Citizens Community Federal National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Citizens Community Federal National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Community Federal National Association 219 Fairfax Street Altoona, WI 54720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 334 |
| Total Mortgage Loan Application Amount | $38,856,000 |
| Average Mortgage Loan Application Amount | $121,666 |
| Highest Mortgage Loan Application Amount | $1,820,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $547,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Citizens Community Federal National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Community Federal National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Citizens Community Federal National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Community Federal National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Community Federal National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Community Federal National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 89 | $ 10,516,000 | $ 118,000 | $ 57,000 |
| Barron County Wisconsin | 28 | $ 3,680,000 | $ 131,000 | $ 66,000 |
| Chippewa County Wisconsin | 27 | $ 2,938,000 | $ 108,000 | $ 69,000 |
| Oakland County Michigan | 22 | $ 2,025,000 | $ 92,000 | $ 115,000 |
| Dunn County Wisconsin | 20 | $ 2,030,000 | $ 101,000 | $ 58,000 |
| Macomb County Michigan | 9 | $ 1,524,000 | $ 169,000 | $ 83,000 |
| Goodhue County Minnesota | 8 | $ 445,000 | $ 55,000 | $ 56,000 |
| Hennepin County Minnesota | 8 | $ 718,000 | $ 89,000 | $ 69,000 |
| Sawyer County Wisconsin | 8 | $ 1,065,000 | $ 133,000 | $ 86,000 |
| Dakota County Minnesota | 7 | $ 512,000 | $ 73,000 | $ 57,000 |
| Ramsey County Minnesota | 6 | $ 687,000 | $ 114,000 | $ 65,000 |
| Rice County Minnesota | 6 | $ 330,000 | $ 55,000 | $ 60,000 |
| Buffalo County Wisconsin | 6 | $ 453,000 | $ 75,000 | $ 69,000 |
| Outagamie County Wisconsin | 5 | $ 1,334,000 | $ 266,000 | $ 9,000 |
| Trempealeau County Wisconsin | 5 | $ 334,000 | $ 66,000 | $ 59,000 |
| Anoka County Minnesota | 3 | $ 147,000 | $ 49,000 | $ 50,000 |
| Blue Earth County Minnesota | 3 | $ 357,000 | $ 119,000 | $ 54,000 |
| Le Sueur County Minnesota | 3 | $ 318,000 | $ 106,000 | $ 75,000 |
| McLeod County Minnesota | 3 | $ 39,000 | $ 13,000 | $ 42,000 |
| Burnett County Wisconsin | 3 | $ 350,000 | $ 116,000 | $ 45,000 |
| Pepin County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 71,000 |
| Polk County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 76,000 |
| Lapeer County Michigan | 2 | $ 186,000 | $ 93,000 | $ 66,000 |
| Wayne County Michigan | 2 | $ 247,000 | $ 123,000 | $ 88,000 |
| Murray County Minnesota | 2 | $ 515,000 | $ 257,000 | $ 77,000 |
| Nicollet County Minnesota | 2 | $ 19,000 | $ 9,000 | $ 37,000 |
| Waseca County Minnesota | 2 | $ 46,000 | $ 23,000 | $ 164,000 |
| Winona County Minnesota | 2 | $ 25,000 | $ 12,000 | $ 105,000 |
| Fond du Lac County Wisconsin | 2 | $ 105,000 | $ 52,000 | $ 56,000 |
| Pierce County Wisconsin | 2 | $ 264,000 | $ 132,000 | $ 131,000 |
| St. Croix County Wisconsin | 2 | $ 553,000 | $ 276,000 | $ 105,000 |
| Vilas County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 37,000 |
| Washburn County Wisconsin | 2 | $ 636,000 | $ 318,000 | $ 144,000 |
| Winnebago County Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 44,000 |
| Clinton County Michigan | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Genesee County Michigan | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Ingham County Michigan | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Leelanau County Michigan | 1 | $ 630,000 | $ 630,000 | $ 137,000 |
| Saginaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| St. Clair County Michigan | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Washtenaw County Michigan | 1 | $ 350,000 | $ 350,000 | $ 79,000 |
| Carlton County Minnesota | 1 | $ 246,000 | $ 246,000 | $ 43,000 |
| Cass County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Dodge County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Faribault County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Itasca County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Mower County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 101,000 |
| Olmsted County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Otter Tail County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Pine County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Redwood County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Sherburne County Minnesota | 1 | $ 263,000 | $ 263,000 | $ 73,000 |
| St. Louis County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 166,000 |
| Yellow Medicine County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 111,000 |
| Douglas County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Jackson County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| La Crosse County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Lincoln County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 155,000 |
| Monroe County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Oconto County Wisconsin | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Price County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 35,000 |
| Rusk County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 78,000 |
| Shawano County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 148,000 |
| Taylor County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 119,000 |
| Wood County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Citizens Community Federal National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 141 | $20,119,000 | $142,000 | $630,000 | $70,000 | $252,000 |
| Home Improvement | 114 | $3,552,000 | $31,000 | $252,000 | $69,000 | $547,000 |
| Home Purchase | 79 | $15,185,000 | $192,000 | $1,820,000 | $62,000 | $223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 274 | $28,591,000 | $104,000 | $630,000 | $76,000 | $252,000 |
| Not applicable | 38 | $8,923,000 | $234,000 | $1,820,000 | $0 | $0 |
| Not Provided | 12 | $272,000 | $22,000 | $138,000 | $113,000 | $547,000 |
| Asian | 4 | $647,000 | $161,000 | $569,000 | $45,000 | $107,000 |
| American Indian or Alaskan Native | 3 | $124,000 | $41,000 | $64,000 | $29,000 | $40,000 |
| Hispanic | 2 | $234,000 | $117,000 | $224,000 | $97,000 | $120,000 |
| Black or African American | 1 | $65,000 | $65,000 | $65,000 | $62,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 329 | $38,240,000 | $116,000 | $1,820,000 | $68,000 | $547,000 |
| VA-guaranteed (Veterans Administration) | 5 | $616,000 | $123,000 | $180,000 | $62,000 | $110,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 187 | $20,039,000 | $107,000 | $801,000 | $70,000 | $547,000 |
| Application Denied By Financial Institution | 58 | $5,281,000 | $91,000 | $552,000 | $57,000 | $202,000 |
| Application Withdrawn By Applicant | 44 | $5,998,000 | $136,000 | $694,000 | $74,000 | $252,000 |
| File Closed For Incompleteness | 23 | $3,244,000 | $141,000 | $630,000 | $73,000 | $183,000 |
| Application Approved But Not Accepted | 18 | $3,809,000 | $211,000 | $1,820,000 | $62,000 | $214,000 |
| Preapproval Denied by Financial Institution | 4 | $485,000 | $121,000 | $213,000 | $63,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $2,407,000 | $80,000 | $230,000 | $53,000 | $110,000 |
| Debt-To-Income Ratio | 15 | $1,976,000 | $131,000 | $403,000 | $43,000 | $91,000 |
| Other | 10 | $242,000 | $24,000 | $120,000 | $91,000 | $202,000 |
| Collateral | 6 | $1,119,000 | $186,000 | $552,000 | $62,000 | $122,000 |
| Employment History | 1 | $22,000 | $22,000 | $22,000 | $29,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Community Federal National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Community Federal National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.