Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Clayton Bank And Trust 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 909 |
| Total Mortgage Loan Application Amount | $52,903,000 |
| Average Mortgage Loan Application Amount | $55,000 |
| Highest Mortgage Loan Application Amount | $2,086,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Tennessee | 99 | $ 4,775,000 | $ 48,000 | $ 51,000 |
| Henderson County Tennessee | 80 | $ 2,730,000 | $ 34,000 | $ 43,000 |
| Madison County Tennessee | 42 | $ 2,650,000 | $ 63,000 | $ 92,000 |
| Rutherford County Tennessee | 25 | $ 1,511,000 | $ 60,000 | $ 44,000 |
| Crockett County Tennessee | 23 | $ 954,000 | $ 41,000 | $ 43,000 |
| Putnam County Tennessee | 23 | $ 2,167,000 | $ 94,000 | $ 56,000 |
| Knox County Tennessee | 20 | $ 1,359,000 | $ 67,000 | $ 68,000 |
| Maury County Tennessee | 20 | $ 1,015,000 | $ 50,000 | $ 49,000 |
| Shelby County Tennessee | 17 | $ 1,096,000 | $ 64,000 | $ 68,000 |
| Gibson County Tennessee | 15 | $ 754,000 | $ 50,000 | $ 52,000 |
| Tipton County Tennessee | 15 | $ 660,000 | $ 44,000 | $ 44,000 |
| Coffee County Tennessee | 11 | $ 676,000 | $ 61,000 | $ 39,000 |
| Franklin County Tennessee | 11 | $ 549,000 | $ 49,000 | $ 54,000 |
| Lawrence County Tennessee | 11 | $ 436,000 | $ 39,000 | $ 33,000 |
| McNairy County Tennessee | 10 | $ 261,000 | $ 26,000 | $ 33,000 |
| Cumberland County Tennessee | 9 | $ 479,000 | $ 53,000 | $ 51,000 |
| Dickson County Tennessee | 9 | $ 561,000 | $ 62,000 | $ 38,000 |
| Greene County Tennessee | 9 | $ 309,000 | $ 34,000 | $ 29,000 |
| Monroe County Tennessee | 9 | $ 444,000 | $ 49,000 | $ 35,000 |
| Sevier County Tennessee | 9 | $ 1,771,000 | $ 196,000 | $ 105,000 |
| Pike County Mississippi | 8 | $ 393,000 | $ 49,000 | $ 40,000 |
| Carroll County Tennessee | 8 | $ 338,000 | $ 42,000 | $ 43,000 |
| Davidson County Tennessee | 8 | $ 625,000 | $ 78,000 | $ 44,000 |
| Dyer County Tennessee | 8 | $ 288,000 | $ 36,000 | $ 37,000 |
| Giles County Tennessee | 8 | $ 345,000 | $ 43,000 | $ 27,000 |
| Grundy County Tennessee | 8 | $ 430,000 | $ 53,000 | $ 35,000 |
| Loudon County Tennessee | 8 | $ 661,000 | $ 82,000 | $ 78,000 |
| McMinn County Tennessee | 8 | $ 730,000 | $ 91,000 | $ 54,000 |
| Bedford County Tennessee | 7 | $ 336,000 | $ 48,000 | $ 33,000 |
| Blount County Tennessee | 7 | $ 609,000 | $ 87,000 | $ 158,000 |
| Hardin County Tennessee | 7 | $ 252,000 | $ 36,000 | $ 25,000 |
| Overton County Tennessee | 7 | $ 309,000 | $ 44,000 | $ 45,000 |
| Lee County Mississippi | 6 | $ 195,000 | $ 32,000 | $ 31,000 |
| Marshall County Mississippi | 6 | $ 336,000 | $ 56,000 | $ 49,000 |
| Cheatham County Tennessee | 6 | $ 529,000 | $ 88,000 | $ 51,000 |
| Hickman County Tennessee | 6 | $ 451,000 | $ 75,000 | $ 39,000 |
| Humphreys County Tennessee | 6 | $ 362,000 | $ 60,000 | $ 45,000 |
| Marshall County Tennessee | 6 | $ 245,000 | $ 40,000 | $ 42,000 |
| Rhea County Tennessee | 6 | $ 347,000 | $ 57,000 | $ 40,000 |
| Amite County Mississippi | 5 | $ 264,000 | $ 52,000 | $ 29,000 |
| Chickasaw County Mississippi | 5 | $ 215,000 | $ 43,000 | $ 25,000 |
| Panola County Mississippi | 5 | $ 293,000 | $ 58,000 | $ 42,000 |
| Bradley County Tennessee | 5 | $ 424,000 | $ 84,000 | $ 48,000 |
| Decatur County Tennessee | 5 | $ 189,000 | $ 37,000 | $ 38,000 |
| Hardeman County Tennessee | 5 | $ 332,000 | $ 66,000 | $ 35,000 |
| Lauderdale County Tennessee | 5 | $ 296,000 | $ 59,000 | $ 46,000 |
| Macon County Tennessee | 5 | $ 250,000 | $ 50,000 | $ 29,000 |
| Marion County Tennessee | 5 | $ 311,000 | $ 62,000 | $ 37,000 |
| Warren County Tennessee | 5 | $ 284,000 | $ 56,000 | $ 30,000 |
| Wilson County Tennessee | 5 | $ 374,000 | $ 74,000 | $ 50,000 |
| Crittenden County Arkansas | 4 | $ 182,000 | $ 45,000 | $ 56,000 |
| Covington County Mississippi | 4 | $ 143,000 | $ 35,000 | $ 30,000 |
| DeSoto County Mississippi | 4 | $ 168,000 | $ 42,000 | $ 54,000 |
| Pontotoc County Mississippi | 4 | $ 292,000 | $ 73,000 | $ 33,000 |
| Prentiss County Mississippi | 4 | $ 204,000 | $ 51,000 | $ 35,000 |
| Rankin County Mississippi | 4 | $ 185,000 | $ 46,000 | $ 39,000 |
| Simpson County Mississippi | 4 | $ 233,000 | $ 58,000 | $ 46,000 |
| Union County Mississippi | 4 | $ 170,000 | $ 42,000 | $ 22,000 |
| Bledsoe County Tennessee | 4 | $ 219,000 | $ 54,000 | $ 37,000 |
| Cannon County Tennessee | 4 | $ 219,000 | $ 54,000 | $ 27,000 |
| Cocke County Tennessee | 4 | $ 154,000 | $ 38,000 | $ 32,000 |
| Hamilton County Tennessee | 4 | $ 217,000 | $ 54,000 | $ 39,000 |
| Lewis County Tennessee | 4 | $ 215,000 | $ 53,000 | $ 37,000 |
| Meigs County Tennessee | 4 | $ 278,000 | $ 69,000 | $ 39,000 |
| Moore County Tennessee | 4 | $ 167,000 | $ 41,000 | $ 40,000 |
| Roane County Tennessee | 4 | $ 219,000 | $ 54,000 | $ 43,000 |
| Sumner County Tennessee | 4 | $ 326,000 | $ 81,000 | $ 58,000 |
| White County Tennessee | 4 | $ 437,000 | $ 109,000 | $ 83,000 |
