City National Bank Of West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
City National Bank Of West Virginia 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank Of West Virginia 25 Gatewater Road Charleston, WV 25313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,139 |
| Total Mortgage Loan Application Amount | $647,855,000 |
| Average Mortgage Loan Application Amount | $107,200 |
| Highest Mortgage Loan Application Amount | $19,505,000 |
| Average Applicant Income | $82,600 |
| Highest Applicant Income | $2,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with City National Bank Of West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank Of West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down City National Bank Of West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank Of West Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank Of West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank Of West Virginia's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 696 | $ 69,880,000 | $ 100,000 | $ 80,000 |
| Raleigh County West Virginia | 389 | $ 31,335,000 | $ 80,000 | $ 75,000 |
| Putnam County West Virginia | 347 | $ 53,625,000 | $ 154,000 | $ 99,000 |
| Berkeley County West Virginia | 306 | $ 37,160,000 | $ 121,000 | $ 89,000 |
| Cabell County West Virginia | 279 | $ 35,615,000 | $ 127,000 | $ 88,000 |
| Greenbrier County West Virginia | 260 | $ 31,470,000 | $ 121,000 | $ 86,000 |
| Greenup County Kentucky | 240 | $ 21,970,000 | $ 91,000 | $ 83,000 |
| Lawrence County Ohio | 225 | $ 23,755,000 | $ 105,000 | $ 86,000 |
| Boyd County Kentucky | 217 | $ 22,335,000 | $ 102,000 | $ 104,000 |
| Augusta County Virginia | 149 | $ 22,535,000 | $ 151,000 | $ 82,000 |
| Jefferson County West Virginia | 141 | $ 23,965,000 | $ 169,000 | $ 107,000 |
| Harrison County West Virginia | 126 | $ 15,290,000 | $ 121,000 | $ 85,000 |
| Fayette County Kentucky | 102 | $ 14,860,000 | $ 145,000 | $ 92,000 |
| Jackson County West Virginia | 84 | $ 7,760,000 | $ 92,000 | $ 74,000 |
| Mason County West Virginia | 78 | $ 4,800,000 | $ 61,000 | $ 63,000 |
| Shenandoah County Virginia | 76 | $ 8,990,000 | $ 118,000 | $ 90,000 |
| Staunton County Virginia | 76 | $ 11,750,000 | $ 154,000 | $ 116,000 |
| Monongalia County West Virginia | 76 | $ 19,520,000 | $ 256,000 | $ 130,000 |
| Johnson County Kentucky | 75 | $ 7,135,000 | $ 95,000 | $ 99,000 |
| Wayne County West Virginia | 73 | $ 10,505,000 | $ 143,000 | $ 59,000 |
| Fayette County West Virginia | 72 | $ 4,160,000 | $ 57,000 | $ 57,000 |
| Jessamine County Kentucky | 65 | $ 13,655,000 | $ 210,000 | $ 110,000 |
| Frederick County Virginia | 56 | $ 7,510,000 | $ 134,000 | $ 81,000 |
| Lincoln County West Virginia | 54 | $ 3,460,000 | $ 64,000 | $ 65,000 |
| Carter County Kentucky | 53 | $ 4,985,000 | $ 94,000 | $ 94,000 |
| Mercer County West Virginia | 51 | $ 6,065,000 | $ 118,000 | $ 80,000 |
| Warren County Virginia | 46 | $ 6,450,000 | $ 140,000 | $ 84,000 |
| Summers County West Virginia | 43 | $ 2,615,000 | $ 60,000 | $ 61,000 |
| Lawrence County Kentucky | 39 | $ 3,195,000 | $ 81,000 | $ 65,000 |
| Nicholas County Kentucky | 38 | $ 1,750,000 | $ 46,000 | $ 48,000 |
| Marion County West Virginia | 38 | $ 5,270,000 | $ 138,000 | $ 90,000 |
| Boone County West Virginia | 35 | $ 2,435,000 | $ 69,000 | $ 57,000 |
| Braxton County West Virginia | 31 | $ 3,015,000 | $ 97,000 | $ 62,000 |
| Monroe County West Virginia | 30 | $ 2,830,000 | $ 94,000 | $ 71,000 |
| Morgan County West Virginia | 30 | $ 4,220,000 | $ 140,000 | $ 97,000 |
| Pocahontas County West Virginia | 29 | $ 2,345,000 | $ 80,000 | $ 88,000 |
| Harrison County Kentucky | 27 | $ 2,125,000 | $ 78,000 | $ 69,000 |
| Waynesboro County Virginia | 27 | $ 3,875,000 | $ 143,000 | $ 71,000 |
| Scioto County Ohio | 23 | $ 1,845,000 | $ 80,000 | $ 81,000 |
| Rockbridge County Virginia | 19 | $ 1,685,000 | $ 88,000 | $ 61,000 |
| Montgomery County Kentucky | 16 | $ 1,360,000 | $ 85,000 | $ 110,000 |
| Buena Vista County Virginia | 16 | $ 990,000 | $ 61,000 | $ 74,000 |
| Taylor County West Virginia | 14 | $ 2,850,000 | $ 203,000 | $ 106,000 |
