Chemical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Chemical Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chemical Bank 333 E Main Street Midland, MI 48640 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 |
| Total Number of Mortgage Applications | 13,714 |
| Total Mortgage Loan Application Amount | $2,615,975,000 |
| Average Mortgage Loan Application Amount | $163,333 |
| Highest Mortgage Loan Application Amount | $43,400,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $3,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Chemical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chemical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Chemical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chemical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chemical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chemical Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,044 | $ 414,714,000 | $ 397,000 | $ 205,000 |
| Kent County Michigan | 625 | $ 207,455,000 | $ 331,000 | $ 115,000 |
| Hamilton County Ohio | 548 | $ 134,123,000 | $ 244,000 | $ 131,000 |
| Wayne County Michigan | 537 | $ 130,587,000 | $ 243,000 | $ 129,000 |
| Ottawa County Michigan | 448 | $ 99,893,000 | $ 222,000 | $ 115,000 |
| Macomb County Michigan | 370 | $ 65,479,000 | $ 176,000 | $ 92,000 |
| Grand Traverse County Michigan | 368 | $ 83,870,000 | $ 227,000 | $ 118,000 |
| Allegan County Michigan | 336 | $ 58,939,000 | $ 175,000 | $ 96,000 |
| Berrien County Michigan | 336 | $ 55,308,000 | $ 164,000 | $ 96,000 |
| Midland County Michigan | 306 | $ 38,345,000 | $ 125,000 | $ 97,000 |
| St. Clair County Michigan | 306 | $ 40,977,000 | $ 133,000 | $ 106,000 |
| Emmet County Michigan | 286 | $ 86,378,000 | $ 302,000 | $ 123,000 |
| Bay County Michigan | 251 | $ 20,056,000 | $ 79,000 | $ 79,000 |
| Montcalm County Michigan | 240 | $ 24,540,000 | $ 102,000 | $ 74,000 |
| Mahoning County Ohio | 232 | $ 25,992,000 | $ 112,000 | $ 77,000 |
| Marion County Indiana | 222 | $ 15,166,000 | $ 68,000 | $ 117,000 |
| Genesee County Michigan | 222 | $ 32,415,000 | $ 146,000 | $ 94,000 |
| Calhoun County Michigan | 219 | $ 19,505,000 | $ 89,000 | $ 75,000 |
| Montgomery County Ohio | 217 | $ 33,399,000 | $ 153,000 | $ 113,000 |
| Cuyahoga County Ohio | 213 | $ 32,898,000 | $ 154,000 | $ 125,000 |
| Wexford County Michigan | 202 | $ 21,369,000 | $ 105,000 | $ 78,000 |
| Kalamazoo County Michigan | 201 | $ 42,850,000 | $ 213,000 | $ 119,000 |
| Trumbull County Ohio | 201 | $ 15,789,000 | $ 78,000 | $ 60,000 |
| Roscommon County Michigan | 188 | $ 14,264,000 | $ 75,000 | $ 59,000 |
| Jackson County Missouri | 175 | $ 13,701,000 | $ 78,000 | $ 116,000 |
| Van Buren County Michigan | 168 | $ 23,005,000 | $ 136,000 | $ 92,000 |
| Butler County Ohio | 160 | $ 24,607,000 | $ 153,000 | $ 114,000 |
| Mecosta County Michigan | 154 | $ 15,510,000 | $ 100,000 | $ 78,000 |
| Leelanau County Michigan | 152 | $ 41,873,000 | $ 275,000 | $ 153,000 |
| Warren County Ohio | 145 | $ 41,675,000 | $ 287,000 | $ 143,000 |
| Shiawassee County Michigan | 144 | $ 11,614,000 | $ 80,000 | $ 73,000 |
| Missaukee County Michigan | 139 | $ 14,017,000 | $ 100,000 | $ 63,000 |
