Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Clearview Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,722 |
| Total Mortgage Loan Application Amount | $126,280,000 |
| Average Mortgage Loan Application Amount | $83,600 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $99,800 |
| Highest Applicant Income | $895,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 736 | $ 53,520,000 | $ 72,000 | $ 100,000 |
| Beaver County Pennsylvania | 272 | $ 16,810,000 | $ 61,000 | $ 79,000 |
| Washington County Pennsylvania | 158 | $ 13,110,000 | $ 82,000 | $ 102,000 |
| Westmoreland County Pennsylvania | 155 | $ 9,245,000 | $ 59,000 | $ 79,000 |
| Butler County Pennsylvania | 98 | $ 8,920,000 | $ 91,000 | $ 116,000 |
| Columbiana County Ohio | 33 | $ 2,245,000 | $ 68,000 | $ 84,000 |
| Armstrong County Pennsylvania | 18 | $ 770,000 | $ 42,000 | $ 59,000 |
| Lawrence County Pennsylvania | 8 | $ 330,000 | $ 41,000 | $ 75,000 |
| Delaware County Pennsylvania | 7 | $ 525,000 | $ 75,000 | $ 97,000 |
| Fayette County Pennsylvania | 6 | $ 390,000 | $ 65,000 | $ 68,000 |
| Anne Arundel County Maryland | 5 | $ 275,000 | $ 55,000 | $ 136,000 |
| Indiana County Pennsylvania | 5 | $ 325,000 | $ 65,000 | $ 90,000 |
| Brooke County West Virginia | 5 | $ 345,000 | $ 69,000 | $ 104,000 |
| Maricopa County Arizona | 4 | $ 500,000 | $ 125,000 | $ 123,000 |
| San Diego County California | 4 | $ 590,000 | $ 147,000 | $ 152,000 |
| Miami-Dade County Florida | 4 | $ 270,000 | $ 67,000 | $ 91,000 |
| Essex County Massachusetts | 4 | $ 80,000 | $ 20,000 | $ 110,000 |
| Mecklenburg County North Carolina | 4 | $ 260,000 | $ 65,000 | $ 49,000 |
| Wake County North Carolina | 4 | $ 150,000 | $ 37,000 | $ 124,000 |
| Philadelphia County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 73,000 |
| Hancock County West Virginia | 4 | $ 280,000 | $ 70,000 | $ 72,000 |
| Broward County Florida | 3 | $ 665,000 | $ 221,000 | $ 244,000 |
| Orange County Florida | 3 | $ 385,000 | $ 128,000 | $ 160,000 |
| Henry County Georgia | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Cecil County Maryland | 3 | $ 285,000 | $ 95,000 | $ 79,000 |
| Crawford County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 165,000 |
| Greene County Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Charlotte County Florida | 2 | $ 100,000 | $ 50,000 | $ 92,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| Osceola County Florida | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Pasco County Florida | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Pinellas County Florida | 2 | $ 90,000 | $ 45,000 | $ 88,000 |
| Marion County Indiana | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Jefferson County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Calvert County Maryland | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Suffolk County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Eaton County Michigan | 2 | $ 170,000 | $ 85,000 | $ 318,000 |
| Deer Lodge County Montana | 2 | $ 230,000 | $ 115,000 | $ 149,000 |
| Union County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 174,000 |
| Mercer County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 123,000 |
| Montgomery County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 149,000 |
| Somerset County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 149,000 |
| Horry County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Kershaw County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Fairfax County Virginia | 2 | $ 190,000 | $ 95,000 | $ 130,000 |
| Prince William County Virginia | 2 | $ 80,000 | $ 40,000 | $ 129,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Los Angeles County California | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Santa Clara County California | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Baca County Colorado | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Boulder County Colorado | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| Denver County Colorado | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Park County Colorado | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Fairfield County Connecticut | 1 | $ 425,000 | $ 425,000 | $ 112,000 |
| New Castle County Delaware | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Manatee County Florida | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Marion County Florida | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Chatham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 205,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 299,000 |
| Hendricks County Indiana | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Baltimore County Maryland | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Baltimore City County Maryland | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Frederick County Maryland | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Howard County Maryland | 1 | $ 15,000 | $ 15,000 | $ 137,000 |
| Montgomery County Maryland | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 221,000 |
| Queen Anne's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| St. Mary's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 218,000 |
