City National Bank Of West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
City National Bank Of West Virginia 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank Of West Virginia 25 Gatewater Road Charleston, WV 25313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,378 |
| Total Mortgage Loan Application Amount | $729,110,000 |
| Average Mortgage Loan Application Amount | $136,333 |
| Highest Mortgage Loan Application Amount | $29,255,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $3,088,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with City National Bank Of West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank Of West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down City National Bank Of West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank Of West Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank Of West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank Of West Virginia's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 791 | $ 83,675,000 | $ 105,000 | $ 92,000 |
| Raleigh County West Virginia | 455 | $ 46,385,000 | $ 101,000 | $ 82,000 |
| Putnam County West Virginia | 323 | $ 47,755,000 | $ 147,000 | $ 103,000 |
| Berkeley County West Virginia | 310 | $ 41,240,000 | $ 133,000 | $ 90,000 |
| Lawrence County Ohio | 273 | $ 34,765,000 | $ 127,000 | $ 92,000 |
| Cabell County West Virginia | 271 | $ 51,965,000 | $ 191,000 | $ 98,000 |
| Greenbrier County West Virginia | 264 | $ 31,260,000 | $ 118,000 | $ 87,000 |
| Greenup County Kentucky | 240 | $ 23,720,000 | $ 98,000 | $ 76,000 |
| Boyd County Kentucky | 221 | $ 24,185,000 | $ 109,000 | $ 86,000 |
| Augusta County Virginia | 181 | $ 35,755,000 | $ 197,000 | $ 79,000 |
| Jefferson County West Virginia | 141 | $ 21,285,000 | $ 150,000 | $ 106,000 |
| Harrison County West Virginia | 98 | $ 13,700,000 | $ 139,000 | $ 78,000 |
| Jackson County West Virginia | 98 | $ 9,360,000 | $ 95,000 | $ 81,000 |
| Fayette County West Virginia | 87 | $ 8,195,000 | $ 94,000 | $ 67,000 |
| Fayette County Kentucky | 86 | $ 46,860,000 | $ 544,000 | $ 100,000 |
| Monongalia County West Virginia | 79 | $ 16,895,000 | $ 213,000 | $ 113,000 |
| Wayne County West Virginia | 74 | $ 6,820,000 | $ 92,000 | $ 80,000 |
| Staunton County Virginia | 67 | $ 9,245,000 | $ 137,000 | $ 80,000 |
| Summers County West Virginia | 64 | $ 5,780,000 | $ 90,000 | $ 79,000 |
| Jessamine County Kentucky | 63 | $ 7,825,000 | $ 124,000 | $ 138,000 |
| Shenandoah County Virginia | 63 | $ 6,925,000 | $ 109,000 | $ 91,000 |
| Mason County West Virginia | 62 | $ 5,030,000 | $ 81,000 | $ 74,000 |
| Johnson County Kentucky | 61 | $ 6,395,000 | $ 104,000 | $ 125,000 |
| Frederick County Virginia | 54 | $ 9,950,000 | $ 184,000 | $ 113,000 |
| Lincoln County West Virginia | 54 | $ 3,600,000 | $ 66,000 | $ 66,000 |
| Mercer County West Virginia | 53 | $ 5,545,000 | $ 104,000 | $ 85,000 |
| Warren County Virginia | 49 | $ 6,045,000 | $ 123,000 | $ 103,000 |
| Marion County West Virginia | 44 | $ 7,700,000 | $ 175,000 | $ 74,000 |
| Braxton County West Virginia | 41 | $ 3,865,000 | $ 94,000 | $ 78,000 |
| Morgan County West Virginia | 37 | $ 4,325,000 | $ 116,000 | $ 90,000 |
| Carter County Kentucky | 36 | $ 3,690,000 | $ 102,000 | $ 79,000 |
| Waynesboro County Virginia | 36 | $ 3,700,000 | $ 102,000 | $ 69,000 |
| Lawrence County Kentucky | 34 | $ 3,390,000 | $ 99,000 | $ 78,000 |
| Boone County West Virginia | 31 | $ 2,585,000 | $ 83,000 | $ 70,000 |
| Nicholas County Kentucky | 28 | $ 1,890,000 | $ 67,000 | $ 55,000 |
| Pocahontas County West Virginia | 28 | $ 2,110,000 | $ 75,000 | $ 69,000 |
| Montgomery County Kentucky | 25 | $ 1,955,000 | $ 78,000 | $ 69,000 |
| Rockbridge County Virginia | 24 | $ 3,060,000 | $ 127,000 | $ 79,000 |
| Harrison County Kentucky | 23 | $ 2,045,000 | $ 88,000 | $ 73,000 |
| Scioto County Ohio | 23 | $ 2,465,000 | $ 107,000 | $ 80,000 |
| Winchester County Virginia | 21 | $ 2,775,000 | $ 132,000 | $ 107,000 |
| Buena Vista County Virginia | 16 | $ 1,710,000 | $ 106,000 | $ 69,000 |
| Monroe County West Virginia | 16 | $ 1,570,000 | $ 98,000 | $ 71,000 |
| Nicholas County West Virginia | 15 | $ 1,425,000 | $ 95,000 | $ 109,000 |
| Upshur County West Virginia | 14 | $ 1,550,000 | $ 110,000 | $ 94,000 |
| Taylor County West Virginia | 13 | $ 2,225,000 | $ 171,000 | $ 108,000 |
