Chemical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Chemical Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chemical Bank 333 E Main Street Midland, MI 48640 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,540 |
| Total Mortgage Loan Application Amount | $1,131,960,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $7,624,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $9,681,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Chemical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chemical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Chemical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chemical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chemical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chemical Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 720 | $ 141,353,000 | $ 196,000 | $ 121,000 |
| Ottawa County Michigan | 486 | $ 100,975,000 | $ 207,000 | $ 114,000 |
| Grand Traverse County Michigan | 441 | $ 95,055,000 | $ 215,000 | $ 121,000 |
| Berrien County Michigan | 417 | $ 69,116,000 | $ 165,000 | $ 112,000 |
| Allegan County Michigan | 366 | $ 60,080,000 | $ 164,000 | $ 92,000 |
| Bay County Michigan | 254 | $ 23,035,000 | $ 90,000 | $ 81,000 |
| Midland County Michigan | 251 | $ 33,100,000 | $ 131,000 | $ 105,000 |
| Emmet County Michigan | 213 | $ 44,244,000 | $ 207,000 | $ 121,000 |
| Montcalm County Michigan | 198 | $ 22,242,000 | $ 112,000 | $ 66,000 |
| Calhoun County Michigan | 180 | $ 15,963,000 | $ 88,000 | $ 83,000 |
| Mecosta County Michigan | 176 | $ 20,580,000 | $ 116,000 | $ 84,000 |
| Wexford County Michigan | 176 | $ 17,343,000 | $ 98,000 | $ 73,000 |
| Gladwin County Michigan | 175 | $ 11,834,000 | $ 67,000 | $ 66,000 |
| Shiawassee County Michigan | 175 | $ 12,468,000 | $ 71,000 | $ 76,000 |
| Leelanau County Michigan | 173 | $ 41,552,000 | $ 240,000 | $ 165,000 |
| Van Buren County Michigan | 157 | $ 19,124,000 | $ 121,000 | $ 82,000 |
| Clare County Michigan | 142 | $ 9,088,000 | $ 64,000 | $ 57,000 |
| Roscommon County Michigan | 142 | $ 11,045,000 | $ 77,000 | $ 65,000 |
| Barry County Michigan | 129 | $ 21,571,000 | $ 167,000 | $ 109,000 |
| Kalamazoo County Michigan | 128 | $ 27,597,000 | $ 215,000 | $ 114,000 |
| Saginaw County Michigan | 120 | $ 17,943,000 | $ 149,000 | $ 113,000 |
| Charlevoix County Michigan | 119 | $ 28,622,000 | $ 240,000 | $ 177,000 |
| Tuscola County Michigan | 114 | $ 8,971,000 | $ 78,000 | $ 140,000 |
| Huron County Michigan | 100 | $ 8,477,000 | $ 84,000 | $ 79,000 |
| Missaukee County Michigan | 100 | $ 9,733,000 | $ 97,000 | $ 66,000 |
| Iosco County Michigan | 97 | $ 6,443,000 | $ 66,000 | $ 58,000 |
| Osceola County Michigan | 97 | $ 7,869,000 | $ 81,000 | $ 62,000 |
| Ogemaw County Michigan | 95 | $ 6,046,000 | $ 63,000 | $ 57,000 |
| Otsego County Michigan | 94 | $ 9,242,000 | $ 98,000 | $ 111,000 |
| Cass County Michigan | 91 | $ 14,524,000 | $ 159,000 | $ 102,000 |
| Gratiot County Michigan | 80 | $ 6,680,000 | $ 83,000 | $ 71,000 |
| Genesee County Michigan | 78 | $ 18,048,000 | $ 231,000 | $ 110,000 |
| Antrim County Michigan | 75 | $ 13,306,000 | $ 177,000 | $ 123,000 |
| Benzie County Michigan | 74 | $ 16,142,000 | $ 218,000 | $ 151,000 |
| Mason County Michigan | 71 | $ 8,298,000 | $ 116,000 | $ 86,000 |
| Branch County Michigan | 66 | $ 6,272,000 | $ 95,000 | $ 85,000 |
| Crawford County Michigan | 66 | $ 5,090,000 | $ 77,000 | $ 67,000 |
| Kalkaska County Michigan | 62 | $ 5,540,000 | $ 89,000 | $ 65,000 |
| Newaygo County Michigan | 62 | $ 11,871,000 | $ 191,000 | $ 73,000 |
| Isabella County Michigan | 58 | $ 5,590,000 | $ 96,000 | $ 63,000 |
