Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Chevron Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 606 |
| Total Mortgage Loan Application Amount | $168,291,000 |
| Average Mortgage Loan Application Amount | $273,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $1,032,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 138 | $ 51,118,000 | $ 370,000 | $ 134,000 |
| Harris County Texas | 69 | $ 12,613,000 | $ 182,000 | $ 113,000 |
| Los Angeles County California | 34 | $ 12,588,000 | $ 370,000 | $ 117,000 |
| Alameda County California | 33 | $ 11,842,000 | $ 358,000 | $ 116,000 |
| Solano County California | 31 | $ 9,608,000 | $ 309,000 | $ 87,000 |
| Fort Bend County Texas | 24 | $ 4,453,000 | $ 185,000 | $ 117,000 |
| Jackson County Mississippi | 14 | $ 1,823,000 | $ 130,000 | $ 94,000 |
| El Paso County Texas | 12 | $ 1,562,000 | $ 130,000 | $ 94,000 |
| Orange County California | 11 | $ 5,786,000 | $ 526,000 | $ 146,000 |
| Montgomery County Texas | 11 | $ 2,159,000 | $ 196,000 | $ 128,000 |
| San Francisco County California | 9 | $ 2,677,000 | $ 297,000 | $ 113,000 |
| Mobile County Alabama | 8 | $ 761,000 | $ 95,000 | $ 90,000 |
| Marin County California | 8 | $ 2,022,000 | $ 252,000 | $ 114,000 |
| Sacramento County California | 8 | $ 2,376,000 | $ 297,000 | $ 109,000 |
| San Mateo County California | 8 | $ 4,303,000 | $ 537,000 | $ 140,000 |
| Clark County Nevada | 6 | $ 1,652,000 | $ 275,000 | $ 155,000 |
| Napa County California | 5 | $ 1,454,000 | $ 290,000 | $ 160,000 |
| Ventura County California | 5 | $ 1,529,000 | $ 305,000 | $ 132,000 |
| Baldwin County Alabama | 4 | $ 429,000 | $ 107,000 | $ 81,000 |
| Riverside County California | 4 | $ 1,305,000 | $ 326,000 | $ 110,000 |
| San Luis Obispo County California | 4 | $ 1,111,000 | $ 277,000 | $ 180,000 |
| Lafayette County Louisiana | 4 | $ 624,000 | $ 156,000 | $ 151,000 |
| Galveston County Texas | 4 | $ 403,000 | $ 100,000 | $ 107,000 |
| Jefferson County Alabama | 3 | $ 1,351,000 | $ 450,000 | $ 240,000 |
| Pima County Arizona | 3 | $ 305,000 | $ 101,000 | $ 126,000 |
| El Dorado County California | 3 | $ 1,044,000 | $ 348,000 | $ 157,000 |
| San Bernardino County California | 3 | $ 932,000 | $ 310,000 | $ 136,000 |
| San Diego County California | 3 | $ 1,009,000 | $ 336,000 | $ 97,000 |
| Santa Clara County California | 3 | $ 1,320,000 | $ 440,000 | $ 123,000 |
| Sonoma County California | 3 | $ 1,052,000 | $ 350,000 | $ 312,000 |
| George County Mississippi | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Monmouth County New Jersey | 3 | $ 1,051,000 | $ 350,000 | $ 85,000 |
| Bexar County Texas | 3 | $ 573,000 | $ 191,000 | $ 106,000 |
| Williamson County Texas | 3 | $ 340,000 | $ 113,000 | $ 50,000 |
| Salt Lake County Utah | 3 | $ 902,000 | $ 300,000 | $ 119,000 |
| Tuscaloosa County Alabama | 2 | $ 228,000 | $ 114,000 | $ 141,000 |
| Maricopa County Arizona | 2 | $ 735,000 | $ 367,000 | $ 176,000 |
| Yavapai County Arizona | 2 | $ 1,151,000 | $ 575,000 | $ 223,000 |
| Lake County California | 2 | $ 474,000 | $ 237,000 | $ 239,000 |
| Nevada County California | 2 | $ 675,000 | $ 337,000 | $ 283,000 |
| Placer County California | 2 | $ 730,000 | $ 365,000 | $ 157,000 |
| Gwinnett County Georgia | 2 | $ 197,000 | $ 98,000 | $ 65,000 |
| Hendricks County Indiana | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| St. Tammany County Louisiana | 2 | $ 668,000 | $ 334,000 | $ 102,000 |
| Baltimore City County Maryland | 2 | $ 120,000 | $ 60,000 | $ 477,000 |
| Dona Ana County New Mexico | 2 | $ 128,000 | $ 64,000 | $ 73,000 |
| Clackamas County Oregon | 2 | $ 742,000 | $ 371,000 | $ 182,000 |
| Marion County Oregon | 2 | $ 802,000 | $ 401,000 | $ 85,000 |
| Perry County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 305,000 |