| Collin County Texas | 4 | $ 316,000 | $ 79,000 | $ 32,000 |
| Hinds County Mississippi | 3 | $ 117,000 | $ 39,000 | $ 44,000 |
| Itawamba County Mississippi | 3 | $ 121,000 | $ 40,000 | $ 86,000 |
| Jones County Mississippi | 3 | $ 103,000 | $ 34,000 | $ 22,000 |
| Marion County Mississippi | 3 | $ 154,000 | $ 51,000 | $ 70,000 |
| Oktibbeha County Mississippi | 3 | $ 103,000 | $ 34,000 | $ 21,000 |
| Perry County Mississippi | 3 | $ 129,000 | $ 43,000 | $ 24,000 |
| Tippah County Mississippi | 3 | $ 226,000 | $ 75,000 | $ 36,000 |
| Tishomingo County Mississippi | 3 | $ 97,000 | $ 32,000 | $ 57,000 |
| Clay County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 36,000 |
| DeKalb County Tennessee | 3 | $ 147,000 | $ 49,000 | $ 31,000 |
| Fayette County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 41,000 |
| Montgomery County Tennessee | 3 | $ 243,000 | $ 81,000 | $ 42,000 |
| Obion County Tennessee | 3 | $ 137,000 | $ 45,000 | $ 41,000 |
| Polk County Tennessee | 3 | $ 197,000 | $ 65,000 | $ 27,000 |
| Smith County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 48,000 |
| Union County Tennessee | 3 | $ 77,000 | $ 25,000 | $ 32,000 |
| Wayne County Tennessee | 3 | $ 120,000 | $ 40,000 | $ 64,000 |
| Weakley County Tennessee | 3 | $ 132,000 | $ 44,000 | $ 29,000 |
| Laurel County Kentucky | 2 | $ 69,000 | $ 34,000 | $ 30,000 |
| Forrest County Mississippi | 2 | $ 149,000 | $ 74,000 | $ 29,000 |
| Lafayette County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 23,000 |
| Lawrence County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 29,000 |
| Lincoln County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Monroe County Mississippi | 2 | $ 89,000 | $ 44,000 | $ 33,000 |
| Newton County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 155,000 |
| Pearl River County Mississippi | 2 | $ 48,000 | $ 24,000 | $ 31,000 |
| Scott County Mississippi | 2 | $ 103,000 | $ 51,000 | $ 51,000 |
| Tunica County Mississippi | 2 | $ 154,000 | $ 77,000 | $ 20,000 |
| Fentress County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Grainger County Tennessee | 2 | $ 115,000 | $ 57,000 | $ 47,000 |
| Hamblen County Tennessee | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Haywood County Tennessee | 2 | $ 103,000 | $ 51,000 | $ 42,000 |
| Jackson County Tennessee | 2 | $ 549,000 | $ 274,000 | $ 102,000 |
| Jefferson County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Lincoln County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 68,000 |
| Morgan County Tennessee | 2 | $ 106,000 | $ 53,000 | $ 44,000 |
| Perry County Tennessee | 2 | $ 93,000 | $ 46,000 | $ 26,000 |
| Robertson County Tennessee | 2 | $ 129,000 | $ 64,000 | $ 65,000 |
| Sequatchie County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| Washington County Tennessee | 2 | $ 62,000 | $ 31,000 | $ 32,000 |
| Hunt County Texas | 2 | $ 111,000 | $ 55,000 | $ 49,000 |
| Lamar County Alabama | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Lauderdale County Alabama | 1 | $ 66,000 | $ 66,000 | $ 44,000 |
| St. Clair County Alabama | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Tuscaloosa County Alabama | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Benton County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Mississippi County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Poinsett County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| San Bernardino County California | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Kent County Delaware | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Broward County Florida | 1 | $ 34,000 | $ 34,000 | $ 100,000 |
| Duval County Florida | 1 | $ 62,000 | $ 62,000 | $ 156,000 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 37,000 | $ 37,000 | $ 61,000 |
| Lee County Florida | 1 | $ 2,086,000 | $ 2,086,000 | $ 500,000 |
| Pasco County Florida | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Volusia County Florida | 1 | $ 17,000 | $ 17,000 | $ 125,000 |
| Bartow County Georgia | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Dade County Georgia | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Hall County Georgia | 1 | $ 232,000 | $ 232,000 | $ 285,000 |
| Henry County Georgia | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Muscogee County Georgia | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Saline County Illinois | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Will County Illinois | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Winnebago County Illinois | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Clark County Indiana | 1 | $ 92,000 | $ 92,000 | $ 68,000 |
| Clinton County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Powell County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 43,000 |
