Citizens Bank Of Connecticut
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank Of Connecticut 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Connecticut 63 Eugene O'neill Drive New London, CT 06320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,444 |
| Total Mortgage Loan Application Amount | $551,060,000 |
| Average Mortgage Loan Application Amount | $282,333 |
| Highest Mortgage Loan Application Amount | $22,750,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $1,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank Of Connecticut. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Connecticut's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank Of Connecticut's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Connecticut serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Connecticut, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Connecticut's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW HAVEN-MILFORD, CT | 808 | $ 72,383,000 | $ 89,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 771 | $ 97,602,000 | $ 126,000 | $ 98,000 |
| NORWICH-NEW LONDON, CT | 744 | $ 64,998,000 | $ 87,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 112 | $ 11,912,000 | $ 106,000 | $ 129,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 34 | $ 17,790,000 | $ 523,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 29 | $ 2,171,000 | $ 57,500 | $ 75,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 28 | $ 11,540,000 | $ 412,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 25 | $ 9,898,000 | $ 395,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 9,963,000 | $ 451,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 20 | $ 7,242,000 | $ 362,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 19 | $ 5,575,000 | $ 293,000 | $ 7,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17 | $ 5,839,000 | $ 343,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 15 | $ 8,541,000 | $ 569,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 15 | $ 7,535,000 | $ 502,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 15 | $ 5,144,000 | $ 406,500 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 15 | $ 8,594,000 | $ 572,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 14 | $ 5,537,000 | $ 395,000 | $ 0 |
| PHILADELPHIA, PA | 13 | $ 4,674,000 | $ 359,000 | $ 0 |
| KANSAS CITY, MO-KS | 12 | $ 3,580,000 | $ 298,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 11 | $ 5,222,000 | $ 474,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 5,405,000 | $ 540,000 | $ 0 |
| DENVER-AURORA, CO | 10 | $ 2,089,000 | $ 208,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 10 | $ 3,464,000 | $ 346,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 3,847,000 | $ 427,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 3,189,000 | $ 354,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 9 | $ 1,937,000 | $ 215,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 5,700,000 | $ 633,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 3,217,000 | $ 357,000 | $ 0 |
| ALBUQUERQUE, NM | 8 | $ 2,851,000 | $ 356,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $ 4,496,000 | $ 562,000 | $ 12,000 |
| COLUMBUS, OH | 8 | $ 1,051,000 | $ 131,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 8 | $ 1,519,000 | $ 189,500 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 4,896,000 | $ 612,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 8 | $ 2,731,000 | $ 341,000 | $ 0 |
| BOSTON-QUINCY, MA | 7 | $ 2,659,000 | $ 379,000 | $ 38,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 3,639,000 | $ 519,000 | $ 0 |
| EDISON, NJ | 7 | $ 1,570,000 | $ 224,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 7 | $ 3,929,000 | $ 561,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 6 | $ 2,869,000 | $ 478,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 1,923,000 | $ 320,000 | $ 0 |
| ST. LOUIS, MO-IL | 6 | $ 1,222,000 | $ 128,500 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 2,134,000 | $ 355,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 2,305,000 | $ 461,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 1,152,000 | $ 258,500 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| GAINESVILLE, FL | 5 | $ 754,000 | $ 150,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 2,164,000 | $ 432,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 5 | $ 1,091,000 | $ 218,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 5 | $ 786,000 | $ 107,500 | $ 0 |
| OGDEN-CLEARFIELD, UT | 5 | $ 124,000 | $ 24,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 5 | $ 3,768,000 | $ 753,000 | $ 0 |
| RICHMOND, VA | 5 | $ 2,403,000 | $ 480,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 414,000 | $ 82,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 1,653,000 | $ 330,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 2,570,000 | $ 514,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 128,000 | $ 32,000 | $ 0 |
