Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Clayton Bank And Trust 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 2,036 |
| Total Mortgage Loan Application Amount | $112,421,000 |
| Average Mortgage Loan Application Amount | $49,333 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $44,666 |
| Highest Applicant Income | $298,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Florida | 72 | $ 2,068,000 | $ 28,000 | $ 1,000 |
| Laurel County Kentucky | 54 | $ 2,852,000 | $ 52,000 | $ 33,000 |
| Orange County Florida | 41 | $ 1,151,000 | $ 28,000 | $ 0 |
| Knox County Tennessee | 41 | $ 6,051,000 | $ 147,000 | $ 63,000 |
| Sevier County Tennessee | 31 | $ 1,975,000 | $ 63,000 | $ 44,000 |
| Lincoln County Mississippi | 24 | $ 1,338,000 | $ 55,000 | $ 50,000 |
| Clay County Kentucky | 23 | $ 1,067,000 | $ 46,000 | $ 31,000 |
| Jones County Mississippi | 23 | $ 1,143,000 | $ 49,000 | $ 40,000 |
| Henderson County Tennessee | 23 | $ 1,634,000 | $ 71,000 | $ 45,000 |
| Knox County Kentucky | 21 | $ 879,000 | $ 41,000 | $ 30,000 |
| Covington County Mississippi | 19 | $ 886,000 | $ 46,000 | $ 43,000 |
| Itawamba County Mississippi | 17 | $ 817,000 | $ 48,000 | $ 38,000 |
| Monroe County Mississippi | 17 | $ 779,000 | $ 45,000 | $ 44,000 |
| Fayette County Tennessee | 17 | $ 557,000 | $ 32,000 | $ 48,000 |
| Forrest County Mississippi | 16 | $ 762,000 | $ 47,000 | $ 73,000 |
| Lee County Mississippi | 16 | $ 862,000 | $ 53,000 | $ 43,000 |
| Rankin County Mississippi | 16 | $ 874,000 | $ 54,000 | $ 46,000 |
| Putnam County Tennessee | 16 | $ 845,000 | $ 52,000 | $ 39,000 |
| Lamar County Mississippi | 15 | $ 639,000 | $ 42,000 | $ 39,000 |
| Lauderdale County Mississippi | 15 | $ 958,000 | $ 63,000 | $ 70,000 |
| Pike County Mississippi | 15 | $ 833,000 | $ 55,000 | $ 55,000 |
| Wayne County Mississippi | 15 | $ 803,000 | $ 53,000 | $ 52,000 |
| Tipton County Tennessee | 15 | $ 726,000 | $ 48,000 | $ 50,000 |
| Walker County Alabama | 14 | $ 766,000 | $ 54,000 | $ 37,000 |
| Alcorn County Mississippi | 14 | $ 724,000 | $ 51,000 | $ 34,000 |
| Copiah County Mississippi | 12 | $ 635,000 | $ 52,000 | $ 43,000 |
| Madison County Tennessee | 12 | $ 438,000 | $ 36,000 | $ 64,000 |
| Tuscaloosa County Alabama | 11 | $ 714,000 | $ 64,000 | $ 53,000 |
| Whitley County Kentucky | 11 | $ 507,000 | $ 46,000 | $ 31,000 |
| Pontotoc County Mississippi | 11 | $ 633,000 | $ 57,000 | $ 38,000 |
| Chester County Tennessee | 11 | $ 194,000 | $ 17,000 | $ 27,000 |
| Franklin County Tennessee | 11 | $ 515,000 | $ 46,000 | $ 42,000 |
| Jefferson Davis County Mississippi | 10 | $ 418,000 | $ 41,000 | $ 37,000 |
| Prentiss County Mississippi | 10 | $ 498,000 | $ 49,000 | $ 35,000 |
| Crockett County Tennessee | 10 | $ 373,000 | $ 37,000 | $ 54,000 |
| Daviess County Kentucky | 9 | $ 466,000 | $ 51,000 | $ 47,000 |
| Hopkins County Kentucky | 9 | $ 493,000 | $ 54,000 | $ 45,000 |
| Muhlenberg County Kentucky | 9 | $ 441,000 | $ 49,000 | $ 27,000 |
| Clarke County Mississippi | 9 | $ 572,000 | $ 63,000 | $ 58,000 |
| Jasper County Mississippi | 9 | $ 340,000 | $ 37,000 | $ 33,000 |
| Tishomingo County Mississippi | 9 | $ 557,000 | $ 61,000 | $ 39,000 |
| Blount County Tennessee | 9 | $ 1,440,000 | $ 160,000 | $ 61,000 |
| Grundy County Tennessee | 9 | $ 533,000 | $ 59,000 | $ 51,000 |
| Taylor County Kentucky | 8 | $ 405,000 | $ 50,000 | $ 41,000 |
| Lawrence County Mississippi | 8 | $ 499,000 | $ 62,000 | $ 69,000 |
