Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Citizens Bank Of Pennsylvania 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania One Logan Square, 130 North 18Th Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,732 |
| Total Mortgage Loan Application Amount | $518,284,000 |
| Average Mortgage Loan Application Amount | $99,666 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 2,528 | $ 58,064,000 | $ 22,000 | $ 43,000 |
| Allegheny County Pennsylvania | 899 | $ 41,565,000 | $ 46,000 | $ 64,000 |
| Delaware County Pennsylvania | 521 | $ 36,526,000 | $ 70,000 | $ 76,000 |
| Montgomery County Pennsylvania | 491 | $ 43,081,000 | $ 87,000 | $ 95,000 |
| Berks County Pennsylvania | 426 | $ 29,225,000 | $ 68,000 | $ 69,000 |
| Bucks County Pennsylvania | 365 | $ 60,517,000 | $ 165,000 | $ 97,000 |
| Westmoreland County Pennsylvania | 237 | $ 10,846,000 | $ 45,000 | $ 54,000 |
| Washington County Pennsylvania | 208 | $ 6,083,000 | $ 29,000 | $ 54,000 |
| Chester County Pennsylvania | 198 | $ 19,535,000 | $ 98,000 | $ 101,000 |
| Luzerne County Pennsylvania | 157 | $ 6,201,000 | $ 39,000 | $ 68,000 |
| Camden County New Jersey | 136 | $ 7,265,000 | $ 53,000 | $ 96,000 |
| Beaver County Pennsylvania | 128 | $ 5,518,000 | $ 43,000 | $ 121,000 |
| Lancaster County Pennsylvania | 127 | $ 11,983,000 | $ 94,000 | $ 81,000 |
| Erie County Pennsylvania | 109 | $ 21,232,000 | $ 194,000 | $ 56,000 |
| Blair County Pennsylvania | 93 | $ 4,222,000 | $ 45,000 | $ 55,000 |
| Crawford County Pennsylvania | 84 | $ 4,463,000 | $ 53,000 | $ 52,000 |
| Burlington County New Jersey | 81 | $ 7,807,000 | $ 96,000 | $ 103,000 |
| Dauphin County Pennsylvania | 80 | $ 4,227,000 | $ 52,000 | $ 57,000 |
| York County Pennsylvania | 79 | $ 5,911,000 | $ 74,000 | $ 73,000 |
| Butler County Pennsylvania | 73 | $ 5,559,000 | $ 76,000 | $ 96,000 |
| Mercer County Pennsylvania | 63 | $ 3,358,000 | $ 53,000 | $ 54,000 |
| Monroe County Pennsylvania | 58 | $ 3,705,000 | $ 63,000 | $ 68,000 |
| Gloucester County New Jersey | 55 | $ 4,838,000 | $ 87,000 | $ 108,000 |
| Cumberland County Pennsylvania | 52 | $ 29,236,000 | $ 562,000 | $ 110,000 |
| Armstrong County Pennsylvania | 44 | $ 1,907,000 | $ 43,000 | $ 60,000 |
| Venango County Pennsylvania | 34 | $ 1,706,000 | $ 50,000 | $ 54,000 |
| Centre County Pennsylvania | 31 | $ 2,723,000 | $ 87,000 | $ 86,000 |
| Pike County Pennsylvania | 27 | $ 1,519,000 | $ 56,000 | $ 70,000 |
| Fayette County Pennsylvania | 26 | $ 624,000 | $ 24,000 | $ 54,000 |
| Lehigh County Pennsylvania | 26 | $ 6,692,000 | $ 257,000 | $ 79,000 |
| Atlantic County New Jersey | 17 | $ 2,666,000 | $ 156,000 | $ 115,000 |
| Franklin County Pennsylvania | 16 | $ 1,988,000 | $ 124,000 | $ 108,000 |
| Mercer County New Jersey | 15 | $ 1,201,000 | $ 80,000 | $ 159,000 |
| Northampton County Pennsylvania | 13 | $ 925,000 | $ 71,000 | $ 57,000 |
| Bedford County Pennsylvania | 12 | $ 278,000 | $ 23,000 | $ 35,000 |
| Lackawanna County Pennsylvania | 12 | $ 1,166,000 | $ 97,000 | $ 83,000 |
| Middlesex County New Jersey | 11 | $ 1,670,000 | $ 151,000 | $ 125,000 |
| Ocean County New Jersey | 10 | $ 1,116,000 | $ 111,000 | $ 163,000 |
| Lebanon County Pennsylvania | 10 | $ 1,099,000 | $ 109,000 | $ 65,000 |
| New Castle County Delaware | 9 | $ 30,060,000 | $ 3,340,000 | $ 52,000 |
| Cape May County New Jersey | 9 | $ 993,000 | $ 110,000 | $ 157,000 |
| Lawrence County Pennsylvania | 9 | $ 419,000 | $ 46,000 | $ 67,000 |
| Bergen County New Jersey | 7 | $ 523,000 | $ 74,000 | $ 153,000 |
| Somerset County New Jersey | 7 | $ 525,000 | $ 75,000 | $ 116,000 |
| Clearfield County Pennsylvania | 7 | $ 277,000 | $ 39,000 | $ 55,000 |
| Mifflin County Pennsylvania | 7 | $ 385,000 | $ 55,000 | $ 39,000 |
| Cecil County Maryland | 6 | $ 711,000 | $ 118,000 | $ 97,000 |
| Hudson County New Jersey | 6 | $ 559,000 | $ 93,000 | $ 89,000 |
| Morris County New Jersey | 6 | $ 644,000 | $ 107,000 | $ 256,000 |
| Carbon County Pennsylvania | 6 | $ 302,000 | $ 50,000 | $ 89,000 |
| Clarion County Pennsylvania | 6 | $ 314,000 | $ 52,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 6 | $ 258,000 | $ 43,000 | $ 44,000 |
| Essex County New Jersey | 5 | $ 288,000 | $ 57,000 | $ 143,000 |
| Salem County New Jersey | 5 | $ 282,000 | $ 56,000 | $ 33,000 |
| Huntingdon County Pennsylvania | 5 | $ 266,000 | $ 53,000 | $ 46,000 |
| Wayne County Pennsylvania | 5 | $ 543,000 | $ 108,000 | $ 117,000 |
| Union County New Jersey | 4 | $ 215,000 | $ 53,000 | $ 92,000 |
| Cambria County Pennsylvania | 4 | $ 296,000 | $ 74,000 | $ 99,000 |
| Indiana County Pennsylvania | 4 | $ 70,000 | $ 17,000 | $ 34,000 |
| Wyoming County Pennsylvania | 4 | $ 529,000 | $ 132,000 | $ 61,000 |
