Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Chevron Federal Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 669 |
| Total Mortgage Loan Application Amount | $170,883,000 |
| Average Mortgage Loan Application Amount | $258,500 |
| Highest Mortgage Loan Application Amount | $2,320,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $467,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 99 | $ 30,320,000 | $ 306,000 | $ 116,000 |
| Harris County Texas | 47 | $ 6,287,000 | $ 133,000 | $ 111,000 |
| Los Angeles County California | 40 | $ 11,707,000 | $ 292,000 | $ 87,000 |
| Solano County California | 25 | $ 7,832,000 | $ 313,000 | $ 98,000 |
| Fort Bend County Texas | 23 | $ 3,411,000 | $ 148,000 | $ 119,000 |
| Alameda County California | 21 | $ 11,241,000 | $ 535,000 | $ 115,000 |
| El Paso County Texas | 14 | $ 1,788,000 | $ 127,000 | $ 80,000 |
| San Francisco County California | 13 | $ 4,851,000 | $ 373,000 | $ 194,000 |
| Orange County California | 12 | $ 2,918,000 | $ 243,000 | $ 93,000 |
| Riverside County California | 12 | $ 2,787,000 | $ 232,000 | $ 83,000 |
| Montgomery County Texas | 9 | $ 1,532,000 | $ 170,000 | $ 128,000 |
| Maricopa County Arizona | 7 | $ 1,565,000 | $ 223,000 | $ 75,000 |
| Sacramento County California | 7 | $ 1,958,000 | $ 279,000 | $ 74,000 |
| San Mateo County California | 6 | $ 4,175,000 | $ 695,000 | $ 204,000 |
| George County Mississippi | 6 | $ 360,000 | $ 60,000 | $ 75,000 |
| Jackson County Mississippi | 6 | $ 583,000 | $ 97,000 | $ 75,000 |
| El Dorado County California | 5 | $ 2,027,000 | $ 405,000 | $ 147,000 |
| Marin County California | 5 | $ 1,702,000 | $ 340,000 | $ 142,000 |
| Sonoma County California | 5 | $ 1,283,000 | $ 256,000 | $ 116,000 |
| San Bernardino County California | 4 | $ 1,015,000 | $ 253,000 | $ 79,000 |
| San Luis Obispo County California | 4 | $ 1,362,000 | $ 340,000 | $ 182,000 |
| St. Tammany County Louisiana | 4 | $ 560,000 | $ 140,000 | $ 106,000 |
| Kern County California | 3 | $ 502,000 | $ 167,000 | $ 117,000 |
| Napa County California | 3 | $ 781,000 | $ 260,000 | $ 67,000 |
| Santa Clara County California | 3 | $ 1,118,000 | $ 372,000 | $ 107,000 |
| Washington County Oregon | 3 | $ 623,000 | $ 207,000 | $ 111,000 |
| Brazoria County Texas | 3 | $ 217,000 | $ 72,000 | $ 127,000 |
| Chambers County Texas | 3 | $ 269,000 | $ 89,000 | $ 79,000 |
| Galveston County Texas | 3 | $ 445,000 | $ 148,000 | $ 76,000 |
| Travis County Texas | 3 | $ 270,000 | $ 90,000 | $ 146,000 |
| Mobile County Alabama | 2 | $ 191,000 | $ 95,000 | $ 103,000 |
| Calaveras County California | 2 | $ 690,000 | $ 345,000 | $ 191,000 |
| Shasta County California | 2 | $ 343,000 | $ 171,000 | $ 80,000 |
| Summit County Colorado | 2 | $ 474,000 | $ 237,000 | $ 181,000 |
| Palm Beach County Florida | 2 | $ 800,000 | $ 400,000 | $ 245,000 |
| DeKalb County Georgia | 2 | $ 181,000 | $ 90,000 | $ 91,000 |
| Honolulu County Hawaii | 2 | $ 1,310,000 | $ 655,000 | $ 96,000 |
| Kenton County Kentucky | 2 | $ 186,000 | $ 93,000 | $ 75,000 |
| Oldham County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 132,000 |
| St. Louis City County Missouri | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Sarpy County Nebraska | 2 | $ 113,000 | $ 56,000 | $ 89,000 |
| Clark County Nevada | 2 | $ 358,000 | $ 179,000 | $ 208,000 |
| Warren County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 91,000 |
| Ellis County Texas | 2 | $ 182,000 | $ 91,000 | $ 103,000 |
| Liberty County Texas | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
| Wasatch County Utah | 2 | $ 388,000 | $ 194,000 | $ 107,000 |
| Island County Washington | 2 | $ 855,000 | $ 427,000 | $ 341,000 |
| King County Washington | 2 | $ 350,000 | $ 175,000 | $ 210,000 |
| Whatcom County Washington | 2 | $ 675,000 | $ 337,000 | $ 126,000 |
| Navajo County Arizona | 1 | $ 44,000 | $ 44,000 | $ 130,000 |
| Pima County Arizona | 1 | $ 271,000 | $ 271,000 | $ 207,000 |
| Amador County California | 1 | $ 415,000 | $ 415,000 | $ 274,000 |
| Fresno County California | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Lassen County California | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Mariposa County California | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Monterey County California | 1 | $ 967,000 | $ 967,000 | $ 245,000 |
| Nevada County California | 1 | $ 258,000 | $ 258,000 | $ 92,000 |
| Placer County California | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| San Joaquin County California | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Stanislaus County California | 1 | $ 407,000 | $ 407,000 | $ 62,000 |
| Tehama County California | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Ventura County California | 1 | $ 246,000 | $ 246,000 | $ 130,000 |
| Boulder County Colorado | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| El Paso County Colorado | 1 | $ 271,000 | $ 271,000 | $ 128,000 |