| Marion County Mississippi | 8 | $ 446,000 | $ 55,000 | $ 46,000 |
| Oktibbeha County Mississippi | 8 | $ 350,000 | $ 43,000 | $ 33,000 |
| Scott County Mississippi | 8 | $ 404,000 | $ 50,000 | $ 46,000 |
| Simpson County Mississippi | 8 | $ 403,000 | $ 50,000 | $ 47,000 |
| Smith County Mississippi | 8 | $ 467,000 | $ 58,000 | $ 50,000 |
| Walthall County Mississippi | 8 | $ 451,000 | $ 56,000 | $ 46,000 |
| Lauderdale County Tennessee | 8 | $ 399,000 | $ 49,000 | $ 48,000 |
| Warren County Tennessee | 8 | $ 327,000 | $ 40,000 | $ 37,000 |
| Jackson County Kentucky | 7 | $ 272,000 | $ 38,000 | $ 25,000 |
| Chickasaw County Mississippi | 7 | $ 433,000 | $ 61,000 | $ 48,000 |
| Hinds County Mississippi | 7 | $ 420,000 | $ 60,000 | $ 57,000 |
| Marshall County Mississippi | 7 | $ 398,000 | $ 56,000 | $ 32,000 |
| Perry County Mississippi | 7 | $ 326,000 | $ 46,000 | $ 46,000 |
| Union County Mississippi | 7 | $ 419,000 | $ 59,000 | $ 36,000 |
| Cumberland County Tennessee | 7 | $ 494,000 | $ 70,000 | $ 41,000 |
| Dyer County Tennessee | 7 | $ 373,000 | $ 53,000 | $ 68,000 |
| Jefferson County Tennessee | 7 | $ 470,000 | $ 67,000 | $ 24,000 |
| White County Tennessee | 7 | $ 325,000 | $ 46,000 | $ 28,000 |
| Eaton County Michigan | 6 | $ 261,000 | $ 43,000 | $ 0 |
| Lowndes County Mississippi | 6 | $ 357,000 | $ 59,000 | $ 43,000 |
| Newton County Mississippi | 6 | $ 330,000 | $ 55,000 | $ 52,000 |
| Warren County Mississippi | 6 | $ 264,000 | $ 44,000 | $ 44,000 |
| Anderson County Tennessee | 6 | $ 152,000 | $ 25,000 | $ 48,000 |
| Coffee County Tennessee | 6 | $ 298,000 | $ 49,000 | $ 45,000 |
| Fentress County Tennessee | 6 | $ 291,000 | $ 48,000 | $ 40,000 |
| McNairy County Tennessee | 6 | $ 407,000 | $ 67,000 | $ 45,000 |
| Shelby County Tennessee | 6 | $ 1,160,000 | $ 193,000 | $ 80,000 |
| Bibb County Alabama | 5 | $ 175,000 | $ 35,000 | $ 47,000 |
| Choctaw County Alabama | 5 | $ 338,000 | $ 67,000 | $ 37,000 |
| Breckinridge County Kentucky | 5 | $ 449,000 | $ 89,000 | $ 49,000 |
| Amite County Mississippi | 5 | $ 183,000 | $ 36,000 | $ 41,000 |
| Pearl River County Mississippi | 5 | $ 309,000 | $ 61,000 | $ 43,000 |
| Wilkinson County Mississippi | 5 | $ 280,000 | $ 56,000 | $ 47,000 |
| Winston County Mississippi | 5 | $ 321,000 | $ 64,000 | $ 33,000 |
| Autauga County Alabama | 4 | $ 165,000 | $ 41,000 | $ 61,000 |
| Chilton County Alabama | 4 | $ 343,000 | $ 85,000 | $ 56,000 |
| Knott County Kentucky | 4 | $ 161,000 | $ 40,000 | $ 47,000 |
| Larue County Kentucky | 4 | $ 236,000 | $ 59,000 | $ 50,000 |
| Leslie County Kentucky | 4 | $ 261,000 | $ 65,000 | $ 48,000 |
| Marion County Kentucky | 4 | $ 189,000 | $ 47,000 | $ 47,000 |
| Ohio County Kentucky | 4 | $ 266,000 | $ 66,000 | $ 59,000 |
| Perry County Kentucky | 4 | $ 188,000 | $ 47,000 | $ 32,000 |
| Livingston County Michigan | 4 | $ 196,000 | $ 49,000 | $ 0 |
| Adams County Mississippi | 4 | $ 237,000 | $ 59,000 | $ 27,000 |
| Calhoun County Mississippi | 4 | $ 172,000 | $ 43,000 | $ 33,000 |
| Claiborne County Mississippi | 4 | $ 195,000 | $ 48,000 | $ 39,000 |
| George County Mississippi | 4 | $ 224,000 | $ 56,000 | $ 40,000 |
| Decatur County Tennessee | 4 | $ 140,000 | $ 35,000 | $ 34,000 |
| DeKalb County Tennessee | 4 | $ 147,000 | $ 36,000 | $ 67,000 |
| Hamblen County Tennessee | 4 | $ 227,000 | $ 56,000 | $ 34,000 |
| Jackson County Tennessee | 4 | $ 150,000 | $ 37,000 | $ 35,000 |
| Marion County Tennessee | 4 | $ 183,000 | $ 45,000 | $ 39,000 |
