Classic Home Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Classic Home Financial, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Classic Home Financial, Inc. 10700 Richmond Avenue #150 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,245 |
| Total Mortgage Loan Application Amount | $314,402,000 |
| Average Mortgage Loan Application Amount | $145,500 |
| Highest Mortgage Loan Application Amount | $1,083,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $1,661,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Classic Home Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Classic Home Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Classic Home Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Classic Home Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Classic Home Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Classic Home Financial, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 680 | $ 89,931,000 | $ 132,000 | $ 50,000 |
| Dallas County Texas | 137 | $ 16,759,000 | $ 122,000 | $ 41,000 |
| Fort Bend County Texas | 131 | $ 22,358,000 | $ 170,000 | $ 60,000 |
| Bexar County Texas | 80 | $ 10,796,000 | $ 134,000 | $ 48,000 |
| Hidalgo County Texas | 74 | $ 7,955,000 | $ 107,000 | $ 40,000 |
| Tarrant County Texas | 74 | $ 9,124,000 | $ 123,000 | $ 55,000 |
| Montgomery County Texas | 60 | $ 9,435,000 | $ 157,000 | $ 58,000 |
| Cook County Illinois | 57 | $ 12,522,000 | $ 219,000 | $ 54,000 |
| Brazoria County Texas | 48 | $ 7,880,000 | $ 164,000 | $ 68,000 |
| Galveston County Texas | 42 | $ 6,378,000 | $ 151,000 | $ 51,000 |
| Nueces County Texas | 39 | $ 5,821,000 | $ 149,000 | $ 44,000 |
| Collin County Texas | 34 | $ 5,911,000 | $ 173,000 | $ 71,000 |
| Cameron County Texas | 33 | $ 3,634,000 | $ 110,000 | $ 35,000 |
| Webb County Texas | 25 | $ 2,690,000 | $ 107,000 | $ 33,000 |
| Denton County Texas | 24 | $ 3,875,000 | $ 161,000 | $ 79,000 |
| Chambers County Texas | 21 | $ 3,035,000 | $ 144,000 | $ 60,000 |
| McLennan County Texas | 21 | $ 2,284,000 | $ 108,000 | $ 49,000 |
| Jefferson County Texas | 17 | $ 1,810,000 | $ 106,000 | $ 44,000 |
| Jefferson County Louisiana | 15 | $ 2,555,000 | $ 170,000 | $ 46,000 |
| Orleans County Louisiana | 15 | $ 2,573,000 | $ 171,000 | $ 54,000 |
| Oklahoma County Oklahoma | 14 | $ 1,931,000 | $ 137,000 | $ 33,000 |
| Randall County Texas | 14 | $ 1,666,000 | $ 119,000 | $ 37,000 |
| Denver County Colorado | 13 | $ 2,834,000 | $ 218,000 | $ 49,000 |
| Pueblo County Colorado | 13 | $ 1,948,000 | $ 149,000 | $ 38,000 |
| Liberty County Texas | 13 | $ 1,366,000 | $ 105,000 | $ 40,000 |
| Adams County Colorado | 12 | $ 1,596,000 | $ 133,000 | $ 28,000 |
| El Paso County Colorado | 12 | $ 2,348,000 | $ 195,000 | $ 31,000 |
| Travis County Texas | 12 | $ 1,942,000 | $ 161,000 | $ 53,000 |
| Jefferson County Colorado | 11 | $ 2,287,000 | $ 207,000 | $ 51,000 |
| Will County Illinois | 11 | $ 2,674,000 | $ 243,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 11 | $ 2,017,000 | $ 183,000 | $ 24,000 |
| St. Louis County Missouri | 11 | $ 1,334,000 | $ 121,000 | $ 13,000 |
| Potter County Texas | 11 | $ 1,043,000 | $ 94,000 | $ 33,000 |
| Greene County Missouri | 10 | $ 1,163,000 | $ 116,000 | $ 46,000 |
| El Paso County Texas | 10 | $ 1,102,000 | $ 110,000 | $ 45,000 |
| Williamson County Texas | 10 | $ 1,610,000 | $ 161,000 | $ 53,000 |
| Arapahoe County Colorado | 9 | $ 1,596,000 | $ 177,000 | $ 48,000 |
| Ector County Texas | 8 | $ 812,000 | $ 101,000 | $ 53,000 |
| Rockwall County Texas | 8 | $ 1,307,000 | $ 163,000 | $ 68,000 |
| Lake County Illinois | 7 | $ 1,459,000 | $ 208,000 | $ 59,000 |
| Ellis County Texas | 7 | $ 1,319,000 | $ 188,000 | $ 123,000 |
| Guadalupe County Texas | 7 | $ 974,000 | $ 139,000 | $ 64,000 |
| Smith County Texas | 7 | $ 619,000 | $ 88,000 | $ 14,000 |
| Kaufman County Texas | 6 | $ 1,138,000 | $ 189,000 | $ 65,000 |
| St. John the Baptist County Louisiana | 5 | $ 612,000 | $ 122,000 | $ 20,000 |
| Hays County Texas | 5 | $ 755,000 | $ 151,000 | $ 45,000 |
| San Patricio County Texas | 5 | $ 515,000 | $ 103,000 | $ 35,000 |
| Larimer County Colorado | 4 | $ 585,000 | $ 146,000 | $ 17,000 |
| DuPage County Illinois | 4 | $ 1,576,000 | $ 394,000 | $ 20,000 |
| Caddo County Louisiana | 4 | $ 478,000 | $ 119,000 | $ 47,000 |
| Lafayette County Louisiana | 4 | $ 432,000 | $ 108,000 | $ 30,000 |
| St. Charles County Louisiana | 4 | $ 911,000 | $ 227,000 | $ 48,000 |
| Taney County Missouri | 4 | $ 1,249,000 | $ 312,000 | $ 242,000 |
| Kingfisher County Oklahoma | 4 | $ 772,000 | $ 193,000 | $ 45,000 |
| Stephens County Oklahoma | 4 | $ 384,000 | $ 96,000 | $ 21,000 |
| Tulsa County Oklahoma | 4 | $ 472,000 | $ 118,000 | $ 34,000 |
| Brazos County Texas | 4 | $ 524,000 | $ 131,000 | $ 52,000 |
| Hunt County Texas | 4 | $ 590,000 | $ 147,000 | $ 57,000 |
| Midland County Texas | 4 | $ 612,000 | $ 153,000 | $ 101,000 |
| Waller County Texas | 4 | $ 431,000 | $ 107,000 | $ 37,000 |
| St. Clair County Illinois | 3 | $ 203,000 | $ 67,000 | $ 12,000 |
| Christian County Missouri | 3 | $ 421,000 | $ 140,000 | $ 54,000 |
