Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Clearview Federal Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Clearview Federal Credit Union
8805 University Blvd
Moon Township, PA 15108
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 768
Total Mortgage Loan Application Amount $41,326,000
Average Mortgage Loan Application Amount $70,000
Highest Mortgage Loan Application Amount $360,000
Average Applicant Income $70,333
Highest Applicant Income $672,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2006.

Mortgage Loan Application Totals for Clearview Federal Credit Union by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 204 $ 9,865,000 $ 48,000 $ 74,000
Beaver County Pennsylvania 133 $ 6,096,000 $ 45,000 $ 66,000
Mecklenburg County North Carolina 29 $ 1,598,000 $ 55,000 $ 70,000
Washington County Pennsylvania 26 $ 1,256,000 $ 48,000 $ 60,000
Delaware County Pennsylvania 15 $ 630,000 $ 42,000 $ 59,000
York County South Carolina 11 $ 762,000 $ 69,000 $ 75,000
Maricopa County Arizona 10 $ 1,124,000 $ 112,000 $ 81,000
Butler County Pennsylvania 10 $ 459,000 $ 45,000 $ 89,000
San Diego County California 9 $ 434,000 $ 48,000 $ 57,000
Fairfax County Virginia 8 $ 550,000 $ 68,000 $ 74,000
Broward County Florida 7 $ 409,000 $ 58,000 $ 60,000
Gaston County North Carolina 7 $ 455,000 $ 65,000 $ 45,000
New Castle County Delaware 6 $ 430,000 $ 71,000 $ 77,000
Orange County Florida 6 $ 166,000 $ 27,000 $ 45,000
Anne Arundel County Maryland 6 $ 351,000 $ 58,000 $ 66,000
Cabarrus County North Carolina 6 $ 206,000 $ 34,000 $ 74,000
Los Angeles County California 5 $ 423,000 $ 84,000 $ 68,000
Palm Beach County Florida 5 $ 723,000 $ 144,000 $ 72,000
Prince George's County Maryland 5 $ 321,000 $ 64,000 $ 75,000
Erie County New York 5 $ 376,000 $ 75,000 $ 71,000
Hillsborough County Florida 4 $ 176,000 $ 44,000 $ 71,000
Pasco County Florida 4 $ 176,000 $ 44,000 $ 82,000
Hampden County Massachusetts 4 $ 210,000 $ 52,000 $ 107,000
Clark County Nevada 4 $ 284,000 $ 71,000 $ 58,000
Forsyth County North Carolina 4 $ 197,000 $ 49,000 $ 61,000
Iredell County North Carolina 4 $ 146,000 $ 36,000 $ 65,000
Union County North Carolina 4 $ 179,000 $ 44,000 $ 57,000
Mercer County Pennsylvania 4 $ 260,000 $ 65,000 $ 110,000
Philadelphia County Pennsylvania 4 $ 196,000 $ 49,000 $ 69,000
Prince William County Virginia 4 $ 263,000 $ 65,000 $ 84,000
Hancock County West Virginia 4 $ 252,000 $ 63,000 $ 59,000
Riverside County California 3 $ 271,000 $ 90,000 $ 46,000
Fulton County Georgia 3 $ 315,000 $ 105,000 $ 83,000
Baltimore County Maryland 3 $ 141,000 $ 47,000 $ 64,000
Cecil County Maryland 3 $ 193,000 $ 64,000 $ 85,000
Burlington County New Jersey 3 $ 235,000 $ 78,000 $ 94,000
Camden County New Jersey 3 $ 98,000 $ 32,000 $ 89,000
Lincoln County North Carolina 3 $ 108,000 $ 36,000 $ 53,000
Armstrong County Pennsylvania 3 $ 65,000 $ 21,000 $ 102,000
Centre County Pennsylvania 3 $ 81,000 $ 27,000 $ 58,000
Coconino County Arizona 2 $ 83,000 $ 41,000 $ 88,000
