Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Clearview Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 695 |
| Total Mortgage Loan Application Amount | $42,176,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $416,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $282,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 205 | $ 10,913,000 | $ 53,000 | $ 66,000 |
| Beaver County Pennsylvania | 138 | $ 6,661,000 | $ 48,000 | $ 67,000 |
| Mecklenburg County North Carolina | 27 | $ 2,135,000 | $ 79,000 | $ 82,000 |
| Delaware County Pennsylvania | 23 | $ 1,671,000 | $ 72,000 | $ 66,000 |
| Washington County Pennsylvania | 18 | $ 1,228,000 | $ 68,000 | $ 74,000 |
| York County South Carolina | 11 | $ 765,000 | $ 69,000 | $ 68,000 |
| Butler County Pennsylvania | 9 | $ 625,000 | $ 69,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 7 | $ 542,000 | $ 77,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 7 | $ 548,000 | $ 78,000 | $ 71,000 |
| Maricopa County Arizona | 5 | $ 362,000 | $ 72,000 | $ 138,000 |
| Montgomery County Maryland | 5 | $ 398,000 | $ 79,000 | $ 86,000 |
| Erie County New York | 5 | $ 577,000 | $ 115,000 | $ 98,000 |
| Gaston County North Carolina | 5 | $ 292,000 | $ 58,000 | $ 79,000 |
| San Diego County California | 4 | $ 185,000 | $ 46,000 | $ 89,000 |
| New Castle County Delaware | 4 | $ 182,000 | $ 45,000 | $ 101,000 |
| Broward County Florida | 4 | $ 173,000 | $ 43,000 | $ 62,000 |
| Miami-Dade County Florida | 4 | $ 334,000 | $ 83,000 | $ 75,000 |
| Orange County Florida | 4 | $ 497,000 | $ 124,000 | $ 109,000 |
| Anne Arundel County Maryland | 4 | $ 274,000 | $ 68,000 | $ 84,000 |
| Baltimore County Maryland | 4 | $ 143,000 | $ 35,000 | $ 46,000 |
| Camden County New Jersey | 4 | $ 305,000 | $ 76,000 | $ 70,000 |
| Nassau County New York | 4 | $ 274,000 | $ 68,000 | $ 109,000 |
| Cabarrus County North Carolina | 4 | $ 129,000 | $ 32,000 | $ 96,000 |
| Chester County Pennsylvania | 4 | $ 192,000 | $ 48,000 | $ 76,000 |
| Horry County South Carolina | 4 | $ 175,000 | $ 43,000 | $ 70,000 |
| Lee County Florida | 3 | $ 120,000 | $ 40,000 | $ 108,000 |
| Palm Beach County Florida | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Cumberland County Maine | 3 | $ 71,000 | $ 23,000 | $ 57,000 |
| Prince George's County Maryland | 3 | $ 407,000 | $ 135,000 | $ 44,000 |
| Oneida County New York | 3 | $ 164,000 | $ 54,000 | $ 81,000 |
| Union County North Carolina | 3 | $ 68,000 | $ 22,000 | $ 89,000 |
| Charleston County South Carolina | 3 | $ 167,000 | $ 55,000 | $ 67,000 |
| Fairfax County Virginia | 3 | $ 375,000 | $ 125,000 | $ 98,000 |
| Hartford County Connecticut | 2 | $ 40,000 | $ 20,000 | $ 50,000 |
| District of Columbia County District Of Columbia | 2 | $ 76,000 | $ 38,000 | $ 53,000 |
| Brevard County Florida | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Collier County Florida | 2 | $ 351,000 | $ 175,000 | $ 129,000 |
| Pasco County Florida | 2 | $ 145,000 | $ 72,000 | $ 51,000 |
| Pinellas County Florida | 2 | $ 124,000 | $ 62,000 | $ 64,000 |
| Marion County Indiana | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Jefferson County Kentucky | 2 | $ 248,000 | $ 124,000 | $ 157,000 |
| Calvert County Maryland | 2 | $ 95,000 | $ 47,000 | $ 137,000 |
| Burlington County New Jersey | 2 | $ 125,000 | $ 62,000 | $ 71,000 |
| Union County New Jersey | 2 | $ 40,000 | $ 20,000 | $ 92,000 |
| Madison County New York | 2 | $ 91,000 | $ 45,000 | $ 61,000 |
| Onondaga County New York | 2 | $ 95,000 | $ 47,000 | $ 44,000 |
| Suffolk County New York | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Forsyth County North Carolina | 2 | $ 115,000 | $ 57,000 | $ 46,000 |
| Guilford County North Carolina | 2 | $ 28,000 | $ 14,000 | $ 42,000 |
| Iredell County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 120,000 |
| Berks County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 44,000 |
| Erie County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 47,000 |
| Fayette County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 41,000 |
| Lackawanna County Pennsylvania | 2 | $ 121,000 | $ 60,000 | $ 80,000 |
| Somerset County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| York County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 92,000 |
| Greenville County South Carolina | 2 | $ 73,000 | $ 36,000 | $ 39,000 |