| Wood County West Virginia | 12 | $ 7,120,000 | $ 593,000 | $ 78,000 |
| Floyd County Kentucky | 11 | $ 1,845,000 | $ 167,000 | $ 167,000 |
| Franklin County Ohio | 11 | $ 1,685,000 | $ 153,000 | $ 127,000 |
| Hamilton County Ohio | 11 | $ 2,125,000 | $ 193,000 | $ 78,000 |
| Garrard County Kentucky | 10 | $ 1,620,000 | $ 162,000 | $ 88,000 |
| Madison County Kentucky | 10 | $ 2,680,000 | $ 268,000 | $ 110,000 |
| Preston County West Virginia | 10 | $ 2,370,000 | $ 237,000 | $ 125,000 |
| Wyoming County West Virginia | 10 | $ 1,050,000 | $ 105,000 | $ 83,000 |
| Rockingham County Virginia | 9 | $ 1,735,000 | $ 192,000 | $ 131,000 |
| Meigs County Ohio | 8 | $ 610,000 | $ 76,000 | $ 79,000 |
| Logan County West Virginia | 8 | $ 730,000 | $ 91,000 | $ 132,000 |
| Lewis County Kentucky | 7 | $ 375,000 | $ 53,000 | $ 62,000 |
| Gallia County Ohio | 7 | $ 545,000 | $ 77,000 | $ 63,000 |
| Lewis County West Virginia | 7 | $ 1,085,000 | $ 155,000 | $ 89,000 |
| Scott County Kentucky | 6 | $ 1,590,000 | $ 265,000 | $ 97,000 |
| Bourbon County Kentucky | 5 | $ 225,000 | $ 45,000 | $ 62,000 |
| Magoffin County Kentucky | 5 | $ 755,000 | $ 151,000 | $ 88,000 |
| Rowan County Kentucky | 5 | $ 575,000 | $ 115,000 | $ 73,000 |
| Albemarle County Virginia | 5 | $ 1,215,000 | $ 243,000 | $ 134,000 |
| Randolph County West Virginia | 5 | $ 545,000 | $ 109,000 | $ 92,000 |
| Roane County West Virginia | 5 | $ 455,000 | $ 91,000 | $ 92,000 |
| Bath County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 70,000 |
| Clarke County Virginia | 4 | $ 1,410,000 | $ 352,000 | $ 252,000 |
| Loudoun County Virginia | 4 | $ 450,000 | $ 112,000 | $ 218,000 |
| Doddridge County West Virginia | 4 | $ 500,000 | $ 125,000 | $ 89,000 |
| Clark County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 69,000 |
| Martin County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 71,000 |
| Woodford County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| Butler County Ohio | 3 | $ 3,015,000 | $ 1,005,000 | $ 369,000 |
| Horry County South Carolina | 3 | $ 1,895,000 | $ 631,000 | $ 1,008,000 |
| Bath County Virginia | 3 | $ 265,000 | $ 88,000 | $ 58,000 |
| Chesapeake County Virginia | 3 | $ 415,000 | $ 138,000 | $ 80,000 |
| Fairfax County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 184,000 |
| Norfolk County Virginia | 3 | $ 235,000 | $ 78,000 | $ 117,000 |
| Clay County West Virginia | 3 | $ 175,000 | $ 58,000 | $ 73,000 |
| Gilmer County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Webster County West Virginia | 3 | $ 175,000 | $ 58,000 | $ 55,000 |
| Anderson County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 110,000 |
| Franklin County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 138,000 |
| Kenton County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Pike County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Washington County Maryland | 2 | $ 650,000 | $ 325,000 | $ 110,000 |
| Montgomery County Ohio | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Pike County Ohio | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Washington County Ohio | 2 | $ 3,390,000 | $ 1,695,000 | $ 54,000 |
| Fayette County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 215,000 |
| Beaufort County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 610,000 | $ 305,000 | $ 143,000 |
| Harrisonburg County Virginia | 2 | $ 330,000 | $ 165,000 | $ 100,000 |
| Highland County Virginia | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Nelson County Virginia | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
| Portsmouth County Virginia | 2 | $ 460,000 | $ 230,000 | $ 149,000 |
| Hardy County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Ritchie County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 329,000 |
| Tucker County West Virginia | 2 | $ 400,000 | $ 200,000 | $ 187,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 370,000 |
| Walton County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 927,000 |
| Elliott County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Jefferson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Mercer County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 3,088,000 |
| Pendleton County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Shelby County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Clark County Ohio | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Clermont County Ohio | 1 | $ 1,185,000 | $ 1,185,000 | $ 122,000 |