| Gladwin County Michigan | 137 | $ 9,804,000 | $ 71,000 | $ 62,000 |
| Otsego County Michigan | 129 | $ 15,159,000 | $ 117,000 | $ 82,000 |
| Saginaw County Michigan | 127 | $ 21,078,000 | $ 165,000 | $ 108,000 |
| Tuscola County Michigan | 125 | $ 9,515,000 | $ 76,000 | $ 65,000 |
| Charlevoix County Michigan | 120 | $ 31,623,000 | $ 263,000 | $ 162,000 |
| Mason County Michigan | 117 | $ 17,967,000 | $ 153,000 | $ 89,000 |
| Washtenaw County Michigan | 116 | $ 42,462,000 | $ 366,000 | $ 188,000 |
| Huron County Michigan | 114 | $ 9,030,000 | $ 79,000 | $ 72,000 |
| Iosco County Michigan | 112 | $ 9,482,000 | $ 84,000 | $ 67,000 |
| Sanilac County Michigan | 112 | $ 13,860,000 | $ 123,000 | $ 75,000 |
| Lorain County Ohio | 107 | $ 14,756,000 | $ 137,000 | $ 79,000 |
| Barry County Michigan | 105 | $ 12,952,000 | $ 123,000 | $ 73,000 |
| Clare County Michigan | 105 | $ 8,117,000 | $ 77,000 | $ 60,000 |
| Ogemaw County Michigan | 104 | $ 7,818,000 | $ 75,000 | $ 56,000 |
| Osceola County Michigan | 101 | $ 8,042,000 | $ 79,000 | $ 64,000 |
| Livingston County Michigan | 81 | $ 27,858,000 | $ 343,000 | $ 117,000 |
| Newaygo County Michigan | 80 | $ 9,243,000 | $ 115,000 | $ 95,000 |
| Clermont County Ohio | 80 | $ 16,397,000 | $ 204,000 | $ 97,000 |
| Lapeer County Michigan | 75 | $ 9,629,000 | $ 128,000 | $ 73,000 |
| Manistee County Michigan | 74 | $ 7,461,000 | $ 100,000 | $ 76,000 |
| Antrim County Michigan | 71 | $ 14,846,000 | $ 209,000 | $ 115,000 |
| Benzie County Michigan | 70 | $ 10,833,000 | $ 154,000 | $ 128,000 |
| Muskegon County Michigan | 70 | $ 22,319,000 | $ 318,000 | $ 113,000 |
| Isabella County Michigan | 67 | $ 4,989,000 | $ 74,000 | $ 68,000 |
| Greene County Ohio | 66 | $ 19,010,000 | $ 288,000 | $ 150,000 |
| Cheboygan County Michigan | 63 | $ 13,415,000 | $ 212,000 | $ 157,000 |
| Kalkaska County Michigan | 63 | $ 7,847,000 | $ 124,000 | $ 76,000 |
| Gratiot County Michigan | 62 | $ 5,044,000 | $ 81,000 | $ 57,000 |
| Branch County Michigan | 61 | $ 6,045,000 | $ 99,000 | $ 70,000 |
| Cass County Michigan | 58 | $ 8,174,000 | $ 140,000 | $ 90,000 |
| Arenac County Michigan | 57 | $ 5,295,000 | $ 92,000 | $ 75,000 |
| Shelby County Tennessee | 54 | $ 2,938,000 | $ 54,000 | $ 97,000 |
| Jefferson County Alabama | 51 | $ 3,923,000 | $ 76,000 | $ 124,000 |
| Crawford County Michigan | 48 | $ 3,762,000 | $ 78,000 | $ 69,000 |
| Ingham County Michigan | 47 | $ 18,152,000 | $ 386,000 | $ 99,000 |
| Franklin County Ohio | 41 | $ 6,049,000 | $ 147,000 | $ 111,000 |
| Hillsdale County Michigan | 39 | $ 3,146,000 | $ 80,000 | $ 73,000 |
| Portage County Ohio | 38 | $ 4,076,000 | $ 107,000 | $ 77,000 |
| Kenton County Kentucky | 37 | $ 7,239,000 | $ 195,000 | $ 97,000 |
| Alpena County Michigan | 36 | $ 2,645,000 | $ 73,000 | $ 61,000 |
| Ionia County Michigan | 36 | $ 3,897,000 | $ 108,000 | $ 69,000 |
| Campbell County Kentucky | 33 | $ 7,040,000 | $ 213,000 | $ 120,000 |
| Cook County Illinois | 32 | $ 8,642,000 | $ 270,000 | $ 148,000 |
| Presque Isle County Michigan | 32 | $ 3,687,000 | $ 115,000 | $ 94,000 |
| Summit County Ohio | 30 | $ 4,742,000 | $ 158,000 | $ 109,000 |