| Alexandria County Virginia | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Arlington County Virginia | 2 | $ 115,000 | $ 57,000 | $ 151,000 |
| Loudoun County Virginia | 2 | $ 130,000 | $ 65,000 | $ 142,000 |
| Prince William County Virginia | 2 | $ 125,000 | $ 62,000 | $ 48,000 |
| Fresno County California | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Los Angeles County California | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Placer County California | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Riverside County California | 1 | $ 52,000 | $ 52,000 | $ 136,000 |
| San Mateo County California | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Jefferson County Colorado | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Kent County Delaware | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Sussex County Delaware | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Alachua County Florida | 1 | $ 26,000 | $ 26,000 | $ 43,000 |
| Duval County Florida | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Hernando County Florida | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Manatee County Florida | 1 | $ 130,000 | $ 130,000 | $ 194,000 |
| Marion County Florida | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Osceola County Florida | 1 | $ 156,000 | $ 156,000 | $ 136,000 |
| Polk County Florida | 1 | $ 204,000 | $ 204,000 | $ 116,000 |
| Sarasota County Florida | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| St. Lucie County Florida | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Sumter County Florida | 1 | $ 10,000 | $ 10,000 | $ 88,000 |
| Volusia County Florida | 1 | $ 16,000 | $ 16,000 | $ 144,000 |
| Clayton County Georgia | 1 | $ 27,000 | $ 27,000 | $ 92,000 |
| Coweta County Georgia | 1 | $ 45,000 | $ 45,000 | $ 161,000 |
| Fulton County Georgia | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
| Cook County Illinois | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Piatt County Illinois | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Johnson County Indiana | 1 | $ 62,000 | $ 62,000 | $ 116,000 |
| St. Joseph County Indiana | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Jackson County Kentucky | 1 | $ 318,000 | $ 318,000 | $ 104,000 |
| Shelby County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| York County Maine | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Baltimore City County Maryland | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Cecil County Maryland | 1 | $ 216,000 | $ 216,000 | $ 110,000 |
| Charles County Maryland | 1 | $ 314,000 | $ 314,000 | $ 63,000 |
| Howard County Maryland | 1 | $ 47,000 | $ 47,000 | $ 133,000 |
| Queen Anne's County Maryland | 1 | $ 182,000 | $ 182,000 | $ 197,000 |
| Wicomico County Maryland | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Essex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Middlesex County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Plymouth County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Suffolk County Massachusetts | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Washtenaw County Michigan | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Washoe County Nevada | 1 | $ 34,000 | $ 34,000 | $ 77,000 |
| Merrimack County New Hampshire | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| Rockingham County New Hampshire | 1 | $ 24,000 | $ 24,000 | $ 106,000 |
| Cape May County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 12,000 |
| Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 252,000 |
| Monmouth County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Washington County New York | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Wayne County New York | 1 | $ 27,000 | $ 27,000 | $ 120,000 |
| Alamance County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Carteret County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Cleveland County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Davidson County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Davie County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Harnett County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Moore County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Swain County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Wake County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 135,000 |