| Carter County Tennessee | 2 | $ 336,000 | $ 168,000 | $ 49,000 |
| Aransas County Texas | 2 | $ 92,000 | $ 46,000 | $ 70,000 |
| Brazoria County Texas | 2 | $ 279,000 | $ 139,000 | $ 119,000 |
| Chambers County Texas | 2 | $ 267,000 | $ 133,000 | $ 88,000 |
| Collin County Texas | 2 | $ 622,000 | $ 311,000 | $ 135,000 |
| Dallas County Texas | 2 | $ 313,000 | $ 156,000 | $ 334,000 |
| Jefferson County Texas | 2 | $ 157,000 | $ 78,000 | $ 112,000 |
| Travis County Texas | 2 | $ 358,000 | $ 179,000 | $ 80,000 |
| King County Washington | 2 | $ 692,000 | $ 346,000 | $ 322,000 |
| Spokane County Washington | 2 | $ 92,000 | $ 46,000 | $ 171,000 |
| Sublette County Wyoming | 2 | $ 451,000 | $ 225,000 | $ 234,000 |
| Walker County Alabama | 1 | $ 160,000 | $ 160,000 | $ 218,000 |
| Izard County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Saline County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Butte County California | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Lassen County California | 1 | $ 164,000 | $ 164,000 | $ 28,000 |
| Mariposa County California | 1 | $ 200,000 | $ 200,000 | $ 1,032,000 |
| Plumas County California | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| San Joaquin County California | 1 | $ 420,000 | $ 420,000 | $ 160,000 |
| Sierra County California | 1 | $ 456,000 | $ 456,000 | $ 350,000 |
| Stanislaus County California | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Trinity County California | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Tuolumne County California | 1 | $ 165,000 | $ 165,000 | $ 268,000 |
| Yuba County California | 1 | $ 167,000 | $ 167,000 | $ 37,000 |
| Pitkin County Colorado | 1 | $ 950,000 | $ 950,000 | $ 242,000 |
| Brevard County Florida | 1 | $ 368,000 | $ 368,000 | $ 122,000 |
| Marion County Florida | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Palm Beach County Florida | 1 | $ 272,000 | $ 272,000 | $ 54,000 |
| St. Johns County Florida | 1 | $ 113,000 | $ 113,000 | $ 18,000 |
| Clarke County Georgia | 1 | $ 288,000 | $ 288,000 | $ 181,000 |
| Forsyth County Georgia | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Jefferson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Acadia County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Catahoula County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 239,000 |
| Orleans County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| Terrebonne County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Cumberland County Maine | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Montgomery County Maryland | 1 | $ 532,000 | $ 532,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 346,000 | $ 346,000 | $ 167,000 |
| Washtenaw County Michigan | 1 | $ 359,000 | $ 359,000 | $ 142,000 |
| Lamar County Mississippi | 1 | $ 201,000 | $ 201,000 | $ 83,000 |
| Ravalli County Montana | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Storey County Nevada | 1 | $ 177,000 | $ 177,000 | $ 71,000 |
| Washoe County Nevada | 1 | $ 270,000 | $ 270,000 | $ 86,000 |
| Burlington County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Cibola County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Lincoln County New Mexico | 1 | $ 207,000 | $ 207,000 | $ 104,000 |
| Sandoval County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Valencia County New Mexico | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| Kings County New York | 1 | $ 437,000 | $ 437,000 | $ 151,000 |
| Hoke County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 251,000 |
| Mecklenburg County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Moore County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 133,000 |
| Rutherford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 218,000 |
| Washington County Ohio | 1 | $ 87,000 | $ 87,000 | $ 105,000 |