| Wicomico County Maryland | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Barnstable County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Bristol County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Lapeer County Michigan | 1 | $ 75,000 | $ 75,000 | $ 285,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Clark County Nevada | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Nye County Nevada | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Rockingham County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Gloucester County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Somerset County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 170,000 |
| Union County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Brunswick County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 126,000 |
| Buncombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 276,000 |
| Camden County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Cherokee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Cleveland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 146,000 |
| Iredell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Onslow County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Stanly County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 297,000 |
| Ashtabula County Ohio | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Clermont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Delaware County Ohio | 1 | $ 105,000 | $ 105,000 | $ 238,000 |
| Jefferson County Ohio | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Medina County Ohio | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Portage County Ohio | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Stark County Ohio | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Bedford County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Bucks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 439,000 |
| Chester County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Columbia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Cumberland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Forest County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Luzerne County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Schuylkill County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Wyoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Anderson County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Beaufort County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Florence County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Greenville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| York County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Grainger County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 209,000 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Rutherford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 439,000 |
| Fairfax City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Richmond City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 126,000 |
| Spokane County Washington | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Lewis County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 532 | $26,770,000 | $50,000 | $315,000 | $87,000 | $857,000 |
| Refinancing | 420 | $39,180,000 | $93,000 | $495,000 | $94,000 | $466,000 |
| Home Improvement | 409 | $18,945,000 | $46,000 | $505,000 | $99,000 | $895,000 |
| Cash-out Refinancing | 185 | $19,325,000 | $104,000 | $405,000 | $101,000 | $816,000 |
| Home Purchase | 176 | $22,060,000 | $125,000 | $455,000 | $118,000 | $604,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,510 | $110,120,000 | $72,000 | $505,000 | $95,000 | $895,000 |
| Not Provided | 83 | $7,805,000 | $94,000 | $505,000 | $111,000 | $631,000 |
| Black or African American | 74 | $4,440,000 | $60,000 | $235,000 | $72,000 | $466,000 |
| Hispanic | 29 | $1,275,000 | $43,000 | $85,000 | $100,000 | $283,000 |
| Asian | 21 | $2,375,000 | $113,000 | $405,000 | $160,000 | $604,000 |
| American Indian or Alaskan Native | 2 | $50,000 | $25,000 | $35,000 | $35,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $210,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,722 | $126,280,000 | $73,000 | $505,000 | $96,000 | $895,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $84,580,000 | $76,000 | $495,000 | $103,000 | $604,000 |
| Application Denied By Financial Institution | 494 | $32,160,000 | $65,000 | $505,000 | $81,000 | $895,000 |
| Application Withdrawn By Applicant | 104 | $7,200,000 | $69,000 | $425,000 | $88,000 | $384,000 |
| File Closed For Incompleteness | 14 | $1,300,000 | $92,000 | $505,000 | $167,000 | $631,000 |
| Preapproval Denied by Financial Institution | 8 | $800,000 | $100,000 | $145,000 | $51,000 | $93,000 |
| Application Approved But Not Accepted | 2 | $240,000 | $120,000 | $175,000 | $130,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,220 | $93,320,000 | $76,000 | $505,000 | $102,000 | $631,000 |
| Other | 142 | $10,340,000 | $72,000 | $405,000 | $93,000 | $448,000 |
| Credit History | 136 | $8,220,000 | $60,000 | $505,000 | $84,000 | $895,000 |
| Debt-To-Income Ratio | 119 | $8,785,000 | $73,000 | $405,000 | $59,000 | $187,000 |
| Collateral | 94 | $5,170,000 | $55,000 | $215,000 | $85,000 | $262,000 |
| Unverifiable Information | 7 | $345,000 | $49,000 | $85,000 | $59,000 | $143,000 |
| Employment History | 4 | $100,000 | $25,000 | $25,000 | $26,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.