| Ashtabula County Ohio | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Clark County Ohio | 1 | $ 12,000 | $ 12,000 | $ 49,000 |
| Darke County Ohio | 1 | $ 12,000 | $ 12,000 | $ 39,000 |
| Delaware County Ohio | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Franklin County Ohio | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Lake County Ohio | 1 | $ 38,000 | $ 38,000 | $ 86,000 |
| Licking County Ohio | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Lorain County Ohio | 1 | $ 124,000 | $ 124,000 | $ 139,000 |
| Mahoning County Ohio | 1 | $ 98,000 | $ 98,000 | $ 92,000 |
| Summit County Ohio | 1 | $ 40,000 | $ 40,000 | $ 124,000 |
| Wayne County Ohio | 1 | $ 101,000 | $ 101,000 | $ 64,000 |
| Centre County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 74,000 |
| Crawford County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Dauphin County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Indiana County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Jefferson County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Lancaster County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 98,000 |
| Lawrence County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 86,000 |
| Mercer County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| Monroe County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Montgomery County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Lancaster County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 174,000 |
| Davidson County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 76,000 |
| Shelby County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 152,000 |
| Falls Church County Virginia | 1 | $ 54,000 | $ 54,000 | $ 168,000 |
| Hanover County Virginia | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Henrico County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 31,000 | $ 31,000 | $ 85,000 |
| Grays Harbor County Washington | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Whatcom County Washington | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Brooke County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Hancock County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 64,000 |
| Kanawha County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Marshall County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Tucker County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Walworth County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 365 | $25,098,000 | $68,000 | $416,000 | $74,000 | $246,000 |
| Home Improvement | 258 | $8,489,000 | $32,000 | $160,000 | $71,000 | $252,000 |
| Home Purchase | 72 | $8,589,000 | $119,000 | $383,000 | $71,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 491 | $29,485,000 | $60,000 | $416,000 | $72,000 | $282,000 |
| Not Provided | 157 | $8,999,000 | $57,000 | $284,000 | $74,000 | $194,000 |
| Black or African American | 25 | $1,926,000 | $77,000 | $383,000 | $68,000 | $246,000 |
| Hispanic | 15 | $974,000 | $64,000 | $215,000 | $87,000 | $194,000 |
| American Indian or Alaskan Native | 4 | $603,000 | $150,000 | $285,000 | $65,000 | $80,000 |
| Asian | 3 | $189,000 | $63,000 | $122,000 | $69,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 695 | $42,176,000 | $60,000 | $416,000 | $72,000 | $282,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 486 | $28,188,000 | $58,000 | $383,000 | $74,000 | $252,000 |
| Application Denied By Financial Institution | 120 | $8,335,000 | $69,000 | $416,000 | $67,000 | $282,000 |
| Application Withdrawn By Applicant | 83 | $4,982,000 | $60,000 | $285,000 | $70,000 | $215,000 |
| File Closed For Incompleteness | 4 | $337,000 | $84,000 | $124,000 | $63,000 | $80,000 |
| Application Approved But Not Accepted | 1 | $58,000 | $58,000 | $58,000 | $83,000 | $83,000 |
| Preapproval Denied by Financial Institution | 1 | $276,000 | $276,000 | $276,000 | $61,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 6 | $515,000 | $85,000 | $231,000 | $76,000 | $170,000 |
| Credit History | 6 | $191,000 | $31,000 | $110,000 | $38,000 | $58,000 |
| Debt-To-Income Ratio | 6 | $212,000 | $35,000 | $60,000 | $68,000 | $194,000 |
| Other | 2 | $57,000 | $28,000 | $38,000 | $49,000 | $50,000 |
| Collateral | 1 | $71,000 | $71,000 | $71,000 | $64,000 | $64,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.