Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Chevron Federal Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 941 |
| Total Mortgage Loan Application Amount | $275,484,000 |
| Average Mortgage Loan Application Amount | $285,500 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $1,109,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 253 | $ 90,808,000 | $ 358,000 | $ 145,000 |
| Harris County Texas | 87 | $ 17,080,000 | $ 196,000 | $ 151,000 |
| Alameda County California | 83 | $ 32,634,000 | $ 393,000 | $ 178,000 |
| Los Angeles County California | 65 | $ 19,659,000 | $ 302,000 | $ 110,000 |
| Fort Bend County Texas | 33 | $ 6,439,000 | $ 195,000 | $ 144,000 |
| Solano County California | 32 | $ 8,403,000 | $ 262,000 | $ 108,000 |
| Orange County California | 17 | $ 6,334,000 | $ 372,000 | $ 156,000 |
| Marin County California | 15 | $ 6,160,000 | $ 410,000 | $ 135,000 |
| San Francisco County California | 14 | $ 8,039,000 | $ 574,000 | $ 185,000 |
| El Paso County Texas | 14 | $ 1,420,000 | $ 101,000 | $ 96,000 |
| Montgomery County Texas | 14 | $ 2,763,000 | $ 197,000 | $ 173,000 |
| Jackson County Mississippi | 13 | $ 2,047,000 | $ 157,000 | $ 88,000 |
| San Diego County California | 9 | $ 2,818,000 | $ 313,000 | $ 173,000 |
| Riverside County California | 8 | $ 1,351,000 | $ 168,000 | $ 102,000 |
| Mobile County Alabama | 7 | $ 749,000 | $ 107,000 | $ 98,000 |
| Maricopa County Arizona | 7 | $ 1,479,000 | $ 211,000 | $ 130,000 |
| Calaveras County California | 7 | $ 1,886,000 | $ 269,000 | $ 162,000 |
| Napa County California | 7 | $ 1,882,000 | $ 268,000 | $ 103,000 |
| San Mateo County California | 7 | $ 2,917,000 | $ 416,000 | $ 143,000 |
| Brazoria County Texas | 7 | $ 926,000 | $ 132,000 | $ 157,000 |
| Galveston County Texas | 7 | $ 1,589,000 | $ 227,000 | $ 200,000 |
| Kern County California | 6 | $ 1,373,000 | $ 228,000 | $ 112,000 |
| Sacramento County California | 6 | $ 1,649,000 | $ 274,000 | $ 112,000 |
| Santa Clara County California | 6 | $ 2,328,000 | $ 388,000 | $ 122,000 |
| Deschutes County Oregon | 6 | $ 2,079,000 | $ 346,000 | $ 219,000 |
| Butte County California | 5 | $ 890,000 | $ 178,000 | $ 125,000 |
| Nevada County California | 5 | $ 3,867,000 | $ 773,000 | $ 265,000 |
| San Bernardino County California | 5 | $ 1,066,000 | $ 213,000 | $ 86,000 |
| Sonoma County California | 5 | $ 2,077,000 | $ 415,000 | $ 161,000 |
| Essex County New Jersey | 5 | $ 1,615,000 | $ 323,000 | $ 87,000 |
| Monterey County California | 4 | $ 1,156,000 | $ 289,000 | $ 128,000 |
| Kootenai County Idaho | 4 | $ 2,128,000 | $ 532,000 | $ 168,000 |
| Cameron County Louisiana | 4 | $ 548,000 | $ 137,000 | $ 96,000 |
| Lafayette County Louisiana | 4 | $ 421,000 | $ 105,000 | $ 108,000 |
| Midland County Texas | 4 | $ 594,000 | $ 148,000 | $ 121,000 |
| Travis County Texas | 4 | $ 1,362,000 | $ 340,000 | $ 191,000 |
| El Dorado County California | 3 | $ 1,038,000 | $ 346,000 | $ 89,000 |
| Plumas County California | 3 | $ 399,000 | $ 133,000 | $ 116,000 |
| San Joaquin County California | 3 | $ 874,000 | $ 291,000 | $ 136,000 |
| San Luis Obispo County California | 3 | $ 941,000 | $ 313,000 | $ 162,000 |
| Santa Cruz County California | 3 | $ 624,000 | $ 208,000 | $ 207,000 |
| Ventura County California | 3 | $ 1,026,000 | $ 342,000 | $ 196,000 |
| East Baton Rouge County Louisiana | 3 | $ 342,000 | $ 114,000 | $ 185,000 |
| Jefferson County Louisiana | 3 | $ 522,000 | $ 174,000 | $ 116,000 |
| Orleans County Louisiana | 3 | $ 775,000 | $ 258,000 | $ 183,000 |
| George County Mississippi | 3 | $ 507,000 | $ 169,000 | $ 89,000 |
| Iredell County North Carolina | 3 | $ 570,000 | $ 190,000 | $ 89,000 |
| Chambers County Texas | 3 | $ 541,000 | $ 180,000 | $ 115,000 |
| Denton County Texas | 3 | $ 331,000 | $ 110,000 | $ 111,000 |
| Lubbock County Texas | 3 | $ 391,000 | $ 130,000 | $ 98,000 |
| Gila County Arizona | 2 | $ 629,000 | $ 314,000 | $ 153,000 |
| Fresno County California | 2 | $ 137,000 | $ 68,000 | $ 126,000 |
| Lake County California | 2 | $ 821,000 | $ 410,000 | $ 227,000 |
| Placer County California | 2 | $ 613,000 | $ 306,000 | $ 132,000 |
| Tuolumne County California | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| Miami-Dade County Florida | 2 | $ 366,000 | $ 183,000 | $ 149,000 |