| Alpena County Michigan | 57 | $ 6,455,000 | $ 113,000 | $ 82,000 |
| Manistee County Michigan | 53 | $ 5,455,000 | $ 102,000 | $ 114,000 |
| Muskegon County Michigan | 47 | $ 7,276,000 | $ 154,000 | $ 86,000 |
| Hillsdale County Michigan | 46 | $ 3,642,000 | $ 79,000 | $ 58,000 |
| Cheboygan County Michigan | 43 | $ 6,686,000 | $ 155,000 | $ 102,000 |
| Arenac County Michigan | 42 | $ 5,519,000 | $ 131,000 | $ 76,000 |
| Oakland County Michigan | 41 | $ 18,178,000 | $ 443,000 | $ 299,000 |
| Sanilac County Michigan | 32 | $ 2,704,000 | $ 84,000 | $ 87,000 |
| Montmorency County Michigan | 30 | $ 2,401,000 | $ 80,000 | $ 57,000 |
| Ionia County Michigan | 26 | $ 3,789,000 | $ 145,000 | $ 67,000 |
| Presque Isle County Michigan | 20 | $ 2,233,000 | $ 111,000 | $ 69,000 |
| Lake County Michigan | 19 | $ 1,320,000 | $ 69,000 | $ 72,000 |
| Alcona County Michigan | 16 | $ 1,008,000 | $ 63,000 | $ 58,000 |
| Jackson County Michigan | 16 | $ 1,363,000 | $ 85,000 | $ 67,000 |
| Wayne County Michigan | 16 | $ 4,235,000 | $ 264,000 | $ 214,000 |
| St. Joseph County Indiana | 15 | $ 2,797,000 | $ 186,000 | $ 109,000 |
| Ingham County Michigan | 14 | $ 2,893,000 | $ 206,000 | $ 149,000 |
| Oscoda County Michigan | 14 | $ 915,000 | $ 65,000 | $ 62,000 |
| Washtenaw County Michigan | 14 | $ 3,914,000 | $ 279,000 | $ 159,000 |
| St. Joseph County Michigan | 13 | $ 2,016,000 | $ 155,000 | $ 58,000 |
| Clinton County Michigan | 12 | $ 1,759,000 | $ 146,000 | $ 108,000 |
| Lapeer County Michigan | 11 | $ 1,371,000 | $ 124,000 | $ 129,000 |
| Oceana County Michigan | 11 | $ 2,046,000 | $ 186,000 | $ 210,000 |
| Steuben County Indiana | 10 | $ 1,778,000 | $ 177,000 | $ 109,000 |
| Eaton County Michigan | 8 | $ 897,000 | $ 112,000 | $ 87,000 |
| Elkhart County Indiana | 7 | $ 792,000 | $ 113,000 | $ 119,000 |
| Livingston County Michigan | 7 | $ 1,889,000 | $ 269,000 | $ 176,000 |
| Marquette County Michigan | 6 | $ 376,000 | $ 62,000 | $ 54,000 |
| Cook County Illinois | 5 | $ 1,766,000 | $ 353,000 | $ 274,000 |
| Lenawee County Michigan | 5 | $ 301,000 | $ 60,000 | $ 108,000 |
| Sarasota County Florida | 4 | $ 498,000 | $ 124,000 | $ 130,000 |
| Allen County Indiana | 4 | $ 724,000 | $ 181,000 | $ 73,000 |
| Mackinac County Michigan | 4 | $ 1,251,000 | $ 312,000 | $ 158,000 |
| Kosciusko County Indiana | 3 | $ 295,000 | $ 98,000 | $ 121,000 |
| Macomb County Michigan | 3 | $ 1,804,000 | $ 601,000 | $ 207,000 |
| St. Clair County Michigan | 3 | $ 413,000 | $ 137,000 | $ 90,000 |
| Collier County Florida | 2 | $ 2,314,000 | $ 1,157,000 | $ 598,000 |
| Franklin County Florida | 2 | $ 1,776,000 | $ 888,000 | $ 841,000 |
| St. Lucie County Florida | 2 | $ 257,000 | $ 128,000 | $ 80,000 |
| Will County Illinois | 2 | $ 462,000 | $ 231,000 | $ 180,000 |
| Monroe County Michigan | 2 | $ 195,000 | $ 97,000 | $ 43,000 |
| Mecklenburg County North Carolina | 2 | $ 688,000 | $ 344,000 | $ 186,000 |
| Maricopa County Arizona | 1 | $ 134,000 | $ 134,000 | $ 88,000 |
| Pima County Arizona | 1 | $ 181,000 | $ 181,000 | $ 133,000 |
| Pinal County Arizona | 1 | $ 248,000 | $ 248,000 | $ 248,000 |
| Los Angeles County California | 1 | $ 1,015,000 | $ 1,015,000 | $ 142,000 |
| Denver County Colorado | 1 | $ 1,250,000 | $ 1,250,000 | $ 2,607,000 |
| Summit County Colorado | 1 | $ 186,000 | $ 186,000 | $ 300,000 |
| Brevard County Florida | 1 | $ 472,000 | $ 472,000 | $ 745,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 443,000 |
| Hernando County Florida | 1 | $ 651,000 | $ 651,000 | $ 245,000 |