| Sussex County Delaware | 3 | $ 365,000 | $ 121,000 | $ 88,000 |
| Monmouth County New Jersey | 3 | $ 18,420,000 | $ 6,140,000 | $ 147,000 |
| Passaic County New Jersey | 3 | $ 323,000 | $ 107,000 | $ 95,000 |
| Bradford County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Calvert County Maryland | 2 | $ 34,000 | $ 17,000 | $ 83,000 |
| Cumberland County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Hunterdon County New Jersey | 2 | $ 107,000 | $ 53,000 | $ 35,000 |
| Sussex County New Jersey | 2 | $ 199,000 | $ 99,000 | $ 176,000 |
| Warren County New Jersey | 2 | $ 55,000 | $ 27,000 | $ 90,000 |
| Adams County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Jefferson County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 74,000 |
| Juniata County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 58,000 |
| McKean County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 15,000 |
| San Francisco County California | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Orange County Florida | 1 | $ 12,000 | $ 12,000 | $ 38,000 |
| Baltimore County Maryland | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Frederick County Maryland | 1 | $ 30,000 | $ 30,000 | $ 126,000 |
| Garrett County Maryland | 1 | $ 224,000 | $ 224,000 | $ 515,000 |
| Washington County Maryland | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Worcester County Maryland | 1 | $ 8,000 | $ 8,000 | $ 137,000 |
| New York County New York | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Orange County New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Franklin County Ohio | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Licking County Ohio | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Clinton County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 114,000 |
| Columbia County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Lycoming County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Northumberland County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 2,000 |
| Perry County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| Snyder County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Somerset County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Sullivan County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 548,000 |
| Susquehanna County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Warren County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Brooke County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Preston County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,208 | $87,222,000 | $16,000 | $750,000 | $48,000 | $9,999,000 |
| Refinancing | 2,433 | $421,030,000 | $173,000 | $30,000,000 | $101,000 | $1,900,000 |
| Home Purchase | 91 | $10,032,000 | $110,000 | $440,000 | $185,000 | $7,655,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,608 | $273,624,000 | $59,000 | $680,000 | $74,000 | $2,016,000 |
| Black or African American | 1,748 | $30,586,000 | $17,000 | $240,000 | $45,000 | $9,999,000 |
| Hispanic | 599 | $14,082,000 | $23,000 | $417,000 | $54,000 | $7,655,000 |
| Not Provided | 405 | $29,005,000 | $71,000 | $1,016,000 | $81,000 | $636,000 |
| Asian | 303 | $23,884,000 | $78,000 | $350,000 | $67,000 | $516,000 |
| American Indian or Alaskan Native | 31 | $1,670,000 | $53,000 | $450,000 | $60,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $1,438,000 | $51,000 | $170,000 | $74,000 | $419,000 |
| Not applicable | 10 | $143,995,000 | $14,399,000 | $30,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,732 | $518,284,000 | $67,000 | $30,000,000 | $66,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,861 | $204,489,000 | $42,000 | $18,360,000 | $58,000 | $9,999,000 |
| Loan Originated | 2,496 | $179,690,000 | $71,000 | $16,325,000 | $76,000 | $2,016,000 |
| Application Approved But Not Accepted | 359 | $78,905,000 | $219,000 | $30,000,000 | $108,000 | $719,000 |
| Application Withdrawn By Applicant | 16 | $55,200,000 | $3,450,000 | $30,000,000 | $57,000 | $201,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,993 | $43,035,000 | $21,000 | $889,000 | $53,000 | $9,999,000 |
| Debt-To-Income Ratio | 1,602 | $73,829,000 | $46,000 | $1,016,000 | $47,000 | $636,000 |
| Unverifiable Information | 464 | $26,339,000 | $56,000 | $380,000 | $75,000 | $515,000 |
| Other | 362 | $25,014,000 | $69,000 | $18,360,000 | $59,000 | $480,000 |
| Collateral | 357 | $32,886,000 | $92,000 | $520,000 | $112,000 | $1,900,000 |
| Employment History | 70 | $3,001,000 | $42,000 | $250,000 | $49,000 | $300,000 |
| Credit Application Incomplete | 13 | $385,000 | $29,000 | $169,000 | $54,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.