| Gwinnett County Georgia | 2 | $ 356,000 | $ 178,000 | $ 100,000 |
| Jefferson County Kentucky | 2 | $ 1,025,000 | $ 512,000 | $ 111,000 |
| St. Tammany County Louisiana | 2 | $ 267,000 | $ 133,000 | $ 50,000 |
| Clark County Nevada | 2 | $ 561,000 | $ 280,000 | $ 159,000 |
| Douglas County Nevada | 2 | $ 392,000 | $ 196,000 | $ 158,000 |
| Somerset County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 100,000 |
| Cibola County New Mexico | 2 | $ 165,000 | $ 82,000 | $ 58,000 |
| Dona Ana County New Mexico | 2 | $ 415,000 | $ 207,000 | $ 95,000 |
| Kings County New York | 2 | $ 630,000 | $ 315,000 | $ 67,000 |
| Allegheny County Pennsylvania | 2 | $ 251,000 | $ 125,000 | $ 178,000 |
| Brazos County Texas | 2 | $ 208,000 | $ 104,000 | $ 97,000 |
| Collin County Texas | 2 | $ 334,000 | $ 167,000 | $ 165,000 |
| Liberty County Texas | 2 | $ 124,000 | $ 62,000 | $ 96,000 |
| Washington County Vermont | 2 | $ 209,000 | $ 104,000 | $ 88,000 |
| King County Washington | 2 | $ 398,000 | $ 199,000 | $ 138,000 |
| Whatcom County Washington | 2 | $ 234,000 | $ 117,000 | $ 127,000 |
| Baldwin County Alabama | 1 | $ 224,000 | $ 224,000 | $ 86,000 |
| Tuscaloosa County Alabama | 1 | $ 192,000 | $ 192,000 | $ 156,000 |
| Anchorage County Alaska | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Kenai Peninsula County Alaska | 1 | $ 131,000 | $ 131,000 | $ 136,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Pima County Arizona | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Polk County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Amador County California | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Madera County California | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Stanislaus County California | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Arapahoe County Colorado | 1 | $ 320,000 | $ 320,000 | $ 293,000 |
| Archuleta County Colorado | 1 | $ 506,000 | $ 506,000 | $ 300,000 |
| District of Columbia County District Of Columbia | 1 | $ 360,000 | $ 360,000 | $ 92,000 |
| Manatee County Florida | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Okaloosa County Florida | 1 | $ 150,000 | $ 150,000 | $ 270,000 |
| Orange County Florida | 1 | $ 166,000 | $ 166,000 | $ 125,000 |
| Palm Beach County Florida | 1 | $ 609,000 | $ 609,000 | $ 50,000 |
| St. Johns County Florida | 1 | $ 176,000 | $ 176,000 | $ 19,000 |
| Cobb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Forsyth County Georgia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Paulding County Georgia | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Honolulu County Hawaii | 1 | $ 680,000 | $ 680,000 | $ 117,000 |
| Maui County Hawaii | 1 | $ 263,000 | $ 263,000 | $ 160,000 |
| Ada County Idaho | 1 | $ 344,000 | $ 344,000 | $ 125,000 |
| Cook County Illinois | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Vermillion County Indiana | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Ascension County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Iberville County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Lafourche County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 83,000 |
| Natchitoches County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 115,000 |
| Tangipahoa County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 151,000 |
| Terrebonne County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| Howard County Maryland | 1 | $ 282,000 | $ 282,000 | $ 58,000 |
| Keweenaw County Michigan | 1 | $ 134,000 | $ 134,000 | $ 185,000 |
| Wayne County Michigan | 1 | $ 123,000 | $ 123,000 | $ 95,000 |
| Carver County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Dakota County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 103,000 |
| Greene County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Harrison County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Lancaster County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 395,000 |
| Strafford County New Hampshire | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Camden County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 131,000 |
| Lincoln County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Taos County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 83,000 |