| Highlands County Florida | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Marion County Florida | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Osceola County Florida | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Sumter County Florida | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Volusia County Florida | 1 | $ 136,000 | $ 136,000 | $ 279,000 |
| Champaign County Illinois | 1 | $ 120,000 | $ 120,000 | $ 319,000 |
| Hamilton County Indiana | 1 | $ 347,000 | $ 347,000 | $ 257,000 |
| Lake County Indiana | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Marshall County Indiana | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Porter County Indiana | 1 | $ 84,000 | $ 84,000 | $ 426,000 |
| Alger County Michigan | 1 | $ 86,000 | $ 86,000 | $ 77,000 |
| Luce County Michigan | 1 | $ 36,000 | $ 36,000 | $ 104,000 |
| Hennepin County Minnesota | 1 | $ 3,000,000 | $ 3,000,000 | $ 9,015,000 |
| Koochiching County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 475,000 |
| Olmsted County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 27,000 |
| Clark County Nevada | 1 | $ 193,000 | $ 193,000 | $ 142,000 |
| New Hanover County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| Cocke County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Rutherford County Tennessee | 1 | $ 470,000 | $ 470,000 | $ 1,248,000 |
| Parker County Texas | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Salt Lake County Utah | 1 | $ 270,000 | $ 270,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Chemical Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,118 | $589,683,000 | $189,000 | $7,624,000 | $114,000 | $9,681,000 |
| Refinancing | 3,000 | $478,910,000 | $159,000 | $2,000,000 | $105,000 | $3,485,000 |
| Home Improvement | 1,422 | $63,367,000 | $44,000 | $3,120,000 | $75,000 | $1,183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,684 | $982,784,000 | $147,000 | $3,800,000 | $105,000 | $9,681,000 |
| Not Provided | 437 | $39,759,000 | $90,000 | $1,621,000 | $89,000 | $2,607,000 |
| Not applicable | 136 | $68,895,000 | $506,000 | $7,624,000 | $0 | $98,000 |
| Hispanic | 125 | $13,621,000 | $108,000 | $777,000 | $70,000 | $471,000 |
| Black or African American | 88 | $15,289,000 | $173,000 | $3,000,000 | $210,000 | $9,015,000 |
| Asian | 39 | $7,834,000 | $200,000 | $1,397,000 | $141,000 | $744,000 |
| American Indian or Alaskan Native | 24 | $2,313,000 | $96,000 | $315,000 | $55,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,465,000 | $209,000 | $620,000 | $78,000 | $315,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,003 | $1,072,310,000 | $153,000 | $7,624,000 | $107,000 | $9,681,000 |
| FHA-insured (Federal Housing Administration) | 286 | $30,428,000 | $106,000 | $271,000 | $47,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 183 | $18,540,000 | $101,000 | $237,000 | $41,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 68 | $10,682,000 | $157,000 | $535,000 | $70,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,273 | $867,165,000 | $164,000 | $7,624,000 | $111,000 | $9,681,000 |
| Application Denied By Financial Institution | 1,278 | $121,873,000 | $95,000 | $2,000,000 | $67,000 | $1,401,000 |
| Application Withdrawn By Applicant | 561 | $95,817,000 | $170,000 | $1,900,000 | $109,000 | $3,485,000 |
| Application Approved But Not Accepted | 426 | $46,882,000 | $110,000 | $1,305,000 | $106,000 | $2,290,000 |
| File Closed For Incompleteness | 2 | $223,000 | $111,000 | $116,000 | $62,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chemical Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chemical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.