Citibank, N.A.
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Citibank, N.A.
1 Court Square,43Rd Floor
Long Island City, NY 11120
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 123,703
Total Mortgage Loan Application Amount $47,148,268,000
Average Mortgage Loan Application Amount $176,010
Highest Mortgage Loan Application Amount $93,500,000
Average Applicant Income $106,139
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Citibank, N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 75,963 $23,736,194,000 $312,000 $93,500,000 $155,000 $9,999,000
Home Purchase 41,637 $23,212,180,000 $557,000 $61,406,000 $203,000 $9,999,000
Home Improvement 10,146 $2,561,179,000 $252,000 $86,000,000 $138,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51,837 $17,049,801,000 $328,000 $22,500,000 $178,000 $9,999,000
Not Provided 22,468 $10,671,699,000 $474,000 $20,800,000 $271,000 $9,999,000
Not applicable 22,028 $11,842,397,000 $537,000 $93,500,000 $105,000 $4,287,000
Asian 12,347 $5,896,786,000 $477,000 $9,400,000 $175,000 $9,999,000
Hispanic 10,940 $2,521,842,000 $230,000 $6,600,000 $101,000 $9,999,000
Black or African American 7,426 $1,365,036,000 $183,000 $2,325,000 $88,000 $5,100,000
American Indian or Alaskan Native 364 $66,576,000 $182,000 $1,488,000 $97,000 $1,350,000
Native Hawaiin or Other Pacific Islander 336 $95,416,000 $283,000 $3,760,000 $135,000 $4,897,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 121,971 $48,320,752,000 $396,000 $93,500,000 $174,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,920 $560,317,000 $191,000 $982,000 $71,000 $1,000,000
VA-guaranteed (Veterans Administration) 2,855 $628,484,000 $220,000 $1,000,000 $89,000 $920,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 54,996 $26,794,762,000 $487,000 $93,500,000 $207,000 $9,999,000
Loan Purchased By The Institution 21,575 $6,046,404,000 $280,000 $1,198,000 $107,000 $4,068,000
Application Withdrawn By Applicant 19,395 $6,805,968,000 $350,000 $27,280,000 $162,000 $9,999,000
Application Denied By Financial Institution 13,390 $3,449,003,000 $257,000 $16,000,000 $121,000 $9,999,000
File Closed For Incompleteness 12,797 $3,506,901,000 $274,000 $8,580,000 $154,000 $9,999,000
Preapproval Denied by Financial Institution 2,346 $907,057,000 $386,000 $3,600,000 $109,000 $3,060,000
Preapproval Approved but not Accepted 1,697 $1,454,228,000 $856,000 $8,450,000 $357,000 $6,463,000
Application Approved But Not Accepted 1,550 $545,230,000 $351,000 $10,000,000 $238,000 $9,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4,759 $1,795,536,000 $377,000 $16,000,000 $95,000 $9,999,000
Credit History 4,690 $874,596,000 $186,000 $8,000,000 $116,000 $8,025,000
Collateral 3,186 $803,333,000 $252,000 $8,360,000 $148,000 $9,999,000
Other 1,553 $332,063,000 $213,000 $12,600,000 $131,000 $4,200,000
Unverifiable Information 954 $349,150,000 $365,000 $10,000,000 $140,000 $3,555,000
Insufficient Cash (Downpayment, Closing Cost) 439 $153,008,000 $348,000 $3,505,000 $127,000 $2,344,000
Employment History 114 $36,514,000 $320,000 $2,400,000 $72,000 $469,000
Mortgage Insurance Denied 39 $11,299,000 $289,000 $608,000 $99,000 $348,000
Credit Application Incomplete 1 $401,000 $401,000 $401,000 $78,000 $78,000
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