| New York County New York | 1 | $ 410,000 | $ 410,000 | $ 456,000 |
| St. Lawrence County New York | 1 | $ 151,000 | $ 151,000 | $ 168,000 |
| Buncombe County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Gaston County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 196,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Cleveland County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 81,000 |
| Stephens County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 71,000 |
| Tulsa County Oklahoma | 1 | $ 270,000 | $ 270,000 | $ 114,000 |
| Clackamas County Oregon | 1 | $ 279,000 | $ 279,000 | $ 259,000 |
| Lane County Oregon | 1 | $ 268,000 | $ 268,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 1,045,000 | $ 1,045,000 | $ 229,000 |
| Washington County Oregon | 1 | $ 354,000 | $ 354,000 | $ 210,000 |
| Yamhill County Oregon | 1 | $ 134,000 | $ 134,000 | $ 100,000 |
| Warren County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Comal County Texas | 1 | $ 311,000 | $ 311,000 | $ 160,000 |
| Dallas County Texas | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Guadalupe County Texas | 1 | $ 82,000 | $ 82,000 | $ 75,000 |
| Hardin County Texas | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
| Houston County Texas | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Parker County Texas | 1 | $ 89,000 | $ 89,000 | $ 88,000 |
| San Jacinto County Texas | 1 | $ 202,000 | $ 202,000 | $ 214,000 |
| Williamson County Texas | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| James City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Asotin County Washington | 1 | $ 230,000 | $ 230,000 | $ 126,000 |
| Clark County Washington | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Douglas County Washington | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| Pierce County Washington | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Skagit County Washington | 1 | $ 178,000 | $ 178,000 | $ 52,000 |
| Snohomish County Washington | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Wood County West Virginia | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 578 | $181,988,000 | $314,000 | $1,800,000 | $133,000 | $686,000 |
| Home Purchase | 363 | $93,496,000 | $257,000 | $1,045,000 | $153,000 | $1,109,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 529 | $154,906,000 | $292,000 | $1,600,000 | $139,000 | $759,000 |
| White | 283 | $85,309,000 | $301,000 | $1,800,000 | $146,000 | $686,000 |
| Black or African American | 43 | $9,720,000 | $226,000 | $665,000 | $158,000 | $1,109,000 |
| Hispanic | 43 | $9,331,000 | $217,000 | $696,000 | $108,000 | $354,000 |
| Asian | 34 | $13,995,000 | $411,000 | $943,000 | $146,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,696,000 | $339,000 | $512,000 | $134,000 | $151,000 |
| American Indian or Alaskan Native | 4 | $527,000 | $131,000 | $200,000 | $101,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $275,484,000 | $292,000 | $1,800,000 | $140,000 | $1,109,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 628 | $183,715,000 | $292,000 | $1,800,000 | $146,000 | $1,109,000 |
| Application Denied By Financial Institution | 180 | $50,563,000 | $280,000 | $1,600,000 | $127,000 | $616,000 |
| Application Approved But Not Accepted | 77 | $22,021,000 | $285,000 | $840,000 | $125,000 | $259,000 |
| Application Withdrawn By Applicant | 53 | $18,513,000 | $349,000 | $975,000 | $140,000 | $494,000 |
| File Closed For Incompleteness | 3 | $672,000 | $224,000 | $328,000 | $83,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 80 | $19,947,000 | $249,000 | $709,000 | $134,000 | $400,000 |
| Collateral | 42 | $11,018,000 | $262,000 | $680,000 | $121,000 | $371,000 |
| Debt-To-Income Ratio | 23 | $11,064,000 | $481,000 | $1,600,000 | $121,000 | $494,000 |
| Credit History | 18 | $3,244,000 | $180,000 | $417,000 | $97,000 | $354,000 |
| Mortgage Insurance Denied | 8 | $2,854,000 | $356,000 | $743,000 | $118,000 | $352,000 |
| Unverifiable Information | 4 | $1,519,000 | $379,000 | $912,000 | $275,000 | $616,000 |
| Other | 3 | $598,000 | $199,000 | $328,000 | $104,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $319,000 | $159,000 | $206,000 | $98,000 | $128,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.