| Jackson County Michigan | 29 | $ 3,924,000 | $ 135,000 | $ 79,000 |
| Oceana County Michigan | 26 | $ 4,074,000 | $ 156,000 | $ 108,000 |
| Montmorency County Michigan | 24 | $ 2,156,000 | $ 89,000 | $ 62,000 |
| Alcona County Michigan | 23 | $ 1,845,000 | $ 80,000 | $ 83,000 |
| Lake County Michigan | 21 | $ 1,760,000 | $ 83,000 | $ 64,000 |
| Clinton County Michigan | 20 | $ 2,817,000 | $ 140,000 | $ 72,000 |
| St. Joseph County Indiana | 19 | $ 8,329,000 | $ 438,000 | $ 202,000 |
| Monroe County Michigan | 19 | $ 5,413,000 | $ 284,000 | $ 89,000 |
| Boone County Kentucky | 18 | $ 3,580,000 | $ 198,000 | $ 102,000 |
| Montgomery County Maryland | 18 | $ 7,594,000 | $ 421,000 | $ 172,000 |
| Lucas County Ohio | 18 | $ 5,602,000 | $ 311,000 | $ 76,000 |
| Lenawee County Michigan | 17 | $ 5,649,000 | $ 332,000 | $ 90,000 |
| Lee County Florida | 15 | $ 8,315,000 | $ 554,000 | $ 350,000 |
| Medina County Ohio | 15 | $ 4,239,000 | $ 282,000 | $ 187,000 |
| Elkhart County Indiana | 13 | $ 1,453,000 | $ 111,000 | $ 88,000 |
| Hamilton County Indiana | 13 | $ 5,334,000 | $ 410,000 | $ 218,000 |
| Eaton County Michigan | 13 | $ 1,151,000 | $ 88,000 | $ 56,000 |
| Clay County Missouri | 13 | $ 1,312,000 | $ 100,000 | $ 139,000 |
| Duval County Florida | 12 | $ 1,262,000 | $ 105,000 | $ 121,000 |
| Lake County Ohio | 12 | $ 1,758,000 | $ 146,000 | $ 116,000 |
| Madison County Alabama | 11 | $ 660,000 | $ 60,000 | $ 112,000 |
| Collier County Florida | 11 | $ 5,680,000 | $ 516,000 | $ 658,000 |
| Johnson County Indiana | 11 | $ 1,448,000 | $ 131,000 | $ 68,000 |
| St. Joseph County Michigan | 11 | $ 2,083,000 | $ 189,000 | $ 111,000 |
| Mackinac County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 87,000 |
| Oscoda County Michigan | 10 | $ 786,000 | $ 78,000 | $ 71,000 |
| St. Louis County Missouri | 10 | $ 753,000 | $ 75,000 | $ 96,000 |
| Erie County Ohio | 10 | $ 2,373,000 | $ 237,000 | $ 75,000 |
| Geauga County Ohio | 10 | $ 2,931,000 | $ 293,000 | $ 168,000 |
| Stark County Ohio | 10 | $ 1,049,000 | $ 104,000 | $ 89,000 |
| Milwaukee County Wisconsin | 9 | $ 1,020,000 | $ 113,000 | $ 119,000 |
| Pulaski County Arkansas | 7 | $ 342,000 | $ 48,000 | $ 83,000 |
| Volusia County Florida | 7 | $ 1,326,000 | $ 189,000 | $ 97,000 |
| Miami County Ohio | 7 | $ 1,619,000 | $ 231,000 | $ 131,000 |
| Campbell County Tennessee | 7 | $ 2,449,000 | $ 349,000 | $ 323,000 |
| Maricopa County Arizona | 6 | $ 4,175,000 | $ 695,000 | $ 383,000 |
| Orange County Florida | 6 | $ 2,250,000 | $ 375,000 | $ 221,000 |
| DuPage County Illinois | 6 | $ 1,783,000 | $ 297,000 | $ 211,000 |
| Dearborn County Indiana | 6 | $ 2,060,000 | $ 343,000 | $ 131,000 |
| Hancock County Indiana | 6 | $ 782,000 | $ 130,000 | $ 136,000 |
| Steuben County Indiana | 6 | $ 842,000 | $ 140,000 | $ 137,000 |
| Hinds County Mississippi | 6 | $ 363,000 | $ 60,000 | $ 150,000 |
| Clark County Ohio | 6 | $ 1,049,000 | $ 174,000 | $ 82,000 |
| Clinton County Ohio | 6 | $ 1,591,000 | $ 265,000 | $ 117,000 |
| Delaware County Ohio | 6 | $ 1,535,000 | $ 255,000 | $ 132,000 |
| Pasco County Florida | 5 | $ 699,000 | $ 139,000 | $ 132,000 |
| Pinellas County Florida | 5 | $ 576,000 | $ 115,000 | $ 114,000 |
