City National Bank Of West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
City National Bank Of West Virginia 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank Of West Virginia 25 Gatewater Road Charleston, WV 25313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,915 |
| Total Mortgage Loan Application Amount | $611,184,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $20,750,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $3,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with City National Bank Of West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank Of West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down City National Bank Of West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank Of West Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank Of West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank Of West Virginia's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 739 | $ 59,413,000 | $ 80,000 | $ 77,000 |
| Raleigh County West Virginia | 416 | $ 33,323,000 | $ 80,000 | $ 82,000 |
| Putnam County West Virginia | 338 | $ 38,982,000 | $ 115,000 | $ 97,000 |
| Cabell County West Virginia | 272 | $ 49,875,000 | $ 183,000 | $ 90,000 |
| Berkeley County West Virginia | 258 | $ 27,199,000 | $ 105,000 | $ 86,000 |
| Lawrence County Ohio | 250 | $ 21,570,000 | $ 86,000 | $ 69,000 |
| Greenbrier County West Virginia | 216 | $ 19,755,000 | $ 91,000 | $ 68,000 |
| Greenup County Kentucky | 180 | $ 19,499,000 | $ 108,000 | $ 87,000 |
| Boyd County Kentucky | 165 | $ 17,891,000 | $ 108,000 | $ 130,000 |
| Augusta County Virginia | 158 | $ 21,788,000 | $ 137,000 | $ 70,000 |
| Jefferson County West Virginia | 141 | $ 18,074,000 | $ 128,000 | $ 98,000 |
| Fayette County West Virginia | 118 | $ 7,486,000 | $ 63,000 | $ 63,000 |
| Harrison County West Virginia | 112 | $ 15,343,000 | $ 136,000 | $ 81,000 |
| Jackson County West Virginia | 110 | $ 7,674,000 | $ 69,000 | $ 79,000 |
| Mason County West Virginia | 106 | $ 5,672,000 | $ 53,000 | $ 59,000 |
| Johnson County Kentucky | 92 | $ 8,639,000 | $ 93,000 | $ 64,000 |
| Lincoln County West Virginia | 87 | $ 4,468,000 | $ 51,000 | $ 57,000 |
| Wayne County West Virginia | 76 | $ 6,319,000 | $ 83,000 | $ 67,000 |
| Shenandoah County Virginia | 75 | $ 6,935,000 | $ 92,000 | $ 76,000 |
| Frederick County Virginia | 62 | $ 10,372,000 | $ 167,000 | $ 104,000 |
| Mercer County West Virginia | 62 | $ 5,870,000 | $ 94,000 | $ 81,000 |
| Staunton County Virginia | 61 | $ 5,911,000 | $ 96,000 | $ 57,000 |
| Summers County West Virginia | 61 | $ 4,376,000 | $ 71,000 | $ 71,000 |
| Braxton County West Virginia | 54 | $ 3,583,000 | $ 66,000 | $ 79,000 |
| Monongalia County West Virginia | 54 | $ 11,567,000 | $ 214,000 | $ 140,000 |
| Carter County Kentucky | 42 | $ 3,221,000 | $ 76,000 | $ 72,000 |
| Warren County Virginia | 42 | $ 4,611,000 | $ 109,000 | $ 67,000 |
| Rockbridge County Virginia | 38 | $ 3,697,000 | $ 97,000 | $ 65,000 |
| Pocahontas County West Virginia | 35 | $ 2,019,000 | $ 57,000 | $ 63,000 |
| Marion County West Virginia | 34 | $ 4,487,000 | $ 131,000 | $ 72,000 |
| Boone County West Virginia | 31 | $ 1,474,000 | $ 47,000 | $ 62,000 |
| Morgan County West Virginia | 29 | $ 2,967,000 | $ 102,000 | $ 85,000 |
| Waynesboro County Virginia | 27 | $ 3,790,000 | $ 140,000 | $ 51,000 |
| Monroe County West Virginia | 25 | $ 2,305,000 | $ 92,000 | $ 89,000 |
| Buena Vista County Virginia | 21 | $ 1,687,000 | $ 80,000 | $ 60,000 |
| Floyd County Kentucky | 17 | $ 1,654,000 | $ 97,000 | $ 68,000 |
| Franklin County Ohio | 13 | $ 58,113,000 | $ 4,470,000 | $ 12,000 |
| Winchester County Virginia | 13 | $ 1,932,000 | $ 148,000 | $ 77,000 |
| Wyoming County West Virginia | 13 | $ 488,000 | $ 37,000 | $ 68,000 |
| Lewis County West Virginia | 12 | $ 2,505,000 | $ 208,000 | $ 128,000 |