| Overton County Tennessee | 4 | $ 149,000 | $ 37,000 | $ 66,000 |
| Rutherford County Tennessee | 4 | $ 244,000 | $ 61,000 | $ 34,000 |
| Sumner County Tennessee | 4 | $ 293,000 | $ 73,000 | $ 54,000 |
| Dallas County Alabama | 3 | $ 157,000 | $ 52,000 | $ 31,000 |
| Fayette County Alabama | 3 | $ 140,000 | $ 46,000 | $ 27,000 |
| Marion County Alabama | 3 | $ 194,000 | $ 64,000 | $ 44,000 |
| Montgomery County Alabama | 3 | $ 152,000 | $ 50,000 | $ 42,000 |
| Hancock County Kentucky | 3 | $ 206,000 | $ 68,000 | $ 36,000 |
| Webster County Kentucky | 3 | $ 141,000 | $ 47,000 | $ 47,000 |
| Macomb County Michigan | 3 | $ 104,000 | $ 34,000 | $ 0 |
| Greene County Mississippi | 3 | $ 170,000 | $ 56,000 | $ 45,000 |
| Holmes County Mississippi | 3 | $ 143,000 | $ 47,000 | $ 40,000 |
| Jefferson County Mississippi | 3 | $ 155,000 | $ 51,000 | $ 61,000 |
| Kemper County Mississippi | 3 | $ 112,000 | $ 37,000 | $ 33,000 |
| Lafayette County Mississippi | 3 | $ 156,000 | $ 52,000 | $ 30,000 |
| Madison County Mississippi | 3 | $ 102,000 | $ 34,000 | $ 56,000 |
| Neshoba County Mississippi | 3 | $ 148,000 | $ 49,000 | $ 64,000 |
| Noxubee County Mississippi | 3 | $ 166,000 | $ 55,000 | $ 38,000 |
| Stone County Mississippi | 3 | $ 127,000 | $ 42,000 | $ 43,000 |
| Tippah County Mississippi | 3 | $ 142,000 | $ 47,000 | $ 46,000 |
| Yazoo County Mississippi | 3 | $ 146,000 | $ 48,000 | $ 46,000 |
| Cannon County Tennessee | 3 | $ 158,000 | $ 52,000 | $ 56,000 |
| Cocke County Tennessee | 3 | $ 114,000 | $ 38,000 | $ 46,000 |
| Greene County Tennessee | 3 | $ 164,000 | $ 54,000 | $ 34,000 |
| Lincoln County Tennessee | 3 | $ 127,000 | $ 42,000 | $ 20,000 |
| Sequatchie County Tennessee | 3 | $ 106,000 | $ 35,000 | $ 44,000 |
| Wilson County Tennessee | 3 | $ 149,000 | $ 49,000 | $ 34,000 |
| Bullock County Alabama | 2 | $ 121,000 | $ 60,000 | $ 31,000 |
| Cullman County Alabama | 2 | $ 57,000 | $ 28,000 | $ 33,000 |
| Elmore County Alabama | 2 | $ 118,000 | $ 59,000 | $ 57,000 |
| Lamar County Alabama | 2 | $ 124,000 | $ 62,000 | $ 79,000 |
| Pickens County Alabama | 2 | $ 74,000 | $ 37,000 | $ 51,000 |
| Winston County Alabama | 2 | $ 93,000 | $ 46,000 | $ 27,000 |
| Pasco County Florida | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Adair County Kentucky | 2 | $ 115,000 | $ 57,000 | $ 63,000 |
| Floyd County Kentucky | 2 | $ 92,000 | $ 46,000 | $ 22,000 |
| Graves County Kentucky | 2 | $ 94,000 | $ 47,000 | $ 53,000 |
| Grayson County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 56,000 |
| Green County Kentucky | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
| Marshall County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 54,000 |
| McLean County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| Metcalfe County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 29,000 |
| Owsley County Kentucky | 2 | $ 124,000 | $ 62,000 | $ 63,000 |
| Pike County Kentucky | 2 | $ 89,000 | $ 44,000 | $ 20,000 |
| Pulaski County Kentucky | 2 | $ 112,000 | $ 56,000 | $ 46,000 |
| Russell County Kentucky | 2 | $ 57,000 | $ 28,000 | $ 24,000 |
| Shelby County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 50,000 |
| Union County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 40,000 |
| Wayne County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 36,000 |
| Attala County Mississippi | 2 | $ 95,000 | $ 47,000 | $ 60,000 |