| Polk County Florida | 5 | $ 793,000 | $ 158,000 | $ 69,000 |
| Will County Illinois | 5 | $ 1,211,000 | $ 242,000 | $ 158,000 |
| Buncombe County North Carolina | 5 | $ 1,251,000 | $ 250,000 | $ 159,000 |
| Wake County North Carolina | 5 | $ 1,380,000 | $ 276,000 | $ 137,000 |
| Columbiana County Ohio | 5 | $ 548,000 | $ 109,000 | $ 88,000 |
| Broward County Florida | 4 | $ 1,194,000 | $ 298,000 | $ 278,000 |
| Sarasota County Florida | 4 | $ 2,332,000 | $ 583,000 | $ 693,000 |
| Lake County Indiana | 4 | $ 489,000 | $ 122,000 | $ 148,000 |
| Madison County Indiana | 4 | $ 288,000 | $ 72,000 | $ 140,000 |
| Jefferson County Kentucky | 4 | $ 865,000 | $ 216,000 | $ 97,000 |
| Prince George's County Maryland | 4 | $ 999,000 | $ 249,000 | $ 100,000 |
| Chippewa County Michigan | 4 | $ 261,000 | $ 65,000 | $ 80,000 |
| Cass County Missouri | 4 | $ 293,000 | $ 73,000 | $ 146,000 |
| Mecklenburg County North Carolina | 4 | $ 1,092,000 | $ 273,000 | $ 163,000 |
| Knox County Ohio | 4 | $ 2,469,000 | $ 617,000 | $ 58,000 |
| Allegheny County Pennsylvania | 4 | $ 466,000 | $ 116,000 | $ 91,000 |
| Williamson County Tennessee | 4 | $ 1,897,000 | $ 474,000 | $ 181,000 |
| Pima County Arizona | 3 | $ 564,000 | $ 188,000 | $ 202,000 |
| Santa Clara County California | 3 | $ 1,452,000 | $ 484,000 | $ 129,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,045,000 | $ 348,000 | $ 186,000 |
| Alachua County Florida | 3 | $ 564,000 | $ 188,000 | $ 176,000 |
| Charlotte County Florida | 3 | $ 473,000 | $ 157,000 | $ 142,000 |
| Flagler County Florida | 3 | $ 860,000 | $ 286,000 | $ 329,000 |
| Manatee County Florida | 3 | $ 745,000 | $ 248,000 | $ 121,000 |
| Dougherty County Georgia | 3 | $ 304,000 | $ 101,000 | $ 119,000 |
| Porter County Indiana | 3 | $ 381,000 | $ 127,000 | $ 146,000 |
| Johnson County Kansas | 3 | $ 2,440,000 | $ 813,000 | $ 323,000 |
| Houghton County Michigan | 3 | $ 1,090,000 | $ 363,000 | $ 190,000 |
| Schoolcraft County Michigan | 3 | $ 197,000 | $ 65,000 | $ 101,000 |
| Fairfield County Ohio | 3 | $ 295,000 | $ 98,000 | $ 151,000 |
| Hardin County Ohio | 3 | $ 193,000 | $ 64,000 | $ 215,000 |
| Licking County Ohio | 3 | $ 729,000 | $ 243,000 | $ 98,000 |
| Ross County Ohio | 3 | $ 573,000 | $ 191,000 | $ 102,000 |
| Van Wert County Ohio | 3 | $ 249,000 | $ 83,000 | $ 325,000 |
| Kitsap County Washington | 3 | $ 439,000 | $ 146,000 | $ 139,000 |
| Montgomery County Alabama | 2 | $ 139,000 | $ 69,000 | $ 142,000 |
| Shelby County Alabama | 2 | $ 189,000 | $ 94,000 | $ 177,000 |
| Yavapai County Arizona | 2 | $ 533,000 | $ 266,000 | $ 105,000 |
| Alameda County California | 2 | $ 1,211,000 | $ 605,000 | $ 138,000 |
| Placer County California | 2 | $ 1,303,000 | $ 651,000 | $ 353,000 |
| San Bernardino County California | 2 | $ 745,000 | $ 372,000 | $ 165,000 |
| San Francisco County California | 2 | $ 1,986,000 | $ 993,000 | $ 318,000 |
| Douglas County Colorado | 2 | $ 1,463,000 | $ 731,000 | $ 339,000 |
| Morgan County Colorado | 2 | $ 463,000 | $ 231,000 | $ 288,000 |
| Bay County Florida | 2 | $ 202,000 | $ 101,000 | $ 94,000 |
