City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
City Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,340 |
| Total Mortgage Loan Application Amount | $786,920,000 |
| Average Mortgage Loan Application Amount | $246,800 |
| Highest Mortgage Loan Application Amount | $34,005,000 |
| Average Applicant Income | $151,400 |
| Highest Applicant Income | $3,028,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 393 | $ 92,325,000 | $ 234,000 | $ 160,000 |
| El Paso County Texas | 248 | $ 68,290,000 | $ 275,000 | $ 136,000 |
| Tarrant County Texas | 203 | $ 78,575,000 | $ 387,000 | $ 174,000 |
| Dallas County Texas | 177 | $ 67,075,000 | $ 378,000 | $ 180,000 |
| Taylor County Texas | 176 | $ 38,700,000 | $ 219,000 | $ 104,000 |
| Brazos County Texas | 117 | $ 34,065,000 | $ 291,000 | $ 168,000 |
| Lincoln County New Mexico | 104 | $ 23,840,000 | $ 229,000 | $ 151,000 |
| Harris County Texas | 67 | $ 88,225,000 | $ 1,316,000 | $ 231,000 |
| Hockley County Texas | 54 | $ 10,380,000 | $ 192,000 | $ 101,000 |
| Midland County Texas | 47 | $ 13,785,000 | $ 293,000 | $ 161,000 |
| Collin County Texas | 41 | $ 22,355,000 | $ 545,000 | $ 287,000 |
| Kaufman County Texas | 40 | $ 13,770,000 | $ 344,000 | $ 143,000 |
| Parker County Texas | 39 | $ 17,955,000 | $ 460,000 | $ 227,000 |
| Denton County Texas | 35 | $ 15,445,000 | $ 441,000 | $ 193,000 |
| Jefferson County Texas | 34 | $ 6,700,000 | $ 197,000 | $ 99,000 |
| McLennan County Texas | 34 | $ 9,330,000 | $ 274,000 | $ 148,000 |
| Galveston County Texas | 31 | $ 10,705,000 | $ 345,000 | $ 195,000 |
| Travis County Texas | 22 | $ 11,310,000 | $ 514,000 | $ 369,000 |
| Ector County Texas | 20 | $ 3,340,000 | $ 167,000 | $ 131,000 |
| Callahan County Texas | 16 | $ 5,510,000 | $ 344,000 | $ 171,000 |
| Ellis County Texas | 16 | $ 5,460,000 | $ 341,000 | $ 151,000 |
| Hale County Texas | 14 | $ 2,640,000 | $ 188,000 | $ 245,000 |
| Johnson County Texas | 14 | $ 4,750,000 | $ 339,000 | $ 145,000 |
| Terry County Texas | 14 | $ 2,500,000 | $ 178,000 | $ 141,000 |
| Hays County Texas | 12 | $ 3,830,000 | $ 319,000 | $ 143,000 |
| Williamson County Texas | 11 | $ 4,925,000 | $ 447,000 | $ 191,000 |
| Jones County Texas | 10 | $ 2,430,000 | $ 243,000 | $ 110,000 |
| Lynn County Texas | 10 | $ 3,890,000 | $ 389,000 | $ 172,000 |
| Montgomery County Texas | 10 | $ 4,180,000 | $ 418,000 | $ 358,000 |
| Rockwall County Texas | 10 | $ 4,130,000 | $ 413,000 | $ 178,000 |
| Ward County Texas | 10 | $ 2,320,000 | $ 232,000 | $ 156,000 |
| Palo Pinto County Texas | 9 | $ 4,215,000 | $ 468,000 | $ 350,000 |
| Erath County Texas | 8 | $ 3,080,000 | $ 385,000 | $ 163,000 |
| Gaines County Texas | 8 | $ 1,970,000 | $ 246,000 | $ 129,000 |
| Hood County Texas | 8 | $ 3,320,000 | $ 415,000 | $ 146,000 |
| Hunt County Texas | 8 | $ 2,350,000 | $ 293,000 | $ 109,000 |
| Burleson County Texas | 7 | $ 2,565,000 | $ 366,000 | $ 147,000 |
| Pecos County Texas | 6 | $ 660,000 | $ 110,000 | $ 91,000 |
| Wise County Texas | 6 | $ 1,570,000 | $ 261,000 | $ 134,000 |
| Dona Ana County New Mexico | 5 | $ 1,265,000 | $ 253,000 | $ 177,000 |
| Otero County New Mexico | 5 | $ 1,455,000 | $ 291,000 | $ 192,000 |
| Brown County Texas | 5 | $ 975,000 | $ 195,000 | $ 156,000 |
| Dawson County Texas | 5 | $ 435,000 | $ 87,000 | $ 305,000 |
| Henderson County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 247,000 |
| Hill County Texas | 5 | $ 1,425,000 | $ 285,000 | $ 78,000 |
| Parmer County Texas | 5 | $ 525,000 | $ 105,000 | $ 70,000 |
| Sandoval County New Mexico | 4 | $ 1,960,000 | $ 490,000 | $ 156,000 |
| Bexar County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 157,000 |
| Brazoria County Texas | 4 | $ 960,000 | $ 240,000 | $ 154,000 |
| Burnet County Texas | 4 | $ 2,790,000 | $ 697,000 | $ 197,000 |
| Grayson County Texas | 4 | $ 2,110,000 | $ 527,000 | $ 232,000 |
| Hidalgo County Texas | 4 | $ 870,000 | $ 217,000 | $ 165,000 |
| Navarro County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 181,000 |
| Smith County Texas | 4 | $ 980,000 | $ 245,000 | $ 435,000 |
| Tom Green County Texas | 4 | $ 1,570,000 | $ 392,000 | $ 213,000 |
| Wichita County Texas | 4 | $ 660,000 | $ 165,000 | $ 174,000 |
| Winkler County Texas | 4 | $ 410,000 | $ 102,000 | $ 89,000 |
| Mecklenburg County North Carolina | 3 | $ 1,495,000 | $ 498,000 | $ 312,000 |
| Crosby County Texas | 3 | $ 455,000 | $ 151,000 | $ 96,000 |
| Eastland County Texas | 3 | $ 645,000 | $ 215,000 | $ 98,000 |
| Fannin County Texas | 3 | $ 1,495,000 | $ 498,000 | $ 190,000 |
| Garza County Texas | 3 | $ 555,000 | $ 185,000 | $ 282,000 |
| Grimes County Texas | 3 | $ 895,000 | $ 298,000 | $ 144,000 |
| Martin County Texas | 3 | $ 785,000 | $ 261,000 | $ 191,000 |
| Potter County Texas | 3 | $ 645,000 | $ 215,000 | $ 123,000 |
| Randall County Texas | 3 | $ 485,000 | $ 161,000 | $ 182,000 |
| Robertson County Texas | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Van Zandt County Texas | 3 | $ 655,000 | $ 218,000 | $ 95,000 |
| Madison County Alabama | 2 | $ 760,000 | $ 380,000 | $ 140,000 |
| Washington County Arkansas | 2 | $ 450,000 | $ 225,000 | $ 165,000 |