| Canadian County Oklahoma | 3 | $ 231,000 | $ 77,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 417,000 | $ 139,000 | $ 18,000 |
| Le Flore County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Grayson County Texas | 3 | $ 380,000 | $ 126,000 | $ 23,000 |
| Gregg County Texas | 3 | $ 469,000 | $ 156,000 | $ 56,000 |
| Rusk County Texas | 3 | $ 204,000 | $ 68,000 | $ 20,000 |
| Shelby County Texas | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Starr County Texas | 3 | $ 333,000 | $ 111,000 | $ 52,000 |
| Wood County Texas | 3 | $ 193,000 | $ 64,000 | $ 18,000 |
| Otero County Colorado | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Weld County Colorado | 2 | $ 612,000 | $ 306,000 | $ 107,000 |
| Grundy County Illinois | 2 | $ 322,000 | $ 161,000 | $ 26,000 |
| Madison County Illinois | 2 | $ 249,000 | $ 124,000 | $ 25,000 |
| Acadia County Louisiana | 2 | $ 334,000 | $ 167,000 | $ 70,000 |
| Ascension County Louisiana | 2 | $ 401,000 | $ 200,000 | $ 57,000 |
| Iberville County Louisiana | 2 | $ 259,000 | $ 129,000 | $ 38,000 |
| Livingston County Louisiana | 2 | $ 199,000 | $ 99,000 | $ 22,000 |
| Rapides County Louisiana | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| St. Tammany County Louisiana | 2 | $ 367,000 | $ 183,000 | $ 68,000 |
| Lee County Mississippi | 2 | $ 242,000 | $ 121,000 | $ 27,000 |
| Jefferson County Missouri | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Aransas County Texas | 2 | $ 178,000 | $ 89,000 | $ 15,000 |
| Bell County Texas | 2 | $ 196,000 | $ 98,000 | $ 85,000 |
| Comal County Texas | 2 | $ 208,000 | $ 104,000 | $ 23,000 |
| Hardin County Texas | 2 | $ 349,000 | $ 174,000 | $ 91,000 |
| Harrison County Texas | 2 | $ 164,000 | $ 82,000 | $ 68,000 |
| Johnson County Texas | 2 | $ 372,000 | $ 186,000 | $ 90,000 |
| Jones County Texas | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Kendall County Texas | 2 | $ 585,000 | $ 292,000 | $ 34,000 |
| Lamb County Texas | 2 | $ 261,000 | $ 130,000 | $ 56,000 |
| Lubbock County Texas | 2 | $ 207,000 | $ 103,000 | $ 60,000 |
| Orange County Texas | 2 | $ 223,000 | $ 111,000 | $ 128,000 |
| Polk County Texas | 2 | $ 281,000 | $ 140,000 | $ 36,000 |
| Titus County Texas | 2 | $ 485,000 | $ 242,000 | $ 107,000 |
| Victoria County Texas | 2 | $ 394,000 | $ 197,000 | $ 66,000 |
| Washington County Texas | 2 | $ 157,000 | $ 78,000 | $ 60,000 |
| Archuleta County Colorado | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Cheyenne County Colorado | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Douglas County Colorado | 1 | $ 380,000 | $ 380,000 | $ 117,000 |
| Summit County Colorado | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Champaign County Illinois | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Kendall County Illinois | 1 | $ 281,000 | $ 281,000 | $ 97,000 |
| LaSalle County Illinois | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| McDonough County Illinois | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| Monroe County Illinois | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| Perry County Illinois | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Piatt County Illinois | 1 | $ 203,000 | $ 203,000 | $ 39,000 |
| Whiteside County Illinois | 1 | $ 54,000 | $ 54,000 | $ 18,000 |
| Winnebago County Illinois | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Lake County Indiana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Lincoln County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Morehouse County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Terrebonne County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Callaway County Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Jackson County Missouri | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Laclede County Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Lincoln County Missouri | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Miller County Missouri | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| St. Charles County Missouri | 1 | $ 450,000 | $ 450,000 | $ 0 |
| St. Francois County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Wright County Missouri | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Atoka County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Carter County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Jefferson County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| McClain County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Okmulgee County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Pittsburg County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Seminole County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Multnomah County Oregon | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Anderson County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Andrews County Texas | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Angelina County Texas | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
