Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Citizens Bank Of Pennsylvania 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,387 |
| Total Mortgage Loan Application Amount | $222,818,000 |
| Average Mortgage Loan Application Amount | $54,333 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $3,556,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 3,065 | $ 70,519,000 | $ 23,000 | $ 43,000 |
| Allegheny County Pennsylvania | 949 | $ 25,024,000 | $ 26,000 | $ 51,000 |
| Delaware County Pennsylvania | 369 | $ 13,689,000 | $ 37,000 | $ 57,000 |
| Berks County Pennsylvania | 320 | $ 7,784,000 | $ 24,000 | $ 39,000 |
| Montgomery County Pennsylvania | 251 | $ 13,956,000 | $ 55,000 | $ 76,000 |
| Westmoreland County Pennsylvania | 240 | $ 7,203,000 | $ 30,000 | $ 47,000 |
| Luzerne County Pennsylvania | 191 | $ 5,034,000 | $ 26,000 | $ 43,000 |
| Washington County Pennsylvania | 180 | $ 3,933,000 | $ 21,000 | $ 45,000 |
| Bucks County Pennsylvania | 177 | $ 11,462,000 | $ 64,000 | $ 85,000 |
| Erie County Pennsylvania | 153 | $ 4,025,000 | $ 26,000 | $ 42,000 |
| Blair County Pennsylvania | 140 | $ 3,675,000 | $ 26,000 | $ 44,000 |
| Beaver County Pennsylvania | 133 | $ 4,277,000 | $ 32,000 | $ 50,000 |
| Butler County Pennsylvania | 122 | $ 4,679,000 | $ 38,000 | $ 56,000 |
| Chester County Pennsylvania | 107 | $ 7,727,000 | $ 72,000 | $ 94,000 |
| Dauphin County Pennsylvania | 89 | $ 1,850,000 | $ 20,000 | $ 52,000 |
| Crawford County Pennsylvania | 75 | $ 1,269,000 | $ 16,000 | $ 35,000 |
| Armstrong County Pennsylvania | 74 | $ 1,680,000 | $ 22,000 | $ 55,000 |
| Camden County New Jersey | 72 | $ 2,763,000 | $ 38,000 | $ 55,000 |
| York County Pennsylvania | 69 | $ 3,499,000 | $ 50,000 | $ 69,000 |
| Lancaster County Pennsylvania | 65 | $ 3,517,000 | $ 54,000 | $ 52,000 |
| Mercer County Pennsylvania | 52 | $ 2,139,000 | $ 41,000 | $ 47,000 |
| Monroe County Pennsylvania | 48 | $ 2,647,000 | $ 55,000 | $ 62,000 |
| Cumberland County Pennsylvania | 44 | $ 2,626,000 | $ 59,000 | $ 61,000 |
| Venango County Pennsylvania | 41 | $ 1,333,000 | $ 32,000 | $ 49,000 |
| Burlington County New Jersey | 38 | $ 1,719,000 | $ 45,000 | $ 59,000 |
| Centre County Pennsylvania | 32 | $ 1,523,000 | $ 47,000 | $ 55,000 |
| Fayette County Pennsylvania | 26 | $ 811,000 | $ 31,000 | $ 42,000 |
| Mifflin County Pennsylvania | 24 | $ 1,195,000 | $ 49,000 | $ 49,000 |
| Pike County Pennsylvania | 21 | $ 987,000 | $ 47,000 | $ 69,000 |
| Gloucester County New Jersey | 19 | $ 873,000 | $ 45,000 | $ 73,000 |
| Lawrence County Pennsylvania | 14 | $ 478,000 | $ 34,000 | $ 51,000 |
| Cape May County New Jersey | 11 | $ 1,756,000 | $ 159,000 | $ 84,000 |
| Schuylkill County Pennsylvania | 11 | $ 307,000 | $ 27,000 | $ 42,000 |
| Clearfield County Pennsylvania | 9 | $ 352,000 | $ 39,000 | $ 49,000 |
| Lehigh County Pennsylvania | 9 | $ 409,000 | $ 45,000 | $ 74,000 |
| Lebanon County Pennsylvania | 8 | $ 225,000 | $ 28,000 | $ 44,000 |
| Bedford County Pennsylvania | 7 | $ 364,000 | $ 52,000 | $ 45,000 |
| Franklin County Pennsylvania | 7 | $ 389,000 | $ 55,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 7 | $ 277,000 | $ 39,000 | $ 56,000 |
| Somerset County Pennsylvania | 7 | $ 256,000 | $ 36,000 | $ 55,000 |
| Cumberland County New Jersey | 6 | $ 552,000 | $ 92,000 | $ 73,000 |
| Cambria County Pennsylvania | 6 | $ 178,000 | $ 29,000 | $ 46,000 |
| Perry County Pennsylvania | 6 | $ 428,000 | $ 71,000 | $ 47,000 |
| Wyoming County Pennsylvania | 6 | $ 65,000 | $ 10,000 | $ 65,000 |
| New Castle County Delaware | 5 | $ 45,000 | $ 9,000 | $ 50,000 |
| Atlantic County New Jersey | 5 | $ 218,000 | $ 43,000 | $ 264,000 |
| Mercer County New Jersey | 5 | $ 110,000 | $ 22,000 | $ 79,000 |
| Carbon County Pennsylvania | 5 | $ 199,000 | $ 39,000 | $ 66,000 |
| Northampton County Pennsylvania | 5 | $ 263,000 | $ 52,000 | $ 121,000 |
| Essex County New Jersey | 4 | $ 257,000 | $ 64,000 | $ 112,000 |
| Adams County Pennsylvania | 4 | $ 86,000 | $ 21,000 | $ 85,000 |
| Huntingdon County Pennsylvania | 4 | $ 275,000 | $ 68,000 | $ 53,000 |
| Cecil County Maryland | 3 | $ 79,000 | $ 26,000 | $ 58,000 |
| Clarion County Pennsylvania | 3 | $ 179,000 | $ 59,000 | $ 38,000 |
| Indiana County Pennsylvania | 3 | $ 97,000 | $ 32,000 | $ 36,000 |
