Citizens Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Citizens Bank And Trust Company 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank And Trust Company 7553 Nw Barry Road Kansas City, MO 64153 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 220 |
| Total Mortgage Loan Application Amount | $41,824,000 |
| Average Mortgage Loan Application Amount | $202,500 |
| Highest Mortgage Loan Application Amount | $1,395,000 |
| Average Applicant Income | $29,500 |
| Highest Applicant Income | $2,264,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Citizens Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Citizens Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank And Trust Company's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 26 | $ 9,407,000 | $ 361,000 | $ 0 |
| Cook County Illinois | 14 | $ 3,126,000 | $ 223,000 | $ 161,000 |
| Wayne County Michigan | 9 | $ 2,928,000 | $ 325,000 | $ 0 |
| Cobb County Georgia | 8 | $ 983,000 | $ 122,000 | $ 0 |
| DeKalb County Georgia | 6 | $ 399,000 | $ 66,000 | $ 0 |
| Fulton County Georgia | 6 | $ 1,005,000 | $ 167,000 | $ 0 |
| Forsyth County Georgia | 5 | $ 377,000 | $ 75,000 | $ 0 |
| Johnson County Kansas | 5 | $ 922,000 | $ 184,000 | $ 251,000 |
| Frederick County Maryland | 5 | $ 325,000 | $ 65,000 | $ 0 |
| Livingston County Michigan | 5 | $ 408,000 | $ 81,000 | $ 0 |
| Jackson County Missouri | 5 | $ 543,000 | $ 108,000 | $ 181,000 |
| Lake County Illinois | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 297,000 | $ 74,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 193,000 | $ 64,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 359,000 | $ 119,000 | $ 0 |
| Genesee County Michigan | 3 | $ 813,000 | $ 271,000 | $ 0 |
| Platte County Missouri | 3 | $ 1,122,000 | $ 374,000 | $ 340,000 |
| Franklin County Ohio | 3 | $ 1,072,000 | $ 357,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 1,640,000 | $ 546,000 | $ 0 |
| Montgomery County Ohio | 3 | $ 1,286,000 | $ 428,000 | $ 0 |
| Alameda County California | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Riverside County California | 2 | $ 385,000 | $ 192,000 | $ 0 |
| San Bernardino County California | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Macomb County Michigan | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Livingston County Missouri | 2 | $ 321,000 | $ 160,000 | $ 142,000 |
| Nodaway County Missouri | 2 | $ 333,000 | $ 166,000 | $ 125,000 |
| Buncombe County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 0 |
| Greene County Ohio | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Madison County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Los Angeles County California | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Orange County California | 1 | $ 121,000 | $ 121,000 | $ 0 |
| San Diego County California | 1 | $ 106,000 | $ 106,000 | $ 0 |
| San Joaquin County California | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Denver County Colorado | 1 | $ 92,000 | $ 92,000 | $ 0 |
| El Paso County Colorado | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Broward County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Orange County Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Pinellas County Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Barrow County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Glynn County Georgia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Hall County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Henry County Georgia | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Monroe County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Paulding County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Walton County Georgia | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Blaine County Idaho | 1 | $ 551,000 | $ 551,000 | $ 141,000 |
| Will County Illinois | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Marion County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Atchison County Kansas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Cecil County Maryland | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Howard County Maryland | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Antrim County Michigan | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Benzie County Michigan | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Emmet County Michigan | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Kent County Michigan | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Oceana County Michigan | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Clay County Missouri | 1 | $ 62,000 | $ 62,000 | $ 263,000 |
| Gentry County Missouri | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Johnson County Missouri | 1 | $ 170,000 | $ 170,000 | $ 238,000 |
| St. Louis County Missouri | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Clark County Nevada | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Durham County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wake County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Clermont County Ohio | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lorain County Ohio | 1 | $ 732,000 | $ 732,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Parker County Texas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Davis County Utah | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Clarke County Virginia | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Henrico County Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| James City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Clark County Washington | 1 | $ 71,000 | $ 71,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank And Trust Company in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 164 | $28,972,000 | $176,000 | $1,395,000 | $30,000 | $2,264,000 |
| Refinancing | 56 | $12,852,000 | $229,000 | $732,000 | $29,000 | $381,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 186 | $37,471,000 | $201,000 | $1,395,000 | $32,000 | $2,264,000 |
| Asian | 11 | $900,000 | $81,000 | $160,000 | $0 | $0 |
| Black or African American | 8 | $989,000 | $123,000 | $215,000 | $0 | $0 |
| Hispanic | 7 | $1,193,000 | $170,000 | $620,000 | $92,000 | $644,000 |
| Not Provided | 5 | $858,000 | $171,000 | $420,000 | $0 | $0 |
| Not applicable | 2 | $290,000 | $145,000 | $200,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $123,000 | $123,000 | $123,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 220 | $41,824,000 | $190,000 | $1,395,000 | $30,000 | $2,264,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 197 | $36,300,000 | $184,000 | $944,000 | $0 | $0 |
| Loan Originated | 19 | $4,883,000 | $257,000 | $1,395,000 | $340,000 | $2,264,000 |
| Application Denied By Financial Institution | 4 | $641,000 | $160,000 | $551,000 | $55,000 | $141,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $40,000 | $20,000 | $25,000 | $30,000 | $39,000 |
| Debt-To-Income Ratio | 1 | $551,000 | $551,000 | $551,000 | $141,000 | $141,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank And Trust Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.