Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Clayton Bank And Trust 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 2,088 |
| Total Mortgage Loan Application Amount | $110,122,000 |
| Average Mortgage Loan Application Amount | $54,666 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $53,666 |
| Highest Applicant Income | $750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Tennessee | 129 | $ 8,507,000 | $ 65,000 | $ 66,000 |
| Henderson County Tennessee | 78 | $ 2,477,000 | $ 31,000 | $ 41,000 |
| Madison County Tennessee | 44 | $ 3,423,000 | $ 77,000 | $ 118,000 |
| Maricopa County Arizona | 40 | $ 1,353,000 | $ 33,000 | $ 39,000 |
| Jones County Mississippi | 35 | $ 1,951,000 | $ 55,000 | $ 45,000 |
| Crockett County Tennessee | 29 | $ 768,000 | $ 26,000 | $ 39,000 |
| Lee County Mississippi | 28 | $ 1,640,000 | $ 58,000 | $ 39,000 |
| Pike County Mississippi | 27 | $ 1,438,000 | $ 53,000 | $ 32,000 |
| Lamar County Mississippi | 24 | $ 1,072,000 | $ 44,000 | $ 39,000 |
| Tipton County Tennessee | 22 | $ 1,379,000 | $ 62,000 | $ 73,000 |
| Forrest County Mississippi | 21 | $ 979,000 | $ 46,000 | $ 42,000 |
| Hinds County Mississippi | 21 | $ 1,000,000 | $ 47,000 | $ 43,000 |
| Marion County Mississippi | 21 | $ 899,000 | $ 42,000 | $ 42,000 |
| Monroe County Mississippi | 21 | $ 1,087,000 | $ 51,000 | $ 29,000 |
| Union County Mississippi | 21 | $ 1,033,000 | $ 49,000 | $ 45,000 |
| Covington County Mississippi | 20 | $ 860,000 | $ 43,000 | $ 50,000 |
| Warren County Mississippi | 20 | $ 936,000 | $ 46,000 | $ 41,000 |
| Perry County Mississippi | 19 | $ 676,000 | $ 35,000 | $ 48,000 |
| Knox County Tennessee | 19 | $ 4,946,000 | $ 260,000 | $ 72,000 |
| Morgan County Georgia | 17 | $ 315,000 | $ 18,000 | $ 81,000 |
| Lincoln County Mississippi | 17 | $ 1,114,000 | $ 65,000 | $ 61,000 |
| Wayne County Mississippi | 17 | $ 1,046,000 | $ 61,000 | $ 46,000 |
| Lowndes County Mississippi | 16 | $ 689,000 | $ 43,000 | $ 43,000 |
| Rankin County Mississippi | 16 | $ 712,000 | $ 44,000 | $ 42,000 |
| Alcorn County Mississippi | 15 | $ 787,000 | $ 52,000 | $ 34,000 |
| Itawamba County Mississippi | 15 | $ 801,000 | $ 53,000 | $ 53,000 |
| Pearl River County Mississippi | 15 | $ 732,000 | $ 48,000 | $ 57,000 |
| Monroe County Tennessee | 15 | $ 1,068,000 | $ 71,000 | $ 44,000 |
| Rutherford County Tennessee | 15 | $ 761,000 | $ 50,000 | $ 32,000 |
| Shelby County Tennessee | 15 | $ 616,000 | $ 41,000 | $ 40,000 |
| Oakland County Michigan | 14 | $ 474,000 | $ 33,000 | $ 21,000 |
| Simpson County Mississippi | 14 | $ 683,000 | $ 48,000 | $ 48,000 |
| Prentiss County Mississippi | 13 | $ 625,000 | $ 48,000 | $ 38,000 |
| Tippah County Mississippi | 13 | $ 688,000 | $ 52,000 | $ 41,000 |
| Laurel County Kentucky | 12 | $ 400,000 | $ 33,000 | $ 32,000 |
| Ouachita County Louisiana | 12 | $ 611,000 | $ 50,000 | $ 32,000 |
| Panola County Mississippi | 12 | $ 699,000 | $ 58,000 | $ 54,000 |
| Walthall County Mississippi | 12 | $ 530,000 | $ 44,000 | $ 58,000 |
| Putnam County Tennessee | 12 | $ 1,035,000 | $ 86,000 | $ 48,000 |
| Clinton County Iowa | 11 | $ 172,000 | $ 15,000 | $ 16,000 |
| Richland County Louisiana | 11 | $ 605,000 | $ 55,000 | $ 55,000 |
| Amite County Mississippi | 11 | $ 442,000 | $ 40,000 | $ 34,000 |
| Copiah County Mississippi | 11 | $ 589,000 | $ 53,000 | $ 29,000 |
| Lawrence County Mississippi | 11 | $ 483,000 | $ 43,000 | $ 40,000 |
| Carroll County Tennessee | 11 | $ 886,000 | $ 80,000 | $ 65,000 |
| Dyer County Tennessee | 11 | $ 155,000 | $ 14,000 | $ 36,000 |
| Tangipahoa County Louisiana | 10 | $ 513,000 | $ 51,000 | $ 41,000 |
| Jefferson County Mississippi | 10 | $ 451,000 | $ 45,000 | $ 43,000 |
