Classic Home Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Classic Home Financial, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Classic Home Financial, Inc. 10700 Richmond Avenue #150 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 610 |
| Total Mortgage Loan Application Amount | $107,680,000 |
| Average Mortgage Loan Application Amount | $166,666 |
| Highest Mortgage Loan Application Amount | $1,207,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Classic Home Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Classic Home Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Classic Home Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Classic Home Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Classic Home Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Classic Home Financial, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 145 | $ 23,012,000 | $ 158,000 | $ 83,000 |
| Bexar County Texas | 54 | $ 7,620,000 | $ 141,000 | $ 68,000 |
| Fort Bend County Texas | 32 | $ 5,773,000 | $ 180,000 | $ 94,000 |
| Travis County Texas | 20 | $ 5,869,000 | $ 293,000 | $ 164,000 |
| El Paso County Texas | 16 | $ 2,029,000 | $ 126,000 | $ 61,000 |
| Brazoria County Texas | 15 | $ 2,881,000 | $ 192,000 | $ 78,000 |
| Chambers County Texas | 15 | $ 2,634,000 | $ 175,000 | $ 79,000 |
| Galveston County Texas | 15 | $ 2,750,000 | $ 183,000 | $ 89,000 |
| Dallas County Texas | 14 | $ 1,906,000 | $ 136,000 | $ 54,000 |
| Montgomery County Texas | 14 | $ 2,732,000 | $ 195,000 | $ 83,000 |
| Collin County Texas | 13 | $ 2,476,000 | $ 190,000 | $ 75,000 |
| Tarrant County Texas | 13 | $ 2,546,000 | $ 195,000 | $ 75,000 |
| Hidalgo County Texas | 12 | $ 1,518,000 | $ 126,000 | $ 67,000 |
| McLennan County Texas | 10 | $ 2,042,000 | $ 204,000 | $ 78,000 |
| Denton County Texas | 9 | $ 1,740,000 | $ 193,000 | $ 90,000 |
| Bell County Texas | 7 | $ 1,886,000 | $ 269,000 | $ 116,000 |
| Jefferson County Texas | 7 | $ 805,000 | $ 115,000 | $ 179,000 |
| Jefferson County Louisiana | 5 | $ 1,673,000 | $ 334,000 | $ 122,000 |
| Broward County Florida | 4 | $ 415,000 | $ 103,000 | $ 61,000 |
| East Baton Rouge County Louisiana | 4 | $ 1,207,000 | $ 301,000 | $ 111,000 |
| Llano County Texas | 4 | $ 991,000 | $ 247,000 | $ 88,000 |
| Williamson County Texas | 4 | $ 709,000 | $ 177,000 | $ 52,000 |
| Arapahoe County Colorado | 3 | $ 528,000 | $ 176,000 | $ 55,000 |
| Duval County Florida | 3 | $ 359,000 | $ 119,000 | $ 87,000 |
| Hillsborough County Florida | 3 | $ 651,000 | $ 217,000 | $ 62,000 |
| Angelina County Texas | 3 | $ 390,000 | $ 130,000 | $ 59,000 |
| Guadalupe County Texas | 3 | $ 400,000 | $ 133,000 | $ 31,000 |
| Randall County Texas | 3 | $ 441,000 | $ 147,000 | $ 46,000 |
| Wilson County Texas | 3 | $ 859,000 | $ 286,000 | $ 95,000 |
| Pinellas County Florida | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Livingston County Louisiana | 2 | $ 259,000 | $ 129,000 | $ 48,000 |
| Austin County Texas | 2 | $ 409,000 | $ 204,000 | $ 131,000 |
| Bastrop County Texas | 2 | $ 655,000 | $ 327,000 | $ 88,000 |
| Brazos County Texas | 2 | $ 357,000 | $ 178,000 | $ 93,000 |
| Burnet County Texas | 2 | $ 369,000 | $ 184,000 | $ 69,000 |
| Comal County Texas | 2 | $ 663,000 | $ 331,000 | $ 182,000 |
| Lavaca County Texas | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Orange County Texas | 2 | $ 309,000 | $ 154,000 | $ 121,000 |
| Waller County Texas | 2 | $ 448,000 | $ 224,000 | $ 159,000 |
| Wharton County Texas | 2 | $ 376,000 | $ 188,000 | $ 69,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Douglas County Colorado | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Eagle County Colorado | 1 | $ 416,000 | $ 416,000 | $ 293,000 |
| El Paso County Colorado | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Jefferson County Colorado | 1 | $ 334,000 | $ 334,000 | $ 76,000 |
| Larimer County Colorado | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| Collier County Florida | 1 | $ 813,000 | $ 813,000 | $ 168,000 |
| Marion County Florida | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Palm Beach County Florida | 1 | $ 326,000 | $ 326,000 | $ 46,000 |
| St. Johns County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 149,000 | $ 149,000 | $ 40,000 |
| Bossier County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 33,000 |
| Calcasieu County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 14,000 |
| Natchitoches County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 38,000 |
