Citizens National Bank Of Greater St. Louis
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Citizens National Bank Of Greater St. Louis 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens National Bank Of Greater St. Louis 7305 Manchester Ave. Maplewood, MO 63143 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 284 |
| Total Mortgage Loan Application Amount | $71,400,000 |
| Average Mortgage Loan Application Amount | $224,500 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $1,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Citizens National Bank Of Greater St. Louis. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens National Bank Of Greater St. Louis's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Citizens National Bank Of Greater St. Louis's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens National Bank Of Greater St. Louis serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens National Bank Of Greater St. Louis, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens National Bank Of Greater St. Louis's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 130 | $ 34,260,000 | $ 263,000 | $ 0 |
| St. Charles County Missouri | 56 | $ 13,010,000 | $ 232,000 | $ 0 |
| St. Louis City County Missouri | 42 | $ 10,280,000 | $ 244,000 | $ 0 |
| Jefferson County Missouri | 12 | $ 2,000,000 | $ 166,000 | $ 0 |
| Franklin County Missouri | 9 | $ 1,645,000 | $ 182,000 | $ 0 |
| Warren County Missouri | 7 | $ 2,025,000 | $ 289,000 | $ 0 |
| Camden County Missouri | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Lincoln County Missouri | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Walton County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Boone County Missouri | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Washington County Missouri | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Boulder County Colorado | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Broward County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Callaway County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford County Missouri | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Gasconade County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Platte County Missouri | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Reynolds County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ste. Genevieve County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Delaware County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 565,000 | $ 565,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens National Bank Of Greater St. Louis in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 183 | $42,405,000 | $231,000 | $1,235,000 | $0 | $1,000 |
| Refinancing | 47 | $19,615,000 | $417,000 | $3,205,000 | $0 | $1,000 |
| Cash-out Refinancing | 39 | $9,135,000 | $234,000 | $595,000 | $0 | $0 |
| Home Improvement | 15 | $245,000 | $16,000 | $95,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 231 | $57,415,000 | $248,000 | $3,205,000 | $0 | $1,000 |
| Black or African American | 24 | $2,910,000 | $121,000 | $735,000 | $0 | $0 |
| Not applicable | 18 | $6,750,000 | $375,000 | $1,105,000 | $0 | $0 |
| Asian | 7 | $2,045,000 | $292,000 | $485,000 | $0 | $0 |
| Hispanic | 3 | $1,025,000 | $341,000 | $425,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,255,000 | $1,255,000 | $1,255,000 | $1,000 | $1,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 255 | $65,575,000 | $257,000 | $3,205,000 | $0 | $1,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,895,000 | $170,000 | $355,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 12 | $2,930,000 | $244,000 | $565,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 224 | $56,400,000 | $251,000 | $1,255,000 | $0 | $1,000 |
| Application Approved But Not Accepted | 25 | $7,385,000 | $295,000 | $3,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 19 | $3,225,000 | $169,000 | $585,000 | $0 | $0 |
| Application Withdrawn By Applicant | 13 | $3,795,000 | $291,000 | $665,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $595,000 | $198,000 | $345,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 265 | $68,175,000 | $257,000 | $3,205,000 | $0 | $1,000 |
| Debt-To-Income Ratio | 7 | $2,065,000 | $295,000 | $585,000 | $0 | $0 |
| Credit History | 6 | $340,000 | $56,000 | $285,000 | $0 | $0 |
| Unverifiable Information | 3 | $635,000 | $211,000 | $255,000 | $0 | $0 |
| Collateral | 2 | $140,000 | $70,000 | $125,000 | $0 | $0 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens National Bank Of Greater St. Louis's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens National Bank Of Greater St. Louis's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.