| Oktibbeha County Mississippi | 10 | $ 508,000 | $ 50,000 | $ 28,000 |
| Franklin County Tennessee | 10 | $ 494,000 | $ 49,000 | $ 43,000 |
| Maury County Tennessee | 10 | $ 341,000 | $ 34,000 | $ 38,000 |
| Adams County Mississippi | 9 | $ 376,000 | $ 41,000 | $ 38,000 |
| Harrison County Mississippi | 9 | $ 291,000 | $ 32,000 | $ 62,000 |
| Jasper County Mississippi | 9 | $ 420,000 | $ 46,000 | $ 44,000 |
| Jefferson Davis County Mississippi | 9 | $ 418,000 | $ 46,000 | $ 38,000 |
| Scott County Mississippi | 9 | $ 490,000 | $ 54,000 | $ 39,000 |
| Gibson County Tennessee | 9 | $ 487,000 | $ 54,000 | $ 54,000 |
| McNairy County Tennessee | 9 | $ 245,000 | $ 27,000 | $ 58,000 |
| Franklin County Louisiana | 8 | $ 509,000 | $ 63,000 | $ 78,000 |
| Greene County Mississippi | 8 | $ 386,000 | $ 48,000 | $ 62,000 |
| Pontotoc County Mississippi | 8 | $ 440,000 | $ 55,000 | $ 47,000 |
| Smith County Mississippi | 8 | $ 373,000 | $ 46,000 | $ 43,000 |
| Jefferson County Missouri | 8 | $ 202,000 | $ 25,000 | $ 18,000 |
| Fayette County Tennessee | 8 | $ 295,000 | $ 36,000 | $ 29,000 |
| Lawrence County Tennessee | 8 | $ 419,000 | $ 52,000 | $ 40,000 |
| Lewis County Tennessee | 8 | $ 380,000 | $ 47,000 | $ 95,000 |
| Concordia County Louisiana | 7 | $ 406,000 | $ 58,000 | $ 67,000 |
| Claiborne County Mississippi | 7 | $ 328,000 | $ 46,000 | $ 33,000 |
| Marshall County Mississippi | 7 | $ 502,000 | $ 71,000 | $ 40,000 |
| Tate County Mississippi | 7 | $ 384,000 | $ 54,000 | $ 33,000 |
| Wilkinson County Mississippi | 7 | $ 323,000 | $ 46,000 | $ 29,000 |
| Davidson County Tennessee | 7 | $ 593,000 | $ 84,000 | $ 64,000 |
| Overton County Tennessee | 7 | $ 337,000 | $ 48,000 | $ 48,000 |
| Sevier County Tennessee | 7 | $ 279,000 | $ 39,000 | $ 25,000 |
| Madison County Louisiana | 6 | $ 346,000 | $ 57,000 | $ 55,000 |
| Lauderdale County Mississippi | 6 | $ 245,000 | $ 40,000 | $ 35,000 |
| Stone County Mississippi | 6 | $ 198,000 | $ 33,000 | $ 28,000 |
| Yazoo County Mississippi | 6 | $ 227,000 | $ 37,000 | $ 41,000 |
| Franklin County Ohio | 6 | $ 66,000 | $ 11,000 | $ 28,000 |
| Cumberland County Tennessee | 6 | $ 263,000 | $ 43,000 | $ 33,000 |
| Dickson County Tennessee | 6 | $ 467,000 | $ 77,000 | $ 37,000 |
| Knox County Kentucky | 5 | $ 175,000 | $ 35,000 | $ 54,000 |
| St. Helena County Louisiana | 5 | $ 255,000 | $ 51,000 | $ 21,000 |
| Washington County Louisiana | 5 | $ 141,000 | $ 28,000 | $ 24,000 |
| George County Mississippi | 5 | $ 246,000 | $ 49,000 | $ 40,000 |
| Holmes County Mississippi | 5 | $ 214,000 | $ 42,000 | $ 35,000 |
| Jackson County Mississippi | 5 | $ 313,000 | $ 62,000 | $ 61,000 |
| Newton County Mississippi | 5 | $ 319,000 | $ 63,000 | $ 32,000 |
| Bedford County Tennessee | 5 | $ 225,000 | $ 45,000 | $ 61,000 |
| Coffee County Tennessee | 5 | $ 349,000 | $ 69,000 | $ 37,000 |
| Grundy County Tennessee | 5 | $ 313,000 | $ 62,000 | $ 32,000 |
| Hickman County Tennessee | 5 | $ 267,000 | $ 53,000 | $ 43,000 |
| McMinn County Tennessee | 5 | $ 512,000 | $ 102,000 | $ 50,000 |
| Meigs County Tennessee | 5 | $ 255,000 | $ 51,000 | $ 38,000 |
| Wayne County Tennessee | 5 | $ 260,000 | $ 52,000 | $ 39,000 |
| White County Tennessee | 5 | $ 299,000 | $ 59,000 | $ 31,000 |
| Palm Beach County Florida | 4 | $ 134,000 | $ 33,000 | $ 30,000 |
| Livingston County Louisiana | 4 | $ 250,000 | $ 62,000 | $ 43,000 |
| Morehouse County Louisiana | 4 | $ 233,000 | $ 58,000 | $ 53,000 |
| Plaquemines County Louisiana | 4 | $ 203,000 | $ 50,000 | $ 35,000 |
| DeSoto County Mississippi | 4 | $ 187,000 | $ 46,000 | $ 85,000 |
| Franklin County Mississippi | 4 | $ 188,000 | $ 47,000 | $ 26,000 |
| Noxubee County Mississippi | 4 | $ 141,000 | $ 35,000 | $ 18,000 |