| Nicholas County West Virginia | 12 | $ 1,074,000 | $ 89,000 | $ 98,000 |
| Taylor County West Virginia | 10 | $ 1,633,000 | $ 163,000 | $ 96,000 |
| Lawrence County Kentucky | 9 | $ 814,000 | $ 90,000 | $ 78,000 |
| Gallia County Ohio | 9 | $ 433,000 | $ 48,000 | $ 96,000 |
| Upshur County West Virginia | 9 | $ 1,507,000 | $ 167,000 | $ 69,000 |
| Meigs County Ohio | 8 | $ 441,000 | $ 55,000 | $ 65,000 |
| Virginia Beach County Virginia | 8 | $ 1,559,000 | $ 194,000 | $ 84,000 |
| Fayette County Kentucky | 7 | $ 774,000 | $ 110,000 | $ 140,000 |
| Roane County West Virginia | 7 | $ 940,000 | $ 134,000 | $ 97,000 |
| Martin County Kentucky | 6 | $ 347,000 | $ 57,000 | $ 50,000 |
| Highland County Virginia | 5 | $ 566,000 | $ 113,000 | $ 51,000 |
| Rockingham County Virginia | 5 | $ 999,000 | $ 199,000 | $ 96,000 |
| Clay County West Virginia | 5 | $ 303,000 | $ 60,000 | $ 56,000 |
| Doddridge County West Virginia | 5 | $ 439,000 | $ 87,000 | $ 68,000 |
| Magoffin County Kentucky | 4 | $ 202,000 | $ 50,000 | $ 57,000 |
| Scioto County Ohio | 4 | $ 415,000 | $ 103,000 | $ 47,000 |
| Chesapeake County Virginia | 4 | $ 878,000 | $ 219,000 | $ 96,000 |
| Loudoun County Virginia | 4 | $ 994,000 | $ 248,000 | $ 169,000 |
| Norfolk County Virginia | 4 | $ 735,000 | $ 183,000 | $ 51,000 |
| Rappahannock County Virginia | 4 | $ 497,000 | $ 124,000 | $ 82,000 |
| Preston County West Virginia | 4 | $ 391,000 | $ 97,000 | $ 137,000 |
| Jefferson County Kentucky | 3 | $ 612,000 | $ 204,000 | $ 155,000 |
| Albemarle County Virginia | 3 | $ 1,470,000 | $ 490,000 | $ 382,000 |
| Botetourt County Virginia | 3 | $ 964,000 | $ 321,000 | $ 122,000 |
| Harrisonburg County Virginia | 3 | $ 322,000 | $ 107,000 | $ 93,000 |
| Nelson County Virginia | 3 | $ 430,000 | $ 143,000 | $ 110,000 |
| Tazewell County Virginia | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Barbour County West Virginia | 3 | $ 170,000 | $ 56,000 | $ 84,000 |
| Hampshire County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 105,000 |
| Wood County West Virginia | 3 | $ 1,056,000 | $ 352,000 | $ 123,000 |
| Elliott County Kentucky | 2 | $ 408,000 | $ 204,000 | $ 104,000 |
| Pike County Kentucky | 2 | $ 278,000 | $ 139,000 | $ 76,000 |
| New Hanover County North Carolina | 2 | $ 20,174,000 | $ 10,087,000 | $ 0 |
| Clark County Ohio | 2 | $ 3,263,000 | $ 1,631,000 | $ 0 |
| Washington County Ohio | 2 | $ 407,000 | $ 203,000 | $ 183,000 |
| Franklin County Pennsylvania | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Horry County South Carolina | 2 | $ 907,000 | $ 453,000 | $ 772,000 |
| Amherst County Virginia | 2 | $ 69,000 | $ 34,000 | $ 16,000 |
| Clarke County Virginia | 2 | $ 525,000 | $ 262,000 | $ 75,000 |
| Fairfax County Virginia | 2 | $ 433,000 | $ 216,000 | $ 98,000 |
| Lexington County Virginia | 2 | $ 118,000 | $ 59,000 | $ 62,000 |
| Randolph County West Virginia | 2 | $ 322,000 | $ 161,000 | $ 87,000 |
| Lewis County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Madison County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 120,000 |
| Montgomery County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Oldham County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Perry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Pulaski County Kentucky | 1 | $ 249,000 | $ 249,000 | $ 96,000 |
| Rowan County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
| Scott County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Garrett County Maryland | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Athens County Ohio | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Delaware County Ohio | 1 | $ 3,700,000 | $ 3,700,000 | $ 0 |
| Greene County Ohio | 1 | $ 14,135,000 | $ 14,135,000 | $ 0 |
| Jackson County Ohio | 1 | $ 16,000 | $ 16,000 | $ 44,000 |
