City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
City Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,022 |
| Total Mortgage Loan Application Amount | $427,917,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $10,850,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $3,510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 900 | $ 106,636,000 | $ 118,000 | $ 78,000 |
| Brazos County Texas | 307 | $ 45,671,000 | $ 148,000 | $ 91,000 |
| Taylor County Texas | 293 | $ 34,551,000 | $ 117,000 | $ 63,000 |
| El Paso County Texas | 264 | $ 47,764,000 | $ 180,000 | $ 90,000 |
| Jefferson County Texas | 180 | $ 20,556,000 | $ 114,000 | $ 72,000 |
| Bell County Texas | 136 | $ 16,683,000 | $ 122,000 | $ 67,000 |
| Hockley County Texas | 131 | $ 11,225,000 | $ 85,000 | $ 64,000 |
| Kaufman County Texas | 94 | $ 13,034,000 | $ 138,000 | $ 86,000 |
| Smith County Texas | 88 | $ 13,639,000 | $ 154,000 | $ 82,000 |
| Dallas County Texas | 51 | $ 10,783,000 | $ 211,000 | $ 116,000 |
| Hardin County Texas | 45 | $ 5,479,000 | $ 121,000 | $ 77,000 |
| Coryell County Texas | 41 | $ 4,735,000 | $ 115,000 | $ 56,000 |
| Harris County Texas | 39 | $ 18,272,000 | $ 468,000 | $ 117,000 |
| Orange County Texas | 35 | $ 3,490,000 | $ 99,000 | $ 54,000 |
| Collin County Texas | 30 | $ 9,708,000 | $ 323,000 | $ 94,000 |
| Hale County Texas | 21 | $ 2,323,000 | $ 110,000 | $ 97,000 |
| Travis County Texas | 20 | $ 5,971,000 | $ 298,000 | $ 164,000 |
| Lincoln County New Mexico | 14 | $ 3,316,000 | $ 236,000 | $ 183,000 |
| Jones County Texas | 14 | $ 1,912,000 | $ 136,000 | $ 61,000 |
| Tarrant County Texas | 14 | $ 3,731,000 | $ 266,000 | $ 467,000 |
| Denton County Texas | 12 | $ 2,721,000 | $ 226,000 | $ 156,000 |
| Terry County Texas | 11 | $ 762,000 | $ 69,000 | $ 52,000 |
| Williamson County Texas | 11 | $ 1,841,000 | $ 167,000 | $ 130,000 |
| Burleson County Texas | 9 | $ 1,095,000 | $ 121,000 | $ 70,000 |
| Callahan County Texas | 9 | $ 1,012,000 | $ 112,000 | $ 76,000 |
| Cochran County Texas | 9 | $ 344,000 | $ 38,000 | $ 57,000 |
| Crosby County Texas | 9 | $ 475,000 | $ 52,000 | $ 90,000 |
| Milam County Texas | 9 | $ 974,000 | $ 108,000 | $ 79,000 |
| Lampasas County Texas | 8 | $ 1,016,000 | $ 127,000 | $ 70,000 |
| Henderson County Texas | 7 | $ 1,357,000 | $ 193,000 | $ 74,000 |
| Dona Ana County New Mexico | 6 | $ 1,293,000 | $ 215,000 | $ 62,000 |
| Bexar County Texas | 6 | $ 755,000 | $ 125,000 | $ 82,000 |
| Comal County Texas | 6 | $ 663,000 | $ 110,000 | $ 149,000 |
| Floyd County Texas | 6 | $ 348,000 | $ 58,000 | $ 63,000 |
| Grimes County Texas | 6 | $ 608,000 | $ 101,000 | $ 55,000 |
| Lamb County Texas | 6 | $ 299,000 | $ 49,000 | $ 46,000 |
| Randall County Texas | 6 | $ 885,000 | $ 147,000 | $ 133,000 |
| Grayson County Texas | 5 | $ 1,008,000 | $ 201,000 | $ 145,000 |
| Hunt County Texas | 5 | $ 439,000 | $ 87,000 | $ 83,000 |
| Kendall County Texas | 5 | $ 3,005,000 | $ 601,000 | $ 354,000 |
| Midland County Texas | 5 | $ 1,086,000 | $ 217,000 | $ 199,000 |
| Otero County New Mexico | 4 | $ 440,000 | $ 110,000 | $ 30,000 |
| Brazoria County Texas | 4 | $ 549,000 | $ 137,000 | $ 70,000 |
| Brown County Texas | 4 | $ 502,000 | $ 125,000 | $ 93,000 |
| Fort Bend County Texas | 4 | $ 746,000 | $ 186,000 | $ 57,000 |
| Lynn County Texas | 4 | $ 591,000 | $ 147,000 | $ 78,000 |
| McLennan County Texas | 4 | $ 595,000 | $ 148,000 | $ 53,000 |
| Rockwall County Texas | 4 | $ 1,554,000 | $ 388,000 | $ 225,000 |
| Van Zandt County Texas | 4 | $ 565,000 | $ 141,000 | $ 109,000 |
| Cherokee County Texas | 3 | $ 311,000 | $ 103,000 | $ 56,000 |