| St. James County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| St. John the Baptist County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Custer County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 103,000 |
| Rogers County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Aransas County Texas | 1 | $ 262,000 | $ 262,000 | $ 90,000 |
| Bandera County Texas | 1 | $ 170,000 | $ 170,000 | $ 103,000 |
| Brewster County Texas | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Burleson County Texas | 1 | $ 94,000 | $ 94,000 | $ 81,000 |
| Caldwell County Texas | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Colorado County Texas | 1 | $ 194,000 | $ 194,000 | $ 71,000 |
| Coryell County Texas | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Hardin County Texas | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Hays County Texas | 1 | $ 651,000 | $ 651,000 | $ 143,000 |
| Houston County Texas | 1 | $ 226,000 | $ 226,000 | $ 112,000 |
| Hunt County Texas | 1 | $ 333,000 | $ 333,000 | $ 99,000 |
| Johnson County Texas | 1 | $ 244,000 | $ 244,000 | $ 62,000 |
| Kerr County Texas | 1 | $ 223,000 | $ 223,000 | $ 38,000 |
| Liberty County Texas | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Medina County Texas | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Nueces County Texas | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Parker County Texas | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Polk County Texas | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Potter County Texas | 1 | $ 111,000 | $ 111,000 | $ 35,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Shelby County Texas | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Somervell County Texas | 1 | $ 244,000 | $ 244,000 | $ 250,000 |
| Taylor County Texas | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Walker County Texas | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Webb County Texas | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Wise County Texas | 1 | $ 221,000 | $ 221,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Classic Home Financial, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 453 | $72,792,000 | $160,000 | $1,207,000 | $77,000 | $1,200,000 |
| Refinancing | 154 | $34,538,000 | $224,000 | $937,000 | $100,000 | $478,000 |
| Home Improvement | 3 | $350,000 | $116,000 | $145,000 | $65,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 313 | $64,242,000 | $205,000 | $1,207,000 | $103,000 | $1,200,000 |
| Hispanic | 183 | $24,976,000 | $136,000 | $1,000,000 | $59,000 | $556,000 |
| Black or African American | 68 | $10,938,000 | $160,000 | $365,000 | $64,000 | $192,000 |
| Asian | 25 | $3,883,000 | $155,000 | $413,000 | $57,000 | $127,000 |
| Not Provided | 17 | $3,198,000 | $188,000 | $417,000 | $81,000 | $182,000 |
| American Indian or Alaskan Native | 3 | $382,000 | $127,000 | $200,000 | $108,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $61,000 | $61,000 | $61,000 | $70,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 326 | $47,150,000 | $144,000 | $334,000 | $61,000 | $936,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216 | $47,806,000 | $221,000 | $1,207,000 | $121,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 68 | $12,724,000 | $187,000 | $413,000 | $67,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 298 | $53,209,000 | $178,000 | $744,000 | $96,000 | $1,200,000 |
| Application Denied By Financial Institution | 211 | $36,775,000 | $174,000 | $937,000 | $66,000 | $401,000 |
| Preapproval Denied by Financial Institution | 86 | $14,488,000 | $168,000 | $1,207,000 | $78,000 | $556,000 |
| Application Withdrawn By Applicant | 8 | $1,637,000 | $204,000 | $580,000 | $78,000 | $148,000 |
| Application Approved But Not Accepted | 5 | $1,179,000 | $235,000 | $650,000 | $75,000 | $158,000 |
| File Closed For Incompleteness | 2 | $392,000 | $196,000 | $325,000 | $89,000 | $121,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 45 | $6,851,000 | $152,000 | $350,000 | $57,000 | $139,000 |
| Debt-To-Income Ratio | 40 | $6,389,000 | $159,000 | $695,000 | $63,000 | $337,000 |
| Other | 12 | $2,662,000 | $221,000 | $863,000 | $87,000 | $401,000 |
| Collateral | 9 | $1,972,000 | $219,000 | $651,000 | $97,000 | $143,000 |
| Employment History | 6 | $900,000 | $150,000 | $265,000 | $52,000 | $88,000 |
| Unverifiable Information | 1 | $96,000 | $96,000 | $96,000 | $117,000 | $117,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Classic Home Financial, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Classic Home Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.