Mabrey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mabrey Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mabrey Bank P O Box 130 Bixby, OK 74008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 379 |
| Total Mortgage Loan Application Amount | $123,695,000 |
| Average Mortgage Loan Application Amount | $247,750 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $217,500 |
| Highest Applicant Income | $4,293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mabrey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mabrey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mabrey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mabrey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mabrey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mabrey Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 99 | $ 31,055,000 | $ 313,000 | $ 329,000 |
| Okmulgee County Oklahoma | 86 | $ 13,000,000 | $ 151,000 | $ 148,000 |
| Muskogee County Oklahoma | 52 | $ 4,800,000 | $ 92,000 | $ 86,000 |
| Oklahoma County Oklahoma | 32 | $ 9,960,000 | $ 311,000 | $ 607,000 |
| Wagoner County Oklahoma | 12 | $ 2,000,000 | $ 166,000 | $ 161,000 |
| McIntosh County Oklahoma | 10 | $ 1,210,000 | $ 121,000 | $ 90,000 |
| Okfuskee County Oklahoma | 10 | $ 540,000 | $ 54,000 | $ 68,000 |
| Cherokee County Oklahoma | 8 | $ 2,100,000 | $ 262,000 | $ 129,000 |
| Creek County Oklahoma | 8 | $ 2,070,000 | $ 258,000 | $ 137,000 |
| Delaware County Oklahoma | 7 | $ 2,605,000 | $ 372,000 | $ 386,000 |
| Rogers County Oklahoma | 7 | $ 1,885,000 | $ 269,000 | $ 163,000 |
| Hughes County Oklahoma | 5 | $ 325,000 | $ 65,000 | $ 59,000 |
| Los Angeles County California | 4 | $ 13,420,000 | $ 3,355,000 | $ 684,000 |
| Canadian County Oklahoma | 4 | $ 1,750,000 | $ 437,000 | $ 240,000 |
| Mayes County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 152,000 |
| Maricopa County Arizona | 2 | $ 820,000 | $ 410,000 | $ 449,000 |
| District of Columbia County District Of Columbia | 2 | $ 13,010,000 | $ 6,505,000 | $ 1,371,000 |
| Cleveland County Oklahoma | 2 | $ 1,110,000 | $ 555,000 | $ 412,000 |
| Payne County Oklahoma | 2 | $ 1,860,000 | $ 930,000 | $ 593,000 |
| Eagle County Colorado | 1 | $ 1,845,000 | $ 1,845,000 | $ 0 |
| Grand County Colorado | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Summit County Colorado | 1 | $ 6,215,000 | $ 6,215,000 | $ 0 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 5,605,000 | $ 5,605,000 | $ 0 |
| Taney County Missouri | 1 | $ 315,000 | $ 315,000 | $ 4,293,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 559,000 |
| Comanche County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Haskell County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Lincoln County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Logan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Sequoyah County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Denton County Texas | 1 | $ 415,000 | $ 415,000 | $ 310,000 |
Mortgage Loan Application Detail Totals for Mabrey Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 236 | $71,210,000 | $301,000 | $6,215,000 | $230,000 | $4,293,000 |
| Refinancing | 99 | $48,025,000 | $485,000 | $7,005,000 | $345,000 | $4,111,000 |
| Home Improvement | 27 | $2,575,000 | $95,000 | $835,000 | $128,000 | $565,000 |
| Other Purpose | 17 | $1,885,000 | $110,000 | $355,000 | $167,000 | $501,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 179 | $66,595,000 | $372,000 | $7,005,000 | $288,000 | $4,293,000 |
| Not applicable | 148 | $49,900,000 | $337,000 | $6,215,000 | $0 | $0 |
| Hispanic | 22 | $3,870,000 | $175,000 | $605,000 | $92,000 | $419,000 |
| American Indian or Alaskan Native | 14 | $1,280,000 | $91,000 | $215,000 | $134,000 | $593,000 |
| Black or African American | 9 | $985,000 | $109,000 | $405,000 | $161,000 | $559,000 |
| Asian | 6 | $940,000 | $156,000 | $505,000 | $89,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 379 | $123,695,000 | $326,000 | $7,005,000 | $248,000 | $4,293,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 308 | $98,260,000 | $319,000 | $7,005,000 | $287,000 | $4,293,000 |
| Application Approved But Not Accepted | 45 | $21,865,000 | $485,000 | $6,005,000 | $198,000 | $1,064,000 |
| Application Denied By Financial Institution | 20 | $2,600,000 | $130,000 | $605,000 | $82,000 | $247,000 |
| Application Withdrawn By Applicant | 6 | $970,000 | $161,000 | $545,000 | $152,000 | $568,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 359 | $121,095,000 | $337,000 | $7,005,000 | $265,000 | $4,293,000 |
| Credit History | 11 | $775,000 | $70,000 | $105,000 | $96,000 | $247,000 |
| Debt-To-Income Ratio | 8 | $1,800,000 | $225,000 | $605,000 | $62,000 | $123,000 |
| Collateral | 1 | $25,000 | $25,000 | $25,000 | $89,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mabrey Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mabrey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.