Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Citizens Bank Of Pennsylvania 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,036 |
| Total Mortgage Loan Application Amount | $280,848,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $7,685,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 2,798 | $ 49,107,000 | $ 17,000 | $ 42,000 |
| Allegheny County Pennsylvania | 958 | $ 35,239,000 | $ 36,000 | $ 68,000 |
| Delaware County Pennsylvania | 367 | $ 14,452,000 | $ 39,000 | $ 69,000 |
| Berks County Pennsylvania | 333 | $ 7,636,000 | $ 22,000 | $ 42,000 |
| Montgomery County Pennsylvania | 284 | $ 31,738,000 | $ 111,000 | $ 92,000 |
| Bucks County Pennsylvania | 230 | $ 15,519,000 | $ 67,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 196 | $ 5,836,000 | $ 29,000 | $ 61,000 |
| Luzerne County Pennsylvania | 173 | $ 4,172,000 | $ 24,000 | $ 49,000 |
| Washington County Pennsylvania | 139 | $ 2,818,000 | $ 20,000 | $ 53,000 |
| Chester County Pennsylvania | 126 | $ 37,758,000 | $ 299,000 | $ 109,000 |
| Erie County Pennsylvania | 120 | $ 5,035,000 | $ 41,000 | $ 47,000 |
| Butler County Pennsylvania | 111 | $ 3,626,000 | $ 32,000 | $ 70,000 |
| Blair County Pennsylvania | 101 | $ 3,178,000 | $ 31,000 | $ 44,000 |
| Beaver County Pennsylvania | 93 | $ 3,057,000 | $ 32,000 | $ 61,000 |
| Camden County New Jersey | 85 | $ 3,863,000 | $ 45,000 | $ 71,000 |
| York County Pennsylvania | 79 | $ 5,286,000 | $ 66,000 | $ 74,000 |
| Dauphin County Pennsylvania | 72 | $ 2,115,000 | $ 29,000 | $ 59,000 |
| Armstrong County Pennsylvania | 66 | $ 1,234,000 | $ 18,000 | $ 43,000 |
| Burlington County New Jersey | 63 | $ 11,247,000 | $ 178,000 | $ 85,000 |
| Crawford County Pennsylvania | 61 | $ 1,154,000 | $ 18,000 | $ 37,000 |
| Lancaster County Pennsylvania | 59 | $ 3,727,000 | $ 63,000 | $ 113,000 |
| Monroe County Pennsylvania | 46 | $ 2,189,000 | $ 47,000 | $ 72,000 |
| Mercer County Pennsylvania | 42 | $ 925,000 | $ 22,000 | $ 45,000 |
| Centre County Pennsylvania | 36 | $ 3,291,000 | $ 91,000 | $ 83,000 |
| Cumberland County Pennsylvania | 35 | $ 2,100,000 | $ 60,000 | $ 70,000 |
| Gloucester County New Jersey | 33 | $ 1,973,000 | $ 59,000 | $ 91,000 |
| Venango County Pennsylvania | 21 | $ 518,000 | $ 24,000 | $ 48,000 |
| Fayette County Pennsylvania | 19 | $ 1,266,000 | $ 66,000 | $ 58,000 |
| Mifflin County Pennsylvania | 17 | $ 724,000 | $ 42,000 | $ 49,000 |
| Pike County Pennsylvania | 15 | $ 808,000 | $ 53,000 | $ 98,000 |
| Middlesex County New Jersey | 14 | $ 5,979,000 | $ 427,000 | $ 129,000 |
| Lehigh County Pennsylvania | 14 | $ 519,000 | $ 37,000 | $ 90,000 |
| Mercer County New Jersey | 12 | $ 704,000 | $ 58,000 | $ 88,000 |
| Lackawanna County Pennsylvania | 12 | $ 904,000 | $ 75,000 | $ 78,000 |
| Franklin County Pennsylvania | 11 | $ 372,000 | $ 33,000 | $ 60,000 |
| Lebanon County Pennsylvania | 11 | $ 868,000 | $ 78,000 | $ 80,000 |
| Bedford County Pennsylvania | 10 | $ 373,000 | $ 37,000 | $ 48,000 |
| Adams County Pennsylvania | 9 | $ 804,000 | $ 89,000 | $ 63,000 |
| Northampton County Pennsylvania | 9 | $ 409,000 | $ 45,000 | $ 63,000 |
| Ocean County New Jersey | 8 | $ 420,000 | $ 52,000 | $ 79,000 |
| Cambria County Pennsylvania | 8 | $ 499,000 | $ 62,000 | $ 35,000 |
| Huntingdon County Pennsylvania | 8 | $ 380,000 | $ 47,000 | $ 50,000 |
| Essex County New Jersey | 7 | $ 583,000 | $ 83,000 | $ 136,000 |
| Lawrence County Pennsylvania | 7 | $ 269,000 | $ 38,000 | $ 127,000 |
| Cape May County New Jersey | 6 | $ 624,000 | $ 104,000 | $ 142,000 |
| Carbon County Pennsylvania | 6 | $ 47,000 | $ 7,000 | $ 60,000 |
| Columbia County Pennsylvania | 6 | $ 695,000 | $ 115,000 | $ 134,000 |
| New Castle County Delaware | 5 | $ 39,000 | $ 7,000 | $ 51,000 |
| Atlantic County New Jersey | 5 | $ 138,000 | $ 27,000 | $ 59,000 |
| Somerset County New Jersey | 5 | $ 292,000 | $ 58,000 | $ 109,000 |
| Bergen County New Jersey | 4 | $ 220,000 | $ 55,000 | $ 146,000 |
| Cumberland County New Jersey | 4 | $ 211,000 | $ 52,000 | $ 56,000 |
| Monmouth County New Jersey | 4 | $ 128,000 | $ 32,000 | $ 65,000 |
| Passaic County New Jersey | 4 | $ 165,000 | $ 41,000 | $ 135,000 |
| Warren County New Jersey | 4 | $ 355,000 | $ 88,000 | $ 104,000 |
| Indiana County Pennsylvania | 4 | $ 34,000 | $ 8,000 | $ 36,000 |