| Licking County Ohio | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| Wayne County Ohio | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 742,000 | $ 742,000 | $ 457,000 |
| Georgetown County South Carolina | 1 | $ 524,000 | $ 524,000 | $ 761,000 |
| Richland County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Bath County Virginia | 1 | $ 242,000 | $ 242,000 | $ 53,000 |
| Bedford County Virginia | 1 | $ 247,000 | $ 247,000 | $ 74,000 |
| Caroline County Virginia | 1 | $ 210,000 | $ 210,000 | $ 149,000 |
| Covington County Virginia | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Giles County Virginia | 1 | $ 174,000 | $ 174,000 | $ 40,000 |
| James City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Portsmouth County Virginia | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Calhoun County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Logan County West Virginia | 1 | $ 7,000 | $ 7,000 | $ 89,000 |
| Marshall County West Virginia | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Mineral County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Tucker County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Wirt County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,992 | $84,852,000 | $42,000 | $2,675,000 | $71,000 | $900,000 |
| Home Purchase | 1,595 | $273,247,000 | $171,000 | $14,135,000 | $96,000 | $1,545,000 |
| Refinancing | 1,328 | $253,085,000 | $190,000 | $20,750,000 | $79,000 | $3,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,527 | $438,238,000 | $96,000 | $1,251,000 | $83,000 | $3,500,000 |
| Not Provided | 113 | $7,343,000 | $64,000 | $480,000 | $66,000 | $265,000 |
| Not applicable | 104 | $147,554,000 | $1,418,000 | $20,750,000 | $0 | $0 |
| Black or African American | 69 | $4,663,000 | $67,000 | $385,000 | $55,000 | $177,000 |
| Hispanic | 44 | $5,040,000 | $114,000 | $570,000 | $79,000 | $267,000 |
| Asian | 42 | $6,588,000 | $156,000 | $458,000 | $137,000 | $481,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,236,000 | $137,000 | $300,000 | $149,000 | $495,000 |
| American Indian or Alaskan Native | 7 | $522,000 | $74,000 | $250,000 | $84,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,901 | $609,702,000 | $124,000 | $20,750,000 | $81,000 | $3,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,482,000 | $105,000 | $221,000 | $40,000 | $74,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,901 | $397,269,000 | $136,000 | $20,250,000 | $90,000 | $1,545,000 |
| Application Denied By Financial Institution | 1,468 | $82,369,000 | $56,000 | $1,275,000 | $63,000 | $3,500,000 |
| Application Withdrawn By Applicant | 254 | $61,330,000 | $241,000 | $6,300,000 | $93,000 | $900,000 |
| Application Approved But Not Accepted | 246 | $63,874,000 | $259,000 | $20,750,000 | $83,000 | $731,000 |
| Preapproval Denied by Financial Institution | 45 | $6,195,000 | $137,000 | $300,000 | $67,000 | $200,000 |
| File Closed For Incompleteness | 1 | $147,000 | $147,000 | $147,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 869 | $42,177,000 | $48,000 | $792,000 | $67,000 | $3,500,000 |
| Debt-To-Income Ratio | 388 | $29,839,000 | $76,000 | $700,000 | $46,000 | $259,000 |
| Collateral | 202 | $12,683,000 | $62,000 | $1,275,000 | $80,000 | $661,000 |
| Employment History | 30 | $1,550,000 | $51,000 | $275,000 | $65,000 | $221,000 |
| Other | 13 | $1,593,000 | $122,000 | $475,000 | $63,000 | $257,000 |
| Unverifiable Information | 6 | $234,000 | $39,000 | $100,000 | $81,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $401,000 | $100,000 | $170,000 | $88,000 | $144,000 |
| Mortgage Insurance Denied | 1 | $87,000 | $87,000 | $87,000 | $81,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank Of West Virginia's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank Of West Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.