| Winchester County Virginia | 13 | $ 1,735,000 | $ 133,000 | $ 115,000 |
| Nicholas County West Virginia | 13 | $ 1,825,000 | $ 140,000 | $ 99,000 |
| Hamilton County Ohio | 10 | $ 2,010,000 | $ 201,000 | $ 0 |
| Lewis County West Virginia | 10 | $ 1,910,000 | $ 191,000 | $ 151,000 |
| Wyoming County West Virginia | 10 | $ 630,000 | $ 63,000 | $ 92,000 |
| Floyd County Kentucky | 9 | $ 1,165,000 | $ 129,000 | $ 68,000 |
| Franklin County Ohio | 9 | $ 26,065,000 | $ 2,896,000 | $ 185,000 |
| Wood County West Virginia | 9 | $ 1,205,000 | $ 133,000 | $ 79,000 |
| Gallia County Ohio | 8 | $ 360,000 | $ 45,000 | $ 40,000 |
| Meigs County Ohio | 8 | $ 520,000 | $ 65,000 | $ 60,000 |
| Upshur County West Virginia | 8 | $ 1,000,000 | $ 125,000 | $ 89,000 |
| Logan County West Virginia | 7 | $ 835,000 | $ 119,000 | $ 81,000 |
| Lewis County Kentucky | 6 | $ 560,000 | $ 93,000 | $ 74,000 |
| Rockingham County Virginia | 6 | $ 1,200,000 | $ 200,000 | $ 112,000 |
| Barbour County West Virginia | 6 | $ 790,000 | $ 131,000 | $ 154,000 |
| Madison County Kentucky | 5 | $ 805,000 | $ 161,000 | $ 121,000 |
| Scott County Kentucky | 5 | $ 1,275,000 | $ 255,000 | $ 210,000 |
| Woodford County Kentucky | 5 | $ 535,000 | $ 107,000 | $ 88,000 |
| Lexington County Virginia | 5 | $ 685,000 | $ 137,000 | $ 201,000 |
| Virginia Beach County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 561,000 |
| Bourbon County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 144,000 |
| Garrard County Kentucky | 4 | $ 730,000 | $ 182,000 | $ 110,000 |
| Botetourt County Virginia | 4 | $ 310,000 | $ 77,000 | $ 78,000 |
| Doddridge County West Virginia | 4 | $ 490,000 | $ 122,000 | $ 114,000 |
| Roane County West Virginia | 4 | $ 550,000 | $ 137,000 | $ 121,000 |
| Magoffin County Kentucky | 3 | $ 425,000 | $ 141,000 | $ 63,000 |
| Martin County Kentucky | 3 | $ 315,000 | $ 105,000 | $ 101,000 |
| Washington County Maryland | 3 | $ 445,000 | $ 148,000 | $ 135,000 |
| Albemarle County Virginia | 3 | $ 835,000 | $ 278,000 | $ 67,000 |
| Charlottesville County Virginia | 3 | $ 385,000 | $ 128,000 | $ 93,000 |
| Clarke County Virginia | 3 | $ 205,000 | $ 68,000 | $ 168,000 |
| Roanoke City County Virginia | 3 | $ 945,000 | $ 315,000 | $ 168,000 |
| Tazewell County Virginia | 3 | $ 245,000 | $ 81,000 | $ 86,000 |
| Preston County West Virginia | 3 | $ 825,000 | $ 275,000 | $ 79,000 |
| Bath County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Franklin County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 102,000 |
| Mercer County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 129,000 |
| Butler County Ohio | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Clermont County Ohio | 2 | $ 320,000 | $ 160,000 | $ 125,000 |
| Delaware County Ohio | 2 | $ 11,810,000 | $ 5,905,000 | $ 188,000 |
| Ross County Ohio | 2 | $ 5,990,000 | $ 2,995,000 | $ 0 |
| Fayette County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 167,000 |
| Horry County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 142,000 |
| Bath County Virginia | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Bedford County Virginia | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| Fairfax County Virginia | 2 | $ 500,000 | $ 250,000 | $ 154,000 |
| Nelson County Virginia | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Page County Virginia | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Prince William County Virginia | 2 | $ 70,000 | $ 35,000 | $ 164,000 |
| Rappahannock County Virginia | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Calhoun County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Gilmer County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Webster County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Wirt County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Anderson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Elliott County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Hardin County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Letcher County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Perry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Pike County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Rowan County Kentucky | 1 | $ 795,000 | $ 795,000 | $ 197,000 |