| Highlands County Florida | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Hillsborough County Florida | 2 | $ 336,000 | $ 168,000 | $ 116,000 |
| Martin County Florida | 2 | $ 405,000 | $ 202,000 | $ 174,000 |
| Sumter County Florida | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Clarke County Georgia | 2 | $ 252,000 | $ 126,000 | $ 236,000 |
| Clayton County Georgia | 2 | $ 210,000 | $ 105,000 | $ 150,000 |
| DeKalb County Georgia | 2 | $ 436,000 | $ 218,000 | $ 76,000 |
| Allen County Indiana | 2 | $ 926,000 | $ 463,000 | $ 163,000 |
| Delaware County Indiana | 2 | $ 134,000 | $ 67,000 | $ 93,000 |
| LaGrange County Indiana | 2 | $ 63,000 | $ 31,000 | $ 43,000 |
| Shelby County Indiana | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Wayne County Indiana | 2 | $ 301,000 | $ 150,000 | $ 79,000 |
| Wyandotte County Kansas | 2 | $ 108,000 | $ 54,000 | $ 127,000 |
| Fayette County Kentucky | 2 | $ 348,000 | $ 174,000 | $ 153,000 |
| Mason County Kentucky | 2 | $ 377,000 | $ 188,000 | $ 51,000 |
| Meade County Kentucky | 2 | $ 375,000 | $ 187,000 | $ 100,000 |
| Natchitoches County Louisiana | 2 | $ 186,000 | $ 93,000 | $ 179,000 |
| Anne Arundel County Maryland | 2 | $ 333,000 | $ 166,000 | $ 107,000 |
| Baltimore City County Maryland | 2 | $ 672,000 | $ 336,000 | $ 102,000 |
| Howard County Maryland | 2 | $ 788,000 | $ 394,000 | $ 123,000 |
| Dickinson County Michigan | 2 | $ 390,000 | $ 195,000 | $ 240,000 |
| Keweenaw County Michigan | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| DeSoto County Mississippi | 2 | $ 373,000 | $ 186,000 | $ 140,000 |
| Platte County Missouri | 2 | $ 292,000 | $ 146,000 | $ 131,000 |
| St. Louis City County Missouri | 2 | $ 246,000 | $ 123,000 | $ 252,000 |
| Dare County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 62,000 |
| Davidson County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 53,000 |
| Ashtabula County Ohio | 2 | $ 353,000 | $ 176,000 | $ 186,000 |
| Auglaize County Ohio | 2 | $ 239,000 | $ 119,000 | $ 71,000 |
| Brown County Ohio | 2 | $ 236,000 | $ 118,000 | $ 49,000 |
| Henry County Ohio | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Huron County Ohio | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Madison County Ohio | 2 | $ 818,000 | $ 409,000 | $ 136,000 |
| Ottawa County Ohio | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Pickaway County Ohio | 2 | $ 395,000 | $ 197,000 | $ 113,000 |
| Union County Ohio | 2 | $ 477,000 | $ 238,000 | $ 277,000 |
| Wayne County Ohio | 2 | $ 197,000 | $ 98,000 | $ 27,000 |
| Wood County Ohio | 2 | $ 414,000 | $ 207,000 | $ 67,000 |
| Canadian County Oklahoma | 2 | $ 338,000 | $ 169,000 | $ 183,000 |
| Lane County Oregon | 2 | $ 229,000 | $ 114,000 | $ 35,000 |
| Multnomah County Oregon | 2 | $ 664,000 | $ 332,000 | $ 95,000 |
| Chester County Pennsylvania | 2 | $ 1,040,000 | $ 520,000 | $ 232,000 |
| Montgomery County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 143,000 |
| Anderson County South Carolina | 2 | $ 327,000 | $ 163,000 | $ 145,000 |
| Charleston County South Carolina | 2 | $ 806,000 | $ 403,000 | $ 275,000 |
| Chester County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 103,000 |
| Madison County Tennessee | 2 | $ 94,000 | $ 47,000 | $ 134,000 |
