 68,604 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 43 | $ 1,349,000 | $ 31,372 | $ 33,000 |
| Williamsport, PA | 43 | $ 2,151,000 | $ 50,023 | $ 36,000 |
| Bellingham, WA | 41 | $ 4,192,000 | $ 102,243 | $ 44,000 |
| Brownsville-Harlingen-San Benito, TX | 40 | $ 1,585,000 | $ 39,625 | $ 38,000 |
| Fargo-Moorhead, ND-MN | 40 | $ 1,518,000 | $ 37,950 | $ 34,000 |
| Jackson, TN | 40 | $ 2,320,000 | $ 58,000 | $ 41,000 |
| Lafayette, IN | 40 | $ 2,282,000 | $ 57,050 | $ 50,000 |
| Parkersburg-Marietta, WV-OH | 40 | $ 2,509,000 | $ 62,725 | $ 43,000 |
| Kokomo, IN | 39 | $ 1,916,000 | $ 49,128 | $ 90,000 |
| Binghamton, NY | 35 | $ 1,229,000 | $ 35,114 | $ 30,000 |
| Kankakee, IL | 35 | $ 2,499,000 | $ 71,400 | $ 49,000 |
| Danville, VA | 34 | $ 2,433,000 | $ 71,558 | $ 46,000 |
| Terre Haute, IN | 34 | $ 2,202,000 | $ 64,764 | $ 49,000 |
| Glens Falls, NY | 31 | $ 1,207,000 | $ 38,935 | $ 38,000 |
| Corvallis, OR | 30 | $ 1,674,000 | $ 55,800 | $ 58,000 |
| Janesville-Beloit, WI | 30 | $ 2,393,000 | $ 79,766 | $ 41,000 |
| Bangor, ME | 29 | $ 2,488,000 | $ 85,793 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 29 | $ 894,000 | $ 30,827 | $ 31,000 |
| Abilene, TX | 28 | $ 1,185,000 | $ 42,321 | $ 39,000 |
| Eau Claire, WI | 28 | $ 1,849,000 | $ 66,035 | $ 39,000 |
| Burlington, VT | 27 | $ 2,022,000 | $ 74,888 | $ 52,000 |
| Lawrence, KS | 27 | $ 2,020,000 | $ 74,814 | $ 49,000 |
| Bismarck, ND | 26 | $ 1,178,000 | $ 45,307 | $ 44,000 |
| Enid, OK | 26 | $ 1,091,000 | $ 41,961 | $ 38,000 |
| Great Falls, MT | 26 | $ 1,861,000 | $ 71,576 | $ 38,000 |
| Grand Forks, ND-MN | 25 | $ 985,000 | $ 39,400 | $ 36,000 |
| La Crosse, WI-MN | 25 | $ 1,673,000 | $ 66,920 | $ 34,000 |
| Owensboro, KY | 25 | $ 1,676,000 | $ 67,040 | $ 45,000 |
| Cumberland, MD-WV | 24 | $ 1,400,000 | $ 58,333 | $ 39,000 |
| Laredo, TX | 24 | $ 1,042,000 | $ 43,416 | $ 40,000 |
| San Angelo, TX | 23 | $ 801,000 | $ 34,826 | $ 35,000 |
| Wausau, WI | 23 | $ 1,639,000 | $ 71,260 | $ 52,000 |
| Bloomington, IN | 20 | $ 1,074,000 | $ 53,700 | $ 38,000 |
| Wichita Falls, TX | 20 | $ 986,000 | $ 49,300 | $ 46,000 |
| Jamestown, NY | 19 | $ 784,000 | $ 41,263 | $ 31,000 |
| Pocatello, ID | 19 | $ 1,039,000 | $ 54,684 | $ 45,000 |
| Sioux City, IA-NE | 14 | $ 700,000 | $ 50,000 | $ 39,000 |
| Pittsfield, MA | 13 | $ 1,208,000 | $ 92,923 | $ 46,000 |
| Sheboygan, WI | 13 | $ 642,000 | $ 49,384 | $ 39,000 |
| Anchorage, AK | 9 | $ 468,000 | $ 52,000 | $ 47,000 |
| Elmira, NY | 8 | $ 215,000 | $ 26,875 | $ 33,000 |
| Dubuque, IA | 6 | $ 207,000 | $ 34,500 | $ 45,000 |
Mortgage Loan Application Detail Totals for Chase Manhattan Bank USA, NA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 88,875 | $8,389,422,000 | $85,549 | $1,372,000 | $52,862 | $8,105,000 |
| Home Purchase (one-to-four family) | 80,668 | $3,627,140,000 | $45,156 | $725,000 | $48,117 | $5,580,000 |