| CAMDEN, NJ | 4 | $ 117,000 | $ 29,000 | $ 0 |
| COLUMBIA, SC | 4 | $ 1,199,000 | $ 299,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 2,579,000 | $ 644,000 | $ 0 |
| FRESNO, CA | 4 | $ 1,561,000 | $ 390,000 | $ 0 |
| JACKSONVILLE, FL | 4 | $ 2,207,000 | $ 551,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 4 | $ 252,000 | $ 50,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 4 | $ 2,707,000 | $ 676,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 507,000 | $ 126,000 | $ 0 |
| OLYMPIA, WA | 4 | $ 1,024,000 | $ 256,000 | $ 0 |
| PITTSBURGH, PA | 4 | $ 241,000 | $ 60,000 | $ 0 |
| PUNTA GORDA, FL | 4 | $ 951,000 | $ 237,000 | $ 0 |
| RALEIGH-CARY, NC | 4 | $ 240,000 | $ 60,000 | $ 0 |
| SALT LAKE CITY, UT | 4 | $ 1,045,000 | $ 261,000 | $ 0 |
| TALLAHASSEE, FL | 4 | $ 2,508,000 | $ 627,000 | $ 0 |
| TUCSON, AZ | 4 | $ 1,765,000 | $ 441,000 | $ 0 |
| WORCESTER, MA | 4 | $ 522,000 | $ 130,000 | $ 135,000 |
| ANN ARBOR, MI | 3 | $ 569,000 | $ 189,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 398,000 | $ 132,000 | $ 0 |
| BAKERSFIELD, CA | 3 | $ 529,000 | $ 176,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 3 | $ 144,000 | $ 48,000 | $ 0 |
| BOULDER, CO | 3 | $ 1,418,000 | $ 472,000 | $ 0 |
| CHATTANOOGA, TN-GA | 3 | $ 757,000 | $ 192,500 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 2,171,000 | $ 723,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 698,000 | $ 232,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 698,000 | $ 232,000 | $ 0 |
| LAKELAND, FL | 3 | $ 145,000 | $ 48,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,144,000 | $ 381,000 | $ 0 |
| RENO-SPARKS, NV | 3 | $ 1,576,000 | $ 525,000 | $ 0 |
| SANTA FE, NM | 3 | $ 1,086,000 | $ 362,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 87,000 | $ 29,000 | $ 48,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,325,000 | $ 441,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 3 | $ 598,000 | $ 199,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 61,000 | $ 30,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 49,000 | $ 24,500 | $ 0 |
| ANNISTON-OXFORD, AL | 2 | $ 29,000 | $ 14,000 | $ 0 |
| ATLANTIC CITY, NJ | 2 | $ 58,000 | $ 29,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2 | $ 652,000 | $ 326,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 1,294,000 | $ 647,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 52,000 | $ 26,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 953,000 | $ 476,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 68,000 | $ 34,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 671,000 | $ 335,000 | $ 0 |
| GARY, IN | 2 | $ 164,000 | $ 82,000 | $ 0 |
| GRAND JUNCTION, CO | 2 | $ 239,000 | $ 119,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 643,000 | $ 321,000 | $ 0 |
| MADISON, WI | 2 | $ 1,178,000 | $ 589,000 | $ 0 |
| MOBILE, AL | 2 | $ 114,000 | $ 57,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 1,145,000 | $ 572,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 1,031,000 | $ 515,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 221,000 | $ 110,000 | $ 175,000 |
| PRESCOTT, AZ | 2 | $ 58,000 | $ 29,000 | $ 0 |
| SAN ANTONIO, TX | 2 | $ 817,000 | $ 408,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 104,000 | $ 52,000 | $ 0 |
| TOLEDO, OH | 2 | $ 49,000 | $ 24,000 | $ 0 |
| TULSA, OK | 2 | $ 651,000 | $ 325,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 1,074,000 | $ 537,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 134,000 | $ 67,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 543,000 | $ 271,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 1,195,000 | $ 597,000 | $ 0 |
| AKRON, OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 698,000 | $ 698,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 31,000 | $ 31,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 562,000 | $ 562,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 250,000 | $ 250,000 | $ 201,000 |
| BATON ROUGE, LA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| BEND, OR | 1 | $ 804,000 | $ 804,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 10,000 | $ 10,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 766,000 | $ 766,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 897,000 | $ 897,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 30,000 | $ 30,000 | $ 0 |
| CASPER, WY | 1 | $ 140,000 | $ 140,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 595,000 | $ 595,000 | $ 0 |
| CHICO, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 693,000 | $ 693,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 40,000 | $ 40,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| DOTHAN, AL | 1 | $ 33,000 | $ 33,000 | $ 0 |
| DURHAM, NC | 1 | $ 218,000 | $ 218,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| FLINT, MI | 1 | $ 70,000 | $ 70,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| GREELEY, CO | 1 | $ 19,000 | $ 19,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 638,000 | $ 638,000 | $ 0 |