| Atlantic County New Jersey | 4 | $ 107,000 | $ 26,000 | $ 24,000 |
| Bradley County Tennessee | 4 | $ 312,000 | $ 78,000 | $ 41,000 |
| Hamblen County Tennessee | 4 | $ 2,557,000 | $ 639,000 | $ 111,000 |
| Hamilton County Tennessee | 4 | $ 344,000 | $ 86,000 | $ 94,000 |
| Roane County Tennessee | 4 | $ 227,000 | $ 56,000 | $ 25,000 |
| Pinal County Arizona | 3 | $ 84,000 | $ 28,000 | $ 30,000 |
| Crittenden County Arkansas | 3 | $ 182,000 | $ 60,000 | $ 35,000 |
| Adams County Colorado | 3 | $ 65,000 | $ 21,000 | $ 39,000 |
| Madison County Indiana | 3 | $ 134,000 | $ 44,000 | $ 46,000 |
| Clay County Kentucky | 3 | $ 141,000 | $ 47,000 | $ 44,000 |
| Madison County Kentucky | 3 | $ 50,000 | $ 16,000 | $ 39,000 |
| East Carroll County Louisiana | 3 | $ 89,000 | $ 29,000 | $ 30,000 |
| St. Tammany County Louisiana | 3 | $ 165,000 | $ 55,000 | $ 21,000 |
| Chickasaw County Mississippi | 3 | $ 91,000 | $ 30,000 | $ 37,000 |
| Clay County Mississippi | 3 | $ 80,000 | $ 26,000 | $ 34,000 |
| Kemper County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 28,000 |
| Lafayette County Mississippi | 3 | $ 209,000 | $ 69,000 | $ 59,000 |
| Leake County Mississippi | 3 | $ 114,000 | $ 38,000 | $ 33,000 |
| Cortland County New York | 3 | $ 46,000 | $ 15,000 | $ 15,000 |
| Anderson County Tennessee | 3 | $ 107,000 | $ 35,000 | $ 46,000 |
| Benton County Tennessee | 3 | $ 204,000 | $ 68,000 | $ 51,000 |
| Giles County Tennessee | 3 | $ 85,000 | $ 28,000 | $ 34,000 |
| Hardeman County Tennessee | 3 | $ 106,000 | $ 35,000 | $ 86,000 |
| Haywood County Tennessee | 3 | $ 125,000 | $ 41,000 | $ 41,000 |
| Jefferson County Tennessee | 3 | $ 96,000 | $ 32,000 | $ 259,000 |
| Loudon County Tennessee | 3 | $ 262,000 | $ 87,000 | $ 60,000 |
| Macon County Tennessee | 3 | $ 126,000 | $ 42,000 | $ 25,000 |
| Obion County Tennessee | 3 | $ 132,000 | $ 44,000 | $ 55,000 |
| Wilson County Tennessee | 3 | $ 298,000 | $ 99,000 | $ 78,000 |
| Pickens County Alabama | 2 | $ 60,000 | $ 30,000 | $ 25,000 |
| Washington County Alabama | 2 | $ 157,000 | $ 78,000 | $ 50,000 |
| Mississippi County Arkansas | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| Sussex County Delaware | 2 | $ 52,000 | $ 26,000 | $ 21,000 |
| Polk County Florida | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| Heard County Georgia | 2 | $ 79,000 | $ 39,000 | $ 57,000 |
| Whitfield County Georgia | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Grant County Kentucky | 2 | $ 24,000 | $ 12,000 | $ 23,000 |
| Pike County Kentucky | 2 | $ 20,000 | $ 10,000 | $ 16,000 |
| Rockcastle County Kentucky | 2 | $ 43,000 | $ 21,000 | $ 36,000 |
| Caldwell County Louisiana | 2 | $ 117,000 | $ 58,000 | $ 39,000 |
| East Feliciana County Louisiana | 2 | $ 68,000 | $ 34,000 | $ 23,000 |
| Jefferson County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 23,000 |
| La Salle County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 61,000 |
| Lincoln County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 70,000 |
| Benton County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Madison County Mississippi | 2 | $ 52,000 | $ 26,000 | $ 36,000 |
| Neshoba County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 18,000 |
| Tallahatchie County Mississippi | 2 | $ 99,000 | $ 49,000 | $ 38,000 |
| Webster County Mississippi | 2 | $ 108,000 | $ 54,000 | $ 38,000 |
| Yalobusha County Mississippi | 2 | $ 128,000 | $ 64,000 | $ 38,000 |
| Erie County New York | 2 | $ 61,000 | $ 30,000 | $ 23,000 |
| Jefferson County New York | 2 | $ 41,000 | $ 20,000 | $ 17,000 |
| Niagara County New York | 2 | $ 29,000 | $ 14,000 | $ 23,000 |
| Wayne County New York | 2 | $ 42,000 | $ 21,000 | $ 22,000 |
