Citizens National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Citizens National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens National Bank 110 West Court St Paris, IL 61944 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 |
| Total Number of Mortgage Applications | 666 |
| Total Mortgage Loan Application Amount | $77,851,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $588,000 |
| Average Applicant Income | $67,333 |
| Highest Applicant Income | $333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Citizens National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Citizens National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Edgar County Illinois | 57 | $ 4,827,000 | $ 84,000 | $ 69,000 |
| Hernando County Florida | 30 | $ 2,844,000 | $ 94,000 | $ 39,000 |
| Marion County Florida | 29 | $ 2,807,000 | $ 96,000 | $ 36,000 |
| Coles County Illinois | 22 | $ 1,897,000 | $ 86,000 | $ 81,000 |
| Volusia County Florida | 16 | $ 1,776,000 | $ 111,000 | $ 38,000 |
| Osceola County Florida | 13 | $ 1,307,000 | $ 100,000 | $ 34,000 |
| Polk County Florida | 13 | $ 1,478,000 | $ 113,000 | $ 37,000 |
| Pinal County Arizona | 10 | $ 1,032,000 | $ 103,000 | $ 46,000 |
| Monroe County Wisconsin | 10 | $ 1,189,000 | $ 118,000 | $ 43,000 |
| Vigo County Indiana | 9 | $ 770,000 | $ 85,000 | $ 61,000 |
| Lake County Florida | 8 | $ 999,000 | $ 124,000 | $ 38,000 |
| Clark County Illinois | 8 | $ 554,000 | $ 69,000 | $ 75,000 |
| Wayne County New York | 8 | $ 756,000 | $ 94,000 | $ 42,000 |
| York County Pennsylvania | 8 | $ 1,216,000 | $ 152,000 | $ 47,000 |
| Sarasota County Florida | 7 | $ 752,000 | $ 107,000 | $ 43,000 |
| Kenton County Kentucky | 7 | $ 1,176,000 | $ 168,000 | $ 51,000 |
| Angelina County Texas | 7 | $ 599,000 | $ 85,000 | $ 38,000 |
| Citrus County Florida | 6 | $ 599,000 | $ 99,000 | $ 31,000 |
| Collier County Florida | 6 | $ 768,000 | $ 128,000 | $ 45,000 |
| Hillsborough County Florida | 6 | $ 809,000 | $ 134,000 | $ 49,000 |
| Spencer County Indiana | 6 | $ 623,000 | $ 103,000 | $ 42,000 |
| Russell County Kentucky | 6 | $ 496,000 | $ 82,000 | $ 31,000 |
| Lenawee County Michigan | 6 | $ 490,000 | $ 81,000 | $ 43,000 |
| Maricopa County Arizona | 5 | $ 652,000 | $ 130,000 | $ 49,000 |
| Riverside County California | 5 | $ 885,000 | $ 177,000 | $ 63,000 |
| Lee County Florida | 5 | $ 477,000 | $ 95,000 | $ 39,000 |
| Orange County Florida | 5 | $ 731,000 | $ 146,000 | $ 38,000 |
| Santa Rosa County Florida | 5 | $ 719,000 | $ 143,000 | $ 50,000 |
| Sullivan County Indiana | 5 | $ 608,000 | $ 121,000 | $ 58,000 |
| Warrick County Indiana | 5 | $ 513,000 | $ 102,000 | $ 33,000 |
| San Bernardino County California | 4 | $ 459,000 | $ 114,000 | $ 39,000 |
| Siskiyou County California | 4 | $ 584,000 | $ 146,000 | $ 43,000 |
| Indian River County Florida | 4 | $ 479,000 | $ 119,000 | $ 44,000 |
| Pasco County Florida | 4 | $ 429,000 | $ 107,000 | $ 42,000 |
| Chenango County New York | 4 | $ 398,000 | $ 99,000 | $ 47,000 |
| Monroe County Pennsylvania | 4 | $ 453,000 | $ 113,000 | $ 45,000 |
| Navajo County Arizona | 3 | $ 411,000 | $ 137,000 | $ 44,000 |
| Mendocino County California | 3 | $ 736,000 | $ 245,000 | $ 62,000 |
| Monterey County California | 3 | $ 682,000 | $ 227,000 | $ 56,000 |
| Stanislaus County California | 3 | $ 389,000 | $ 129,000 | $ 35,000 |
| St. Johns County Florida | 3 | $ 396,000 | $ 132,000 | $ 49,000 |
| Bell County Kentucky | 3 | $ 296,000 | $ 98,000 | $ 29,000 |
| St. John the Baptist County Louisiana | 3 | $ 416,000 | $ 138,000 | $ 39,000 |
| Worcester County Maryland | 3 | $ 347,000 | $ 115,000 | $ 35,000 |
| Monroe County New York | 3 | $ 411,000 | $ 137,000 | $ 47,000 |
| Onondaga County New York | 3 | $ 440,000 | $ 146,000 | $ 66,000 |
| Burnet County Texas | 3 | $ 380,000 | $ 126,000 | $ 48,000 |
| Juneau County Wisconsin | 3 | $ 308,000 | $ 102,000 | $ 41,000 |
| Calhoun County Alabama | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| Placer County California | 2 | $ 447,000 | $ 223,000 | $ 47,000 |
| San Diego County California | 2 | $ 569,000 | $ 284,000 | $ 62,000 |
| Brevard County Florida | 2 | $ 207,000 | $ 103,000 | $ 33,000 |
| Columbia County Florida | 2 | $ 299,000 | $ 149,000 | $ 50,000 |
| Escambia County Florida | 2 | $ 361,000 | $ 180,000 | $ 56,000 |
| Flagler County Florida | 2 | $ 204,000 | $ 102,000 | $ 35,000 |
| Douglas County Illinois | 2 | $ 71,000 | $ 35,000 | $ 48,000 |
| Boone County Indiana | 2 | $ 247,000 | $ 123,000 | $ 46,000 |
| Parke County Indiana | 2 | $ 171,000 | $ 85,000 | $ 43,000 |
| Vanderburgh County Indiana | 2 | $ 285,000 | $ 142,000 | $ 48,000 |
| Marion County Iowa | 2 | $ 263,000 | $ 131,000 | $ 41,000 |
| Anderson County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 33,000 |
| Bullitt County Kentucky | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Pulaski County Kentucky | 2 | $ 296,000 | $ 148,000 | $ 51,000 |
| Trigg County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| St. James County Louisiana | 2 | $ 213,000 | $ 106,000 | $ 32,000 |
| St. Tammany County Louisiana | 2 | $ 334,000 | $ 167,000 | $ 33,000 |
| Terrebonne County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Penobscot County Maine | 2 | $ 303,000 | $ 151,000 | $ 63,000 |
| Van Buren County Michigan | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Steele County Minnesota | 2 | $ 233,000 | $ 116,000 | $ 40,000 |