| Gaines County Texas | 3 | $ 192,000 | $ 64,000 | $ 62,000 |
| Gregg County Texas | 3 | $ 485,000 | $ 161,000 | $ 92,000 |
| Guadalupe County Texas | 3 | $ 817,000 | $ 272,000 | $ 153,000 |
| Hays County Texas | 3 | $ 1,060,000 | $ 353,000 | $ 344,000 |
| Jasper County Texas | 3 | $ 575,000 | $ 191,000 | $ 78,000 |
| Madison County Texas | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| Nolan County Texas | 3 | $ 616,000 | $ 205,000 | $ 88,000 |
| Palo Pinto County Texas | 3 | $ 424,000 | $ 141,000 | $ 417,000 |
| Parker County Texas | 3 | $ 606,000 | $ 202,000 | $ 94,000 |
| Robertson County Texas | 3 | $ 333,000 | $ 111,000 | $ 87,000 |
| Wood County Texas | 3 | $ 599,000 | $ 199,000 | $ 117,000 |
| Bernalillo County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 55,000 |
| Colfax County New Mexico | 2 | $ 809,000 | $ 404,000 | $ 328,000 |
| Bastrop County Texas | 2 | $ 308,000 | $ 154,000 | $ 34,000 |
| Burnet County Texas | 2 | $ 117,000 | $ 58,000 | $ 18,000 |
| Calhoun County Texas | 2 | $ 591,000 | $ 295,000 | $ 163,000 |
| Comanche County Texas | 2 | $ 259,000 | $ 129,000 | $ 103,000 |
| Dawson County Texas | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Eastland County Texas | 2 | $ 145,000 | $ 72,000 | $ 41,000 |
| Galveston County Texas | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Garza County Texas | 2 | $ 576,000 | $ 288,000 | $ 256,000 |
| Lamar County Texas | 2 | $ 168,000 | $ 84,000 | $ 89,000 |
| Young County Texas | 2 | $ 336,000 | $ 168,000 | $ 117,000 |
| Boulder County Colorado | 1 | $ 320,000 | $ 320,000 | $ 135,000 |
| Mesa County Colorado | 1 | $ 233,000 | $ 233,000 | $ 1,362,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 1,204,000 |
| Cook County Illinois | 1 | $ 288,000 | $ 288,000 | $ 632,000 |
| Lake County Illinois | 1 | $ 219,000 | $ 219,000 | $ 76,000 |
| Wyandotte County Kansas | 1 | $ 73,000 | $ 73,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Missoula County Montana | 1 | $ 318,000 | $ 318,000 | $ 61,000 |
| Eddy County New Mexico | 1 | $ 234,000 | $ 234,000 | $ 64,000 |
| Sandoval County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Davidson County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Mecklenburg County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 126,000 |
| Sampson County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 79,000 |
| Le Flore County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Oklahoma County Oklahoma | 1 | $ 222,000 | $ 222,000 | $ 104,000 |
| Madison County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Anderson County Texas | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Andrews County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Atascosa County Texas | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Bailey County Texas | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Bandera County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 398,000 |
| Briscoe County Texas | 1 | $ 39,000 | $ 39,000 | $ 59,000 |
| Camp County Texas | 1 | $ 191,000 | $ 191,000 | $ 122,000 |
| Castro County Texas | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Childress County Texas | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Ellis County Texas | 1 | $ 118,000 | $ 118,000 | $ 37,000 |
| Erath County Texas | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Falls County Texas | 1 | $ 37,000 | $ 37,000 | $ 39,000 |
| Fisher County Texas | 1 | $ 47,000 | $ 47,000 | $ 65,000 |
