Colonial Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Colonial Farm Credit, Aca 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Farm Credit, Aca 7104 Mechanicsville Turnpike Mechanicsville, VA 23111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 104 |
| Total Mortgage Loan Application Amount | $24,900,000 |
| Average Mortgage Loan Application Amount | $223,200 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $171,000 |
| Highest Applicant Income | $1,383,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Colonial Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Colonial Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Farm Credit, Aca's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charles County Maryland | 7 | $ 2,705,000 | $ 386,000 | $ 202,000 |
| St. Mary's County Maryland | 7 | $ 2,345,000 | $ 335,000 | $ 158,000 |
| Dinwiddie County Virginia | 7 | $ 1,215,000 | $ 173,000 | $ 136,000 |
| Essex County Virginia | 6 | $ 1,200,000 | $ 200,000 | $ 217,000 |
| Buckingham County Virginia | 5 | $ 655,000 | $ 131,000 | $ 113,000 |
| Isle of Wight County Virginia | 5 | $ 835,000 | $ 167,000 | $ 200,000 |
| Prince George County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 175,000 |
| Calvert County Maryland | 4 | $ 1,170,000 | $ 292,000 | $ 78,000 |
| Hanover County Virginia | 4 | $ 2,290,000 | $ 572,000 | $ 97,000 |
| Chesterfield County Virginia | 3 | $ 615,000 | $ 205,000 | $ 67,000 |
| Lancaster County Virginia | 3 | $ 595,000 | $ 198,000 | $ 158,000 |
| Nottoway County Virginia | 3 | $ 505,000 | $ 168,000 | $ 88,000 |
| Powhatan County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 257,000 |
| Surry County Virginia | 3 | $ 135,000 | $ 45,000 | $ 30,000 |
| Prince George's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 75,000 |
| Campbell County Virginia | 2 | $ 170,000 | $ 85,000 | $ 23,000 |
| Charlotte County Virginia | 2 | $ 200,000 | $ 100,000 | $ 109,000 |
| Chesapeake County Virginia | 2 | $ 180,000 | $ 90,000 | $ 92,000 |
| Gloucester County Virginia | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| James City County Virginia | 2 | $ 580,000 | $ 290,000 | $ 290,000 |
| Louisa County Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 793,000 |
| Prince Edward County Virginia | 2 | $ 320,000 | $ 160,000 | $ 216,000 |
| Southampton County Virginia | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Suffolk County Virginia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Sussex County Virginia | 2 | $ 160,000 | $ 80,000 | $ 101,000 |
| Virginia Beach County Virginia | 2 | $ 260,000 | $ 130,000 | $ 139,000 |
| Currituck County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Amelia County Virginia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Amherst County Virginia | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Cumberland County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Fluvanna County Virginia | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Franklin City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Goochland County Virginia | 1 | $ 1,065,000 | $ 1,065,000 | $ 414,000 |
| King and Queen County Virginia | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| King George County Virginia | 1 | $ 195,000 | $ 195,000 | $ 155,000 |
| King William County Virginia | 1 | $ 505,000 | $ 505,000 | $ 1,000 |
| Lunenburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Mathews County Virginia | 1 | $ 95,000 | $ 95,000 | $ 434,000 |
| Middlesex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Northumberland County Virginia | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Colonial Farm Credit, Aca in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 58 | $15,130,000 | $260,000 | $1,765,000 | $141,000 | $643,000 |
| Refinancing | 19 | $4,435,000 | $233,000 | $1,065,000 | $198,000 | $1,383,000 |
| Home Improvement | 17 | $3,145,000 | $185,000 | $515,000 | $143,000 | $699,000 |
| Cash-out Refinancing | 5 | $1,205,000 | $241,000 | $425,000 | $155,000 | $310,000 |
| Other Purpose | 5 | $985,000 | $197,000 | $555,000 | $218,000 | $434,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 96 | $21,840,000 | $227,000 | $1,065,000 | $158,000 | $1,383,000 |
| Not Provided | 3 | $345,000 | $115,000 | $195,000 | $113,000 | $155,000 |
| Black or African American | 3 | $185,000 | $61,000 | $125,000 | $152,000 | $368,000 |
| Not applicable | 2 | $2,530,000 | $1,265,000 | $1,765,000 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 104 | $24,900,000 | $239,000 | $1,765,000 | $157,000 | $1,383,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 86 | $21,800,000 | $253,000 | $1,765,000 | $170,000 | $1,383,000 |
| Application Withdrawn By Applicant | 12 | $2,480,000 | $206,000 | $515,000 | $108,000 | $389,000 |
| Application Denied By Financial Institution | 6 | $620,000 | $103,000 | $185,000 | $64,000 | $91,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 98 | $24,280,000 | $247,000 | $1,765,000 | $162,000 | $1,383,000 |
| Debt-To-Income Ratio | 4 | $410,000 | $102,000 | $185,000 | $58,000 | $76,000 |
| Credit History | 2 | $210,000 | $105,000 | $155,000 | $91,000 | $91,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Farm Credit, Aca's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.