| Summit County Utah | 2 | $ 471,000 | $ 235,000 | $ 317,000 |
| Chesterfield County Virginia | 2 | $ 509,000 | $ 254,000 | $ 110,000 |
| Portsmouth County Virginia | 2 | $ 63,000 | $ 31,000 | $ 153,000 |
| Walworth County Wisconsin | 2 | $ 322,000 | $ 161,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 216,000 | $ 216,000 | $ 41,000 |
| Elmore County Alabama | 1 | $ 113,000 | $ 113,000 | $ 98,000 |
| Tuscaloosa County Alabama | 1 | $ 70,000 | $ 70,000 | $ 164,000 |
| Los Angeles County California | 1 | $ 338,000 | $ 338,000 | $ 70,000 |
| Napa County California | 1 | $ 715,000 | $ 715,000 | $ 335,000 |
| Orange County California | 1 | $ 310,000 | $ 310,000 | $ 176,000 |
| Riverside County California | 1 | $ 180,000 | $ 180,000 | $ 155,000 |
| San Benito County California | 1 | $ 276,000 | $ 276,000 | $ 124,000 |
| San Diego County California | 1 | $ 421,000 | $ 421,000 | $ 170,000 |
| Boulder County Colorado | 1 | $ 1,228,000 | $ 1,228,000 | $ 1,586,000 |
| Denver County Colorado | 1 | $ 320,000 | $ 320,000 | $ 114,000 |
| Jefferson County Colorado | 1 | $ 121,000 | $ 121,000 | $ 70,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| New London County Connecticut | 1 | $ 104,000 | $ 104,000 | $ 109,000 |
| Citrus County Florida | 1 | $ 130,000 | $ 130,000 | $ 119,000 |
| Hernando County Florida | 1 | $ 164,000 | $ 164,000 | $ 384,000 |
| Indian River County Florida | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Nassau County Florida | 1 | $ 450,000 | $ 450,000 | $ 199,000 |
| Osceola County Florida | 1 | $ 450,000 | $ 450,000 | $ 665,000 |
| Palm Beach County Florida | 1 | $ 470,000 | $ 470,000 | $ 1,062,000 |
| St. Johns County Florida | 1 | $ 280,000 | $ 280,000 | $ 361,000 |
| St. Lucie County Florida | 1 | $ 64,000 | $ 64,000 | $ 120,000 |
| Walton County Florida | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Chatham County Georgia | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Emanuel County Georgia | 1 | $ 280,000 | $ 280,000 | $ 247,000 |
| Fulton County Georgia | 1 | $ 424,000 | $ 424,000 | $ 145,000 |
| Glynn County Georgia | 1 | $ 351,000 | $ 351,000 | $ 119,000 |
| Gwinnett County Georgia | 1 | $ 136,000 | $ 136,000 | $ 98,000 |
| Lowndes County Georgia | 1 | $ 4,000 | $ 4,000 | $ 56,000 |
| Hawaii County Hawaii | 1 | $ 1,080,000 | $ 1,080,000 | $ 471,000 |
| Ada County Idaho | 1 | $ 261,000 | $ 261,000 | $ 95,000 |
| Kane County Illinois | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| McHenry County Illinois | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Boone County Indiana | 1 | $ 980,000 | $ 980,000 | $ 401,000 |
| Carroll County Indiana | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Hendricks County Indiana | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| LaPorte County Indiana | 1 | $ 352,000 | $ 352,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 137,000 | $ 137,000 | $ 178,000 |
| Putnam County Indiana | 1 | $ 233,000 | $ 233,000 | $ 106,000 |
| Vanderburgh County Indiana | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Marion County Iowa | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Daviess County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Powell County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 116,000 |