| Wayne County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Whitley County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| East Baton Rouge County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| St. Helena County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Tangipahoa County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Lapeer County Michigan | 1 | $ 17,000 | $ 17,000 | $ 36,000 |
| Ramsey County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 75,000 |
| Adams County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Alcorn County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 10,000 |
| Bolivar County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Calhoun County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Carroll County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Choctaw County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Clay County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Grenada County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 17,000 |
| Harrison County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Jackson County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Jasper County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Lamar County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Lowndes County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Madison County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Quitman County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Tate County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 72,000 |
| Walthall County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Atlantic County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Cherokee County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Cleveland County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
| York County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Trujillo Alto County Puerto Rico | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Aiken County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Anderson County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 62,000 |
| Benton County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Campbell County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 23,000 |
| Carter County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Hawkins County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Henry County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Houston County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Scott County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Stewart County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Unicoi County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Van Buren County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Williamson County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 157,000 |
| Dallas County Texas | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Kaufman County Texas | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Midland County Texas | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Van Zandt County Texas | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Chesapeake County Virginia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Rock County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 748 | $45,816,000 | $61,000 | $2,086,000 | $47,000 | $644,000 |
| Home Improvement | 99 | $1,551,000 | $15,000 | $152,000 | $50,000 | $750,000 |
| Refinancing | 62 | $5,536,000 | $89,000 | $1,199,000 | $82,000 | $700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $44,228,000 | $57,000 | $2,086,000 | $49,000 | $750,000 |
| Black or African American | 63 | $2,942,000 | $46,000 | $232,000 | $37,000 | $285,000 |
| Not Provided | 53 | $3,175,000 | $59,000 | $500,000 | $56,000 | $700,000 |
| Hispanic | 14 | $679,000 | $48,000 | $100,000 | $43,000 | $79,000 |
| Asian | 7 | $585,000 | $83,000 | $205,000 | $63,000 | $99,000 |
| Not applicable | 2 | $1,228,000 | $614,000 | $1,199,000 | $608,000 | $644,000 |
| American Indian or Alaskan Native | 1 | $66,000 | $66,000 | $66,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 909 | $52,903,000 | $58,000 | $2,086,000 | $50,000 | $750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 435 | $26,783,000 | $61,000 | $2,086,000 | $62,000 | $750,000 |
| Application Denied By Financial Institution | 352 | $18,772,000 | $53,000 | $176,000 | $35,000 | $120,000 |
| Application Approved But Not Accepted | 112 | $6,429,000 | $57,000 | $165,000 | $47,000 | $229,000 |
| Application Withdrawn By Applicant | 10 | $919,000 | $91,000 | $323,000 | $37,000 | $88,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $667,000 | $60,000 | $137,000 | $21,000 | $37,000 |
| Debt-To-Income Ratio | 8 | $314,000 | $39,000 | $155,000 | $38,000 | $84,000 |
| Employment History | 2 | $164,000 | $82,000 | $160,000 | $49,000 | $61,000 |
| Collateral | 2 | $45,000 | $22,000 | $25,000 | $18,000 | $29,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $17,000 | $17,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.