| Fremont County Colorado | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lea County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 265,000 |
| Bryan County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Castro County Texas | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Cochran County Texas | 2 | $ 180,000 | $ 90,000 | $ 209,000 |
| Comal County Texas | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| Cooke County Texas | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| Crane County Texas | 2 | $ 440,000 | $ 220,000 | $ 100,000 |
| DeWitt County Texas | 2 | $ 500,000 | $ 250,000 | $ 186,000 |
| Dickens County Texas | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Falls County Texas | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Fort Bend County Texas | 2 | $ 510,000 | $ 255,000 | $ 262,000 |
| Gregg County Texas | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Hardin County Texas | 2 | $ 550,000 | $ 275,000 | $ 101,000 |
| Haskell County Texas | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Hopkins County Texas | 2 | $ 7,780,000 | $ 3,890,000 | $ 98,000 |
| Kent County Texas | 2 | $ 340,000 | $ 170,000 | $ 117,000 |
| Kimble County Texas | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Lamb County Texas | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Liberty County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Montague County Texas | 2 | $ 860,000 | $ 430,000 | $ 163,000 |
| Nolan County Texas | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Orange County Texas | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Sherman County Texas | 2 | $ 510,000 | $ 255,000 | $ 137,000 |
| Stephens County Texas | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
| Washington County Texas | 2 | $ 540,000 | $ 270,000 | $ 234,000 |
| Yoakum County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Garland County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
| Polk County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| San Diego County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 450,000 |
| Santa Clara County California | 1 | $ 4,855,000 | $ 4,855,000 | $ 0 |
| Eagle County Colorado | 1 | $ 2,505,000 | $ 2,505,000 | $ 717,000 |
| El Paso County Colorado | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Jefferson County Colorado | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Mesa County Colorado | 1 | $ 455,000 | $ 455,000 | $ 313,000 |
| Weld County Colorado | 1 | $ 595,000 | $ 595,000 | $ 193,000 |
| Collier County Florida | 1 | $ 495,000 | $ 495,000 | $ 490,000 |
| Miami-Dade County Florida | 1 | $ 1,455,000 | $ 1,455,000 | $ 514,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Walton County Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Peoria County Illinois | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Douglas County Kansas | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| Bossier County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Lafayette County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Boone County Missouri | 1 | $ 625,000 | $ 625,000 | $ 521,000 |
| Jackson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Burlington County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 193,000 |
| Bernalillo County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Chaves County New Mexico | 1 | $ 525,000 | $ 525,000 | $ 133,000 |
| Eddy County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Los Alamos County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Santa Fe County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 434,000 |
| Taos County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Choctaw County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| McCurtain County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Woodward County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Bucks County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 174,000 |
| York County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Hamblen County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 375,000 |
| Lauderdale County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Macon County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Robertson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 284,000 |
| Shelby County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Williamson County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 172,000 |
| Andrews County Texas | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Aransas County Texas | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Bailey County Texas | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Bandera County Texas | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| Bastrop County Texas | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Borden County Texas | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Bosque County Texas | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Bowie County Texas | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Brewster County Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Comanche County Texas | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Franklin County Texas | 1 | $ 715,000 | $ 715,000 | $ 370,000 |