| New London County Connecticut | 2 | $ 163,000 | $ 81,000 | $ 132,000 |
| Frederick County Maryland | 2 | $ 128,000 | $ 64,000 | $ 175,000 |
| Monmouth County New Jersey | 2 | $ 116,000 | $ 58,000 | $ 108,000 |
| Warren County New Jersey | 2 | $ 183,000 | $ 91,000 | $ 183,000 |
| Orange County New York | 2 | $ 20,000 | $ 10,000 | $ 39,000 |
| Bradford County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 38,000 |
| Lycoming County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| Sussex County Delaware | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Miami-Dade County Florida | 1 | $ 3,000 | $ 3,000 | $ 74,000 |
| Baltimore City County Maryland | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| Charles County Maryland | 1 | $ 14,000 | $ 14,000 | $ 75,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Middlesex County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Morris County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Ocean County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Passaic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Sussex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Union County New Jersey | 1 | $ 29,000 | $ 29,000 | $ 95,000 |
| Erie County New York | 1 | $ 1,000 | $ 1,000 | $ 40,000 |
| New York County New York | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Queens County New York | 1 | $ 6,000 | $ 6,000 | $ 895,000 |
| Columbiana County Ohio | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Columbia County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Elk County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Fulton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Greene County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Juniata County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| McKean County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Snyder County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Susquehanna County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Warren County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 57,000 |
| Sumter County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Pierce County Washington | 1 | $ 2,000 | $ 2,000 | $ 37,000 |
| Hancock County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,700 | $90,604,000 | $15,000 | $300,000 | $45,000 | $3,556,000 |
| Refinancing | 1,553 | $122,938,000 | $79,000 | $1,040,000 | $65,000 | $663,000 |
| Home Purchase | 134 | $9,276,000 | $69,000 | $400,000 | $66,000 | $539,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,018 | $145,568,000 | $36,000 | $641,000 | $57,000 | $895,000 |
| Black or African American | 2,097 | $39,806,000 | $18,000 | $720,000 | $37,000 | $595,000 |
| Hispanic | 581 | $13,236,000 | $22,000 | $370,000 | $43,000 | $3,556,000 |
| Not Provided | 462 | $16,843,000 | $36,000 | $1,040,000 | $57,000 | $452,000 |
| Asian | 177 | $5,958,000 | $33,000 | $435,000 | $45,000 | $200,000 |
| American Indian or Alaskan Native | 32 | $731,000 | $22,000 | $120,000 | $31,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $676,000 | $33,000 | $231,000 | $76,000 | $540,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,387 | $222,818,000 | $30,000 | $1,040,000 | $50,000 | $3,556,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,606 | $140,715,000 | $30,000 | $1,040,000 | $48,000 | $3,556,000 |
| Loan Originated | 2,388 | $65,672,000 | $27,000 | $356,000 | $53,000 | $663,000 |
| Application Approved But Not Accepted | 384 | $16,163,000 | $42,000 | $375,000 | $58,000 | $320,000 |
| Application Withdrawn By Applicant | 9 | $268,000 | $29,000 | $85,000 | $61,000 | $168,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,850 | $43,357,000 | $23,000 | $641,000 | $41,000 | $895,000 |
| Debt-To-Income Ratio | 1,514 | $45,725,000 | $30,000 | $1,040,000 | $40,000 | $3,556,000 |
| Collateral | 504 | $34,136,000 | $67,000 | $450,000 | $80,000 | $548,000 |
| Other | 418 | $4,822,000 | $11,000 | $185,000 | $57,000 | $624,000 |
| Unverifiable Information | 265 | $10,654,000 | $40,000 | $475,000 | $60,000 | $620,000 |
| Employment History | 31 | $831,000 | $26,000 | $300,000 | $31,000 | $300,000 |
| Credit Application Incomplete | 24 | $1,190,000 | $49,000 | $250,000 | $74,000 | $539,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.