| Vinton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Warren County Ohio | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Charleston County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 16,000 |
| Alleghany County Virginia | 1 | $ 165,000 | $ 165,000 | $ 203,000 |
| Bedford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Bland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Botetourt County Virginia | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Franklin County Virginia | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Grayson County Virginia | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Lexington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Mecklenburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 365,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 297,000 |
| Richmond City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Virginia Beach County Virginia | 1 | $ 1,115,000 | $ 1,115,000 | $ 150,000 |
| Barbour County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Calhoun County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Grant County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Hampshire County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 159,000 |
| Hancock County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Marshall County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| McDowell County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Mingo County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Wirt County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,032 | $333,510,000 | $164,000 | $29,255,000 | $91,000 | $2,432,000 |
| Home Purchase | 1,476 | $279,460,000 | $189,000 | $6,005,000 | $99,000 | $3,088,000 |
| Home Improvement | 1,030 | $52,770,000 | $51,000 | $485,000 | $85,000 | $1,122,000 |
| Other Purpose | 832 | $61,780,000 | $74,000 | $645,000 | $84,000 | $712,000 |
| Cash-out Refinancing | 5 | $1,425,000 | $285,000 | $435,000 | $69,000 | $71,000 |
| Not Applicable | 3 | $165,000 | $55,000 | $135,000 | $106,000 | $134,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,724 | $568,550,000 | $120,000 | $1,025,000 | $91,000 | $3,088,000 |
| Not Provided | 328 | $35,470,000 | $108,000 | $1,185,000 | $88,000 | $600,000 |
| Not applicable | 159 | $103,605,000 | $651,000 | $29,255,000 | $76,000 | $76,000 |
| Black or African American | 90 | $10,110,000 | $112,000 | $505,000 | $81,000 | $384,000 |
| Hispanic | 34 | $3,920,000 | $115,000 | $355,000 | $86,000 | $420,000 |
| Asian | 26 | $4,370,000 | $168,000 | $1,115,000 | $125,000 | $375,000 |
| American Indian or Alaskan Native | 4 | $240,000 | $60,000 | $75,000 | $123,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,090,000 | $272,000 | $535,000 | $130,000 | $319,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,367 | $727,575,000 | $135,000 | $29,255,000 | $91,000 | $3,088,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,535,000 | $139,000 | $225,000 | $49,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,474 | $534,190,000 | $153,000 | $29,255,000 | $98,000 | $3,088,000 |
| Application Denied By Financial Institution | 1,132 | $95,010,000 | $83,000 | $1,115,000 | $68,000 | $655,000 |
| Application Approved But Not Accepted | 489 | $54,475,000 | $111,000 | $805,000 | $94,000 | $600,000 |
| Application Withdrawn By Applicant | 283 | $45,435,000 | $160,000 | $595,000 | $91,000 | $500,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,246 | $634,100,000 | $149,000 | $29,255,000 | $97,000 | $3,088,000 |
| Credit History | 649 | $46,395,000 | $71,000 | $1,115,000 | $66,000 | $655,000 |
| Debt-To-Income Ratio | 308 | $29,240,000 | $94,000 | $775,000 | $63,000 | $299,000 |
| Collateral | 141 | $15,355,000 | $108,000 | $545,000 | $86,000 | $380,000 |
| Employment History | 25 | $2,415,000 | $96,000 | $645,000 | $70,000 | $480,000 |
| Other | 7 | $1,355,000 | $193,000 | $665,000 | $88,000 | $308,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $250,000 | $125,000 | $165,000 | $31,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank Of West Virginia's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank Of West Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.