| Harrison County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Houston County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Jack County Texas | 1 | $ 445,000 | $ 445,000 | $ 204,000 |
| Jim Wells County Texas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Kendall County Texas | 1 | $ 685,000 | $ 685,000 | $ 181,000 |
| Kerr County Texas | 1 | $ 6,055,000 | $ 6,055,000 | $ 0 |
| Lampasas County Texas | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Leon County Texas | 1 | $ 105,000 | $ 105,000 | $ 281,000 |
| Llano County Texas | 1 | $ 885,000 | $ 885,000 | $ 266,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Mills County Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Newton County Texas | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Polk County Texas | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| San Jacinto County Texas | 1 | $ 255,000 | $ 255,000 | $ 674,000 |
| San Saba County Texas | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Scurry County Texas | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Shackelford County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Somervell County Texas | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Swisher County Texas | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Upton County Texas | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Walker County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wood County Texas | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| Lewis County Washington | 1 | $ 535,000 | $ 535,000 | $ 116,000 |
| Kenosha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Racine County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Lincoln County Wyoming | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
Mortgage Loan Application Detail Totals for City Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,875 | $686,365,000 | $366,000 | $34,005,000 | $167,000 | $3,028,000 |
| Cash-out Refinancing | 167 | $35,595,000 | $213,000 | $2,075,000 | $112,000 | $674,000 |
| Other Purpose | 109 | $17,285,000 | $158,000 | $705,000 | $144,000 | $1,963,000 |
| Refinancing | 97 | $37,735,000 | $389,000 | $4,645,000 | $180,000 | $1,703,000 |
| Home Improvement | 92 | $9,940,000 | $108,000 | $395,000 | $154,000 | $545,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,220 | $383,860,000 | $314,000 | $3,335,000 | $177,000 | $3,028,000 |
| Hispanic | 616 | $149,360,000 | $242,000 | $1,085,000 | $125,000 | $1,963,000 |
| Not applicable | 191 | $149,545,000 | $782,000 | $34,005,000 | $0 | $0 |
| Not Provided | 150 | $49,690,000 | $331,000 | $3,005,000 | $200,000 | $1,262,000 |
| Black or African American | 72 | $22,170,000 | $307,000 | $755,000 | $136,000 | $788,000 |
| Asian | 63 | $22,765,000 | $361,000 | $1,755,000 | $171,000 | $582,000 |
| American Indian or Alaskan Native | 7 | $2,465,000 | $352,000 | $1,085,000 | $132,000 | $396,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $915,000 | $305,000 | $375,000 | $114,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,861 | $654,365,000 | $351,000 | $34,005,000 | $177,000 | $3,028,000 |
| FHA-insured (Federal Housing Administration) | 302 | $75,490,000 | $249,000 | $565,000 | $100,000 | $788,000 |
| VA-guaranteed (Veterans Administration) | 171 | $56,035,000 | $327,000 | $1,005,000 | $123,000 | $610,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,030,000 | $171,000 | $245,000 | $68,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,535 | $541,345,000 | $352,000 | $34,005,000 | $165,000 | $3,028,000 |
| Application Withdrawn By Applicant | 512 | $169,040,000 | $330,000 | $3,005,000 | $176,000 | $1,435,000 |
| Application Denied By Financial Institution | 232 | $55,670,000 | $239,000 | $2,075,000 | $104,000 | $1,963,000 |
| File Closed For Incompleteness | 41 | $10,355,000 | $252,000 | $1,335,000 | $201,000 | $912,000 |
| Application Approved But Not Accepted | 15 | $9,145,000 | $609,000 | $3,335,000 | $163,000 | $497,000 |
| Loan Purchased By The Institution | 5 | $1,365,000 | $273,000 | $405,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,108 | $731,250,000 | $346,000 | $34,005,000 | $168,000 | $3,028,000 |
| Credit History | 91 | $18,325,000 | $201,000 | $675,000 | $127,000 | $1,963,000 |
| Debt-To-Income Ratio | 90 | $24,360,000 | $270,000 | $1,605,000 | $77,000 | $196,000 |
| Collateral | 16 | $4,810,000 | $300,000 | $2,075,000 | $105,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,200,000 | $300,000 | $1,025,000 | $130,000 | $360,000 |
| Other | 9 | $1,475,000 | $163,000 | $455,000 | $102,000 | $190,000 |
| Unverifiable Information | 5 | $825,000 | $165,000 | $275,000 | $72,000 | $112,000 |
| Credit Application Incomplete | 4 | $790,000 | $197,000 | $295,000 | $139,000 | $241,000 |
| Employment History | 3 | $885,000 | $295,000 | $405,000 | $107,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.