| Austin County Texas | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Bastrop County Texas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Bee County Texas | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Bosque County Texas | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Bowie County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Caldwell County Texas | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Cass County Texas | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Colorado County Texas | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Cooke County Texas | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Dawson County Texas | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Duval County Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Falls County Texas | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
| Fannin County Texas | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Fayette County Texas | 1 | $ 94,000 | $ 94,000 | $ 144,000 |
| Franklin County Texas | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Freestone County Texas | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Gray County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Hale County Texas | 1 | $ 51,000 | $ 51,000 | $ 27,000 |
| Henderson County Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hood County Texas | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Hopkins County Texas | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Hudspeth County Texas | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Jim Wells County Texas | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Kerr County Texas | 1 | $ 417,000 | $ 417,000 | $ 495,000 |
| Lamar County Texas | 1 | $ 133,000 | $ 133,000 | $ 100,000 |
| Lampasas County Texas | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Lavaca County Texas | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Limestone County Texas | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Marion County Texas | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Matagorda County Texas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Maverick County Texas | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Medina County Texas | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Nacogdoches County Texas | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| San Saba County Texas | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Tom Green County Texas | 1 | $ 162,000 | $ 162,000 | $ 102,000 |
| Val Verde County Texas | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Wheeler County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Wichita County Texas | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Young County Texas | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Salt Lake County Utah | 1 | $ 143,000 | $ 143,000 | $ 0 |
Mortgage Loan Application Detail Totals for Classic Home Financial, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,723 | $232,923,000 | $135,000 | $1,083,000 | $49,000 | $1,661,000 |
| Refinancing | 522 | $81,479,000 | $156,000 | $895,000 | $49,000 | $486,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 823 | $120,785,000 | $146,000 | $895,000 | $49,000 | $495,000 |
| Hispanic | 771 | $93,989,000 | $121,000 | $1,083,000 | $46,000 | $1,661,000 |
| Black or African American | 527 | $78,535,000 | $149,000 | $417,000 | $47,000 | $493,000 |
| Not Provided | 64 | $9,681,000 | $151,000 | $370,000 | $51,000 | $136,000 |
| Asian | 49 | $9,833,000 | $200,000 | $417,000 | $114,000 | $837,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,086,000 | $155,000 | $215,000 | $50,000 | $88,000 |
| American Indian or Alaskan Native | 4 | $493,000 | $123,000 | $169,000 | $60,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,497 | $197,437,000 | $131,000 | $1,083,000 | $47,000 | $1,661,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 680 | $105,801,000 | $155,000 | $895,000 | $52,000 | $837,000 |
| VA-guaranteed (Veterans Administration) | 68 | $11,164,000 | $164,000 | $410,000 | $61,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,460 | $207,880,000 | $142,000 | $1,083,000 | $50,000 | $1,661,000 |
| Loan Originated | 773 | $104,859,000 | $135,000 | $410,000 | $47,000 | $486,000 |
| Preapproval Denied by Financial Institution | 12 | $1,663,000 | $138,000 | $287,000 | $61,000 | $294,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 220 | $29,384,000 | $133,000 | $384,000 | $45,000 | $756,000 |
| Debt-To-Income Ratio | 218 | $31,923,000 | $146,000 | $417,000 | $38,000 | $495,000 |
| Other | 44 | $6,716,000 | $152,000 | $350,000 | $54,000 | $198,000 |
| Employment History | 28 | $3,575,000 | $127,000 | $275,000 | $45,000 | $150,000 |
| Collateral | 19 | $2,904,000 | $152,000 | $413,000 | $40,000 | $109,000 |
| Unverifiable Information | 14 | $2,624,000 | $187,000 | $400,000 | $57,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $909,000 | $129,000 | $341,000 | $40,000 | $107,000 |
| Credit Application Incomplete | 1 | $63,000 | $63,000 | $63,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Classic Home Financial, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Classic Home Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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