AllMortgageDetail - Mortgage Application Details

Citimortgage, Inc
Mortgage Loan Application
Totals and Details
for 2014

Download the entire list of lenders located in New York to a Spreadsheet or Other File Type
Mortgage Company & Address Citimortgage, Inc
1 Court Square, 43Rd Floor
Long Island City, NY 11120
Federal Regulator Consumer Financial Protection Bureau (CFPB)
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 117,401
Total Mortgage Loan Application Amount $20,786,818,000
Average Mortgage Loan Application Amount $119,015
Highest Mortgage Loan Application Amount $1,478,000
Average Applicant Income $72,879
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Citimortgage, Inc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 76,602 $12,088,974,000 $157,000 $1,478,000 $90,000 $9,351,000
Home Purchase 39,919 $8,512,475,000 $213,000 $1,461,000 $90,000 $9,999,000
Home Improvement 880 $185,369,000 $210,000 $998,000 $103,000 $1,624,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 117,329 $20,776,502,000 $177,000 $1,478,000 $90,000 $9,999,000
White 41 $5,986,000 $146,000 $544,000 $81,000 $408,000
Black or African American 14 $1,520,000 $108,000 $261,000 $44,000 $84,000
Hispanic 10 $1,659,000 $165,000 $299,000 $56,000 $105,000
Not Provided 4 $478,000 $119,000 $202,000 $68,000 $109,000
Asian 3 $673,000 $224,000 $414,000 $53,000 $61,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 93,032 $17,062,427,000 $183,000 $1,478,000 $100,000 $9,999,000
FHA-insured (Federal Housing Administration) 18,991 $2,611,058,000 $137,000 $794,000 $48,000 $2,802,000
VA-guaranteed (Veterans Administration) 5,378 $1,113,333,000 $207,000 $1,007,000 $72,000 $1,044,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 117,329 $20,776,502,000 $177,000 $1,478,000 $90,000 $9,999,000
Application Denied By Financial Institution 45 $5,282,000 $117,000 $544,000 $62,000 $408,000
File Closed For Incompleteness 14 $2,683,000 $191,000 $414,000 $76,000 $251,000
Loan Originated 9 $1,741,000 $193,000 $391,000 $84,000 $127,000
Application Withdrawn By Applicant 4 $610,000 $152,000 $217,000 $77,000 $91,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $2,951,000 $134,000 $544,000 $73,000 $408,000
Other 16 $1,218,000 $76,000 $188,000 $58,000 $116,000
Debt-To-Income Ratio 6 $1,062,000 $177,000 $274,000 $37,000 $56,000
Collateral 1 $51,000 $51,000 $51,000 $53,000 $53,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0