| Garrett County Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Chowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Watauga County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 377,000 |
| Clinton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Defiance County Ohio | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Hancock County Ohio | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Licking County Ohio | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Pickaway County Ohio | 1 | $ 385,000 | $ 385,000 | $ 707,000 |
| Franklin County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 315,000 |
| Alleghany County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Chesapeake County Virginia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Fluvanna County Virginia | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Loudoun County Virginia | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Clay County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Hampshire County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Hardy County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 185,000 |
| McDowell County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Ohio County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Randolph County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,752 | $260,820,000 | $148,000 | $19,505,000 | $87,000 | $2,107,000 |
| Home Purchase | 1,592 | $288,480,000 | $181,000 | $4,595,000 | $95,000 | $2,300,000 |
| Home Improvement | 980 | $51,530,000 | $52,000 | $2,005,000 | $80,000 | $1,056,000 |
| Other Purpose | 809 | $46,435,000 | $57,000 | $815,000 | $80,000 | $2,000,000 |
| Not Applicable | 6 | $590,000 | $98,000 | $385,000 | $71,000 | $121,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,618 | $508,650,000 | $110,000 | $1,265,000 | $86,000 | $2,300,000 |
| Not Provided | 198 | $18,670,000 | $94,000 | $485,000 | $91,000 | $620,000 |
| Not applicable | 178 | $103,500,000 | $581,000 | $19,505,000 | $277,000 | $277,000 |
| Black or African American | 70 | $7,080,000 | $101,000 | $505,000 | $101,000 | $2,000,000 |
| Hispanic | 34 | $3,510,000 | $103,000 | $455,000 | $93,000 | $262,000 |
| Asian | 25 | $3,335,000 | $133,000 | $425,000 | $95,000 | $320,000 |
| American Indian or Alaskan Native | 5 | $455,000 | $91,000 | $275,000 | $59,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,126 | $646,430,000 | $126,000 | $19,505,000 | $87,000 | $2,300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,425,000 | $109,000 | $215,000 | $55,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,344 | $484,860,000 | $144,000 | $19,505,000 | $94,000 | $2,300,000 |
| Application Denied By Financial Institution | 1,177 | $90,175,000 | $76,000 | $4,775,000 | $69,000 | $2,000,000 |
| Application Approved But Not Accepted | 422 | $42,850,000 | $101,000 | $1,265,000 | $84,000 | $745,000 |
| Application Withdrawn By Applicant | 194 | $29,550,000 | $152,000 | $795,000 | $85,000 | $420,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $51,000 | $51,000 |
| Loan Purchased By The Institution | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,962 | $557,680,000 | $140,000 | $19,505,000 | $92,000 | $2,300,000 |
| Credit History | 827 | $55,325,000 | $66,000 | $535,000 | $71,000 | $2,000,000 |
| Debt-To-Income Ratio | 224 | $23,410,000 | $104,000 | $4,775,000 | $51,000 | $167,000 |
| Collateral | 107 | $9,455,000 | $88,000 | $505,000 | $87,000 | $425,000 |
| Employment History | 10 | $360,000 | $36,000 | $65,000 | $64,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,205,000 | $401,000 | $825,000 | $132,000 | $269,000 |
| Other | 3 | $155,000 | $51,000 | $55,000 | $58,000 | $120,000 |
| Mortgage Insurance Denied | 2 | $260,000 | $130,000 | $215,000 | $45,000 | $80,000 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank Of West Virginia's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank Of West Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.