| Home Improvement (one-to-four family) | 577 | $21,578,000 | $36,309 | $213,000 | $69,476 | $1,080,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 103,345 | $6,670,571,000 | $69,098 | $1,372,000 | $54,117 | $8,105,000 |
| Information not provided by applicant in mail or telephone application | 23,102 | $2,076,301,000 | $80,529 | $1,000,000 | $57,725 | $3,058,000 |
| Black | 16,008 | $1,233,132,000 | $85,196 | $805,000 | $50,196 | $3,600,000 |
| Hispanic | 10,671 | $827,358,000 | $73,833 | $967,000 | $47,729 | $1,270,000 |
| Not applicable | 8,459 | $382,346,000 | $51,297 | $725,000 | $1,723 | $600,000 |
| Other | 4,086 | $471,737,000 | $98,780 | $1,000,000 | $59,960 | $2,703,000 |
| Asian or Pacific Islander | 2,665 | $267,374,000 | $90,448 | $1,000,000 | $72,775 | $2,100,000 |
| American Indian or Alaskan Native | 1,784 | $109,321,000 | $66,820 | $464,000 | $49,120 | $520,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 166,622 | $11,602,750,000 | $69,725 | $1,372,000 | $52,274 | $8,105,000 |
| FHA-insured (Federal Housing Administration) | 2,419 | $289,806,000 | $124,000 | $288,000 | $27,063 | $534,000 |
| VA-guaranteed (Veterans Administration) | 1,079 | $145,584,000 | $137,227 | $282,000 | $14,750 | $667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 93,237 | $7,468,909,000 | $79,627 | $1,372,000 | $51,333 | $8,105,000 |
| Loan Originated | 38,567 | $2,547,115,000 | $63,274 | $662,000 | $60,647 | $5,580,000 |
| Application Approved But Not Accepted | 23,653 | $1,078,705,000 | $43,254 | $600,000 | $50,098 | $1,781,000 |
| Loan Purchased By The Institution | 11,033 | $705,787,000 | $70,708 | $725,000 | $12,666 | $667,000 |
| Application Withdrawn By Applicant | 3,013 | $199,437,000 | $63,860 | $875,000 | $57,380 | $2,897,000 |
| File Closed For Incompleteness | 617 | $38,187,000 | $67,236 | $1,000,000 | $94,657 | $3,058,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 37,437 | $4,308,854,000 | $100,400 | $1,000,000 | $60,160 | $8,105,000 |
| Credit History | 25,656 | $1,124,238,000 | $50,823 | $700,000 | $46,019 | $3,222,000 |
| Debt-To-Income Ratio | 13,227 | $799,360,000 | $62,764 | $1,372,000 | $37,352 | $677,000 |
| Collateral | 7,705 | $765,689,000 | $91,920 | $967,000 | $58,800 | $2,400,000 |
| Other | 5,736 | $294,605,000 | $56,020 | $996,000 | $55,900 | $1,822,000 |
| Employment History | 2,699 | $125,438,000 | $53,770 | $380,000 | $41,354 | $696,000 |
| Unverifiable Information | 424 | $31,636,000 | $75,727 | $450,000 | $45,159 | $293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 353 | $19,089,000 | $68,439 | $1,000,000 | $59,536 | $420,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank USA, NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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