| Benton County Mississippi | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Choctaw County Mississippi | 2 | $ 151,000 | $ 75,000 | $ 21,000 |
| Clay County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 18,000 |
| Hancock County Mississippi | 2 | $ 127,000 | $ 63,000 | $ 66,000 |
| Leake County Mississippi | 2 | $ 91,000 | $ 45,000 | $ 59,000 |
| Panola County Mississippi | 2 | $ 172,000 | $ 86,000 | $ 68,000 |
| Beckham County Oklahoma | 2 | $ 41,000 | $ 20,000 | $ 59,000 |
| Bledsoe County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| Carroll County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 41,000 |
| Clay County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 39,000 |
| Dickson County Tennessee | 2 | $ 126,000 | $ 63,000 | $ 37,000 |
| Gibson County Tennessee | 2 | $ 42,000 | $ 21,000 | $ 46,000 |
| Hardeman County Tennessee | 2 | $ 39,000 | $ 19,000 | $ 69,000 |
| Henry County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| Houston County Tennessee | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| Loudon County Tennessee | 2 | $ 209,000 | $ 104,000 | $ 48,000 |
| McMinn County Tennessee | 2 | $ 29,000 | $ 14,000 | $ 15,000 |
| Moore County Tennessee | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Morgan County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 100,000 |
| Obion County Tennessee | 2 | $ 127,000 | $ 63,000 | $ 48,000 |
| Williamson County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 47,000 |
| Baldwin County Alabama | 1 | $ 58,000 | $ 58,000 | $ 68,000 |
| Clarke County Alabama | 1 | $ 54,000 | $ 54,000 | $ 91,000 |
| Covington County Alabama | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
| DeKalb County Alabama | 1 | $ 34,000 | $ 34,000 | $ 21,000 |
| Escambia County Alabama | 1 | $ 42,000 | $ 42,000 | $ 83,000 |
| Jefferson County Alabama | 1 | $ 66,000 | $ 66,000 | $ 82,000 |
| Lawrence County Alabama | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Macon County Alabama | 1 | $ 67,000 | $ 67,000 | $ 156,000 |
| Mobile County Alabama | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Shelby County Alabama | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Sumter County Alabama | 1 | $ 64,000 | $ 64,000 | $ 74,000 |
| Talladega County Alabama | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Washington County Alabama | 1 | $ 36,000 | $ 36,000 | $ 67,000 |
| Maricopa County Arizona | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| Gibson County Indiana | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Barren County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Boyle County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Casey County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Estill County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 19,000 |
| Franklin County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Hart County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Henderson County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Johnson County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Logan County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Menifee County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| Washington County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Lafayette County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| St. Landry County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Oakland County Michigan | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| DeSoto County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 71,000 |