| GREENVILLE, SC | 1 | $ 594,000 | $ 594,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 454,000 | $ 454,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 39,000 | $ 39,000 | $ 0 |
| JACKSON, MS | 1 | $ 590,000 | $ 590,000 | $ 0 |
| JOPLIN, MO | 1 | $ 23,000 | $ 23,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 989,000 | $ 989,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 11,000 | $ 11,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 31,000 | $ 31,000 | $ 0 |
| LAWTON, OK | 1 | $ 463,000 | $ 463,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 480,000 | $ 480,000 | $ 0 |
| MACON, GA | 1 | $ 540,000 | $ 540,000 | $ 0 |
| MADERA, CA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 32,000 | $ 32,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 10,000 | $ 10,000 | $ 0 |
| MEDFORD, OR | 1 | $ 40,000 | $ 40,000 | $ 0 |
| MERCED, CA | 1 | $ 654,000 | $ 654,000 | $ 0 |
| MODESTO, CA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 416,000 | $ 416,000 | $ 0 |
| NAPA, CA | 1 | $ 420,000 | $ 420,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 794,000 | $ 794,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 28,000 | $ 28,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 20,000 | $ 20,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 943,000 | $ 943,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 54,000 | $ 54,000 | $ 0 |
| PEORIA, IL | 1 | $ 14,000 | $ 14,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1 | $ 670,000 | $ 670,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 65,000 | $ 65,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 30,000 | $ 30,000 | $ 0 |
| READING, PA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| REDDING, CA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| ROANOKE, VA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 445,000 | $ 445,000 | $ 0 |
| SALEM, OR | 1 | $ 39,000 | $ 39,000 | $ 0 |
| SALINAS, CA | 1 | $ 469,000 | $ 469,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 468,000 | $ 468,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| SPOKANE, WA | 1 | $ 1,117,000 | $ 1,117,000 | $ 0 |
| STOCKTON, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| TACOMA, WA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| WACO, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WAUSAU, WI | 1 | $ 37,000 | $ 37,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 30,000 | $ 30,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Connecticut in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,667 | $88,864,000 | $53,000 | $3,300,000 | $66,000 | $1,954,000 |
| Refinancing | 1,501 | $297,549,000 | $198,000 | $1,946,000 | $78,000 | $1,800,000 |
| Home Purchase | 276 | $164,647,000 | $596,000 | $22,750,000 | $41,000 | $1,331,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,938 | $148,056,000 | $76,000 | $862,000 | $95,000 | $1,954,000 |
| Not applicable | 890 | $356,594,000 | $400,000 | $22,750,000 | $0 | $0 |
| Not Provided | 276 | $24,476,000 | $88,000 | $750,000 | $105,000 | $863,000 |
| Hispanic | 138 | $8,586,000 | $62,000 | $481,000 | $70,000 | $945,000 |
| Black or African American | 126 | $7,437,000 | $59,000 | $385,000 | $67,000 | $408,000 |
| Asian | 48 | $3,774,000 | $78,000 | $390,000 | $95,000 | $290,000 |
| American Indian or Alaskan Native | 16 | $1,287,000 | $80,000 | $230,000 | $82,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $850,000 | $70,000 | $250,000 | $93,000 | $333,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,444 | $551,060,000 | $160,000 | $22,750,000 | $69,000 | $1,954,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,589 | $178,002,000 | $112,000 | $22,750,000 | $98,000 | $1,800,000 |
| Loan Purchased By The Institution | 867 | $293,924,000 | $339,000 | $1,986,000 | $0 | $0 |
| Application Denied By Financial Institution | 753 | $56,254,000 | $74,000 | $700,000 | $75,000 | $863,000 |
| Application Approved But Not Accepted | 216 | $16,150,000 | $74,000 | $650,000 | $121,000 | $1,954,000 |
| Application Withdrawn By Applicant | 18 | $5,830,000 | $323,000 | $1,000,000 | $19,000 | $135,000 |
| File Closed For Incompleteness | 1 | $900,000 | $900,000 | $900,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 275 | $16,577,000 | $60,000 | $535,000 | $67,000 | $814,000 |
| Debt-To-Income Ratio | 222 | $18,066,000 | $81,000 | $700,000 | $54,000 | $280,000 |
| Collateral | 170 | $16,530,000 | $97,000 | $546,000 | $115,000 | $863,000 |
| Other | 53 | $1,986,000 | $37,000 | $262,000 | $63,000 | $220,000 |
| Unverifiable Information | 22 | $2,576,000 | $117,000 | $425,000 | $98,000 | $434,000 |
| Employment History | 6 | $396,000 | $66,000 | $160,000 | $90,000 | $220,000 |
| Credit Application Incomplete | 5 | $123,000 | $24,000 | $35,000 | $101,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Connecticut's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Connecticut's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.