| Blount County Tennessee | 2 | $ 101,000 | $ 50,000 | $ 19,000 |
| Decatur County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 92,000 |
| Humphreys County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 38,000 |
| Jackson County Tennessee | 2 | $ 247,000 | $ 123,000 | $ 100,000 |
| Lauderdale County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 20,000 |
| Marion County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 44,000 |
| Robertson County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 44,000 |
| Warren County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 29,000 |
| Weakley County Tennessee | 2 | $ 95,000 | $ 47,000 | $ 28,000 |
| Williamson County Tennessee | 2 | $ 138,000 | $ 69,000 | $ 80,000 |
| Howard County Texas | 2 | $ 106,000 | $ 53,000 | $ 30,000 |
| Liberty County Texas | 2 | $ 61,000 | $ 30,000 | $ 66,000 |
| Polk County Texas | 2 | $ 79,000 | $ 39,000 | $ 34,000 |
| Elmore County Alabama | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Franklin County Alabama | 1 | $ 41,000 | $ 41,000 | $ 16,000 |
| Mobile County Alabama | 1 | $ 27,000 | $ 27,000 | $ 17,000 |
| Johnson County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Phillips County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| St. Francis County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Washington County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 20,000 |
| Broward County Florida | 1 | $ 26,000 | $ 26,000 | $ 32,000 |
| Pasco County Florida | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Gordon County Georgia | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Walker County Georgia | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Cook County Illinois | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Lake County Indiana | 1 | $ 17,000 | $ 17,000 | $ 13,000 |
| Washington County Indiana | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Boone County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 8,000 |
| Calloway County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Clinton County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Harrison County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Ohio County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Pendleton County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Perry County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 14,000 |
| Scott County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Whitley County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Allen County Louisiana | 1 | $ 11,000 | $ 11,000 | $ 13,000 |
| Ascension County Louisiana | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| East Baton Rouge County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Lafayette County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Orleans County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 82,000 |
| St. James County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 77,000 |
| St. John the Baptist County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Union County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Vernon County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
| West Carroll County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Wayne County Michigan | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Bolivar County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Calhoun County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 98,000 |
| Carroll County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Clarke County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