| Franklin County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Grenada County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Jackson County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Leflore County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 79,000 |
| Sharkey County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Tallahatchie County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Washington County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 216,000 |
| Webster County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Yalobusha County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Bedford County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Cheatham County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 28,000 |
| Claiborne County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| Davidson County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Grainger County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Hardin County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 39,000 |
| Haywood County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 191,000 |
| Macon County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Rhea County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Roane County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 132,000 |
| Smith County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Union County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Van Buren County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Weakley County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,955 | $108,769,000 | $55,000 | $1,750,000 | $42,000 | $298,000 |
| Home Improvement | 43 | $782,000 | $18,000 | $166,000 | $45,000 | $208,000 |
| Refinancing | 38 | $2,870,000 | $75,000 | $333,000 | $47,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,419 | $81,227,000 | $57,000 | $1,750,000 | $47,000 | $298,000 |
| Black or African American | 429 | $22,595,000 | $52,000 | $195,000 | $40,000 | $168,000 |
| Not applicable | 145 | $5,932,000 | $40,000 | $600,000 | $0 | $0 |
| Hispanic | 25 | $1,009,000 | $40,000 | $87,000 | $44,000 | $180,000 |
| American Indian or Alaskan Native | 6 | $285,000 | $47,000 | $65,000 | $35,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $188,000 | $37,000 | $56,000 | $28,000 | $52,000 |
| Not Provided | 5 | $1,081,000 | $216,000 | $715,000 | $79,000 | $160,000 |
| Asian | 2 | $104,000 | $52,000 | $52,000 | $45,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,036 | $112,421,000 | $55,000 | $1,750,000 | $42,000 | $298,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Denied by Financial Institution | 727 | $41,164,000 | $56,000 | $172,000 | $45,000 | $298,000 |
| Application Denied By Financial Institution | 627 | $35,208,000 | $56,000 | $715,000 | $44,000 | $262,000 |
| Loan Originated | 375 | $22,700,000 | $60,000 | $1,750,000 | $45,000 | $288,000 |
| Application Approved But Not Accepted | 145 | $7,268,000 | $50,000 | $90,000 | $45,000 | $128,000 |
| Loan Purchased By The Institution | 128 | $3,833,000 | $29,000 | $63,000 | $0 | $0 |
| Application Withdrawn By Applicant | 33 | $2,222,000 | $67,000 | $360,000 | $59,000 | $208,000 |
| Preapproval Approved but not Accepted | 1 | $26,000 | $26,000 | $26,000 | $15,000 | $15,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.