Summit County Colorado 2 $ 100,000 $ 50,000 $ 206,000
Collier County Florida 2 $ 371,000 $ 185,000 $ 85,000
Lake County Florida 2 $ 75,000 $ 37,000 $ 77,000
Lee County Florida 2 $ 95,000 $ 47,000 $ 53,000
Marion County Florida 2 $ 57,000 $ 28,000 $ 34,000
Martin County Florida 2 $ 100,000 $ 50,000 $ 55,000
Miami-Dade County Florida 2 $ 185,000 $ 92,000 $ 50,000
Pinellas County Florida 2 $ 91,000 $ 45,000 $ 74,000
Seminole County Florida 2 $ 100,000 $ 50,000 $ 33,000
York County Maine 2 $ 76,000 $ 38,000 $ 84,000
Frederick County Maryland 2 $ 305,000 $ 152,000 $ 115,000
Queen Anne's County Maryland 2 $ 55,000 $ 27,000 $ 112,000
Wicomico County Maryland 2 $ 145,000 $ 72,000 $ 53,000
Essex County Massachusetts 2 $ 173,000 $ 86,000 $ 56,000
Plymouth County Massachusetts 2 $ 190,000 $ 95,000 $ 95,000
Strafford County New Hampshire 2 $ 83,000 $ 41,000 $ 84,000
Cape May County New Jersey 2 $ 100,000 $ 50,000 $ 24,000
Gloucester County New Jersey 2 $ 20,000 $ 10,000 $ 71,000
Suffolk County New York 2 $ 164,000 $ 82,000 $ 58,000
Davie County North Carolina 2 $ 53,000 $ 26,000 $ 69,000
Guilford County North Carolina 2 $ 115,000 $ 57,000 $ 43,000
Franklin County Ohio 2 $ 177,000 $ 88,000 $ 45,000
Lake County Ohio 2 $ 52,000 $ 26,000 $ 84,000
Licking County Ohio 2 $ 81,000 $ 40,000 $ 87,000
Mahoning County Ohio 2 $ 95,000 $ 47,000 $ 90,000
Summit County Ohio 2 $ 116,000 $ 58,000 $ 106,000
Dauphin County Pennsylvania 2 $ 75,000 $ 37,000 $ 143,000
Union County Pennsylvania 2 $ 150,000 $ 75,000 $ 93,000
Westmoreland County Pennsylvania 2 $ 65,000 $ 32,000 $ 111,000
York County Pennsylvania 2 $ 72,000 $ 36,000 $ 80,000
Chester County South Carolina 2 $ 140,000 $ 70,000 $ 65,000
Loudon County Tennessee 2 $ 306,000 $ 153,000 $ 94,000
Roanoke County Virginia 2 $ 270,000 $ 135,000 $ 98,000
Virginia Beach County Virginia 2 $ 140,000 $ 70,000 $ 50,000
Yavapai County Arizona 1 $ 75,000 $ 75,000 $ 50,000
Alameda County California 1 $ 88,000 $ 88,000 $ 42,000
Orange County California 1 $ 85,000 $ 85,000 $ 120,000
San Bernardino County California 1 $ 64,000 $ 64,000 $ 145,000
San Mateo County California 1 $ 42,000 $ 42,000 $ 85,000
Ventura County California 1 $ 30,000 $ 30,000 $ 62,000
Adams County Colorado 1 $ 65,000 $ 65,000 $ 38,000
Arapahoe County Colorado 1 $ 30,000 $ 30,000 $ 80,000
Tolland County Connecticut 1 $ 100,000 $ 100,000 $ 66,000
Windham County Connecticut 1 $ 20,000 $ 20,000 $ 127,000
Sussex County Delaware 1 $ 55,000 $ 55,000 $ 46,000
District of Columbia County District Of Columbia 1 $ 93,000 $ 93,000 $ 64,000
Brevard County Florida 1 $ 80,000 $ 80,000 $ 120,000
Duval County Florida 1 $ 30,000 $ 30,000 $ 54,000
Flagler County Florida 1 $ 19,000 $ 19,000 $ 35,000
Leon County Florida 1 $ 43,000 $ 43,000 $ 113,000
Manatee County Florida 1 $ 44,000 $ 44,000 $ 70,000
St. Lucie County Florida 1 $ 60,000 $ 60,000 $ 110,000
Volusia County Florida 1 $ 30,000 $ 30,000 $ 95,000
Carroll County Georgia 1 $ 70,000 $ 70,000 $ 37,000
Douglas County Georgia 1 $ 16,000 $ 16,000 $ 42,000