| Hidalgo County Texas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Hill County Texas | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| Hood County Texas | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Howard County Texas | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Jim Wells County Texas | 1 | $ 221,000 | $ 221,000 | $ 131,000 |
| Johnson County Texas | 1 | $ 784,000 | $ 784,000 | $ 399,000 |
| Kerr County Texas | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Leon County Texas | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Llano County Texas | 1 | $ 286,000 | $ 286,000 | $ 319,000 |
| Mason County Texas | 1 | $ 274,000 | $ 274,000 | $ 1,588,000 |
| Mitchell County Texas | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Montgomery County Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Nueces County Texas | 1 | $ 118,000 | $ 118,000 | $ 118,000 |
| Panola County Texas | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Pecos County Texas | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Potter County Texas | 1 | $ 249,000 | $ 249,000 | $ 187,000 |
| Runnels County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Scurry County Texas | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Tyler County Texas | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Upshur County Texas | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Val Verde County Texas | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Waller County Texas | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Wichita County Texas | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Yoakum County Texas | 1 | $ 43,000 | $ 43,000 | $ 40,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Page County Virginia | 1 | $ 220,000 | $ 220,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for City Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,542 | $359,764,000 | $141,000 | $10,850,000 | $84,000 | $3,510,000 |
| Refinancing | 422 | $66,410,000 | $157,000 | $2,669,000 | $95,000 | $1,402,000 |
| Home Improvement | 58 | $1,743,000 | $30,000 | $88,000 | $58,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,110 | $296,331,000 | $140,000 | $2,380,000 | $96,000 | $3,510,000 |
| Hispanic | 468 | $53,355,000 | $114,000 | $593,000 | $60,000 | $378,000 |
| Not Provided | 128 | $19,008,000 | $148,000 | $417,000 | $91,000 | $605,000 |
| Not applicable | 107 | $29,679,000 | $277,000 | $10,850,000 | $0 | $0 |
| Black or African American | 103 | $13,705,000 | $133,000 | $930,000 | $65,000 | $227,000 |
| Asian | 84 | $12,763,000 | $151,000 | $729,000 | $74,000 | $376,000 |
| American Indian or Alaskan Native | 14 | $1,638,000 | $117,000 | $241,000 | $61,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,438,000 | $179,000 | $417,000 | $111,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,524 | $243,331,000 | $159,000 | $10,850,000 | $105,000 | $3,510,000 |
| FHA-insured (Federal Housing Administration) | 1,177 | $137,505,000 | $116,000 | $313,000 | $66,000 | $1,588,000 |
| VA-guaranteed (Veterans Administration) | 321 | $47,081,000 | $146,000 | $390,000 | $63,000 | $178,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,368 | $342,923,000 | $144,000 | $10,850,000 | $87,000 | $3,510,000 |
| Application Withdrawn By Applicant | 214 | $32,919,000 | $153,000 | $840,000 | $95,000 | $1,500,000 |
| Application Denied By Financial Institution | 207 | $27,042,000 | $130,000 | $930,000 | $83,000 | $800,000 |
| Application Approved But Not Accepted | 159 | $20,475,000 | $128,000 | $396,000 | $84,000 | $857,000 |
| Loan Purchased By The Institution | 73 | $4,358,000 | $59,000 | $499,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $55,000 | $55,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.