| Leflore County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Montgomery County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Sharkey County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Sunflower County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 47,000 |
| Tunica County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Winston County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Madison County New York | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Tompkins County New York | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Graham County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 18,000 |
| Butler County Ohio | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Beckham County Oklahoma | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Cannon County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Claiborne County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Clay County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 23,000 |
| Grainger County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Hardin County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Henry County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 17,000 |
| Houston County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Lincoln County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Marshall County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 13,000 |
| Montgomery County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Perry County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Rhea County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Sequatchie County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 91,000 |
| Sumner County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Union County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 93,000 |
| Van Buren County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Washington County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Bexar County Texas | 1 | $ 23,000 | $ 23,000 | $ 20,000 |
| Lamoille County Vermont | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Racine County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,809 | $91,872,000 | $50,000 | $705,000 | $42,000 | $743,000 |
| Refinancing | 170 | $16,007,000 | $94,000 | $2,300,000 | $76,000 | $750,000 |
| Home Improvement | 109 | $2,243,000 | $20,000 | $250,000 | $43,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,282 | $70,039,000 | $54,000 | $2,300,000 | $47,000 | $750,000 |
| Not Provided | 384 | $20,142,000 | $52,000 | $158,000 | $45,000 | $743,000 |
| Black or African American | 354 | $15,444,000 | $43,000 | $164,000 | $34,000 | $112,000 |
| Hispanic | 52 | $1,745,000 | $33,000 | $82,000 | $37,000 | $214,000 |
| Not applicable | 11 | $2,617,000 | $237,000 | $1,168,000 | $189,000 | $650,000 |
| American Indian or Alaskan Native | 2 | $41,000 | $20,000 | $27,000 | $28,000 | $57,000 |
| Asian | 2 | $74,000 | $37,000 | $70,000 | $42,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $20,000 | $20,000 | $20,000 | $8,000 | $8,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,088 | $110,122,000 | $52,000 | $2,300,000 | $45,000 | $750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 900 | $44,950,000 | $49,000 | $195,000 | $33,000 | $180,000 |
| Loan Originated | 746 | $44,557,000 | $59,000 | $2,300,000 | $60,000 | $750,000 |
| Application Approved But Not Accepted | 329 | $17,396,000 | $52,000 | $150,000 | $50,000 | $743,000 |
| Loan Purchased By The Institution | 106 | $2,953,000 | $27,000 | $58,000 | $28,000 | $69,000 |
| Application Withdrawn By Applicant | 7 | $266,000 | $38,000 | $86,000 | $31,000 | $71,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.