Gwinnett County Georgia 1 $ 32,000 $ 32,000 $ 77,000
Cook County Illinois 1 $ 29,000 $ 29,000 $ 56,000
DuPage County Illinois 1 $ 88,000 $ 88,000 $ 90,000
St. Clair County Illinois 1 $ 33,000 $ 33,000 $ 119,000
Floyd County Indiana 1 $ 52,000 $ 52,000 $ 185,000
Marion County Indiana 1 $ 50,000 $ 50,000 $ 35,000
Morgan County Indiana 1 $ 30,000 $ 30,000 $ 83,000
Tippecanoe County Indiana 1 $ 18,000 $ 18,000 $ 113,000
Bell County Kentucky 1 $ 134,000 $ 134,000 $ 42,000
Jefferson County Kentucky 1 $ 26,000 $ 26,000 $ 104,000
Oxford County Maine 1 $ 50,000 $ 50,000 $ 55,000
Calvert County Maryland 1 $ 20,000 $ 20,000 $ 130,000
Montgomery County Maryland 1 $ 50,000 $ 50,000 $ 98,000
Talbot County Maryland 1 $ 145,000 $ 145,000 $ 74,000
Washington County Maryland 1 $ 19,000 $ 19,000 $ 128,000
Suffolk County Massachusetts 1 $ 25,000 $ 25,000 $ 39,000
Dakota County Minnesota 1 $ 20,000 $ 20,000 $ 53,000
Hinds County Mississippi 1 $ 53,000 $ 53,000 $ 86,000
Cheshire County New Hampshire 1 $ 100,000 $ 100,000 $ 191,000
Monmouth County New Jersey 1 $ 149,000 $ 149,000 $ 125,000
Somerset County New Jersey 1 $ 50,000 $ 50,000 $ 114,000
Bernalillo County New Mexico 1 $ 35,000 $ 35,000 $ 54,000
Luna County New Mexico 1 $ 64,000 $ 64,000 $ 34,000
Chautauqua County New York 1 $ 50,000 $ 50,000 $ 114,000
Monroe County New York 1 $ 35,000 $ 35,000 $ 117,000
Onondaga County New York 1 $ 105,000 $ 105,000 $ 41,000
Saratoga County New York 1 $ 45,000 $ 45,000 $ 200,000
Westchester County New York 1 $ 38,000 $ 38,000 $ 82,000
Brunswick County North Carolina 1 $ 77,000 $ 77,000 $ 31,000
Catawba County North Carolina 1 $ 60,000 $ 60,000 $ 141,000
Cleveland County North Carolina 1 $ 112,000 $ 112,000 $ 71,000
Pender County North Carolina 1 $ 15,000 $ 15,000 $ 26,000
Polk County North Carolina 1 $ 49,000 $ 49,000 $ 24,000
Randolph County North Carolina 1 $ 17,000 $ 17,000 $ 32,000
Rowan County North Carolina 1 $ 50,000 $ 50,000 $ 30,000
Stokes County North Carolina 1 $ 65,000 $ 65,000 $ 59,000
Surry County North Carolina 1 $ 29,000 $ 29,000 $ 91,000
Columbiana County Ohio 1 $ 40,000 $ 40,000 $ 52,000
Geauga County Ohio 1 $ 101,000 $ 101,000 $ 201,000
Jefferson County Ohio 1 $ 10,000 $ 10,000 $ 84,000
Lorain County Ohio 1 $ 120,000 $ 120,000 $ 63,000
Montgomery County Ohio 1 $ 72,000 $ 72,000 $ 32,000
Warren County Ohio 1 $ 24,000 $ 24,000 $ 146,000
Wood County Ohio 1 $ 110,000 $ 110,000 $ 63,000
Blair County Pennsylvania 1 $ 10,000 $ 10,000 $ 93,000
Bucks County Pennsylvania 1 $ 100,000 $ 100,000 $ 78,000
Cambria County Pennsylvania 1 $ 46,000 $ 46,000 $ 32,000
Chester County Pennsylvania 1 $ 100,000 $ 100,000 $ 126,000
Crawford County Pennsylvania 1 $ 20,000 $ 20,000 $ 43,000
Cumberland County Pennsylvania 1 $ 33,000 $ 33,000 $ 83,000
Fayette County Pennsylvania 1 $ 20,000 $ 20,000 $ 107,000
Franklin County Pennsylvania 1 $ 65,000 $ 65,000 $ 36,000
Lancaster County Pennsylvania 1 $ 11,000 $ 11,000 $ 102,000
Lawrence County Pennsylvania 1 $ 54,000 $ 54,000 $ 20,000