| Pulaski County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Middlesex County Massachusetts | 1 | $ 121,000 | $ 121,000 | $ 15,000 |
| Baraga County Michigan | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Delta County Michigan | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Marquette County Michigan | 1 | $ 56,000 | $ 56,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Flathead County Montana | 1 | $ 149,000 | $ 149,000 | $ 144,000 |
| Washoe County Nevada | 1 | $ 320,000 | $ 320,000 | $ 155,000 |
| Bergen County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 85,000 |
| Ocean County New Jersey | 1 | $ 529,000 | $ 529,000 | $ 288,000 |
| Union County New Jersey | 1 | $ 499,000 | $ 499,000 | $ 155,000 |
| Cattaraugus County New York | 1 | $ 148,000 | $ 148,000 | $ 236,000 |
| Richmond County New York | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Ashe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 178,000 |
| Beaufort County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 194,000 |
| Cabarrus County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 116,000 |
| Forsyth County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 98,000 |
| Guilford County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 94,000 |
| Henderson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Johnston County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Champaign County Ohio | 1 | $ 220,000 | $ 220,000 | $ 114,000 |
| Defiance County Ohio | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Fulton County Ohio | 1 | $ 264,000 | $ 264,000 | $ 73,000 |
| Highland County Ohio | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Hocking County Ohio | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Jackson County Ohio | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Preble County Ohio | 1 | $ 272,000 | $ 272,000 | $ 199,000 |
| Richland County Ohio | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Scioto County Ohio | 1 | $ 260,000 | $ 260,000 | $ 195,000 |
| Tuscarawas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Wyandot County Ohio | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
| Logan County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 112,000 |
| Oklahoma County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 116,000 |
| Washington County Oregon | 1 | $ 100,000 | $ 100,000 | $ 143,000 |
| Beaver County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Butler County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Crawford County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| McKean County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 121,000 |
| Mercer County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| York County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 57,000 |
| Providence County Rhode Island | 1 | $ 113,000 | $ 113,000 | $ 202,000 |
| Cheatham County Tennessee | 1 | $ 337,000 | $ 337,000 | $ 156,000 |
| Williamson County Texas | 1 | $ 272,000 | $ 272,000 | $ 190,000 |