| Oktibbeha County Mississippi | 2 | $ 216,000 | $ 108,000 | $ 45,000 |
| Ravalli County Montana | 2 | $ 456,000 | $ 228,000 | $ 53,000 |
| Atlantic County New Jersey | 2 | $ 432,000 | $ 216,000 | $ 72,000 |
| Broome County New York | 2 | $ 199,000 | $ 99,000 | $ 37,000 |
| Ontario County New York | 2 | $ 268,000 | $ 134,000 | $ 41,000 |
| Orleans County New York | 2 | $ 216,000 | $ 108,000 | $ 33,000 |
| Wake County North Carolina | 2 | $ 463,000 | $ 231,000 | $ 52,000 |
| Brown County Ohio | 2 | $ 109,000 | $ 54,000 | $ 41,000 |
| Perry County Ohio | 2 | $ 145,000 | $ 72,000 | $ 38,000 |
| Pittsburg County Oklahoma | 2 | $ 225,000 | $ 112,000 | $ 36,000 |
| Pontotoc County Oklahoma | 2 | $ 228,000 | $ 114,000 | $ 34,000 |
| Claiborne County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 57,000 |
| Lewis County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 47,000 |
| Robertson County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Tipton County Tennessee | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Hardin County Texas | 2 | $ 243,000 | $ 121,000 | $ 36,000 |
| Frederick County Virginia | 2 | $ 199,000 | $ 99,000 | $ 26,000 |
| Halifax County Virginia | 2 | $ 231,000 | $ 115,000 | $ 57,000 |
| Grant County Washington | 2 | $ 286,000 | $ 143,000 | $ 42,000 |
| Pierce County Washington | 2 | $ 427,000 | $ 213,000 | $ 57,000 |
| Berkeley County West Virginia | 2 | $ 328,000 | $ 164,000 | $ 42,000 |
| Baldwin County Alabama | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Clay County Alabama | 1 | $ 67,000 | $ 67,000 | $ 21,000 |
| Etowah County Alabama | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Hale County Alabama | 1 | $ 174,000 | $ 174,000 | $ 28,000 |
| Jefferson County Alabama | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Lauderdale County Alabama | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Marion County Alabama | 1 | $ 123,000 | $ 123,000 | $ 64,000 |
| Mobile County Alabama | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Shelby County Alabama | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Gila County Arizona | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Mohave County Arizona | 1 | $ 129,000 | $ 129,000 | $ 46,000 |
| Benton County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Chicot County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Cleburne County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Drew County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Nevada County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Union County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Contra Costa County California | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Fresno County California | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Imperial County California | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Kern County California | 1 | $ 224,000 | $ 224,000 | $ 55,000 |
| San Joaquin County California | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| San Luis Obispo County California | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Shasta County California | 1 | $ 171,000 | $ 171,000 | $ 47,000 |
| Fremont County Colorado | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Litchfield County Connecticut | 1 | $ 189,000 | $ 189,000 | $ 32,000 |
| Tolland County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 101,000 |
| Windham County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Bay County Florida | 1 | $ 91,000 | $ 91,000 | $ 56,000 |
| Calhoun County Florida | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Clay County Florida | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Gadsden County Florida | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Liberty County Florida | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Martin County Florida | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Chatham County Georgia | 1 | $ 101,000 | $ 101,000 | $ 41,000 |
| Lewis County Idaho | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Teton County Idaho | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Bond County Illinois | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Champaign County Illinois | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Cumberland County Illinois | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Ford County Illinois | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Madison County Illinois | 1 | $ 106,000 | $ 106,000 | $ 50,000 |
| Vermilion County Illinois | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Bartholomew County Indiana | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Cass County Indiana | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Clark County Indiana | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Elkhart County Indiana | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Hamilton County Indiana | 1 | $ 223,000 | $ 223,000 | $ 87,000 |
| Harrison County Indiana | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Hendricks County Indiana | 1 | $ 123,000 | $ 123,000 | $ 122,000 |
| Jay County Indiana | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Miami County Indiana | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Montgomery County Indiana | 1 | $ 87,000 | $ 87,000 | $ 20,000 |