| Cleveland County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 87,000 |
| Deschutes County Oregon | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Josephine County Oregon | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Lane County Oregon | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Multnomah County Oregon | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Sevier County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Anderson County Texas | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Kendall County Texas | 1 | $ 146,000 | $ 146,000 | $ 219,000 |
| Lubbock County Texas | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Matagorda County Texas | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
| Midland County Texas | 1 | $ 228,000 | $ 228,000 | $ 115,000 |
| Parker County Texas | 1 | $ 89,000 | $ 89,000 | $ 49,000 |
| Sabine County Texas | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| San Jacinto County Texas | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| San Patricio County Texas | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Tyler County Texas | 1 | $ 56,000 | $ 56,000 | $ 218,000 |
| Uintah County Utah | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Franklin County Virginia | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Skagit County Washington | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Snohomish County Washington | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Sheridan County Wyoming | 1 | $ 181,000 | $ 181,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 397 | $113,794,000 | $286,000 | $994,000 | $120,000 | $1,032,000 |
| Home Purchase | 209 | $54,497,000 | $260,000 | $1,000,000 | $138,000 | $504,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 328 | $96,758,000 | $294,000 | $994,000 | $122,000 | $609,000 |
| White | 189 | $49,139,000 | $259,000 | $1,000,000 | $145,000 | $1,032,000 |
| Hispanic | 34 | $7,905,000 | $232,000 | $560,000 | $88,000 | $157,000 |
| Asian | 24 | $8,175,000 | $340,000 | $949,000 | $140,000 | $240,000 |
| Black or African American | 24 | $4,511,000 | $187,000 | $544,000 | $94,000 | $227,000 |
| American Indian or Alaskan Native | 4 | $1,066,000 | $266,000 | $417,000 | $117,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $737,000 | $245,000 | $417,000 | $97,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 606 | $168,291,000 | $277,000 | $1,000,000 | $126,000 | $1,032,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 409 | $112,948,000 | $276,000 | $1,000,000 | $135,000 | $1,032,000 |
| Application Denied By Financial Institution | 93 | $25,533,000 | $274,000 | $825,000 | $93,000 | $231,000 |
| Application Approved But Not Accepted | 52 | $14,392,000 | $276,000 | $837,000 | $127,000 | $314,000 |
| Application Withdrawn By Applicant | 50 | $14,462,000 | $289,000 | $750,000 | $116,000 | $477,000 |
| File Closed For Incompleteness | 2 | $956,000 | $478,000 | $721,000 | $206,000 | $292,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 24 | $8,435,000 | $351,000 | $644,000 | $89,000 | $209,000 |
| Credit Application Incomplete | 23 | $5,662,000 | $246,000 | $545,000 | $103,000 | $231,000 |
| Credit History | 19 | $5,250,000 | $276,000 | $565,000 | $83,000 | $170,000 |
| Collateral | 11 | $2,104,000 | $191,000 | $542,000 | $96,000 | $219,000 |
| Other | 7 | $960,000 | $137,000 | $352,000 | $86,000 | $183,000 |
| Mortgage Insurance Denied | 4 | $1,240,000 | $310,000 | $425,000 | $84,000 | $105,000 |
| Unverifiable Information | 2 | $1,150,000 | $575,000 | $825,000 | $128,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $672,000 | $336,000 | $417,000 | $115,000 | $155,000 |
| Employment History | 1 | $60,000 | $60,000 | $60,000 | $104,000 | $104,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.