| Washington County Utah | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Chittenden County Vermont | 1 | $ 272,000 | $ 272,000 | $ 58,000 |
| Albemarle County Virginia | 1 | $ 829,000 | $ 829,000 | $ 200,000 |
| Fairfax County Virginia | 1 | $ 600,000 | $ 600,000 | $ 127,000 |
| Frederick County Virginia | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Prince William County Virginia | 1 | $ 342,000 | $ 342,000 | $ 132,000 |
| Pierce County Washington | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Cabell County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 112,000 |
| Marshall County West Virginia | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| Green County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 95,000 |
| Ozaukee County Wisconsin | 1 | $ 424,000 | $ 424,000 | $ 127,000 |
| Racine County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Chemical Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,334 | $1,688,432,000 | $230,000 | $43,400,000 | $122,000 | $3,604,000 |
| Refinancing | 4,011 | $753,669,000 | $187,000 | $15,750,000 | $107,000 | $2,139,000 |
| Home Improvement | 2,369 | $173,874,000 | $73,000 | $2,405,000 | $85,000 | $1,437,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,962 | $1,955,243,000 | $178,000 | $6,400,000 | $113,000 | $3,604,000 |
| Not Provided | 1,387 | $192,742,000 | $138,000 | $2,445,000 | $117,000 | $1,560,000 |
| Asian | 356 | $83,530,000 | $234,000 | $2,100,000 | $150,000 | $2,287,000 |
| Hispanic | 354 | $51,720,000 | $146,000 | $1,710,000 | $99,000 | $1,991,000 |
| Black or African American | 353 | $52,190,000 | $147,000 | $1,845,000 | $93,000 | $894,000 |
| Not applicable | 247 | $273,682,000 | $1,108,000 | $43,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 31 | $3,631,000 | $117,000 | $280,000 | $82,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $3,237,000 | $134,000 | $435,000 | $131,000 | $303,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,402 | $2,440,519,000 | $196,000 | $43,400,000 | $117,000 | $3,604,000 |
| FHA-insured (Federal Housing Administration) | 885 | $110,967,000 | $125,000 | $383,000 | $55,000 | $1,371,000 |
| VA-guaranteed (Veterans Administration) | 237 | $43,907,000 | $185,000 | $560,000 | $80,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $20,582,000 | $108,000 | $243,000 | $41,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,555 | $2,007,753,000 | $210,000 | $43,400,000 | $117,000 | $3,604,000 |
| Application Denied By Financial Institution | 1,541 | $144,967,000 | $94,000 | $2,445,000 | $68,000 | $1,560,000 |
| Application Withdrawn By Applicant | 1,311 | $255,522,000 | $194,000 | $2,445,000 | $119,000 | $1,650,000 |
| Application Approved But Not Accepted | 916 | $125,114,000 | $136,000 | $2,250,000 | $107,000 | $1,991,000 |
| File Closed For Incompleteness | 332 | $72,554,000 | $218,000 | $2,000,000 | $126,000 | $2,139,000 |
| Preapproval Denied by Financial Institution | 59 | $10,065,000 | $170,000 | $1,260,000 | $49,000 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chemical Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chemical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.