Lebanon County Pennsylvania 1 $ 28,000 $ 28,000 $ 43,000
Lycoming County Pennsylvania 1 $ 90,000 $ 90,000 $ 46,000
Mifflin County Pennsylvania 1 $ 85,000 $ 85,000 $ 107,000
Monroe County Pennsylvania 1 $ 110,000 $ 110,000 $ 195,000
Charleston County South Carolina 1 $ 85,000 $ 85,000 $ 44,000
Lexington County South Carolina 1 $ 288,000 $ 288,000 $ 73,000
Rutherford County Tennessee 1 $ 5,000 $ 5,000 $ 67,000
Washington County Tennessee 1 $ 12,000 $ 12,000 $ 43,000
Alexandria County Virginia 1 $ 57,000 $ 57,000 $ 157,000
Arlington County Virginia 1 $ 55,000 $ 55,000 $ 208,000
Chesterfield County Virginia 1 $ 30,000 $ 30,000 $ 42,000
Floyd County Virginia 1 $ 35,000 $ 35,000 $ 8,000
Fluvanna County Virginia 1 $ 50,000 $ 50,000 $ 52,000
Hanover County Virginia 1 $ 140,000 $ 140,000 $ 208,000
Loudoun County Virginia 1 $ 34,000 $ 34,000 $ 13,000
Kitsap County Washington 1 $ 30,000 $ 30,000 $ 30,000
Pierce County Washington 1 $ 65,000 $ 65,000 $ 73,000
Brooke County West Virginia 1 $ 28,000 $ 28,000 $ 80,000
Kanawha County West Virginia 1 $ 30,000 $ 30,000 $ 31,000
Walworth County Wisconsin 1 $ 52,000 $ 52,000 $ 65,000
Park County Wyoming 1 $ 88,000 $ 88,000 $ 51,000

Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 462 $25,296,000 $54,000 $288,000 $72,000 $672,000
Home Improvement 256 $10,169,000 $39,000 $300,000 $75,000 $229,000
Home Purchase 50 $5,861,000 $117,000 $360,000 $64,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 522 $28,162,000 $53,000 $360,000 $71,000 $269,000
Not Provided 192 $9,855,000 $51,000 $200,000 $77,000 $672,000
Black or African American 26 $1,290,000 $49,000 $150,000 $67,000 $119,000
Hispanic 16 $1,166,000 $72,000 $277,000 $57,000 $147,000
Asian 8 $715,000 $89,000 $300,000 $81,000 $140,000
American Indian or Alaskan Native 2 $63,000 $31,000 $44,000 $40,000 $54,000
Native Hawaiian or Other Pacific Islander 2 $75,000 $37,000 $50,000 $54,000 $65,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 768 $41,326,000 $53,000 $360,000 $72,000 $672,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 580 $30,382,000 $52,000 $310,000 $74,000 $269,000
Application Denied By Financial Institution 106 $6,447,000 $60,000 $360,000 $66,000 $672,000
Application Withdrawn By Applicant 69 $3,973,000 $57,000 $300,000 $66,000 $208,000
File Closed For Incompleteness 12 $519,000 $43,000 $101,000 $58,000 $130,000
Application Approved But Not Accepted 1 $5,000 $5,000 $5,000 $67,000 $67,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 6 $294,000 $49,000 $70,000 $54,000 $83,000
Collateral 5 $134,000 $26,000 $40,000 $78,000 $132,000
Credit Application Incomplete 4 $148,000 $37,000 $75,000 $39,000 $59,000
Credit History 4 $136,000 $34,000 $60,000 $37,000 $48,000
Other 1 $43,000 $43,000 $43,000 $18,000 $18,000
Unverifiable Information 1 $68,000 $68,000 $68,000 $168,000 $168,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearview Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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