| Noble County Indiana | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Perry County Indiana | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Buchanan County Iowa | 1 | $ 84,000 | $ 84,000 | $ 21,000 |
| Cedar County Iowa | 1 | $ 121,000 | $ 121,000 | $ 36,000 |
| Dallas County Iowa | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Jasper County Iowa | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Linn County Iowa | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Scott County Iowa | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Washington County Iowa | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Crawford County Kansas | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Johnson County Kansas | 1 | $ 168,000 | $ 168,000 | $ 66,000 |
| Reno County Kansas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Adair County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Boone County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Grant County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Jackson County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Leslie County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Mason County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Mercer County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Perry County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Shelby County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Spencer County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Caddo County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Lafourche County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| St. Bernard County Louisiana | 1 | $ 181,000 | $ 181,000 | $ 51,000 |
| St. Charles County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Tangipahoa County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Winn County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Kennebec County Maine | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| York County Maine | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Cecil County Maryland | 1 | $ 212,000 | $ 212,000 | $ 46,000 |
| Charles County Maryland | 1 | $ 212,000 | $ 212,000 | $ 61,000 |
| Dorchester County Maryland | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Washington County Maryland | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Wicomico County Maryland | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Barnstable County Massachusetts | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Barry County Michigan | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Jackson County Michigan | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Kalamazoo County Michigan | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Muskegon County Michigan | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Oakland County Michigan | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Ottawa County Michigan | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Shiawassee County Michigan | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Clay County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Dodge County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 86,000 |
| Freeborn County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Scott County Minnesota | 1 | $ 273,000 | $ 273,000 | $ 63,000 |
| Wadena County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Hinds County Mississippi | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Lincoln County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Marshall County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Union County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Webster County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Winston County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Christian County Missouri | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Franklin County Missouri | 1 | $ 139,000 | $ 139,000 | $ 35,000 |
| Greene County Missouri | 1 | $ 129,000 | $ 129,000 | $ 31,000 |
| Jackson County Missouri | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| St. Francois County Missouri | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Stoddard County Missouri | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Taney County Missouri | 1 | $ 89,000 | $ 89,000 | $ 26,000 |
| Wright County Missouri | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Fergus County Montana | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Flathead County Montana | 1 | $ 210,000 | $ 210,000 | $ 45,000 |
| Hill County Montana | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Clark County Nevada | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Lyon County Nevada | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Rockingham County New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
| Cape May County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 63,000 |
| Salem County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Chemung County New York | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Clinton County New York | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Herkimer County New York | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Lewis County New York | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Livingston County New York | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