| New Haven County Connecticut | 1 | $ 354,000 | $ 354,000 | $ 173,000 |
| Hillsborough County Florida | 1 | $ 220,000 | $ 220,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Bonner County Idaho | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| McHenry County Illinois | 1 | $ 437,000 | $ 437,000 | $ 119,000 |
| St. Joseph County Indiana | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Douglas County Kansas | 1 | $ 154,000 | $ 154,000 | $ 132,000 |
| Acadia County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| Ascension County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Jefferson County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 90,000 |
| Lafayette County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Livingston County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| St. Landry County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Essex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 138,000 |
| Suffolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Dakota County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| St. Louis County Minnesota | 1 | $ 322,000 | $ 322,000 | $ 217,000 |
| Washoe County Nevada | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Bernalillo County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 38,000 |
| Colfax County New Mexico | 1 | $ 340,000 | $ 340,000 | $ 200,000 |
| Otero County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Columbia County Oregon | 1 | $ 85,000 | $ 85,000 | $ 196,000 |
| Josephine County Oregon | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Multnomah County Oregon | 1 | $ 430,000 | $ 430,000 | $ 177,000 |
| Polk County Oregon | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Yamhill County Oregon | 1 | $ 156,000 | $ 156,000 | $ 34,000 |
| Allegheny County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Bell County Texas | 1 | $ 239,000 | $ 239,000 | $ 104,000 |
| Bexar County Texas | 1 | $ 99,000 | $ 99,000 | $ 144,000 |
| Comal County Texas | 1 | $ 484,000 | $ 484,000 | $ 278,000 |
| Hays County Texas | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| McLennan County Texas | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
| Polk County Texas | 1 | $ 160,000 | $ 160,000 | $ 248,000 |
| Sabine County Texas | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
| San Jacinto County Texas | 1 | $ 32,000 | $ 32,000 | $ 150,000 |
| Walker County Texas | 1 | $ 99,000 | $ 99,000 | $ 169,000 |
| Williamson County Texas | 1 | $ 512,000 | $ 512,000 | $ 187,000 |
| Iron County Utah | 1 | $ 162,000 | $ 162,000 | $ 205,000 |
| Utah County Utah | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Loudoun County Virginia | 1 | $ 110,000 | $ 110,000 | $ 129,000 |
| Pierce County Washington | 1 | $ 736,000 | $ 736,000 | $ 312,000 |
| Spokane County Washington | 1 | $ 100,000 | $ 100,000 | $ 184,000 |
| Outagamie County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 396 | $94,455,000 | $238,000 | $2,320,000 | $119,000 | $467,000 |
| Refinancing | 273 | $76,428,000 | $279,000 | $1,120,000 | $101,000 | $330,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 364 | $88,843,000 | $244,000 | $1,008,000 | $108,000 | $411,000 |
| White | 199 | $55,805,000 | $280,000 | $2,320,000 | $122,000 | $467,000 |
| Hispanic | 52 | $12,918,000 | $248,000 | $1,100,000 | $101,000 | $280,000 |
| Asian | 24 | $8,167,000 | $340,000 | $880,000 | $117,000 | $314,000 |
| Black or African American | 23 | $3,568,000 | $155,000 | $720,000 | $98,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,257,000 | $314,000 | $440,000 | $101,000 | $141,000 |
| American Indian or Alaskan Native | 3 | $325,000 | $108,000 | $200,000 | $111,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 669 | $170,883,000 | $255,000 | $2,320,000 | $112,000 | $467,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 312 | $86,051,000 | $275,000 | $2,320,000 | $117,000 | $467,000 |
| Application Denied By Financial Institution | 239 | $60,081,000 | $251,000 | $1,500,000 | $107,000 | $330,000 |
| Application Withdrawn By Applicant | 106 | $23,164,000 | $218,000 | $1,120,000 | $109,000 | $312,000 |
| Application Approved But Not Accepted | 12 | $1,587,000 | $132,000 | $302,000 | $93,000 | $176,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 153 | $38,685,000 | $252,000 | $1,500,000 | $112,000 | $311,000 |
| Credit History | 29 | $5,676,000 | $195,000 | $460,000 | $87,000 | $155,000 |
| Other | 19 | $4,465,000 | $235,000 | $600,000 | $126,000 | $330,000 |
| Debt-To-Income Ratio | 15 | $4,688,000 | $312,000 | $855,000 | $84,000 | $196,000 |
| Collateral | 3 | $117,000 | $39,000 | $69,000 | $109,000 | $149,000 |
| Employment History | 2 | $250,000 | $125,000 | $150,000 | $42,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $258,000 | $129,000 | $240,000 | $36,000 | $38,000 |
| Unverifiable Information | 1 | $200,000 | $200,000 | $200,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.