| Perry County Pennsylvania | 4 | $ 208,000 | $ 52,000 | $ 91,000 |
| Hudson County New Jersey | 3 | $ 114,000 | $ 38,000 | $ 50,000 |
| Hunterdon County New Jersey | 3 | $ 270,000 | $ 90,000 | $ 176,000 |
| Sussex County New Jersey | 3 | $ 231,000 | $ 77,000 | $ 83,000 |
| Union County New Jersey | 3 | $ 339,000 | $ 113,000 | $ 106,000 |
| Juniata County Pennsylvania | 3 | $ 90,000 | $ 30,000 | $ 52,000 |
| Warren County Pennsylvania | 3 | $ 30,000 | $ 10,000 | $ 46,000 |
| Wyoming County Pennsylvania | 3 | $ 190,000 | $ 63,000 | $ 41,000 |
| Baltimore County Maryland | 2 | $ 161,000 | $ 80,000 | $ 96,000 |
| Cecil County Maryland | 2 | $ 100,000 | $ 50,000 | $ 51,000 |
| Morris County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 243,000 |
| Columbiana County Ohio | 2 | $ 16,000 | $ 8,000 | $ 57,000 |
| Clarion County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 54,000 |
| Clearfield County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 2 | $ 35,000 | $ 17,000 | $ 35,000 |
| Snyder County Pennsylvania | 2 | $ 45,000 | $ 22,000 | $ 59,000 |
| Susquehanna County Pennsylvania | 2 | $ 39,000 | $ 19,000 | $ 68,000 |
| Kent County Delaware | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 115,000 |
| Harford County Maryland | 1 | $ 12,000 | $ 12,000 | $ 85,000 |
| Norfolk County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 149,000 |
| Salem County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Orange County New York | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Currituck County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 203,000 |
| Harrison County Ohio | 1 | $ 30,000 | $ 30,000 | $ 4,000 |
| Bradford County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 350,000 |
| Clinton County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Elk County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Greene County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Kent County Rhode Island | 1 | $ 270,000 | $ 270,000 | $ 40,000 |
| Charles City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Hancock County West Virginia | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Randolph County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,504 | $120,042,000 | $21,000 | $30,000,000 | $49,000 | $7,685,000 |
| Refinancing | 1,441 | $140,880,000 | $97,000 | $8,000,000 | $89,000 | $2,000,000 |
| Home Purchase | 91 | $19,926,000 | $218,000 | $8,500,000 | $84,000 | $603,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,771 | $146,378,000 | $38,000 | $700,000 | $69,000 | $7,685,000 |
| Black or African American | 1,922 | $31,333,000 | $16,000 | $4,500,000 | $38,000 | $916,000 |
| Hispanic | 612 | $10,901,000 | $17,000 | $400,000 | $41,000 | $486,000 |
| Not Provided | 464 | $17,132,000 | $36,000 | $340,000 | $70,000 | $780,000 |
| Asian | 202 | $7,934,000 | $39,000 | $270,000 | $63,000 | $497,000 |
| American Indian or Alaskan Native | 31 | $6,178,000 | $199,000 | $5,000,000 | $105,000 | $535,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $726,000 | $25,000 | $100,000 | $43,000 | $158,000 |
| Not applicable | 6 | $60,266,000 | $10,044,000 | $30,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,036 | $280,848,000 | $39,000 | $30,000,000 | $58,000 | $7,685,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,273 | $129,986,000 | $30,000 | $5,000,000 | $54,000 | $7,685,000 |
| Loan Originated | 2,292 | $106,809,000 | $46,000 | $30,000,000 | $61,000 | $603,000 |
| Application Approved But Not Accepted | 461 | $22,000,000 | $47,000 | $358,000 | $79,000 | $358,000 |
| Application Withdrawn By Applicant | 10 | $22,053,000 | $2,205,000 | $8,500,000 | $32,000 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,601 | $27,961,000 | $17,000 | $330,000 | $48,000 | $7,685,000 |
| Debt-To-Income Ratio | 1,486 | $47,944,000 | $32,000 | $4,500,000 | $42,000 | $2,000,000 |
| Other | 435 | $8,515,000 | $19,000 | $378,000 | $60,000 | $416,000 |
| Collateral | 401 | $23,249,000 | $57,000 | $456,000 | $97,000 | $989,000 |
| Unverifiable Information | 308 | $16,107,000 | $52,000 | $360,000 | $75,000 | $535,000 |
| Employment History | 25 | $586,000 | $23,000 | $116,000 | $35,000 | $103,000 |
| Credit Application Incomplete | 17 | $5,624,000 | $330,000 | $5,000,000 | $75,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.