| Oneida County New York | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Orange County New York | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Oswego County New York | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Suffolk County New York | 1 | $ 425,000 | $ 425,000 | $ 87,000 |
| Tioga County New York | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Yates County New York | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| Franklin County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Martin County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Nash County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Rockingham County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Adams County Ohio | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Fairfield County Ohio | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Licking County Ohio | 1 | $ 204,000 | $ 204,000 | $ 50,000 |
| Muskingum County Ohio | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Beckham County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Logan County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
| Rogers County Oklahoma | 1 | $ 241,000 | $ 241,000 | $ 57,000 |
| Tulsa County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Berks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Butler County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Cambria County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Cumberland County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 29,000 |
| Erie County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
| Franklin County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Montgomery County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 51,000 |
| Pike County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Westmoreland County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Darlington County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| Horry County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Kershaw County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Greene County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Hardeman County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 34,000 |
| Knox County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Monroe County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
| Sevier County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Sullivan County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Atascosa County Texas | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Brazoria County Texas | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Cameron County Texas | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Harrison County Texas | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Hays County Texas | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Kaufman County Texas | 1 | $ 151,000 | $ 151,000 | $ 40,000 |
| Montgomery County Texas | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Nacogdoches County Texas | 1 | $ 114,000 | $ 114,000 | $ 57,000 |
| Rockwall County Texas | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Upshur County Texas | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Walker County Texas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Wharton County Texas | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Chittenden County Vermont | 1 | $ 216,000 | $ 216,000 | $ 45,000 |
| Amherst County Virginia | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Culpeper County Virginia | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Thurston County Washington | 1 | $ 259,000 | $ 259,000 | $ 64,000 |
| Hancock County West Virginia | 1 | $ 231,000 | $ 231,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Citizens National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 599 | $71,005,000 | $118,000 | $425,000 | $44,000 | $268,000 |
| Refinancing | 64 | $6,454,000 | $100,000 | $588,000 | $72,000 | $333,000 |
| Home Improvement | 3 | $392,000 | $130,000 | $160,000 | $86,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 550 | $63,732,000 | $115,000 | $425,000 | $48,000 | $333,000 |
| Hispanic | 67 | $8,014,000 | $119,000 | $301,000 | $44,000 | $116,000 |
| Black or African American | 41 | $4,815,000 | $117,000 | $252,000 | $41,000 | $101,000 |
| American Indian or Alaskan Native | 3 | $329,000 | $109,000 | $130,000 | $36,000 | $42,000 |
| Not applicable | 2 | $611,000 | $305,000 | $588,000 | $0 | $0 |
| Not Provided | 1 | $67,000 | $67,000 | $67,000 | $29,000 | $29,000 |
| Asian | 1 | $148,000 | $148,000 | $148,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 565 | $68,857,000 | $121,000 | $425,000 | $42,000 | $101,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 101 | $8,994,000 | $89,000 | $588,000 | $73,000 | $333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 641 | $75,951,000 | $118,000 | $588,000 | $46,000 | $333,000 |
| Application Denied By Financial Institution | 13 | $966,000 | $74,000 | $149,000 | $51,000 | $97,000 |
| Application Withdrawn By Applicant | 11 | $869,000 | $79,000 | $150,000 | $83,000 | $268,000 |
| Application Approved But Not Accepted | 1 | $65,000 | $65,000 | $65,000 | $129,000 | $129,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $555,000 | $79,000 | $149,000 | $60,000 | $97,000 |
| Debt-To-Income Ratio | 5 | $367,000 | $73,000 | $125,000 | $47,000 | $78,000 |
| Collateral | 1 | $44,000 | $44,000 | $44,000 | $12,000 | $12,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.